FiduciWho

Leonard Raskin

Leonard Raskin, author of "FiduciWho? What a Real Fiduciary Will Tell You About How to Protect, Grow, Enjoy, and Transfer Your Wealth," isn't your average financial expert; he's more like a trusted friend, diving deep into your aspirations and concerns to create a holistic plan beyond mere finances. With over three decades of experience, Leonard's approach breaks away from conventional wisdom, offering refreshing insights that go beyond traditional financial advice. Through his book and podcast appearances, he infuses humor and storytelling to revolutionize the way people perceive and manage their wealth, empowering them to seize control of their financial destinies with confidence.

  1. 1 day ago

    Catherine Bell: Beyond the Relentless Pursuit of More—Reimagining Work, Wealth, and Culture

    Most companies chase 'more' and end up with burnout, disengagement, and failure. This conversation dives into how vision, values, and self‑aware leadership can transform culture and financial results. In this episode, Leonard and Catherine Bell discuss: Definition and characteristics of an “awakened company”Linking culture, self‑awareness, and financial performancePersonal vision, values, and leadership alignmentThe enneagram as a leadership and culture development toolThe power of pause, presence, and moving from "human doingness" to "human beingness" Key Takeaways:  Organizations that combine a strong, healthy culture with clear financial focus outperform those that fixate on money alone or culture alone.Self‑awareness is a rare but critical leadership capability, and without it, leaders struggle to align vision, values, and behavior.A clear personal vision that connects to the organization’s vision helps leaders find meaning in their work and reduces misalignment and burnout.Tools like the Enneagram are meant to expand leadership capacity and perspective, not to excuse behavior or box people into fixed labels.Shifting from automatic “human doingness” to present‑moment “human beingness,” supported by practices like the pause and stillness, can transform how leaders relate to themselves, their teams, and their organizations.  “The highest performing organizations are those that focus on corporate culture and financial results. It's an end conversation. It's not an either conversation.” - Catherine Bell About Catherine Bell: Catherine Bell is the CEO and Founder of the Awakened Company, where she helps leaders, teams, and organizations build healthy and thriving cultures through coaching, strategy sessions, speaking, and webinars. She is an award-winning entrepreneur, best-selling author, MBA graduate from Queen’s University, Enneagram-certified practitioner, yoga instructor, and educator at Smith School of Business. Catherine is also the co-founder of Awakenly, a mindfulness app, and founder of The Awakened Project, which supports women overcoming poverty. She serves as an advisor and board member for various organizations and continues to contribute to leadership, creativity, and Enneagram research through her programs, teaching, and upcoming publications. Connect with Catherine Bell: Website: http://www.awakenedcompany.com  LinkedIn: https://www.linkedin.com/in/bellcatherine/  Facebook: https://www.facebook.com/awakenedcompany  Instagram: https://www.instagram.com/theawakenedcompany/?hl=en  YouTube: https://www.youtube.com/@AwakenedCompany  Book - The Creative Moment: https://www.penguinrandomhouse.ca/books/790585/the-creative-moment-by-russ-hudson-and-catherine-r-bell/9781401997229  Connect with Leonard Raskin: Website: https://www.raskinglobal.com/  LinkedIn: https://www.linkedin.com/in/leonardraskin/  Facebook: https://www.facebook.com/RaskinGlobal  Email: lraskin@raskinglobal.com Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

    Catherine Bell: Beyond the Relentless Pursuit of More—Reimagining Work, Wealth, and Culture
  2. 5 days ago

    Classic Rewind - Michael Bell: Why Real Estate Is All About Relationships

    Selling a home isn’t just about listing it, pricing it, or hosting an open house. Michael Bell explains why the best real estate outcomes come from data, trust, and relationships that actually protect the seller. In this episode, Leonard and Michael discuss: Effective real estate practices and the importance of single-party seller representationHigh turnover rates among real estate agents within five yearsLimitations of open houses and the value of data-driven strategiesCommon mistakes sellers make, including underpricing and mishandling bidding warsUnique challenges of working with ultra-wealthy clients and the value of referrals over outreach Key Takeaways: Prioritizing single-party seller representation is essential to avoid conflicts of interest and maximize the seller's return through fair competition and strategic pricing.Real estate demands sustained skill development as a staggering number of agents exit the industry within five years, reflecting the challenging nature of successful home sales.Data-driven strategies and accurate pricing prove far more effective than traditional marketing methods like open houses, which often fail to deliver optimal results.Costly mistakes, including underpricing and poor agent selection, can significantly hinder a seller's success, emphasizing the importance of experienced and reliable representation.Cultivating genuine relationships and fostering a referral-driven business model hold more long-term value than impersonal outreach, especially when working with affluent clients who value trust and expertise. “Real estate is just a relationship business. Pick up the phone. Be a human being.” - Michael Bell About Michael Bell: He is a top-ranked real estate broker with over 30 years of experience, specializing in single-party seller representation. As the #1 agent at Sotheby’s International Realty’s Greater Pasadena office since 2015, he has successfully closed over 643 transactions, including more than 50 homes that others couldn't sell. His Wall Street Journal bestselling book, Seller Mistakes, reflects his commitment to educating clients and maximizing returns. Ranked in the top 0.27% of agents nationwide, Michael is known for his data-driven strategies, ethical advocacy, and deep market expertise. He also leads the "Sell a Home, Save a Child" initiative, donating a portion of commissions to support children in need. Connect with Michael Bell: Website: https://michaelbbell.com/  LinkedIn: https://www.linkedin.com/in/linktomichaelbell/  Michael’s Book: https://michaelbbell.com/book/  Connect with Leonard Raskin: Website: https://www.raskinglobal.com/  LinkedIn: https://www.linkedin.com/in/leonardraskin/  Facebook: https://www.facebook.com/RaskinGlobal  Email: lraskin@raskinglobal.com   Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

    Classic Rewind - Michael Bell: Why Real Estate Is All About Relationships
  3. 28 Jul

    Shellee Howard: Smart College Choices That Won’t Wreck Your Finances

    Is college really worth six figures or more? In this episode, you’ll learn how to treat college like a business decision, protect your retirement, and still help your student land at a great-fit school. In this episode, Leonard and Shellee Howard discuss: College as a business and ROI-focused decisionFAFSA, 529 plans, and common financial aid mistakesFour “buckets” of college money and scholarship strategyStandout strategy, early planning, and major/career alignmentCommunity service, global perspective, and nonprofit impact Key Takeaways:  College should be evaluated like any other major purchase, by asking what you’re really buying, what the long-term return on investment looks like, and how it fits your family’s financial goals.Completing the FAFSA correctly is critical; misunderstanding the process or providing unnecessary information can reduce access to certain financial aid opportunities.Starting college planning as early as the summer after eighth grade gives students a clean slate to choose the right classes, activities, and “passion with purpose” projects that help them stand out.The perceived prestige of a college name matters far less than fit: academic rigor, available majors, student goals, and the likelihood of graduating into a real career all need to align.Community service and global engagement don’t just build character; they help students develop maturity, perspective, and compelling stories that strengthen applications and shape who they become.  “So when you think of college, you have to remember college is a business, and you have to treat it as such. And so it's more about what is right for your family and your wants, your desires. There's no one right answer.” - Shellee Howard About Shellee Howard: Shellee Howard is the Founder and CEO of College Ready, a Certified Independent College Strategist, career counselor, best-selling author, international speaker, and host of the Parents Is Your Teen College Ready? podcast. With over 18 years of experience, she has helped thousands of students and families navigate college admissions, scholarships, career planning, and financial strategies. A mother of four college graduates, including a son who attended Harvard, Shellee uses her personal experience and expertise to help families find the right academic, social, and financial fit for college while minimizing student debt. She is also the founder of EmpowerEducation World, a nonprofit dedicated to empowering students through education and community service. Connect with Shellee Howard: Website: https://collegereadyplan.com/  LinkedIn: https://www.linkedin.com/in/shelleehoward/  College Ready Plan Clarity Call: https://go.collegereadyplan.com/start-college-planning  Connect with Leonard Raskin: Website: https://www.raskinglobal.com/  LinkedIn: https://www.linkedin.com/in/leonardraskin/  Facebook: https://www.facebook.com/RaskinGlobal  Email: lraskin@raskinglobal.com Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

    Shellee Howard: Smart College Choices That Won’t Wreck Your Finances
  4. 24 Jul

    Classic Rewind - Stevyn Guinnip: From Wealth to Wellthy

    What good is a full bank account if your health account is empty? Stevyn Guinnip reveals why true retirement readiness means building “wellth” by treating health like your most valuable long-term asset. In this episode, Leonard and Stevyn discuss: How a near-death health crisis reshaped Stevyn’s view of wealth and wellnessThe concept of “health debt” and its parallels to financial debtWhy advisors need to view health as an asset and integrate it into financial planningThe WellthPLAN™ framework and how financial principles like diversification and compounding apply to healthPractical first steps advisors and clients can take to measure and improve their health Key Takeaways: Retirement readiness isn’t just about accumulating money—it’s equally about protecting and growing your health assets so you can enjoy the wealth you’ve built.Think of stress management and quality sleep as daily bills you must pay; if left unpaid, the “interest” compounds in ways that harm your long-term health.Health debt doesn’t happen overnight; it builds gradually from poor habits and, if ignored, can quietly sabotage your retirement plans.Movement isn’t a quick trade-off for indulgence—it’s an investment that produces compounding returns in strength, energy, and longevity.By framing health through the same lens as financial planning, advisors can apply familiar strategies like diversification, metrics, and compounding to create sustainable well-being. “A lot of people come into their adult life and their career with really great health, and by the end of their career, it's completely swapped. They've got a full bank account and an empty health account. I call it the big swap, and we do not want to do this, because your retirement without your health will not be super fantastic.” - Stevyn Guinnip About Stevyn Guinnip MS, CWC: She is the Founder & CEO of Grow Wellthy™, where she empowers financial professionals—and their clients—to treat their health like their greatest asset. As a financial advisor’s daughter turned exercise physiologist and certified wellness coach, she blends decades of scientific expertise with real‑world experience to help advisors retire “wellthy.” After a life‑altering health crisis in Australia, Stevyn repurposed core financial principles—like diversification, tracking metrics, and long‑term thinking—into her signature WellthPLAN™ and WellthCLUB™ programs. An award‑winning speaker and recognized by WealthManagement.com as a “Ten to Watch in 2023,” she continues to inspire advisors to reclaim their health and enjoy the wealth they’ve built. Connect with Stevyn Guinnip: Website: https://www.growwellthy.com/  LinkedIn: https://www.linkedin.com/in/stevyn-guinnip/  Email: stevyn@growwellthy.com  Connect with Leonard Raskin: Website: https://www.raskinglobal.com/  LinkedIn: https://www.linkedin.com/in/leonardraskin/  Facebook: https://www.facebook.com/RaskinGlobal  Email: lraskin@raskinglobal.com   Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

    Classic Rewind - Stevyn Guinnip: From Wealth to Wellthy
  5. 21 Jul

    Wallis Tsai: Avoiding Insurance Pitfalls and Matching Policies to Real-Life Needs

    Most people only discover their insurance mistakes when it’s too late. This conversation breaks down how to avoid common rip-offs, spot misaligned incentives, and make transparent, fact-based protection decisions for your family and business. In this episode, Leonard and Wallis Tsai discuss: Career shift from Goldman Sachs to consumer-focused insurance advisoryIncentives, ignorance, and misaligned advice in the insurance industryHow to think about term vs. permanent life insuranceEntrepreneurs, protection gaps, and “non-urgent” risk planningUsing institutional-grade analysis and AI to evaluate insurance policies Key Takeaways:  Insurance can be a powerful tool when it is treated as “the right tool for the right job,” not simply the product that pays the highest compensation.Misaligned incentives and lack of deep product knowledge often lead professionals to recommend suboptimal policies, even without malicious intent.Protection planning rarely feels urgent until it is, but decisions about life, disability, and long-term care insurance must be made before health events occur.Term and permanent life insurance both have valid roles; any advice that universally dismisses one or glorifies the other is oversimplifying a nuanced decision.High-quality insurance recommendations rely on owning the details, running the math, and being willing to update conclusions when new facts (like underwriting results) emerge.  “Insurance can do a lot of good when the right tool is used for the right job, and customers are matched with the policy that truly is the best tool for the job they have at hand.” - Wallis Tsai About Wallis Tsai: Have you ever wondered if you're getting the full story on insurance? Wallis Tsai is here to set the record straight. A former Goldman Sachs investment banker and hedge fund investor, Wallis founded AboveBoard Financial to bring transparency to an industry riddled with bad advice and conflicts of interest. She helps affluent professionals, high-net-worth families, and fiduciary advisors make smarter, data-driven decisions about life, disability, and long-term care insurance—without the sales fluff. Get ready to cut through the noise and rethink what you know about insurance! Connect with Wallis Tsai: Promo Link: https://www.aboveboardfinancial.com/fiduciwho  Website: https://www.aboveboardfinancial.com/  LinkedIn: https://www.linkedin.com/in/wallis-tsai-31622a1/  Phone Number: (917) 509-2537 More information: https://app-na1.hubspotdocuments.com/documents/6016032/view/1706515036?accessId=5269a0  Connect with Leonard Raskin: Website: https://www.raskinglobal.com/  LinkedIn: https://www.linkedin.com/in/leonardraskin/  Facebook: https://www.facebook.com/RaskinGlobal  Email: lraskin@raskinglobal.com Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

    Wallis Tsai: Avoiding Insurance Pitfalls and Matching Policies to Real-Life Needs
  6. 17 Jul

    Classic Rewind - Jacob Vanderslice: The Discipline Behind Smart Real Estate Investing

    Jacob Vanderslice is a co-founder and Principal at VanWest Partners, a Denver-based real estate investment company specializing in the acquisition, development, and management of self-storage facilities. Under his fundraising leadership, VanWest has strategically deployed over $375 million in capital in value-add self-storage facilities across the United States.  In this episode, Leonard and Jacob Vanderslice discuss: Why disciplined investing sometimes means saying no to nearly every deal in the marketHow Van West evaluates self-storage opportunities through supply, rents, and downside riskThe difference between investing directly in real estate versus investing passively with an operatorWhat leverage, interest rates, and lower loan proceeds mean for today’s real estate returnsWhy operator quality can matter as much as the asset itself in private equity investing Key Takeaways:  In a difficult market, discipline is often defined by what you choose not to buy. Van West reviewed more than 900 acquisition opportunities, modeled about 250, and purchased just one.Value-add investing often comes from relentless attention to operational details. Small savings on expenses, taxes, contracts, and inefficiencies can compound into meaningful increases in net operating income and asset value.Passive real estate investing gives investors access to experienced operators, tax benefits, and income potential without the time, capital, and management burden of owning property directly.In today’s market, higher interest rates, lower leverage, and reduced loan proceeds have changed return expectations. Investors and operators must adapt to a more conservative environment.Strong underwriting begins with the downside. Great operators spend less time chasing the story for winning and more time understanding how a deal could go wrong and how to reduce that risk upfront.  “Leverage is a wonderful and terrifying thing. Leverage, when used appropriately, can really increase your deal returns, but when used inappropriately, it can exponentially increase your risk profile at the same time.” - Jacob Vanderslice Connect with Jacob Vanderslice: Website: https://www.vanwestpartners.com/  LinkedIn: https://www.linkedin.com/in/jacob-vanderslice-02905b16b/  Connect with Leonard Raskin: Website: https://www.raskinglobal.com/  LinkedIn: https://www.linkedin.com/in/leonardraskin/  Facebook: https://www.facebook.com/RaskinGlobal  Email: lraskin@raskinglobal.com Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

    Classic Rewind - Jacob Vanderslice: The Discipline Behind Smart Real Estate Investing
  7. 14 Jul

    Bryan Clayton: From $20 Lawns to GreenPal — Grit, Growth, and the Real Education of an Entrepreneur

    From $20 lawns as a teenager to a national tech platform, this episode dives into the unfiltered realities of building, scaling, and selling businesses in the real world, not the classroom. In this episode, Leonard and Bryan Clayton discuss: Early days mowing lawns and organic business growthOperator vs. owner mindset and the E-Myth frameworkPreparing a lifestyle business for eventual saleOrigin story and validation journey of GreenPalUsing technology, data, and AI to empower small service businesses Key Takeaways:  A simple service business can teach most of the fundamentals of entrepreneurship, often faster and more effectively than formal business school.Moving from self-employed to true business owner requires intentional time working on the business: building processes, systems, and people that can operate without you.If there’s even a chance you might sell your company one day, you must build it to be sellable from the start, with clean systems, numbers, and an org chart that a buyer can understand.The real value of a marketplace platform lies not just in consumer convenience but in helping small operators win: getting customers, managing reviews, handling payments, and growing their income.Successful founders practice “constructive dissatisfaction”; they’re constantly, productively unhappy with the current state of the business and use that tension to drive continuous improvement.  “I think you can learn more in a weekend starting and launching a business and getting three customers than you can in a year of business school.” - Bryan Clayton About Bryan Clayton: Bryan Clayton started mowing lawns as a teenager with a push mower. Twenty years later, he’s the CEO of GreenPal — the app Entrepreneur Magazine calls *the Uber for lawn care. Before GreenPal, Bryan built one of Tennessee’s largest landscaping companies, growing it to over $10 million a year before selling it. Now he’s doing it again — this time with technology. GreenPal connects 300,000 homeowners with reliable lawn pros, handling thousands of jobs every day all over the US. Bryan’s on a mission to bring AI into one of the oldest industries out there — helping small lawn care businesses use data and automation to compete like big companies. From pushing a mower to building a $30 million tech platform, Bryan’s story is all about grit, adaptation, and how old-school hard work can thrive in a high-tech world. Connect with Bryan Clayton: Website: https://www.yourgreenpal.com  LinkedIn: https://www.linkedin.com/in/bryan-clayton-a96b33214  Instagram: https://instagram.com/bryanmclayton  X: https://x.com/bryanMclayton  YouTube: https://www.youtube.com/@BryanClayton1  Other Resource: https://en.m.wikipedia.org/wiki/Bryan_M._Clayton  Connect with Leonard Raskin: Website: https://www.raskinglobal.com/  LinkedIn: https://www.linkedin.com/in/leonardraskin/  Facebook: https://www.facebook.com/RaskinGlobal  Email: lraskin@raskinglobal.com Show notes by Podcastologist: Francine Poblete Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

    Bryan Clayton: From $20 Lawns to GreenPal — Grit, Growth, and the Real Education of an Entrepreneur
  8. 10 Jul

    Classic Rewind - Eric Dyson: The 401(k) Wake-Up Call

    A 401(k) plan isn’t just an employee benefit; it’s a fiduciary responsibility. Eric Dyson explains how hidden fees, vague oversight, and too many investment choices can quietly put plan sponsors at risk. In this episode, Leonard and Eric discuss: The four core fiduciary duties under ERISA and why they matterThe risks of overlooking retirement plan fees and transparencyHow small businesses can start retirement plans the right wayWhy more investment options aren't always better for 401(k) participantsReal-world lessons from ERISA class action lawsuits Key Takeaways: Crafting a strong retirement plan begins not with paperwork, but with intentional goals and a trusted advisor who can align the structure with the business's unique vision.Beneath the surface of fiduciary compliance lies a common oversight—many plan sponsors are unaware that failure to ensure fee transparency and act solely in employees’ best interests may place them on shaky legal ground.Rather than offering a buffet of investment choices, the conversation challenges the “more is better” mindset, advocating instead for simplicity and structure that empower—not overwhelm—plan participants.In a world where assumptions can be costly, the message is clear: fiduciaries must demand precise, itemized cost breakdowns to uphold their duty—vague approximations no longer suffice.Wrapped in a legal framework but rooted in ethics, transparency isn't just a smart move—it’s a non-negotiable pillar of responsible plan management under ERISA. "Picture it as the foundation to your house, ladies and gentlemen; we don't need to be talking about what color the sconce is and whether it's silver or brass, or what the color of the throw pillows are on the bed before we have a foundation, and those investments in your ERISA plan should be foundational and nothing more.” - Eric Dyson About Eric Dyson: He is a U.S. Naval Academy graduate and former nuclear-trained submarine officer with over 30 years of experience in the financial services industry. A seasoned ERISA advisor, he has worked as both a 3(21) and 3(38) fiduciary on defined contribution and benefit plans. Eric is the Executive Director of 90 North Consulting, where he specializes in conducting ERISA advisor RFPs, fiduciary training, best practices audits, and serving as an expert witness. His expertise has been trusted by both plaintiffs and defendants, the U.S. Department of Labor, and the CFP Board.  Connect with Eric Dyson: Website: https://90northllc.com/  LinkedIn: https://www.linkedin.com/in/401kguy/  Connect with Leonard Raskin: Website: https://www.raskinglobal.com/  LinkedIn: https://www.linkedin.com/in/leonardraskin/  Facebook: https://www.facebook.com/RaskinGlobal  Email: lraskin@raskinglobal.com   Show notes by Podcastologist: Angelo Paul Tagama Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

    Classic Rewind - Eric Dyson: The 401(k) Wake-Up Call

About

Leonard Raskin, author of "FiduciWho? What a Real Fiduciary Will Tell You About How to Protect, Grow, Enjoy, and Transfer Your Wealth," isn't your average financial expert; he's more like a trusted friend, diving deep into your aspirations and concerns to create a holistic plan beyond mere finances. With over three decades of experience, Leonard's approach breaks away from conventional wisdom, offering refreshing insights that go beyond traditional financial advice. Through his book and podcast appearances, he infuses humor and storytelling to revolutionize the way people perceive and manage their wealth, empowering them to seize control of their financial destinies with confidence.

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