Investment Friday

Hannah Chapman

Investment Friday® is a weekly podcast offering clear, fiduciary-led insight into investing, financial markets, and the global economy. Designed for investors, business owners, and professionals, Investment Friday® moves beyond headlines and hype to provide context, clarity, and disciplined thinking. Each week Hannah Chapman, CFP®, APMA®, CRPC®, Founder of X² Wealth Planning, and Brad Haines, CFA®, FRM, Chief Investment Officer of Juncture Wealth Strategies, break down what's happening in the markets and why it matters for long-term investors. Each episode explores: Market volatility and economic cycles Interest rates, inflation, and Federal Reserve policy Global economic trends and geopolitical risk Investor behavior and decision-making Evidence-based investment strategy and risk management No stock tips. No speculation. Just thoughtful conversation to help you invest with confidence.

  1. What Should You Do When You Suddenly Have More Money Than You've Ever Managed?

    2 days ago

    What Should You Do When You Suddenly Have More Money Than You've Ever Managed?

    Receiving an inheritance, life insurance payout, business sale, or other significant windfall can feel like you've been dropped into the middle of the ocean. There's relief, there's uncertainty, and suddenly, everyone seems to have an opinion about what you should do next. In this week's Investment Friday, Hannah and Brad discuss why one of the biggest financial mistakes people make after a major wealth event isn't making the wrong investment—it's leaving substantial amounts of money sitting in cash for years because they're afraid to make any decision at all. The conversation also explores the latest market update, including inflation, Federal Reserve policy, AI investing, and whether the current excitement around artificial intelligence resembles a market bubble. Learn about: Market update: inflation, the Federal Reserve, and what to watch in next week's CPI and PPI reports Is artificial intelligence in a bubble? The current state of AI investing and why the infrastructure buildout is still in its early stages What to do after receiving an inheritance, life insurance payout, or other significant financial windfall Why leaving large amounts of money in cash can become one of the biggest long-term financial mistakes How inflation quietly erodes purchasing power—and why investing is often the better long-term strategy Dollar-cost averaging, diversification, and creating an investment plan that balances growth with peace of mind The emotional side of money: how grief, fear, and uncertainty influence financial decisions after major life events Ready to work with a fiduciary CFP to build your long-term wealth strategy? Hannah is currently accepting new clients at X² Wealth Planning. Schedule a complimentary consultation: https://calendly.com/hannahrchapman/60-minute-exploration-call Hannah Chapman, CFP®, APMA®, CRPC® | hannah.chapman@x2wealthplanning.com | x2wealthplanning.com

    55 min
  2. When Having Millions of Dollars Still Doesn’t Feel Like Enough

    3 Jul

    When Having Millions of Dollars Still Doesn’t Feel Like Enough

    What happens when the spreadsheet says you're doing great... but your body says you're not safe? This week on Investment Friday, Hannah and Brad explore one of the most important—and least discussed—truths in financial planning: Money is never just about the money. The conversation begins with the latest developments in inflation, interest rates, mortgage markets, and why Brad believes inflationary pressures may continue to ease over the next six to twelve months despite the Federal Reserve's current concerns. But the heart of this episode comes from a series of client conversations that revealed a deeper truth: it's possible to have a strong financial plan, substantial wealth, and even an early retirement trajectory—and still feel financially insecure. Together, Hannah and Brad discuss how our childhood experiences, money stories, relationships, and emotional associations with wealth often shape our financial decisions far more than the numbers themselves. In This Episode The latest developments in oil prices and inflation Why the Federal Reserve remains focused on inflation Why inflation may moderate over the next year How artificial intelligence is creating temporary inflationary pressures Why mortgage rates remain stubbornly high Why some families feel financially insecure despite having significant wealth The difference between financial reality and emotional reality How childhood experiences shape our relationship with money Why couples often experience money differently The importance of regular financial conversations between spouses How to create financial autonomy within a marriage Why financial planning is about more than investments and spreadsheets The role of money stories in financial decision-making Why estate planning is one of the greatest gifts you can give your family Ready to work with a fiduciary CFP to build your long-term wealth strategy? Hannah is currently accepting new clients at X² Wealth Planning. Schedule a complimentary consultation: https://calendly.com/hannahrchapman/60-minute-exploration-call Hannah Chapman, CFP®, APMA®, CRPC® | hannah.chapman@x2wealthplanning.com | x2wealthplanning.com

    49 min
  3. 20 Years in Financial Planning: Inflation, Market Volatility & Why We Built X² Wealth Planning

    26 Jun

    20 Years in Financial Planning: Inflation, Market Volatility & Why We Built X² Wealth Planning

    After 20 years in the financial planning industry, one lesson has become clearer than ever: great financial advice isn't just about numbers—it's about understanding the human behind them. In this solo episode of Investment Friday, Hannah Chapman reflects on two decades of guiding clients through market cycles, including the Great Recession, COVID, and today's AI-driven economy. Hannah also pulls back the curtain on the newly launched X² Wealth Planning website, sharing the philosophy behind the firm, why it integrates fiduciary financial planning, investment management, Human Design, and money story work, and how this holistic approach helps clients build not just wealth—but lasting prosperity. In this episode: Why inflation remains one of the biggest drivers of stock market performance The latest PCE inflation numbers and what they mean for interest rates Why the Federal Reserve may still raise rates this year Why oil prices matter more than most investors realize Why markets are always looking 6–12 months into the future A listener question: Should you keep cash on the sidelines waiting for a market crash? Why dollar-cost averaging continues to outperform emotional investing How cash reserves and portfolio rebalancing can prepare you for market downturns The philosophy behind the new X² Wealth Planning website Why financial planning should integrate technical expertise with personal alignment Understanding significant wealth events, including inheritances, business sales, and divorce Why the first step after receiving significant wealth is often to pause Ready to work with a fiduciary CFP to build your long-term wealth strategy? Hannah is currently accepting new clients at X² Wealth Planning. Schedule a complimentary consultation: https://calendly.com/hannahrchapman/60-minute-exploration-call Hannah Chapman, CFP®, APMA®, CRPC® | hannah.chapman@x2wealthplanning.com | x2wealthplanning.com

    1hr 6min
  4. AI, Interest Rates & Bonds: What Investors Need to Know

    19 Jun

    AI, Interest Rates & Bonds: What Investors Need to Know

    Is AI coming for your job? Are interest rates staying higher for longer? And what should investors be doing with bonds in today's market? In this week's Investment Friday, Hannah Chapman and Brad Haines break down the Federal Reserve's latest decision, the massive AI infrastructure buildout happening behind the scenes, and why fixed income strategies may deserve a fresh look as markets navigate an uncertain future. Learn: Why the Federal Reserve held interest rates steady How Kevin Walsh is changing Fed communication What the "dot plot" is and why it may become less important How oil prices impact inflation Why the Iran ceasefire matters for markets The role AI infrastructure plays in today's economy How data centers create short-term inflation Why AI may ultimately be deflationary How AI could increase worker productivity and incomes Why human capital still matters in an AI-driven world Fixed-rate bonds vs. floating-rate bonds When each bond strategy may make sense How investors can build stability into their portfolios Ready to work with a fiduciary CFP to build your long-term wealth strategy? Hannah is currently accepting new clients at X² Wealth Planning. Schedule a complimentary consultation: https://calendly.com/hannahrchapman/60-minute-exploration-call?back=1&month=2026-06 Hannah Chapman, CFP®, APMA®, CRPC® | hannah.chapman@x2wealthplanning.com | x2wealthplanning.com Connect with Brad at bhaines@juncturewealth.com and online at https://www.juncturewealth.com

    53 min
  5. What the SpaceX IPO and Social Security Changes Mean for Your Money

    12 Jun

    What the SpaceX IPO and Social Security Changes Mean for Your Money

    This week on Investment Friday, Hannah Chapman, CFP®, and Brad Haines, CFA, FRM, tackle two of the biggest financial stories currently making headlines: the highly anticipated SpaceX IPO and the latest update on Social Security's long-term solvency. First, Brad breaks down why the SpaceX IPO has captured so much investor attention, what makes this offering unique, and why investors should expect significant volatility in the months ahead. Then, Hannah and Brad pivot to Social Security, discussing the latest trustee report, what it actually means for current and future retirees, and why thoughtful retirement planning matters now more than ever. Learn: Why the SpaceX IPO is generating so much excitement How IPO allocations actually work How private markets are changing the IPO landscape What the latest Social Security report revealed Why Social Security's trust fund projection moved closer How much of Social Security benefits could still be paid even if reserves run out Potential solutions lawmakers may consider Common Social Security mistakes retirees make Why retirement income planning requires more than just claiming benefits Ready to work with a fiduciary CFP to build your long-term wealth strategy? Hannah is currently accepting new clients at X² Wealth Planning. Schedule a complimentary consultation: https://calendly.com/hannahrchapman/25-minute-get-to-know-you-call Hannah Chapman, CFP®, APMA®, CRPC® | hannah.chapman@x2wealthplanning.com | x2wealthplanning.com Connect with Brad at bhaines@juncturewealth.com and online at https://www.juncturewealth.com

    53 min
  6. SpaceX Is Going Public: What Investors Need to Know

    29 May

    SpaceX Is Going Public: What Investors Need to Know

    This week's Investment Friday episode explores one of the most anticipated financial events of the year: the potential IPO of SpaceX—and what it could signal for the future of investing, AI, and public markets. Hannah and Brad break down how IPOs actually work, why today's private mega-cap companies are going public at valuations never seen before, and what investors need to understand before chasing the excitement surrounding companies like SpaceX, Anthropic, and OpenAI. They also discuss the risks, opportunities, and market implications of trillion-dollar IPOs, including what happens when index funds are forced to buy these massive companies. What You'll Learn What an Initial Public Offering (IPO) actually is Why companies choose to go public How investors gain access to IPO shares Why SpaceX's valuation is making headlines What happens when trillion-dollar companies enter public markets How IPO allocations work for individual investors Why many IPOs struggle immediately after going public The role of index funds in mega-cap IPOs Potential implications for the S&P 500 and Nasdaq 100 Why valuation matters—even for great companies How SpaceX compares to past IPOs like Meta (Facebook) The potential future relationship between Tesla and SpaceX Ready to work with a fiduciary CFP to build your long-term wealth strategy? Hannah is currently accepting new clients at X² Wealth Planning. Schedule a complimentary consultation: https://calendly.com/hannahrchapman/25-minute-get-to-know-you-call Hannah Chapman, CFP®, APMA®, CRPC® | hannah.chapman@x2wealthplanning.com | x2wealthplanning.com Connect with Brad at bhaines@juncturewealth.com and online at https://www.juncturewealth.com

    41 min
  7. Why Bonds Matter Again (And Most Investors Don’t Understand Them)

    22 May

    Why Bonds Matter Again (And Most Investors Don’t Understand Them)

    This week's Investment Friday episode takes a deep dive into one of the most overlooked—but critically important—parts of portfolio construction: fixed income and bond strategy. Hannah and Brad unpack why rising bond yields matter, how inflation and interest rates are impacting markets right now, and why many investors don't fully understand the role bonds are supposed to play inside a portfolio. They also explore the difference between individual bonds vs bond funds, why higher yields create both risk and opportunity, and how thoughtful fixed income management can help create stability and income during retirement. What You'll Learn Why summer markets often become more volatile How inflation and oil prices are affecting interest rates What the yield curve actually means (in plain English) Why mortgage rates follow Treasury yields How rising yields impact bond prices The difference between individual bonds and bond ETFs Why fixed income should prioritize safety and stability The risks of floating-rate and lower-quality bonds How active bond management differs from “set it and forget it” investing Why bonds become more important near retirement The unique experience and perspective Brad's Financial Risk Manager (FRM) designation brings to Juncture Wealth Strategies and X² Wealth Planning Connect with Hannah at Hannah.Chapman@x2wealthplanning.com and online at https://x2wealthplanning.com Connect with Brad at bhaines@juncturewealth.com and online at https://www.juncturewealth.com

    55 min
  8. AI, Inflation & Market Highs: What’s Really Happening?

    15 May

    AI, Inflation & Market Highs: What’s Really Happening?

    This week's Investment Friday episode dives into one of the biggest tensions in today's economy: strong corporate earnings and booming AI investment alongside a growing divide between corporate profitability and everyday household pressure. Hannah and Brad unpack why markets are continuing to hit all-time highs, what the latest inflation data means for interest rates, and why the Federal Reserve may have a much harder job ahead than many investors realize. The second half of the episode explores the rapidly evolving AI landscape—from Anthropic and ChatGPT to the real-world limitations of artificial intelligence, labor productivity, and the future of human-centered work. Learn: Why markets are still reaching new highs What strong earnings are signaling about the economy How inflation came in hotter than expected again Why the Fed may not be able to lower rates soon How AI spending is contributing to inflationary pressure The difference between AI hype and current reality Why AI still “hallucinates” and makes errors How the AI revolution compares to the internet boom Why data centers and infrastructure take years to build Which careers may become more valuable in an AI-driven world Why human connection and trust still matter deeply in financial planning Connect with Hannah at Hannah.Chapman@x2wealthplanning.com and online at https://x2wealthplanning.com Connect with Brad at bhaines@juncturewealth.com and online at https://www.juncturewealth.com

    1 hr
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About

Investment Friday® is a weekly podcast offering clear, fiduciary-led insight into investing, financial markets, and the global economy. Designed for investors, business owners, and professionals, Investment Friday® moves beyond headlines and hype to provide context, clarity, and disciplined thinking. Each week Hannah Chapman, CFP®, APMA®, CRPC®, Founder of X² Wealth Planning, and Brad Haines, CFA®, FRM, Chief Investment Officer of Juncture Wealth Strategies, break down what's happening in the markets and why it matters for long-term investors. Each episode explores: Market volatility and economic cycles Interest rates, inflation, and Federal Reserve policy Global economic trends and geopolitical risk Investor behavior and decision-making Evidence-based investment strategy and risk management No stock tips. No speculation. Just thoughtful conversation to help you invest with confidence.

Information

  • Creator
    Hannah Chapman
  • Years Active
    2k
  • Episodes
    26
  • Rating
    Clean
  • Copyright
    © Copyright 2026 by Hannah Chapman
  • Show Website
    Investment Friday

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