Retirement Answer Man

Roger Whitney, CFP®, CIMA®, RMA, CPWA®
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Retirement Answer Man Podcast

A top retirement podcast. Roger Whitney, CFP®, CIMA®, CPWA®, RMA, guides you on how to actually do retirement well financially and personally. This retirement podcast isn't afraid to talk about the softer side of retirement. It will teach you how to retire with confidence. Two-time PLUTUS winner for best retirement podcast / blog and the 2019 winner for best financial planner blog. This retirement podcast covers how to create a paycheck, medicare, healthcare, Social Security, tax management in retirement as well as retirement travel and other non-financial issues you'll need to address to rock retirement. Retirement isn’t an age OR a financial number. It’s finding that balance between living well today and feeling confident about your retirement. It’s about gaining more freedom to pursue the life you want. Join the rock retirement community at www.rogerwhitney.com

  1. CLASSIC EPISODE The 8 Pillars of Rocking Retirement: Passion and Relationships

    1 DAY AGO

    CLASSIC EPISODE The 8 Pillars of Rocking Retirement: Passion and Relationships

    In this episode of the Retirement Answer Man, Roger Whitney wraps up his series on the eight pillars of a great retirement plan by diving into the last two non-financial pillars: passion and relationships. Discover how your hobbies, curiosities, and social connections can significantly impact your retirement happiness. Roger also shares personal stories and practical tips on maintaining energy, fostering a growth mindset, and building a fulfilling post-retirement life. Tune in for insights and strategies to help you rock your retirement!   PRACTICAL PLANNING SEGMENT (00:26) Eight pillars are needed as a foundation for having a great retirement plan (02:50) Importance of showing up and doing the work (04:12) Having projects is a core component of living an enriching, full life (04:49) Passion is our next nonfinancial pillar, find projects you’re passionate about (07:19) What are the obstacles to pursuing passion and projects outside of retirement (08:50) Roger’s personal anecdote about digital obstacles (10:30) Plan for developing passions (11:52) Last of the four non-financial pillars is relationships (15:17) What are the obstacles of building relationships? LISTENER QUESTIONS     (18:50) Mark asks about spousal IRA (20:09) Question from Beth: Should I keep 401k or roll over to an individual IRA? (24:28) Fund choices can be a determinant of your 401K success (27:07) Simplification and consolidating your assets into an IRA (30:21) Listener feedback on losing a spouse (34:50) It only takes one account or property to force probate SMART SPRINT (37:20) Identify one thing that you are curious about and pull that thread

    39 min
  2. CLASSIC EPISODE The 8 Pillars of Rocking Retirement: Energy and Mindset

    18 SEPT

    CLASSIC EPISODE The 8 Pillars of Rocking Retirement: Energy and Mindset

    This week, we continue our journey through the eight pillars of rocking retirement, shifting our focus to the non-financial realm. We delve into the first two non-financial pillars: Energy and Mindset. These pillars are crucial for showing up fully in life and maintaining a growth-oriented perspective. We'll explore how to overcome obstacles like stress, injuries, bad habits, and the impacts of aging, and discuss actionable plans to boost your energy and cultivate a growth mindset. Additionally, we’ll answer your pressing questions about Roth IRA contributions, tax planning, Social Security spousal benefits, and CD investments. Join us as we build a holistic retirement plan that goes beyond finances to truly rock your retirement! PRACTICAL PLANNING SEGMENT [00:33] Focus on the non-financial aspects of your retirement planning [01:35] Sign up for Six Shot Saturday [03:20] The first pillar that we want to talk about is energy [04:15] Obstacles that we face in having energy in our life [06:05] Plan when it comes to energy [08:43] Pillar number two is mindset [09:53] Obstacles to maintaining and growing a growth mindset [12:45] What is your plan for a growth mindset? [14:17] Reflecting on my father-in-law’s mindset LISTENER QUESTIONS [16:56] Roger answers your questions on how to rock retirement [17:35] Beth: audio question about Roth contributions  [20:30] Jim talks about managing taxes in retirement  [24:38] Our next question comes from Patrick on Social Security spousal benefits [27:12] Daniel: I was wondering what your thoughts were on CD investments BRING IT ON SEGMENT [31:14] Mark Ross talks about mindset [33:30] I changed my self-talk and it changed the outcome  [37:18] Tools to change to an abundance mindset  SMART SPRINT [38:55] When you find yourself saying “I can’t,” add the word yet. “I can’t do that YET.” RESOURCES Agile Retirement Management https://www.agileretirementmanagement.com   Rock Retirement Club https://www.rockretirementclub.com   Six Shot Saturday https://www.sixshotsaturday.com   Younger Next Year [https://www.youngernextyear.com   Limitless Mind by Jo Boaler https://www.amazon.com/Limitless-Mind-Learn-Lead-Live/dp/0062851748   Spartan Race https://www.spartan.com

    41 min
  3. CLASSIC EPISODE The 8 Pillars of Rocking Retirement: Resilience and Optimization

    11 SEPT

    CLASSIC EPISODE The 8 Pillars of Rocking Retirement: Resilience and Optimization

    This month, we're revisiting the eight pillars of rocking retirement. Today, we focus on the second two financial pillars: having a resilient plan of record and optimizing the plan to enhance the journey. Many people are good at setting goals and determining feasibility, but often overlook the importance of resilience in their retirement plan. We delve into how to stress test your plan for various risks like bear markets, health care shocks, and premature death, and how to build redundancies to make your plan more robust. We also discuss optimizing your plan with tax strategies, investment implementation, and legacy planning. PRACTICAL PLANNING SEGMENT -[00:35] - Introduction to the eight pillars of rocking retirement - [04:55] Building a Resilient Retirement Plan - [10:30] Building a funding strategy for the first five years of retirement - [14:38] The fourth pillar: Optimization LISTENER QUESTIONS - [18:55] Mark asks about estimating Social Security benefits - [20:32] Mary inquires about investing in Real Estate Investment Trusts versus private crowdfunding platforms - [27:20] John seeks advice on choosing a retirement planner - [31:58] Tammy's question on whether to sell a high-value home for liquidity BRING IT ON SEGMENT - [36:37] Building relationships and the importance of micro roles SMART SPRINT SEGMENT - [42:50] Assess the resilience of your retirement plan Resources Mentioned In This Episode Six Shot Saturdayhttps://sixshotsaturday.com Jeremy Siegel's "Stocks for the Long Run"https://www.amazon.com/Stocks-Long-Run-Definitive-Investment/dp/0071800514 Roger's YouTube Channel - Roger That BOOK - Rock Retirement by Roger Whitney Roger’s Retirement Learning Center

    46 min
  4. CLASSIC EPISODE The 8 Pillars of Rocking Retirement: Vision and Feasibility

    4 SEPT

    CLASSIC EPISODE The 8 Pillars of Rocking Retirement: Vision and Feasibility

    This September, we're doing something a bit different. We're revisiting the basics with a refresher on the eight pillars of rocking retirement—four financial and four non-financial pillars that form the foundation for a great life. Too often, retirement planning gets bogged down with too many details and the pressure to get everything right. But in my experience, focusing on the most important things gets you 90% of the way there. This month, we’ll air classic episodes to revisit these pillars, starting today with the first two financial pillars: Vision and Feasibility. The first financial pillar we are going to discuss is VISION. How do you start to figure out your vision in retirement? We would suggest reconnecting with who you actually are outside of your identity as an employee and identifying your core values. The second pillar in the financial realm is having a FEASIBLE plan. The objective is to establish a foundation of a safe path that is feasible given the resources and the choices that you are willing to make.  OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PRACTICAL PLANNING SEGMENT - 00:28 September will focus on the eight pillars of rocking retirement - 08:00 First two pillars of rock retirement are vision and feasibility - 08:14 Vision: What do you want when you retire?  - 13:28 What are some of the obstacles to creating a vision in retirement? - 17:44 The next pillar in the financial realm is having a feasible plan LISTENER QUESTIONS - 24:10 Listener Scott has a tip about going from two to one - 26:13 Bill discusses piecake  - 27:44 Our next question is from Steve related to asset allocation in retirement - 33:53 Another listener, Steve, wants to know if a stable value fund is a good investment BRING IT ON  - 38:33 Kevin Lyles talks passion in work and volunteering in retirement  SMART SPRINT - 45:55 Think about your life as a clean slate ✍️ Episode References Six Shot Saturdayhttps://sixshotsaturday.com The Top Five Regrets of the Dying- Bronnie Ware https://bronnieware.com/regrets-of-the-dying/ The Retirement Manifesto- Fritz Gilberthttps://www.theretirementmanifesto.com/ Stocks for the Long Run- Jeremy Siegelhttps://www.amazon.com/Stocks-Long-Run-Definitive-Investment/dp/0071800514

    51 min
  5. Stories from Unique Retirements

    28 AUG

    Stories from Unique Retirements

    If you are exploring a unique retirement, it is important to do your research. The best way to research something is to talk to someone who has walked the walk. That’s why, on this episode of Retirement Answer Man, I chat with people who are living...

    1h 12m
  6. Retire Without Borders: An Expat Primer

    21 AUG

    Retire Without Borders: An Expat Primer

    Have you ever thought about retiring abroad? It seems like a fun adventure, but how do you begin?  On this episode of Retirement Answer Man, expat expert, Jane Mepham from , joins me to discuss the financial and nonfinancial considerations of...

    1h 3m
  7. Securing Their Future - Retiring with Special Needs Children

    14 AUG

    Securing Their Future - Retiring with Special Needs Children

    If you have a special needs child, you know that your retirement plan will need to include plans for their future. How do you create a great retirement while honoring and caring for your child with special needs who will most likely live beyond your...

    51 min
  8. Service, Sacrifice, and Second Acts: Military Retirees

    7 AUG

    Service, Sacrifice, and Second Acts: Military Retirees

    Military retirees have a unique set of circumstances and opportunities. In this episode, military retiree and retirement planner Scott Sanborn joins me to explore the financial and non-financial aspects that come with a military retirement.  Over...

    50 min
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Hosts & Guests

About

A top retirement podcast. Roger Whitney, CFP®, CIMA®, CPWA®, RMA, guides you on how to actually do retirement well financially and personally. This retirement podcast isn't afraid to talk about the softer side of retirement. It will teach you how to retire with confidence. Two-time PLUTUS winner for best retirement podcast / blog and the 2019 winner for best financial planner blog. This retirement podcast covers how to create a paycheck, medicare, healthcare, Social Security, tax management in retirement as well as retirement travel and other non-financial issues you'll need to address to rock retirement. Retirement isn’t an age OR a financial number. It’s finding that balance between living well today and feeling confident about your retirement. It’s about gaining more freedom to pursue the life you want. Join the rock retirement community at www.rogerwhitney.com

Information

  • Creator
    Roger Whitney, CFP®, CIMA®, RMA, CPWA®
  • Years Active
    2014 - 2024
  • Episodes
    564
  • Rating
    Clean
  • Copyright
    © Roger Whitney, 2024
  • Show Website
    Retirement Answer Man

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