Taxbytes for Expats

Stephanie Wickham, ExpatTaxes.ie
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Are you an expat who is confused by the Irish tax system? Maybe you are planning a move to or from Ireland and want to understand how to navigate the complex tax issues that arise? Taxbytes for Expats is the show that explains in simple terms the dos and don'ts of Irish taxes for expats.

  1. A US Expat’s Move to Ireland: How to obtain Citizenship through Foreign Birth & Making a Plan with Tom Lennon (Part 1)

    ٢١ أبريل

    A US Expat’s Move to Ireland: How to obtain Citizenship through Foreign Birth & Making a Plan with Tom Lennon (Part 1)

    Expats from the US can have a harder time than most if they want to move to Ireland. With his calm approach and a propensity to plan ahead, it's easy to think Tom Lennon had it all figured out! In this episode, I’m joined by Tom Lennon, one of our clients who recently made the move from North Carolina to Limerick with his wife, Mary Lane. What started as a family connection to Ireland turned into a very real pathway through the Foreign Birth Registration process and, ultimately, a full relocation. Tom shares how that journey unfolded, from gathering documentation to that moment where it all starts to feel very real. The key thing to note here is that this wasn’t a rushed decision. We talk through the practical steps they took to test the move before committing: short stays, different locations, and giving themselves permission to change their minds along the way. Tom also shares how they approached choosing where to live, what surprised them about Ireland today, and why Limerick ended up being the right fit for them, even though it’s not the most obvious choice for expats. This is one of those areas where the emotional and practical sides of a move really overlap. Tom gives an honest account of what settling in actually looks like. If you’re thinking about making a similar move, there’s a lot here that will help you think it through and plan ahead for what’s important. Main Topics Discussed in this Episode: The Decision to Move to Ireland: Tom shares how a long-standing connection to Ireland, combined with a push during COVID, turned a “what if” into a real relocation plan.Navigating the Foreign Birth Registration Process: A practical look at how Tom secured Irish citizenship through ancestry, including the timeline, documentation, and what made the process feel achievable.Planning the Move with Flexibility in Mind: This comes up a lot with clients - Tom explains their step-by-step approach, using trial stays and keeping an “exit strategy” to reduce risk and pressure.Choosing Where to Live in Ireland: Tom walks through how they tested different locations across Ireland and why Limerick ultimately stood out as the right fit for their lifestyle.Adjusting to Life in Ireland as an Expat Retiree: An honest reflection on settling in, from housing challenges to cultural expectations, and what it really feels like to start building a life in a new country. Resources Tom Recommends for Expats: Citizens Information service: https://www.citizensinformation.ie/en/Expat Taxes: https://expattaxes.ie/Crosscare Irish Diaspora Support Project: https://diasporasupport.ie/ ***** Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or more in your first six months with Currencies Direct. *Click here for a special offer from our sponsor, Currencies Direct* ***** If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify. Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/book-a-consult/. ***** Chapters: (00:00) Introduction to Taxbytes for Expats(00:30) Meet Tom Lennon & His Move to Ireland(02:31) The Decision to Relocate During COVID(04:28) Irish Citizenship & the FBR Process(06:31) Making the Move Feel Real(07:25) Trial Runs & Having an Exit Strategy(09:25) Choosing Where to Live in Ireland(10:44) Discovering Limerick as the Right Fit(11:39) Life in Limerick: Surprises & First Impressions(13:47) Diversity & Changing Ireland(15:02) Finding Community & Avoiding Tourist Traps(16:18) Settling In: Housing, Lifestyle & What’s Next

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  2. Irish Home-buying for Expats: Managing Stress, Decisions and the Tyranny of 'Shoulds' with Andrew Rhatigan (Part 2)

    ٧ أبريل

    Irish Home-buying for Expats: Managing Stress, Decisions and the Tyranny of 'Shoulds' with Andrew Rhatigan (Part 2)

    Buying a home in Ireland is more than just picking a property and spending the money. The process adds stress to what could already be an emotionally charged time in your life. In Part 2 of my conversation with Andrew Rhatigan of Rhatigan Real Estate, we move beyond the process and the house itself, and into something we often don’t consider: the psychology of buying property as an expat. Buying a home is already one of life’s most stressful events - an international move really compounds on that stress. This comes up a lot in conversations with our clients, where they’re navigating identity, family expectations, financial pressure, and a very emotional transition home. Andrew talks openly about how he absorbs some of that stress for his clients, acting as the steady hand in what can feel like a very wobbly process. We discuss why Ireland’s property market can’t be viewed through a laptop screen in New York or Dubai, why well-meaning family advice can sometimes cloud judgement, and why having one clear point of contact can make all the difference. Main Topics Discussed in this Episode: The Psychology of Buying Property as an Expat: Why buying a home during an international move is as much an emotional journey as it is a financial transaction – and how having the right support can steady the process.Managing Stress and Decision-Making in a Hot Market: How low stock levels, bidding disappointments, and timing pressures in Ireland’s property market impact expats – and why mindset matters just as much as money.The “Tyranny of Shoulds” and Well-Meaning Family Advice: Why returning Irish in particular can feel pulled in different directions by friends and family, and how to filter advice without damaging relationships.Local Knowledge vs. Online Property Listings: The reality that Daft and Google only show part of the picture – and why on-the-ground insight into neighbourhoods, community, and future development is critical.What Working with Andrew Actually Looks Like: From the initial Property Blueprint session to full search and negotiation support, how a structured, criteria-based approach helps expats buy with clarity rather than emotion. **Special Offer from Andrew** Taxbytes For Expats listeners will get 25% off their purchase of the Property Blueprint when you mention “ExpatTaxes” upon your purchase. Click the following link to access this deal: https://propertyplan.ie/. Get in touch with Andrew Rhatigan: LinkedIn: https://www.linkedin.com/in/andrewrhatigan/ Website: https://www.rre.ie/ Podcasts: “Shut the Front Door” / “Beyond Just Business” ***** Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or more in your first six months with Currencies Direct. *Click here for a special offer from our sponsor, Currencies Direct* ***** If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify. Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/book-a-consult/. ***** Chapters: (00:00) Welcome & Episode Introduction(00:50) Absorbing Stress: Supporting Clients Through the Emotional Side of Buying(02:57) Two Major Life Events at Once: Moving Country and Buying a Home(03:51) Bidding Wars, Setbacks & The Startup Mindset(05:08) The Personal Story Behind Andrew’s “Parental” Approach(06:07) When Google Sells You the Wrong Version of Ireland(08:41) The Reality of Ireland’s Property Market Right Now(10:36) Property Checklists & Challenging What You Think You Want(12:11) Why “We’ll Just Move Home and See” Rarely Works(14:00) Sponsor Message: Currencies Direct(15:15) The Property Blueprint: How Working With Andrew Actually Starts(21:42) Local Knowledge, On-the-Ground Research & Avoiding Costly Mistakes(26:02) Special Offer for Taxbytes Listeners & Where to Connect

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  3. Sale Agreed Isn’t Sold: A Better Way of Buying Property in Ireland with Andrew Rhatigan (Part 1)

    ١٧ مارس

    Sale Agreed Isn’t Sold: A Better Way of Buying Property in Ireland with Andrew Rhatigan (Part 1)

    Buying property in Ireland as an Expat is never as simple as it seems, but having someone with you that is invested in understanding what you need from a home is a brilliant first step. Especially if they help you find what you want when you didn’t even know yourself. This is Part 1 of my conversation with Andrew Rhatigan of Rhatigan Real Estate and I have to say, I really enjoyed this one! Many of you are either planning a move to Ireland or trying to buy from abroad, and what Andrew brings is something quite different. His background in psychology means he approaches property through a people-first lens - not a sales lens. He’s not just a buyers agent who spends your money, but takes the time to understand you. Andrew walks us through what buying in Ireland is really like: why Sale Agreed isn’t legally binding, why timelines can stretch far longer than expected, and why simply having funds doesn’t automatically put you at the top of the list. For Andrew, buying property is rarely just about bricks and mortar. It’s about life decisions, relationships, expectations, and sometimes blind spots we don’t even realise we have. Andrew’s real skill is helping clients step back, gain clarity, and avoid making an expensive decision for the wrong reasons. Main Topics Discussed in this Episode: Andrew’s Psychology-Led Approach to Property: Andrew explains how his background in psychology shapes the way he works with clients, focusing on uncovering motivations and blind spots rather than simply facilitating a transaction.Clarity Over Pressure in the Buying Process: We discuss how Andrew challenges clients’ assumptions, respectfully “picks apart” wish lists, and helps them separate wants from needs before making a major financial commitment.Common Misconceptions Expats Have About the Irish Property Market: From assuming the asking price is fixed to believing money alone guarantees priority, we unpack the realities that often surprise buyers moving to Ireland.Understanding the Nuances of Sale Agreed, Booking Deposits & Legal Timelines: We step through what “under offer” and “sale agreed” really mean in Ireland, why booking deposits are not legally binding, and why timelines can be far longer than expected.Why Property is 90% People and 10% Bricks & Mortar: Andrew shares how sellers’ motivations, family dynamics, and personal circumstances can shape outcomes, and why understanding the human side of a deal is often the key to securing the right home. **Special Offer from Andrew** Taxbytes For Expats listeners will get 25% off their purchase of the Property Blueprint when you mention “ExpatTaxes” upon your purchase. Click the following link to access this deal: https://propertyplan.ie/. Get in touch with Andrew Rhatigan: LinkedIn: https://www.linkedin.com/in/andrewrhatigan/ Website: https://www.rre.ie/ Podcasts: “Shut the Front Door” / “Beyond Just Business” ***** Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or more in your first six months with Currencies Direct. *Click here for a special offer from our sponsor, Currencies Direct* ***** If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify. Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/book-a-consult/. ***** Chapters: (00:00) Welcome to Taxbytes for Expats(01:00) Meet Andrew Rhatigan – Psychology Meets Property(06:36) Clarity Over Pressure: What a Buying Agent Really Does(11:45) The Quirks of the Irish Property Market Expats Don’t Expect(14:05) Why Viewing Ireland on Holiday Isn’t the Same as Living Here(16:21) Relationship-Building vs Online Portals: How Property Really Works(17:47) Timelines & Legal Realities: Why Buying in Ireland Takes Time(19:25) Booking Deposits Explained – A Glorified Handshake?(23:36) Under Offer vs Sale Agreed – What’s the Difference?(24:55) From Survey to Signed Contracts – When It Becomes Legally Binding

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  4. ‘Plan B’ Passports, Crypto Mobility and Where Investment Migration Is Headed with Sandeep Nair of Vancis Capital (Part 2)

    ٣ مارس

    ‘Plan B’ Passports, Crypto Mobility and Where Investment Migration Is Headed with Sandeep Nair of Vancis Capital (Part 2)

    As an expat, when you’re picking the right country for your “Plan B” or for your family, it's important to get the details right - especially when you are investing in a country as a way to secure your citizenship. In Part 2 of my conversation with Sandeep Nair, COO of Vancis Capital, we get into the finer details of residency and citizenship by investment. And, importantly, why it’s become such a hot topic for internationally mobile clients, including crypto holders looking for certainty in an increasingly regulated world. We talk through where these programmes are actually heading, which countries are actively launching new options, and why some jurisdictions are becoming more complex rather than simpler. Sandeep also explains how these programmes can work economically for countries, what investors might realistically expect in terms of timelines and returns, and why trying to DIY this area (with or without ChatGPT) can create more problems than it solves. As ever, the key thing to note in our chat is that aligning the programme with your lifestyle, family, tax and long-term plans matters far more than chasing a headline benefit. Main Topics Discussed in this Episode Citizenship and Residency by Investment: Where Things Are Heading: Sandeep explains how these programmes are evolving globally, with more countries launching options and others tightening rules as demand increases.Why These Programmes Appeal to Crypto Holders: We discuss how increased regulation of crypto is driving investors to look for jurisdictions that recognise crypto and offer more favourable tax treatment.Economic Impact on Countries Offering These Schemes: The conversation looks at how citizenship and residency programmes can generate significant government revenue, particularly for smaller economies.Returns, Risks and Realistic Expectations for Investors: Sandeep breaks down what investors might actually get back financially, how returns differ by jurisdiction, and why these are not risk-free investments.Matching the Programme to the Individual, Not the Other Way Around: We focus on the importance of starting with lifestyle, family, tax and long-term goals rather than trying to force-fit a programme that looks good on paper. Get in touch with Sandeep Nair: Website: https://www.VancisCapital.com Instagram: https://www.instagram.com/vanciscapital/ LinkedIn: https://www.linkedin.com/in/sandeep-nair-0461974b/ ***** Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or more in your first six months with Currencies Direct. *Click here for a special offer from our sponsor, Currencies Direct* ***** If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify. Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/book-a-consult/. ***** Chapters: (00:00) Welcome to Taxbytes for Expats(00:49) Future trends in citizenship and residency by investment(01:06) Why crypto holders are rethinking mobility and tax(02:11) New programmes launching around the world(03:50) Do citizenship by investment programmes actually work for countries?(05:55) What investors can realistically expect in returns(07:51) Matching the right programme to the client’s objectives(08:03) The Irish investment migration programme – what’s changed(09:40) Why DIY approaches often go wrong(11:37) How long do these programmes really take?(12:56) Residency requirements versus lifestyle flexibility(14:19) Starting with lifestyle, family and long-term goals

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  5. Global Mobility, Second Passports and What Citizenship by Investment Actually Means with Sandeep Nair of Vancis Capital (Part 1)

    ١٧ فبراير

    Global Mobility, Second Passports and What Citizenship by Investment Actually Means with Sandeep Nair of Vancis Capital (Part 1)

    Residency by Investment sounds like a simple way to set aside a backup when you’re managing your money, but the complexity and rapidly changing landscape of tax and government priorities means you should probably talk to an expert. In this episode of Taxbytes for Expats, I’m joined by Sandeep Nair, COO of Vancis Capital, to talk about residency and citizenship by investment. He sets out, in very practical terms, what these programmes actually involve because this is one of those areas where you don’t want to get the details wrong, and having an adviser like Sandeep is the best way to get accurate and up to date information. We talk through why people explore residency or citizenship options in the first place, global mobility, retirement planning, tax considerations, and what’s increasingly referred to as a “Plan B”. Sandeep explains how clients define their goals, what the advisory process looks like, and the types of jurisdictions that tend to come up most often in these discussions. From my side, I bring it back to the tax piece: why these decisions can’t be made in isolation, how Irish tax rules continue to apply in ways people don’t always expect, and why early, joined-up planning is critical. Main Topics Discussed in this Episode: Sandeep’s Background and Entry into Global Mobility Planning: We start with how Sandeep moved into the world of residency and citizenship by investment, and why this space has grown so quickly in recent years.What Residency and Citizenship by Investment Actually Means: We break down what these programmes involve in practice, who they’re designed for, and why they’re very different from simply “moving abroad for a while”.Why People Seek Residency or Citizenship Options: We explore the key drivers behind these decisions, including global mobility, retirement planning, tax considerations and the growing concept of a “Plan B”.Popular Jurisdictions and the Types of Programmes Available: Sandeep outlines the regions and countries that come up most often, from Caribbean passports to European residency programmes, and what attracts people to each.The Need for Joined-Up Tax and Professional Advice: We discuss why immigration decisions have to be considered alongside tax, banking and structuring advice, and why oversimplifying residency can lead to costly mistakes. Get in touch with Sandeep Nair: Website: https://www.VancisCapital.com Instagram: https://www.instagram.com/vanciscapital/ LinkedIn: https://www.linkedin.com/in/sandeep-nair-0461974b/ ***** Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or more in your first six months with Currencies Direct. *Click here for a special offer from our sponsor, Currencies Direct* ***** If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify. Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/book-a-consult/. ***** Chapters: (00:00) Welcome to Taxbytes for Expats(00:47) Introducing Sandeep Nair and Today’s Topic(01:27) Sandeep’s Career Path into Global Mobility Planning(03:08) What Vancis Capital Does and Who These Services Are For(04:47) Defining Client Goals: Mobility, Tax, or a Plan B(06:23) Popular Countries Offering Residency and Citizenship Options(08:22) Why Immigration Planning Can’t Be Separated from Tax(11:09) Irish Tax Reality: Why “Leaving” Is Rarely Simple(12:40) European Residency, Retirement Planning, and Flat Tax Regimes(14:52) What a “Plan B” Really Means for Families and Individuals(17:10) Citizenship and Residency as a New Asset Class(20:34) Post-Pandemic Shifts and Rising Demand for Second Options

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  6. Financial De-Risking, Free Advice Isn’t Free and What Expats Should Watch Out For with Paddy Delaney (Part 2)

    ٣ فبراير

    Financial De-Risking, Free Advice Isn’t Free and What Expats Should Watch Out For with Paddy Delaney (Part 2)

    You may think that seeking investments as an Expat in Ireland is as simple as finding the right advice. In practice, though, the conventional wisdom doesn’t always mean the best results for you. In Part 2 of my conversation with Paddy Delaney of Informed Decisions, we get into some of the assumptions many people hold about investing as they move closer to retirement, particularly the idea that “de-risking” automatically means safety. Paddy explains why that conventional wisdom doesn’t always stack up in practice, and why understanding volatility, time horizons, and having a proper plan matters far more than simply defaulting into a middle-of-the-road fund. We also spend time on something that comes up constantly in my work with expats: fees, transparency, and how to tell whether you’re getting advice or being sold a product. We talk about commission, “free” financial plans, what questions you should be asking before you sign anything, and how easily costs can stay hidden in the background for years if you don’t know where to look. This is particularly relevant if you’ve brought pensions or investments with you from another country and are trying to make sense of how everything fits together in Ireland. If you haven’t yet, make sure you listen to Part 1 of my conversation with Paddy for all of his advice about financial planning, and to prepare you for this episode. Main Topics Discussed in this Episode: Challenging the “De-Risking” Myth Near Retirement: We unpack why automatically moving into lower-risk, middle-of-the-road funds as retirement approaches can actually reduce long-term outcomes, and why volatility isn’t necessarily the enemy if you’ve planned properly.The Importance of Planning Beyond the Investment Product: This is one of those areas where having a real plan matters — we talk about thinking through “what could go wrong,” having other assets to draw on, and avoiding forced decisions at the worst possible time.Advice vs Product Sales: How to Tell the Difference: We explore the key signals that distinguish genuine financial planning from a transactional product sale, including how advisors are paid and why “free” plans are rarely free.Fees, Transparency, and Asking the Right Questions: From hidden charges to headline Annual Management Charges that don’t tell the full story, we explain where fees really sit, why expats can get a nasty surprise, and the direct questions you should feel comfortable asking upfront.What Value for Money Actually Looks Like in Financial Advice: We discuss the wide spectrum of service levels in the market, what ongoing advice should include, and why paying more only makes sense if you’re genuinely getting engagement, insight, and support in return. Get in touch with Paddy Delaney Website: InformedDecisions.ieLinkedIn: https://www.linkedin.com/in/paddy-delaney-qfa-rpa-apa-73778969/Podcast: https://www.informeddecisions.ie/podcasts ***** Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or more in your first six months with Currencies Direct. *Click here for a special offer from our sponsor, Currencies Direct* ***** If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify. Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/book-a-consult/. ***** Chapters: (00:00) Welcome to Taxbytes For Expats(01:20) Volatility, Market Drops, and Long-Term Returns Explained(03:29) Planning for the “What If” Moments Before They Happen(05:18) Buying an Outcome vs Having a Bespoke Financial Plan(05:57) Advice or Product Sale? How to Tell the Difference(07:13) Why “Free” Financial Advice Usually Isn’t Free(09:21) Asking Direct Questions About Fees and Commissions(10:35) What Value for Money Really Looks Like in Financial Advice(12:21) Transactional Investing vs Ongoing Advisory Support(15:06) Where Fees Are Hidden and How to Find Them(18:43) When Commission Works and When It Doesn’t(20:07) Final Thoughts, Exit Tax, and Key Takeaways for Expats

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  7. Financial Advice for Expats in Ireland: Who to Trust and When You Actually Need It with Paddy Delaney (Part 1)

    ٢٠ يناير

    Financial Advice for Expats in Ireland: Who to Trust and When You Actually Need It with Paddy Delaney (Part 1)

    Investing in Ireland has always been tricky, particularly for anyone who recently relocated here, and with so many options out there it's hard to realise the benefits of your savings beyond your pension without sound advice. In this episode of Taxbytes for Expats, I’m joined by Paddy Delaney, founder of Informed Decisions, for the first part of a really practical conversation about financial advice in Ireland. Paddy has spent over 20 years in the financial services world, and he brings a refreshingly honest perspective on how advice is given, where incentives can sit, and why it’s so important to understand who you’re dealing with before you take any financial recommendations on board. We step through the often-confusing differences between financial advisors, brokers, and financial planners, including how banks fit into the picture and what “independent” advice actually means in practice. This is one of those areas where people assume all advice is the same — and it really isn’t. Paddy shares real-world examples of why intent, structure, and remuneration matter, and how those factors can directly impact your long-term financial outcomes. We also talk about when you do need financial advice, and when you really don’t. Paddy is an expert on helping you make transparent and informed financial decisions. Main Topics Discussed in this Episode: Understanding the Different Types of Financial Advice: We break down the often-confusing distinctions between financial advisors, brokers, planners, and independent firms, and why knowing the difference really matters before taking advice.How Incentives and Commissions Can Shape Advice: Paddy shares real-world insight into how remuneration structures can influence recommendations, highlighting why transparency and client-first intent are so important.Banks as a Source of Financial Advice: We discuss why banks are still a common and accessible starting point for advice in Ireland, along with the limitations that come from being tied to a single provider.When You Actually Need a Financial Planner: This is one of those areas where assumptions creep in, so we talk honestly about who benefits most from paid financial planning and when simple saving habits may be enough.Why Pensions Are the Obvious Starting Point in Ireland: We explore pensions as a tax-efficient investment tool, common issues with underperformance, and why understanding what your pension is doing over the long term is just as important as contributing to it. Get in touch with Paddy Delaney Website: InformedDecisions.ieLinkedIn: https://www.linkedin.com/in/paddy-delaney-qfa-rpa-apa-73778969/Podcast: https://www.informeddecisions.ie/podcasts ***** Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or more in your first six months with Currencies Direct. *Click here for a special offer from our sponsor, Currencies Direct* ***** If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify. Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/book-a-consult/. ***** Chapters: (00:00) Welcome to Taxbytes for Expats(00:49) Introducing Paddy Delaney and Informed Decisions(02:35) Why Financial Planning Is Always Forward-Looking(02:48) Financial Planner vs Advisor vs Broker — What’s the Difference?(04:18) When Advice Is Driven by Commission, Not the Client(06:16) Banks as a Starting Point for Financial Advice in Ireland(07:27) Brokers, Product Choice and Tied Providers(08:29) What “Independent” Financial Advice Really Means(10:35) Why Titles and Qualifications Can Be Misleading(13:03) Do You Actually Need Financial Advice?(15:08) Why Saving and Pensions Matter Most Early On(18:56) Pension Performance, Underperformance and Long-Term Impact

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  8. Banking, Taxes, Moving Back Post-Brexit and Rebuilding Life in Ireland with Michele Coleman (Part 2)

    ٦ يناير

    Banking, Taxes, Moving Back Post-Brexit and Rebuilding Life in Ireland with Michele Coleman (Part 2)

    This episode is Part 2 of Stephanie's conversation with Michele Coleman. For the full conversation, make sure you listen to Part 1 and subscribe to the podcast. In this episode of Taxbytes for Expats, I’m joined again by Michele Coleman, a valued Expat Taxes client, as she shares the reality of returning to Ireland after decades living in the UK. Michele speaks candidly about what surprised her most, from banking and buying property, to moving her belongings, importing a car, and navigating everyday life back home. We talk through the practical lessons Michele learned the hard way: why having the right advisers early matters, how UK–Ireland differences can catch people out post-Brexit, and why planning currency transfers, removals, insurance, and car registration properly can save serious stress and cost. Michele also reflects on the emotional side of returning: resetting routines, rebuilding community, and adjusting expectations when “home” has changed. This conversation hit close to home for me, as my experience moving back from Australia was similar regarding the connection with friends and family when you return to Ireland not for a holiday, but for the long-term. Main Topics Discussed in this Episode: Buying Property and Banking on Returning to Ireland: Michele shares her experience navigating Ireland’s stricter banking system, the importance of existing accounts, and how having the right solicitor and advisers made the property purchase run smoothly.Moving Belongings from the UK Post-Brexit: We discuss the realities of international removals, why specialist experience and proper insurance matter, and the costly lessons Michele learned when things went wrong.Importing a Car and Avoiding Unexpected Taxes: Michele outlines what repats need to know about bringing a car from the UK, including registration timelines, exemptions, and the real risk of penalties if the process isn’t followed correctly.Tax Planning Between the UK and Ireland: We cover the importance of understanding double taxation, pensions, capital gains, and investment differences — and why getting tax advice well before the move is essential.Readjusting to Life Back Home: Beyond the logistics, Michele reflects on the emotional and practical side of returning to Ireland, from rebuilding routines and friendships to adjusting expectations about infrastructure and daily life. ***** Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or more in your first six months with Currencies Direct. *Click here for a special offer from our sponsor, Currencies Direct* ***** If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify. Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/book-a-consult/. ***** Chapters: (00:00) Welcome to Taxbytes for Expats(00:49) Buying Property and Re-Entering the Irish Banking System(02:34) The Role of Solicitors and Trusted Advisers(03:02) Moving Money from the UK to Ireland(04:32) Why the Right Support Network Matters When Returning(06:05) Key Lessons Michele Wishes She’d Known Before Moving(06:23) The Reality of Moving Belongings Post-Brexit(08:20) Insurance, Loss Adjusters, and Costly Removal Mistakes(10:00) What to Bring — and What Won’t Fit in Irish Homes(10:31) Importing a Car and Avoiding Registration Tax Pitfalls(13:30) Tax Planning, Double Taxation, and Pensions(17:46) Readjusting to Life, Community, and Expectations Back Home

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Are you an expat who is confused by the Irish tax system? Maybe you are planning a move to or from Ireland and want to understand how to navigate the complex tax issues that arise? Taxbytes for Expats is the show that explains in simple terms the dos and don'ts of Irish taxes for expats.

المعلومات

  • صناع العمل
    Stephanie Wickham, ExpatTaxes.ie
  • سنوات النشاط
    ٢٠٢٢ - ٢٠٢٦
  • الحلقات
    ٧٨
  • التقييم
    ملائم
  • حقوق النشر
    © Copyright 2026 Stephanie Wickham, ExpatTaxes.ie
  • موقع البرنامج على الويب
    Taxbytes for Expats

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