431 episodes

In a casual ‘conversational’ style, Bryce Holdaway and Ben Kingsley talk all things property investing in Australia. Each week they explore relevant and topical ideas in a fun and interesting way forming a complete guide to Property, Finance & Money Management. From which property to buy, structuring your loan, SMART Money Management habits, investing mindset, finding the right property investment strategy to tips for bidding at an auction, Bryce and Ben aim to share their knowledge with you!

The Property Couch Bryce Holdaway & Ben Kingsley

    • Business

In a casual ‘conversational’ style, Bryce Holdaway and Ben Kingsley talk all things property investing in Australia. Each week they explore relevant and topical ideas in a fun and interesting way forming a complete guide to Property, Finance & Money Management. From which property to buy, structuring your loan, SMART Money Management habits, investing mindset, finding the right property investment strategy to tips for bidding at an auction, Bryce and Ben aim to share their knowledge with you!

    357 | How To Master Relationships With Real Estate Agents - Chat with Todd Sloan

    357 | How To Master Relationships With Real Estate Agents - Chat with Todd Sloan

    Have you ever wondered what to say to a real estate agent to INCREASE your likelihood of being the winning buyer?

    If you want to know how to get a real estate agent on your side and navigate the delicate dance between buyer and seller, then this is an episode you don’t wanna miss, folks!

    Today we are interviewing Todd Sloan, an award-winning real estate sales agent and professional renovator who has been involved in more transactions every month than what most folks see in a life time. He is the host of Pizza & Property podcast, the author of Australia’s Home Buying Guide – How to buy a property faster and for less.

    And Todd is about to reveal how you can master relationships with a real estate agent so you are front of mind (without giving away all your cards) and much more likely to secure the property!

    You’ll get plenty of practical tips like What to say and What NEVER to say and, ultimately, an insider framework to get a return on relationship and seal the deal.

    Plus, Todd also has a unique and useful perspective on selling investment properties and renovating them for profit, which could be up your alley if you’re interested in manufacturing equity and active investing.

    So, are you in?

    Listen now to get the gold on how to master your relationships with real estate agents!

     

    Free Stuff Mentioned



    * PICA webinar with Jane Slack-Smith – “Tips From A Reno Expert”

    * Todd’s Book: Australia’s Home Buying Guide

    * Set up Money SMARTS for Free today: https://thepropertycouch.com.au/financialpeace

    * Get the free user manual to Money SMARTS >>

    * CoreLogic Report – Housing turnover reaches the highest level in nearly 12 years



     

    Here’s What We Cover…



    * 00:41 – The last weekend in September…

    * 02:42 – New PICA Webinar Announced!

    * 03:52 – Do you agree with this Mindset Minute?!

    * 05:45 – Meet Todd…

    * 08:10 – Learning To Save vs Learning To Invest

    * 09:34 – The Big Inhibitors of Investing in Property

    * 10:08 – Todd’s first investment property….

    * 10:30 – What made him realise it wasn’t the best investment?

    * 11:38 – The Accident That Changed Everything!

    * 12:50 – But then… The BIG Turning Point!

    * 13:40 – The $62,000 House…

    * 14:46 – The First Renovation Project

    * 16:32 – Investing in regional at a much lower price point

    * 21:20 – How to safeguard yourself from “What if I don’t know what I’m doing?!”

    * 23:18 – The pivot to being a real estate agent!

    * 24:55 – WHY should investors care about building relationships with real estate agents?

    * 27:09 – What buyers need to do in a hot seller’s market!

    * 28:37 – What’s a real estate agent always looking for?

    * 29:43 – Always Remember THIS!!!!!!!!

    * 30:05 – The best practical tip to master a relationship!

    * 31:30 – Why Buying Property Is NOT A Ride….

    * 32:34 – How real estate agents get paid

    * 33:18 – Make It Easy To Be ___!

    • 1 hr 6 min
    356 | Secrets Behind A $250M Net Worth – How This Investor Did It! - Chat with Fred Schebesta

    356 | Secrets Behind A $250M Net Worth – How This Investor Did It! - Chat with Fred Schebesta

    Meet one of the richest Australians under 40… and learn how he built a net worth of around $250 million!

    Folks, today we have a very special interview with Fred Schebesta — the co-founder and CEO of the comparison website Finder, which is one of the world’s biggest comparison websites and money apps that helps users compare products across 105 categories, from car insurance to cruises.

    And Fred, who went from working in a Pizza Hut call centre as a university student to running a business that employs 450 staff in 80 countries, has some Radical Rules on Money, Investing, Cryptocurrency (… any bitcoin fans, out there?!), Property, Stocks and Business that will make you look at things a WHOLE Lot Differently!!!

    You’re about to get the behind-the-scenes secrets of someone who has experienced HYPER success when it comes to wealth creation… but what we’re super keen for you to hear is the MINDSET it took to create such an impressive net worth in the first place — including what it means to “Reframe Mistakes”, focus on “Concentrated Investments” and go against the grain to carve your own Lifestyle Design.

    Fred is also the author of  Go Live! 10 Principles to Launch a Global Empire and while we do indeed cover his epic journey as an entrepreneur (…just wait ‘til you hear it!), there is plenty of gold in there for everyday investors at ANY stage of their journey.

    Psst… Oh, and yeah… while we might not ALL be able to invest in a spaceship-like Fred (yep!), we will say this:

    … This is a VERY rare opportunity to learn from someone at the top of their game… and from someone who has achieved significant success.

    Tune in now to get the secrets behind a $250M Net Worth… you won’t forget this one!

     

    Free Stuff Mentioned



    * Fred’s Book – GoLive! 10 Principles to Launch a Global Empire

    * Fred’s Property – South Coogee ‘Castle; For $16.85M

    * PICA Webinar – Become A Member for $5



     

    Here’s What We Cover…



    * 04:38 – Meet Fred!

    * 05:22 – What was money like for Fred growing up?

    * 05:58 – What does he invest in?

    * 08:49 – How does Fred teach his kids about money? (… wow, skills for life!)

    * 09:31 – Fred’s Radical Rules Around Money!

    * 12:56 – Fred’s 2 Biggest Keys to Wealth Success…!

    * 13:38 – SLAPPED By Google…. what the!?!

    * 16:43 – Growth Mindset vs Upbringing

    * 20:35 – Making Money While You Sleep: How’d It Start?

    * 22:48 – Such A High Net Worth… how does that actually feel??

    * 25:59 – The Mindset Behind A $250M Net Worth!

    * 26:25 – Why CONCENTRATED Investments?

    * 28:35 – When You Lose $150,000…

    * 28:58 – How To Reframe Mistakes!

    * 30:30 – What Warren Buffett Asked Bill Gates…

    * 32:04 – Investing In Bitcoin Mining Companies

    * 34:27 – When You’re Looking To Buy Spaceships…. (!)

    * 35:26 – Where Does PROPERTY Sit In Fred’s Thinking?!

    * 39:41 – Buying Property Now & Inflation&#823...

    • 1 hr 8 min
    355 | Zero Debt & $2,000 A Week In The Bank: HOW?!

    355 | Zero Debt & $2,000 A Week In The Bank: HOW?!

    How can property investors reach zero debt AND still hit a four-figure passive income each week?

    And what do we mean when we say “retire” the debt, anyway? What does this look like and, importantly, WHEN should you start this process?

    Folks, in today’s special Q&A episode we’re circling back to a few basic principles and fleshing out some confusion when it comes to property investing. This includes clearing air (and tidying up our language!) when it comes to being informed of the step-by-step investing process.

    For one – you’ve no doubt heard us talk about achieving $2,000 in passive income… well, WHERE exactly does this money come from? Is it just your rental income?

    As part of this we’ll also be covering “Failure to Launch” principles and “Investment Remorse” – the latter, which may actually be a more common feeling than you think! So what should you consider if you find yourself second guessing your asset selection?

    PLUS, because we’re officially in Spring – this episode comes with a WARNING about this year’s “Spring Selling Season”… ‘cos there’s a critical shift taking place ALL home buyers need to be aware of.

    Suss the exact questions we answer below – or, better yet, simply hit play and get the gold now 😊

     

    Free Stuff Mentioned



    * RBA September 2021: Australia’s Planned Recovery NOT So Predictable?

    * FREE Book – The Armchair Guide To Property Investing – How to retire on $2,000 per week

    * Article on API Magazine – Ben’s $500,000 Mistake

    * REA Insights – REA Insights Housing Market Indicators Report September 2021

    * Episode 344 | Have You Made The Wrong Investment Decision?

    * Episode 354 | The Rise of Family Office Wealth & Investing Without Emotion

    * Episode 350 | How BEN Did It: A Passive Income of $190,000 Per Year… At 50!

    * Rest & Recover Graphic – Scroll to the bottom of this page



     

    The Questions We Answer

    Question from Stevo on “Post Purchase Restlessness”

    Hi guys 12 months after purchasing an investment property, I’m starting to get this feeling that it might not of been a great purchase and also restlessness about wanting to “go again” and am worried the growth might not be quick enough compared to capital cities. I say that based on an old episode where you mentioned something about the limitations or a price ceiling in certain areas based on the demographics.

    Obviously being a regional property, which doesn’t have the same wage potential as capital cities, am I exposed to the idea that the growth has happened and it won’t come again?

    The property is available via this link. It’s shown growth over the past 20 years in capital and rental return.

    • 1 hr 4 min
    RBA September 2021: Australia’s Planned Recovery NOT So Predictable?

    RBA September 2021: Australia’s Planned Recovery NOT So Predictable?

    And he’s back!! After 2 months away, we’re finally back with Ben’s update on the Reserve Bank of Australia’s cash rate, and as always, he’ll be unpacking the economic and political update around the world and within Australia too.

    This month’s update also includes looking ahead to the “$64 million question” — how will consumers respond once our two biggest economies open back up?

    

     



    Plus, Ben also includes his latest news and commentary on…

    COVID Update and the Vaccination story

    How are VIC & NSW Lockdown affecting the country’s GDP

    The recession that we missed by a hairline!

    Australia’s GDP Performance that pre and post COVID

    Are we or will we ever recover from this?

    Property Prices – Are we seeing the start of the downward trend?



     

     

    Additional free resources:

    If you’re looking to buy at the moment, make sure to check out our Mini-Series!

    🔥 Episode 325 | The Step-By-Step Process To Win In A HOT Property Market – Part 1

    🔥 Episode 326 | How To Win In A HOT Property Market (Part 2) – The Step-By-Step Process!

    🔥 Episode 327 | Winning A HOT Property Market (Part 3) – The Step-By-Step Process!

     



    And One Final Word…

    If you’re worried about your finances or if you have no clarity on your cash flow position, we strongly recommend you to organise your finances now. It’s more important than ever to have a clear view, down to the exact cent, on how much you’re spending each month and how much surplus you’ve got. If you don’t know it, then log in to your Money SMARTS Platform here and update the numbers.

    Don’t have an account yet? Create your free access below and we’ll also send you an e-copy of the instruction manual which is also our best-seller book, Make Money Simple Again. Just fill in the form below and we’ll email it to you right away.

     

     

     

    DISCLAIMER: This podcast is general information only and is an opinion comment by Ben Kingsley. The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.

    The Property Couch, its employees or contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. The Property Couch disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.

    For more information, please visit: http://thepropertycouch.com.au

     

     

     

     

     

     

    • 26 min
    354 | The Rise of Family Office Wealth & Investing Without Emotion

    354 | The Rise of Family Office Wealth & Investing Without Emotion

    Logic vs Emotion. Unspoken Property Conversations. Family Office Wealth.

    What do all these things have in common?

    Well, we’re unpacking them all – and more! – in today’s Q & A episode where we welcome back ol’ mate Ben from his Big Trip by answering NEW listener questions about how to invest in property as an aspiring Australian in current property market conditions!

    And it begs the question: How much money do you need to invest in property?

    For example: if you have been priced out of the major capital cities or are a low income earner, what are your options?  And how can you balance both the investment strategy and this very real reality?

    Plus, there’s a couple of unspoken property conversations we want to tackle, and let you in on some tips on how to take the emotion out of investing… and what to consider if you are considering gifting property to your kids or helping future generations to succeed…

    Tune in now for the gold!

    Q’s we answer further below 👇

     

    Free Stuff Mentioned



    * Episode 350 | How BEN Did It: A Passive Income of $190,000 Per Year… At 50!

    * Episode 302 | Back To The Future: Lessons From 50 Years At The Top Of His Game – Chat with Scott Keck

    * Start Money SMARTS Today >>



    AweGuest Series:



    * Episode 349 | How To Avoid Paying Tax Without Going To Prison! – Chat with Julia Hartman

    * Episode 351 | Why The Cost Of A Brick Can Get You More Cash Back! – Chat with Bradley Beer

    * Episode 352 | Healthy Houses: Is This The New Way For Property Investors? – Chat with Amelia Lee & Raphael Siket

    * Episode 353 | What’s Coming Next? The Future of Australian Property! – Chat with Simon Kuestenmacher



    Winter Series:



    * 345 | COVID Crashed Their Careers – But Now They’re On Track To A Passive Income! – Chat with Tim Martin and Thomas Henry

    * 346 | No More Properties Left To Buy: How This Couple Did It!

    * 347 | “Whatever You Do, DON’T Do What I Did!” – Listener Shares His Big Wake-Up Call – Chat with Scott

    * 348 | From Refugee To $140,000 A Year In Passive Income! – Chat with Toui



     

    The Questions We Answer

    Question from Aaron about The “Unyolking” of Major Cities

    In regards to the unyolking of major cities, what do you think that does to inner city suburb housing prices into the future? Do you think the appeal of these suburbs could start to reduce a bit and the property values will follow or at least slow in terms of growth?

     

    Question from Anonymous on Buying in Ballarat, Bendigo or Geelong

    Hey guys big fan of the show. I’m 26 years old and I’m currently to invest in a property but Melbourne is a href="https://thepropertycouch.com.

    • 1 hr 4 min
    353 | What’s Coming Next? The Future of Australian Property! - Chat with Simon Kuestenmacher

    353 | What’s Coming Next? The Future of Australian Property! - Chat with Simon Kuestenmacher

    What’s coming next for property?? Well… quite a lot!

    Folks, it turns out Covid has a “little” bit of a say in the property shift taking place in Australia… one that might actually be here to stay!!!

    So, back by popular demand and here to co-host our AweGuest series is none other than expert Demographer Simon Kuestenmacher, Co-Founder and Director of Research at The Demographics Group!

    Yep, you might remember his ol’ German accent and ridiculously-wise insights back in Episode 314 where we discussed ‘The Millennial Movement’ and how it’s shifting property demand right across the country…

    … but now with a continuing ‘exodus’ to regional locations since the global pandemic swept in and, err, overtook our lives (and work environments), there might actually be WAAY more to this shift in the Australian property market!!

     

    “… You mean these changes might be here for good!?!”

     

    Plus, the recent 2021 Census has just rolled on in…

    … so what can someone who studies the changing structure of human populations tell us about HOW this will affect the future demand for property!?!

    Well, step right up Simon Kuestenmacher! Aside from working directly alongside Bernard Salt (yep), Simon holds degrees in geography from leading universities in both Berlin and Melbourne and has also worked for several years as a business consultant with KPMG Australia. … Oh, and did we say he is the most entertaining Demographer ever!?!

     

    This expert does NOT disappoint. You’re about to get the most exciting Demography Degree of your life! (it’s much more fun than it sounds… PLUS you’re about to level up your property prediction abilities like nothin’ else! 😉)

    Tune in now to find out the future of the Australian property market… it’s a ripper!!

     

    Free Stuff Mentioned:



    * Episode 314 | The Millennial Movement: How It’s Shifting Property Demand – Chat with Simon Kuestenmacher

    * What You Need To Know About Launch Pad Suburbs

    * Follow Simon on Twitter for more updates – @simongerman600

    * The FULL AweGuest Series



     

    Here’s What We Cover:



    * 01:14 – Meet Simon Kuestenmacher

    * 01:57 – Money conversations in Germany!

    * 02:03 – Wise lessons from two parents who are authors!

    * 03:13 – Money Karma…

    * 05:12 – The best thing parents can do to teach their kids about Money!

    * 07:52 – Is it possible to predict irregular cashflow?

    * 12:32 – “Minimal Happiness” – What is it?

    * 17:23 – CENSUS TIME – What does this mean for a Demographer?

    * 21:11 – Is OLD Census data immediately irrelevant?

    * 23:22 – How does Australia rank internationally?

    * 24:48 – Why should investors CARE about Census results?

    * 27:47 – The Fried Egg vs The Scramble Egg!

    * 30:07 – How COVID has dramatically affected the CBD!

    * 33:30 – “The yolk needs to reinvent itself…”

    * 36:11 – Are all businesses headed towards the unique Google office?

    * 38:26 – The COVID Generation & “The Bottom Drawer of Masks”

    * 38:59 – Like Deleting The Uber Eats App: Australia’s b...

    • 1 hr 29 min

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