Cumulus Podcast Network

•

Kanaal • 18 programma’s

Overheid

Overheid

Maandelijks bijgewerkt
Nieuwscommentaar

Nieuwscommentaar

Maandelijks bijgewerkt
Investeren

Investeren

Wekelijks bijgewerkt
Politiek

Politiek

Maandelijks bijgewerkt
Persoonlijke dagboeken

Persoonlijke dagboeken

Wekelijks bijgewerkt
Interviews met komediemakers

Interviews met komediemakers

Maandelijks bijgewerkt
American football

American football

Maandelijks bijgewerkt

6 dgn geleden

Q&A: Her Brother Owns 3 Houses — Is That Why We Have a 'Housing Shortage'?

#734: Depending on which source you ask, the U.S. is short somewhere between 1.2 million and 10 million homes — and the reason for that wild range says as much about who's counting as it does about the shortage itself. 👉 Free cheat sheet: which investments belong in which account: https://affordanything.com/assetlocation This week, Paula and Joe tackle three listener questions: whether the housing shortage is real or a wealth-concentration problem, whether a 26-year-old should pay off his mortgage or keep investing toward financial independence, and how to simplify a portfolio spread across 13 funds. We discuss: Whether the housing shortage is real — or just wealthy people buying vacation homes Why entry-level starter homes are in shorter supply than luxury homes - A simple way to add housing supply in your area while increasing your own rental income How to simplify a $1.5 million portfolio spread across 13 funds without losing tax efficiency Which investments belong in a Roth account vs. a 401(k) vs. a taxable account Why taking a 30-year mortgage (and paying it off fast) can beat a 15-year mortgage How to decide whether to pay off a mortgage early or invest the difference instead Whether you're trying to make sense of housing headlines, tidy up a portfolio that's grown out of control, or figure out what to do with extra cash each month, this episode will help you think more clearly about the trade-offs. ⏱️ TIMESTAMPS Note: Timestamps may vary slightly depending on dynamic ad placements. (01:41) Is America's housing shortage actually real? (06:29) The real numbers behind the housing shortage (14:29) A stunning stat on building permits vs. new jobs (24:32) A simple way to add housing and earn more (28:23) A caller's plan to retire in 15 years (33:01) Which accounts should hold which investments (40:22) Why more funds can beat fewer funds (52:19) A costly bias that skews money decisions (58:46) Should a 26-year-old rush to pay off his mortgage? (1:09:04) A gut-check for choosing between two paths 🔗 RESOURCES 👉 Free cheat sheet: which investments belong in which account: https://affordanything.com/assetlocation 👉 7 Expensive Rental Property Mistakes to Avoid (free guide): https://affordanything.com/rent 👉 Practical Investing and the Efficient Frontier, with Joe Saul-Sehy: https://www.youtube.com/watch?v=Tz59b5H5puw 👉 Submit your own question for a future episode: https://affordanything.com/voicemail Learn more about your ad choices. Visit podcastchoices.com/adchoices
16 jul

He Survived Afghanistan, Then Got Shot Growing Weed | Ep. 300 | Pt. 2

Derek Janisch spent a decade in the SEAL Teams, deploying to Afghanistan and the Philippines, before his life came apart at home. In this part 2, he talks openly about the affair that ended his marriage, the arrests that followed, and the night on a Humboldt County cannabis farm when a dispute over money ended with him being shot in the chest. It's a raw look at what happens when a warrior's nervous system has nowhere left to go, and how one man found his way back. Learn more about your ad choices. Visit podcastchoices.com/adchoices
14 jul

I Survived Afghanistan, But Almost Got K*lled in California Over $3k | Ep. 300 | Pt. 1

Derek Janisch took PKM and RPG fire in Afghanistan and walked away alive. Years later on a California cannabis farm, an argument over $3,000 put a bullet in his chest. In this episode he breaks down both nights, the firefight that should have killed him and the one that almost did, plus the recovery, the scar people mistake for a war wound, and how he ended up back in California teaching shooting at the Outfit. Learn more about your ad choices. Visit podcastchoices.com/adchoices
20 jul

What Trump Secretly Just Did With Spanish World Cup Champions Will Cause An INTERNATIONAL Incident…🤣

President Trump trolls at the World Cup, Pentagon identifies 2 US soldiers killed in weekend attack by Iran, Rep. Brandon Gill and Darrell Issa join the show Blackout Coffee: http://www.blackoutcoffee.com/benny and use coupon code BENNY for 20% OFF your first order Ethos: Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/benny. Application times may vary. Rates may vary. Advantage Gold: Get your FREE wealth protection kit https://www.abjv1trk.com/F6XL22/4MQCFX/?sub1=Youtube Patriot Mobile: Go to https://www.PatriotMobile.com/Benny and get A FREE MONTH Learn more about your ad choices. Visit podcastchoices.com/adchoices
17 jul

Free Will, Faith, and Second Chances After the Fall | Ep. 300 | Pt. 3

In the final part of this conversation, Derek Janisch talks about rebuilding his life after prison — reconnecting with his ex-wife in Hawaii, moving back to California, and starting over as a father, husband, and businessman. The conversation closes with a deep dive into faith, free will, and how his time in jail shaped a worldview built on second chances. Learn more about your ad choices. Visit podcastchoices.com/adchoices
17 jul

The Hidden Math Behind Every Venture Capital Fund, with former Wharton Prof. David Bell

#733: Venture fund managers can collect years of fees before a single dollar comes back to investors — and the bar to hand over your money is lower than you'd think. David Bell spent 20 years as a chaired professor at Wharton before co-founding the venture firm Idea Farm Ventures, where he's backed early-stage brands like Bonobos, Warby Parker, and Jet.com. In this episode, we discuss: How venture funds actually make money, and why nearly every one runs on the same fee formula Why fund managers get paid before they've invested anything Why the bar to invest in risky private deals is lower than you'd think What to ask before trusting any fund manager with your money The one red flag that should make you think twice about an eager fund manager How some investors make an all-or-nothing bet on a single breakout company Why taking outside money can quietly change what a founder is optimizing for Whether you're weighing becoming a fund investor yourself or you're a founder deciding whether outside money is worth what it costs, this episode gives you a clearer read on how the venture world actually works. ⏱️ TIMESTAMPS Note: Timestamps may vary slightly depending on dynamic ad placements. (03:41) How venture capital actually works, in three tiers (06:09) The fee formula nearly every venture fund runs on (10:30) Why fund managers get paid before they invest anything (14:19) The surprisingly low bar to invest in risky deals (26:52) What to ask before trusting any fund manager (29:27) How investors make an all-or-nothing bet on one company (34:33) The red flag hiding in an eager fund manager (42:16) What separates a great fund manager from a mediocre one (48:10) How outside money quietly changes what a founder optimizes for (55:47) Why kids today may never remember life before AI 🔗 RESOURCES MENTIONED 👉 The free FiiRE Playbook breaks down all seven entrepreneur types — from bootstrapper to funder — so you can see which game you're actually playing: https://affordanything.com/fiire 👉 David Bell's website: https://www.davidbell.co 👉 Lost and Founder by Rand Fishkin: https://www.penguinrandomhouse.com/books/547217/lost-and-founder-by-rand-fishkin 👉 Burn Rate by Andy Dunn: https://www.penguinrandomhouse.com/books/653309/burn-rate-by-andy-dunn Learn more about your ad choices. Visit podcastchoices.com/adchoices
14 jul

Your Zip Code Is Quietly Deciding What You Buy, with former Wharton Prof. David Bell

#732: Where you live is already deciding what you'll buy today, before you've even made up your mind. And it turns out the customers your local stores ignore completely are often a brand's most valuable ones. David Bell spent twenty years as a Wharton marketing professor before becoming one of the earliest investors in Warby Parker, Bonobos, and Diapers.com. He's now co-founder of the consumer venture studio Idea Farm Ventures. In this episode, we discuss: Why the same person makes different purchases depending on where they live How four college students' "nutty idea" became Warby Parker Why the customers your local store ignores can become your best customers Why a failed meal-kit startup accidentally proved a rule about demand How a founder turned a boring hand sanitizer into a ten-dollar status symbol Why AI can now replicate a $100,000 market research study for almost nothing This episode is for anyone building — or dreaming of building — their own brand, product, or side hustle, and who wants to understand why people really open their wallets. ⏱️ TIMESTAMPS Note: Timestamps may vary slightly depending on dynamic ad placements. (00:00) Introduction: the invisible forces behind your spending (02:08) From Wharton professor to venture capitalist: meet David Bell (07:32) The Warby Parker origin story: born in office hours (11:27) The "preference minority": why location shapes what you buy (23:12) Beyond necessities: targeting discretionary spending online (31:00) Getting creative offline: postal routes, school buses, and neighborhood showrooms (43:37) Where AI actually fits into consumer innovation (50:49) Touchland: how a "boring" category became a status symbol (55:13) Building a business — and an AI board of directors — from scratch (57:32) Recap: three key takeaways, and what's coming Friday 🔗 RESOURCES MENTIONED 👉 Not sure which kind of entrepreneur you are? Our free 10-day guide helps you find your path — and add the emotional layer that makes people pay more: https://affordanything.com/fiire 👉 David Bell's work at Idea Farm Ventures: https://www.davidbell.co 👉 David Bell's book, Location Is (Still) Everything: https://amzn.to/4aUO3Gh 👉 Touchland, the hand sanitizer brand: https://touchland.com👉 Brad Stone book The Everything Store - Jeff Bezos and the Age of Amazon https://amzn.to/4w6ZT8I Share this episode with a friend, colleagues, and your mailman: https://affordanything.com/episode732 Learn more about your ad choices. Visit podcastchoices.com/adchoices
6 dgn geleden

TOP WAR STRATEGIST: Why the Iran Escalation Theory Left Out What Mattered Most | Ep. 301 | Pt. 1

Major John Spencer is a retired U.S. Army officer with more than 25 years of service and is widely recognized as one of the world’s leading experts on urban warfare. In this conversation, he breaks down the conflict with Iran, challenges popular predictions about escalation, and explains why war remains inherently human, political, and unpredictable. Learn more about your ad choices. Visit podcastchoices.com/adchoices
7 jul

Q&A: We Have $1.5 Million. Can We Stop Now?

#730: What does it actually mean to have "enough" — and how do you know when it's time to stop optimizing and start living? AVOIDING THE REAL ESTATE MISTAKES IN THIS FREE GUIDE COULD SAVE YOU $10,000 OR MORE 👉https://affordanything.com/mistakes In today's episode: Jax, a longtime listener, has hit a mindset shift — prioritizing sabbaticals and shared experiences over pure accumulation. He wants to know if his financial strategy still matches his values, how to deploy his home sale proceeds, when to assemble a financial team, and whether he and his wife have truly reached Coast FI. Megan and her wife are realtors in Baltimore who also flip houses. They're weighing whether to keep flipping, build a rental portfolio, or lean harder into retirement accounts and index funds — and want a framework for balancing it all as they plan for more travel and time with family. And Reema lives with her husband in the home she grew up in — which her mother still owns. As they plan renovations and think ahead to her mother's eventual estate, she's looking for guidance on how to split the inheritance fairly with her siblings. Share this episode with a friend, colleagues, and your dog sitter4: https://affordanything.com/episode730 Learn more about your ad choices. Visit podcastchoices.com/adchoices
10 jul

Why the Epstein Files and Its Names Are Never Touched | Ep. 299 | Pt. 3

In the final part of this conversation, Nic McKinley traces his path from private personal recovery work to founding DeliverFund, and delivers a hard-hitting breakdown of the forces enabling child trafficking in America today. He names Roblox CEO David Baszucki's own words on predators and minors, connects the Epstein files to a broader pattern of political silence, and lays out the exact mechanics—burner phones, anonymity loopholes, and smartphone adoption—that turned trafficking into a scalable market. Nic closes with concrete policy proposals and a direct challenge to parents and everyday listeners on what real accountability looks like. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Cumulus Podcast Network is Home to America's Big Bold Voices. Our diverse network gets America talking every day!