Lykken on Lending

David Lykken
  • 5.0 (2)
  • INVESTING
  • UPDATED WEEKLY

Created by mortgage professionals for mortgage professionals, Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm. Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey providing a Legislative Update, Allen Pollack with his weekly Tech Update. The weekly updates are followed by the Hot Topic segment, which is an in-depth discussion about one of the hottest topics related to the mortgage industry. The program can be heard live each Monday at noon central or downloaded as a podcast. Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry. This broadcast is provided to the mortgage industry as a public service compliment of Transformational Mortgage Solutions. We invite you to join us to listen and learn.

  1. Aging in Place: Why Homes Should Be Built for Safety and Balance - Marc's Rant by Marc Helm

    2 DAYS AGO

    Aging in Place: Why Homes Should Be Built for Safety and Balance - Marc's Rant by Marc Helm

    This podcast segment explores the growing tension between AI’s ability to dramatically boost productivity and the potential risks of overreliance, including privacy concerns, data profiling, and people increasingly trusting AI for advice and decision-making. ------------------------------------------------------------------------------------------------------Marc Helm, CEO, and AuthorMarc Helm serves as a Principal Partner at Transformational Mortgage Solutions, bringing over 46 years of extensive experience in the financial services and mortgage banking industry. Currently serving as the President and CEO of both ReverseAmerica Advisors, Inc. and Mortgage Consultants of America (MCA), Marc has established a proven track record of leadership and accomplishments, both within and beyond the mortgage banking sector. In his notable role as the former President and Chief Executive Officer of Reverse Mortgage Solutions, Inc. (RMS), Marc played a pivotal role in steering RMS to become one of the largest Ginnie Mae Securitizers, originators, and servicers/sub servicers in the reverse mortgage industry. His influence has reached various key positions in the industry, including serving as Chairman of the Mortgage Bankers Association (MBA) Loan Administration Committee and Chairman of the MBA Technology Committee. Recognizing his expertise, he has been honored with memberships in prestigious advisory boards such as the Fidelity (LPS) Information Systems Mortgage Servicing Advisory Board and the National Reverse Mortgage Lender Association’s (NRMLA) Board of Directors. Marc's commitment to community involvement and philanthropy is evident in his roles as a Board Member of the American Heart Association (AHA), his past chairmanship of the AHA's "Open Your Heart Campaign" for the Paul "Bear" Bryant National Coach of The Year Award, and his service on the boards of additional organizations such as The Helm Foundation. His dedicated support extends to various causes, including initiatives for children, veterans, military service organizations, and the welfare of homeless mothers and children. Marc's dedication to philanthropy is complemented by his prior involvement in various committees and campaigns, such as his role as the Former Chairman for the Houston Area Special Olympics Campaign and Former Chairman of the Houston Area United Way Campaign. Beyond his professional achievements and community engagement, Marc Helm is a family man, celebrating 49 years of marriage to Sallie Fortner Helm. Together, they have two children, Thomas Charles Helm and Dr. Jean Ann Helm Allen, and five grandchildren. Holding a BS Degree (Summa Cum Laude) and an MS Degree from Troy University, Marc showcases his commitment to education and continuous learning. Currently pursuing a PHD in Organizational Psychology, Marc Helm's multifaceted expertise, leadership roles, and philanthropic contributions make him an invaluable Principal Partner at Transformational Mortgage Solutions and reinforces his active role as a Co-Host of the “Lykken on Lending” Podcast.

    2 min
  2. Geopolitics, Oil, and Mortgage Rates: Why the Market Isn’t Reacting Like It Used To - 03/10/2026 Weekly Mortgage Update Commentary

    2 DAYS AGO

    Geopolitics, Oil, and Mortgage Rates: Why the Market Isn’t Reacting Like It Used To - 03/10/2026 Weekly Mortgage Update Commentary

    Global events are once again taking center stage in the mortgage market. In this segment, industry leaders discuss how escalating tensions in the Middle East and rising oil prices are influencing bond markets and mortgage rates—often overriding traditional economic signals. The conversation explores why today’s markets aren’t responding to geopolitical conflict the same way they historically have, the role of global currency confidence and BRICS dynamics, and how energy disruptions could shape inflation and rate trends in the months ahead. For mortgage professionals and housing market watchers, the takeaway is clear: while rates remain in a familiar trading range for now, geopolitical forces and energy markets could play a much larger role in determining where mortgage rates go next.

    15 min
  3. Housing Bill Showdown: Should Congress Force Investors to Sell Homes? - Legislative Update by Alice Alvey

    2 DAYS AGO

    Housing Bill Showdown: Should Congress Force Investors to Sell Homes? - Legislative Update by Alice Alvey

    This podcast segment discusses the growing debate over whether the federal government should restrict institutional investors from buying single-family homes or if housing policy decisions should remain at the local and state level.------------------------------------------------------------------ Alice Alvey, Master CMB Vice President Partner Education and Training at Union Home Mortgage She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness. Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance. She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations. Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

    13 min
  4. Oil, Iran, and Inflation Fears: Why Mortgage Rates Are Climbing Again - Market Update by Matt Graham

    2 DAYS AGO

    Oil, Iran, and Inflation Fears: Why Mortgage Rates Are Climbing Again - Market Update by Matt Graham

    This podcast segment explains how escalating tensions with Iran and surging oil prices are fueling inflation fears, pushing Treasury yields higher and driving mortgage rates upward despite mixed economic data. ----------------------------------------------------- Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive! He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since. Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages. He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

    5 min
  5. "Soul Power" and Sole Control - Macro Market Update by Les Parker

    2 DAYS AGO

    "Soul Power" and Sole Control - Macro Market Update by Les Parker

    03.10.2026 "Soul Power" and Sole Control ------------------- What bulls need? (Sole power) What bears want? (Sole power) Fed don’t have. (Sole power), What they want? (Sole power) The legacy puppet masters want to control Iran, but the new multipolar US wants it free of terrorist power and the Persians free to choose. What will a successful Operation Epic Fury signify? Rates will go down down down down down. A multipolar world means many kingdoms. BRICS led by Russia and China with people and AI, Europe with arrogance and consumer might, and the US as king of the western hemisphere. A new world of competing powers improves capitalism. If they don't get it, expect more war. These views are mine. Make good moves by signing up at les@parkerandcompany.net ------------------ NOTE TO ALL: To sign-up send your contact information to les@parkerandcompany.net. In March, we will be making content delivery changes, so get on board now.

    1 min
  6. Senate Advances Major Housing Bill: What It Means for Investors and Affordability - MBA Mortgage Minute by Adam DeSanctis

    2 DAYS AGO

    Senate Advances Major Housing Bill: What It Means for Investors and Affordability - MBA Mortgage Minute by Adam DeSanctis

    This podcast segment explains the administration’s push to restrict large institutional investors from purchasing single-family homes and highlights the Mortgage Bankers Association’s concerns about potential unintended consequences for rental housing supply, mortgage servicing, and overall housing affordability. ------------------------------------------------------------- Adam DeSanctis, VP of Communications at Mortgage Bankers Association As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion program.

    2 min
  7. Mortgage Rates Rise as Iran Conflict, Oil Prices, and Housing Policy Collide

    5 DAYS AGO

    Mortgage Rates Rise as Iran Conflict, Oil Prices, and Housing Policy Collide

    The Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts: Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.Matt Graham of MBS Live, breaking down market activity and interest rate movements.David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments. Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

    43 min
  8. Geopolitics, Oil, and Mortgage Rates: Don’t Overreact to the Headlines - 03/03/2026 Weekly Mortgage Update Commentary

    6 DAYS AGO

    Geopolitics, Oil, and Mortgage Rates: Don’t Overreact to the Headlines - 03/03/2026 Weekly Mortgage Update Commentary

    Global headlines can move markets quickly, but not every geopolitical event has a lasting impact on mortgage rates. In this segment, the panel unpacks how recent tensions in the Middle East, shifts in oil prices, and movements in the 10-year Treasury are influencing market sentiment. While early reactions can cause volatility, the discussion emphasizes the importance of separating headline-driven market moves from longer-term economic fundamentals. Mortgage professionals are encouraged to stay focused on serving borrowers and watching real market indicators rather than reacting to every news cycle.

    10 min
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Ratings & Reviews

5
out of 5
2 Ratings

About

Created by mortgage professionals for mortgage professionals, Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm. Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey providing a Legislative Update, Allen Pollack with his weekly Tech Update. The weekly updates are followed by the Hot Topic segment, which is an in-depth discussion about one of the hottest topics related to the mortgage industry. The program can be heard live each Monday at noon central or downloaded as a podcast. Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry. This broadcast is provided to the mortgage industry as a public service compliment of Transformational Mortgage Solutions. We invite you to join us to listen and learn.

Information

  • Creator
    David Lykken
  • Years Active
    2009 - 2026
  • Episodes
    1.8K
  • Rating
    Explicit
  • Copyright
    © Copyright David Lykken 2023
  • Show Website
    Lykken on Lending

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