Cumulus Podcast Network

•

Channel • 21 Shows

Investing

Investing

Updated weekly
After Shows

After Shows

Updated weekly
Comedy

Comedy

Daily series
Business News

Business News

Updated daily
News Commentary

News Commentary

Updated daily
American Football

American Football

Updated daily
American Football

American Football

Updated daily

28/02/2025

Money Doubles Every 10 Years (and Most People Never Notice!), with Scott Yamamura

#586: If you are a complete beginner at finances, or if you know someone who is, this episode is for you. The biggest hurdle for beginners? Money seems complex and intimidating. But Scott Yamamura, author of Financial Epiphany, explains personal finance doesn't have to be complicated. He breaks compound interest into three easy-to-grasp frameworks: Money as a Multiplying Ability: Just like athletes have peak physical abilities in their 20s, your money has its greatest multiplying power when you're young. At age 22, every dollar invested can multiply 16 times by retirement (assuming a 40-year career and 7.2 percent returns). The Doubling Framework: Money can double approximately every 10 years with average market returns. This explains why a dollar invested at 22 becomes $2 by 32, $4 by 42, $8 by 52, and $16 by 62. The Halving Concept: With each decade that passes, your money's multiplying power gets cut in half. This is the inverse of the above idea. Scott shares how these simple frameworks helped him front-load his son's college savings. "We can stop now because it's going to double," he said. For beginners struggling with analysis paralysis, Scott offers a Rubik's Cube analogy: You don't need to understand all 43 quintillion possible combinations to solve it — you just need one simple method to get started. Similarly, you don't need to master every financial concept to begin investing. The most important step is just to get started. You can learn the complexities later, but starting early gives your money more time to grow. Scott also emphasizes finding your "why" — a purpose bigger than just accumulating wealth. He shares a moving story about a man named Ernie who funded his mission trip to Sierra Leone, showing how money can be used to make a profound difference in people's lives. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Introduction (1:16) Scott discusses reframing compound interest as "money multiplying ability" (3:47) Money multiplying power works like athletic ability - strongest when young (7:02) Scott addresses challenges of saving when young and broke (10:29) Explanation of the Rule of 72 for doubling money (13:43) Every dollar invested at 22 multiplies 16x by retirement (17:08) What to do if you're starting late with retirement savings (20:44) Three core ideas of compound interest (23:19) Using the concept of "halving" to create urgency to invest (30:30) Finding your "why" to overcome financial temptations (33:07) Scott shares personal story about Sierra Leone mission trip (36:46) The joy of spontaneous giving as motivation for building wealth (40:53) Balancing retirement savings with paying off debt (43:38) Simplifying finance through the Rubik's Cube analogy (52:50) Paula's wrap-up with actionable investing advice for beginners For more information, visit the show notes at https://affordanything.com/episode586 Learn more about your ad choices. Visit podcastchoices.com/adchoices

28/02/2025

•

1h 12m
08/02/2025

Treasury Tantrums, Arctic Routes, and McKinley's Ghost

#580: "If you want to understand what's happening in the economy, look at bonds," begins today's episode, where we explore how the bond market acts as a crystal ball for economic trends. The bond market has been sending some clear signals lately. Interest rates remain elevated, with 10-year Treasury yields about 1 percent higher than their September 2024 low. After a challenging 2024 where bond returns flattened to just 1.18 percent, both the U.S. and U.K. are seeing historically high yields. We break down what's driving these changes and explain key concepts like term premium — the extra return investors demand for holding longer-term bonds. The Federal Reserve's recent moves are shaping this landscape. After cutting rates by 1 percentage point between September and December 2024, Fed officials are now signaling a more cautious approach, wanting to see further inflation decline before considering additional cuts. Then we explore why President William McKinley is suddenly relevant again. McKinley, whose term began in 1897, was known for his imperialist expansion and love of tariffs. His presidency came towards the end of what historians call "the long 19th century" — a period from the French Revolution in 1789 to the start of World War I in 1914. This era was marked by massive social upheaval, major technological advancement, the First Industrial Revolution, and huge migration into cities. It also included the California and Klondike Gold Rushes. The episode then turns to what some are calling the "Cold Rush" — the race to claim influence in the rapidly changing Arctic. With ice melting four times faster than global averages and the potential for ice-free Arctic days by 2030, nations are competing for new shipping routes and access to resources. We examine three emerging paths: the Northern Sea Route along Russia's coast, the North-West Passage along North America, and the Transpolar Sea Route across the North Pole. Finally, we dive into an overlooked story: the global tax war. In 2021, 136 countries agreed to establish a 15 percent minimum corporate tax rate to prevent profit-shifting to tax havens. While the U.S. already exceeds this minimum with its 21 percent domestic rate, implementation faces challenges due to different methodologies for calculating tax bases and recent political developments that could affect its future. Resources mentioned: https://www.federalreserve.gov/econres/notes/feds-notes/the-treasury-tantrum-of-2023-20240903.html https://www.pimco.com/us/en/insights/will-the-true-treasury-term-premium-please-stand-up https://www.bls.gov/news.release/pdf/empsit.pdf https://youtu.be/gQqcKepuQdA?feature=shared https://www.morningstar.com/bonds/how-largest-bond-funds-did-2024 https://www.npr.org/2025/02/05/1229167003/mckinley-trump-tin-tariffs https://www.economist.com/finance-and-economics/2025/01/23/the-arctic-climate-changes-great-economic-opportunity https://www.clingendael.org/pub/2020/presence-before-power/4-greenland-what-is-china-doing-there-and-why/ https://www.clingendael.org/pub/2020/presence-before-power/ For more information, visit the show notes at https://affordanything.com/episode580 Learn more about your ad choices. Visit podcastchoices.com/adchoices

08/02/2025

•

58 min
20/03/2020

How To Have Certainty In Uncertain Times

What to do in place of panic. What 3 questions to ask yourself when faced with challenge or adversity. How our brains processes fear and anxiety and how switch it to off. Why uncertain times also brings times of opportunity. How we process situations differently and how to choose a different, more positive experience. Connect with me on Instagram: @candyvalentino Learn more: candyvalentino.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

20/03/2020

•

18 min
21/11/2023

Marjorie Taylor Greene, Dr. Jameson Taylor, & Peter Martinez

US Congresswoman Marjorie Taylor Greene (R-GA) joins us to discuss her new book "MTG." Next, senior fellow at the American Family Association Dr. Jameson Taylor fills us in on the petition from One Million Moms to boycott the Macy's Thanksgiving Day Parade. Then chef Peter Martinez provides some tips for cooking for Thanksgiving. Finally we take your calls in open phones across America. Learn more about your ad choices. Visit podcastchoices.com/adchoices

21/11/2023

•

2h 4m
15/11/2023

Ben Stein, Nic McKinley, & John Tabacco

actor and former speechwriter for President Nixon, Ben Stein, joins us to discuss his new book "The Peacemaker." Next, human trafficking expert Nic McKinley breaks down the recent bust of brothels in Virginia and Massachusetts. Then, TV personality John Tabacco joins us to explain the latest from Capitol Hill. Finally, we take your calls in open phones across America. Learn more about your ad choices. Visit podcastchoices.com/adchoices

15/11/2023

•

2h 4m
13/12/2024

Dealing With Drones, Trump Time's Man Of The Year, A Very Busy Senate, Meta's Mega Trump Donation

Today on America in the Morning Dealing With Drones The debate is raging from small towns to Capitol Hill and the Pentagon over reported sightings of mysterious drones over New Jersey and other parts of the Mid-Atlantic. Washington correspondent Sagar Meghani reports there are a number of theories as to where the drones are coming from, including New Jersey Congressman Jeff Van Drew, who told Fox News he is pointing the finger of blame at Iran. Time’s Man Of The Year President-elect Donald Trump received a double honor, along with being named Time Magazine’s Person of the Year, he got to ring the opening bell on Wall Street. Jim Roope reports. FBI Holds Some Blame In New January 6 Report A new report on the January 6, 2021 riot at the US Capitol cites some FBI missteps in how they approached security on that day. Correspondent Haya Panjwani reports. Biden’s Historic Pardons President Biden is making history when it comes to pardons and commuted sentences. Correspondent Clayton Neville reports. No Always Paying For Tips There is a potential payoff for the McDonald’s worker and others who helped police make an arrest in the killing of a healthcare executive. However, as correspondent Ed Donahue reports, collecting the five-figure reward may not be easy. SCOTUS Lottery It’s not your typical lottery – this one is to see the happenings inside the Supreme Court. Correspondent Mike Hempen reports. Senate Keeps Busy It's been a busy week in the United States Senate. Correspondent Clayton Neville reports that Senators are tackling a range of issues to include social security and recent drone sightings. Latest On The Trump Nominees With President-elect Donald Trump's pick to head the Pentagon far from a sure thing to be confirmed, Pete Hegseth met with a key senator in the hopes of peeling off at least one Democrat to support him. John Stolnis has more from Washington. Biden’s Middle East Final Plans Top aides to President Biden are making a final diplomatic push in the Middle East in efforts to end the war in Gaza and stabilize Syria. Washington correspondent Sagar Meghani reports. Found In Syria A man identifying himself as an American from Missouri was found Thursday in Syria after he said he was freed when rebels who ousted Bashar al-Assad from power overran the prison where he was being held. Belichick Heads To College He won six Super Bowls as a head coach, and won two more as a defensive coordinator. Bill Belichick’s lifelong goal of coaching a college football team has become reality. Correspondent Gethin Coolbaugh reports. Trump Gets $1 Million From Meta The owner of Meta has given a mega-donation to the Donald Trump inauguration fund. Correspondent Haya Panjwani reports. Attacking Bank Fees The White House is hitting banks, cracking down against high overdraft fees. Correspondent Jackie Quinn reports. Finally There’s new trouble for jailed music mogul Sean “Diddy” Combs. Entertainment correspondent Margie Szaroleta reports three more lawsuits have been filed against Combs alleging sexual misconduct. Finally, it was not the night before Christmas, and what was stirring in the chimney was not there with care. Correspondent Ed Donahue reports police were called and arrested someone who was clearly not Santa Claus. Learn more about your ad choices. Visit podcastchoices.com/adchoices

13/12/2024

•

40 min
15/07/2024

The US Border Crisis and American Tragedy

Join us as we sit down with Sheriff Mark Lamb, the nationally recognized "American Sheriff", author, and U.S. Senate candidate to unpack his first-hand encounter and dealings with the border crisis. Sheriff Mark Lamb, who began his exceptional law enforcement career as an officer and detective before being elected as Sheriff of Pinal County, Arizona, shares his insights into media portrayals, cartel violence, and national security threats. We'll discuss the border crossing process, the role of NGOs, and the balance between mercy and justice in immigration. Sheriff Lamb also opens up about the challenges of addiction, the power of faith, and his journey from being a missionary in South America to his current run for U.S. Senate. Tune in for an eye-opening discussion on pressing issues and personal resilience. Don’t forget to hit the share button, subscribe for more content, and leave a review! Chapters: 00:00 - Introduction 01:53 - Discussion on Border Crisis 04:46 - National Security Threats 09:26 - Role of NGOs in Immigration 11:28 - Seeking Truth in Politics 12:34 - Impact of Immigration on Local Communities 13:32 - Balancing Mercy and Justice 15:10 - The Justice and Border Security 16:54 - The Risks and Victims of Open Borders 17:45 - The Role of Citizens in Border Policy 23:05 - The Difference Between Borders and Immigration 23:50 - Stepping into Politics 26:54 - Introduction and Motivation for Running 27:33 - Family Values and Patriotism 29:59 - Overcoming Adversity and Moving Forward 33:02 - Loss of Son and Granddaughter 37:14 - Dealing with Addiction and Loss 38:25 - Introduction and Reflections on Freedom 39:05 - Grieving and Sharing Struggles 41:47 - Faith and Coping 43:10 - Defining Wealth PRE-ORDER MY LATEST BOOK: Order ‘The 9% EDGE’ and Receive $1500 in BONUSES! Go To: www.9percentedge.com Thank you to our sponsors: 🪙Advantage Gold: https://bit.ly/ADVANTAGEGOLDCANDYVALENTINO 🗒️Trainual: https://bit.ly/TrainualCandyValentino Connect with us on social media to stay updated on upcoming episodes and exclusive content! Subscribe To The Podcast Here: Apple Podcasts Spotify YouTube Connect With Me: Facebook Instagram LinkedIn TikTok For further business training opportunities visit Founders Organization: https://foundersorganization.com/event/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

15/07/2024

•

52 min
30/01/2024

Investigating The Jordan Drone Attack, Mayorkas Impeachment Vote, New Murdaugh Trial Denied, Illinois Ballot Decision

Today on America in the Morning Investigating The Drone Strike In Jordan A preliminary report suggests human error may have played a role in the deadly drone strike this weekend on U.S. troops in Jordan. As Washington correspondent Sagar Meghani reports, there are serious calls on Capitol Hill for the Biden administration to respond to the drone attack, allegedly carried out by a terror group aligned with Iran. Mayorkas Facing Impeachment Later this morning, the House Homeland Security committee will mark up two articles of impeachment against Alejandro Mayorkas, as House Democrats launch a defense of the embattled Secretary of Homeland Security. John Stolnis has more from Washington. Testimony Continues In Michigan School Shooter Case Testimony is focusing on the parenting skills of a mother in Michigan accused of involuntary manslaughter in connection with the deadly school shooting committed by her son. Ed Donahue reports. Illinois Ballot Decision In Illinois, election officials are weighing whether to remove Donald Trump's name from the March 19th primary ballot. Correspondent Jennifer King reports that answer could come as soon as today. Spending The Issue For LaPierre Trial Wayne LaPierre faced another day of grilling on the witness stand about lavish spending as the longtime leader of the National Rifle Association. Sue Aller reports on his trial from New York. Murders In Paradise The Bahamas are known for many things, like crystal clear turquoise water and white sand beaches, and now, murders. After a spike in killings and the US State Department sounding the alarm, Bahamian authorities are responding. Correspondent Rita Foley reports. Mother Of Slain Solder Speaks Out The Biden administration warned that the drone strike that killed three American soldiers will not go unpunished. While the government of Iran has stated they were not behind it, what is believed is an Iranian proxy group carried out the attack. Here at home, the mother of a soldier killed that incident in Jordan says her daughter was an amazing person. Correspondent Lisa Dwyer reports. Lloyd Austin Back To Work Defense Secretary Lloyd Austin is back in the office for the first time since having prostate cancer surgery complications, and his first order of duty will be to assess what the response will be to the drone attack against US personnel in Jordan. Washington correspondent Sagar Meghani reports. NYC Councilmember Stopped There’s fallout after a New York City council member, who is part of the exonerated Central Park 5 case from 1989, is stopped by police while driving his car in Harlem with his family. Correspondent Julie Walker reports. More Severe California Weather As Californians continue to clean up after last week’s winter storms, another round of severe rain and mountain snow is heading for the Golden State that could impact travel and power. Jim Roope reports from Los Angeles. Murdaugh’s New Trial Denied A judge in South Carolina has denied Alex Murdaugh's request for a new trial after his defense team accused a clerk of tampering with the jury. Pamela Furr has more. Boeing Reverses Course On MAX Request Facing intense political pressure, plane maker Boeing late Monday withdrew its request for an exemption from key safety regulations to allow the 737-MAX-7 to be certified to carry passengers. Man Busted For Synagogue Threats Federal authorities have arrested a Massachusetts man for allegedly threatening to bomb synagogues and kill members of the state's Jewish community. Correspondent Jackie Quinn reports. Tax Leaker Gets Jail Time A former Internal Revenue Service contractor was sentenced to 5 years in prison for leaking tax return information of some very rich people, including that of former president Donald Trump. Ed Donahue reports. Learn more about your ad choices. Visit podcastchoices.com/adchoices

30/01/2024

•

40 min
12/03/2024

Biden Unveils Budget, TikTok Debate, Biden & Trump On Social Security, Saving AM Radio

Today on America in the Morning Biden Budget Released The White House released their budget proposal for Fiscal Year 2025, with President Biden stumping for his policy proposals and hitting Donald Trump for comments he made about entitlements. John Stolnis has the recap from Washington. Trump OK With TikTok Former President Donald Trump and other politicians are chiming-in over concerns surrounding TikTok. Correspondent Clayton Neville reports some believe the popular app to be a National Security threat. Don’t Say Gay Compromise Students and teachers can discuss sexual orientation and gender identity in Florida classrooms under a new 'Don't Say Gay' bill legal settlement. Correspondent Lisa Dwyer reports. Trump Wants Hush Money Trial Delay Former President Trump is seeking to derail the start of his first criminal trial just two weeks out from when it is scheduled to begin, asserting a presidential immunity defense in the case for the first time. Correspondent Shelley Adler reports that the Supreme Court will be taking up Trump’s immunity claim in a hearing next month. Judge Nixes NLRB Rule A federal judge in Texas is blocking the US Labor Relations Board rule that would make it easier for workers at McDonald's, Burger King and some other big U.S. companies to unionize. Correspondent Donna Warder reports. Saving AM Radio Citing public safety and the importance for people to get information, the two senators from Maine are the latest to join an effort in Congress to pass federal legislation to keep AM radio in every new car made. Correspondent Haya Panjwani reports. Social Security Debate President Biden unveiled his election-year budget for 2025. Tax increases would be used to shore up Social Security, and it was that very program that led both the president, and his GOP rival in the 2024 election, Donald Trump, to square off on the topic, with the former president getting pushback from Biden on the idea of cutting Social Security and Medicare spending. Pamela Furr has more on the story. School Shooter’s Father’s Trial Continues The trial is moving forward for the father of a convicted school shooter in Michigan. Correspondent Clayton Neville reports on the precedent-setting courtroom proceedings. Haiti Situation Worsens Gangs are roaming the streets of the nation’s capital city of Port au Prince and the US has airlifted all non-essential staff from the American Embassy. Correspondent Charles de Ledesma reports on an attempt to halt Haiti's dramatic decline amid violence and poverty. Trump Aide Ordered To Prison Former Trump White House aide Peter Navarro has been ordered to report to a Miami prison. Correspondent Sue Aller has the details. Executions To Resume The state of Georgia will be resuming executions later this month. Correspondent Haya Panjwani reports. School Bus Tragedy All three children on a school bus in Illinois were killed when it veered into oncoming traffic and collided with a tractor-trailer. It happened in the small town of Rushville on Route 24, a major thoroughfare that connects Illinois with Kansas City. RNC Layoffs There were a large number of staff layoffs on Monday at the Republican National Committee. Politico is reporting that the new leadership which includes Donald Trump’s daughter-in-law Lara Trump, wasted no time in purging as many as 60 staffers. Prison For American In German Killing An American man is going to prison in Germany, for the murder of a fellow American. Correspondent Rita Foley reports. Finally A new survey says most teens felt better when they went without smartphones. However, as correspondent Shelley Adler reports, many of them won't give the phones up. While this year’s Academy Awards ceremony was relatively low-key, there were some controversial moments. Kevin Carr reports. Learn more about your ad choices. Visit podcastchoices.com/adchoices

12/03/2024

•

40 min
06/06/2025

Guest Host Dom Giordano: Media Bias, Weak Jobs Report, Elon Names Trump in Epstein Files

Guest host Dom Giordano of WPHT Philadelphia fills in for Rich and reacts to Elon Musk naming Donald Trump in the Epstein files. David Bozell, President of the Media Research Center, joins to expose liberal bias at NPR and PBS and calls to defund public media. Bruce de Torres of the American Small Business League discusses Trump’s criticism of Federal Reserve Chair Jerome Powell and the implications of a disappointing jobs report. Plus, workplace expert Heather Lisle, author of Hold the Pineapple, breaks down the blue-collar job boom as more employers drop college degree requirements in the age of AI. Learn more about your ad choices. Visit podcastchoices.com/adchoices

06/06/2025

•

2h 4m

Cumulus Podcast Network is Home to America's Big Bold Voices. Our diverse network gets America talking every day!