Many families avoid the conversations that matter most. Money, inheritance, aging parents, family expectations, responsibility, regret, forgiveness, and legacy often sit quietly in the background until a crisis forces them into the open. Parents and grandparents wonder what they should leave behind. Adult children may carry questions they are afraid to ask. Younger generations are growing up in a world of social media shortcuts, financial confusion, and constant distraction, while families quietly lose traditions, shared time, and honest communication. In this episode of The Power of Family podcast, Terry Willis sits down with Brian Pultro, Navy Commander, financial planner, behavioral financial advisor, husband, and father, for a deeply grounded conversation about what legacy really means. Together, they move beyond bank accounts and inheritance to explore the values, discipline, memories, emotional patterns, and everyday choices that shape a family for generations. Brian shares how military service, fatherhood, financial planning, and time away from family changed the way he thinks about presence, money, sacrifice, and responsibility. This episode is for parents, grandparents, and families who want to build a legacy that lasts far beyond money. Listen or watch as Terry and Brian invite you to begin the conversations now, about family, finances, values, healing, and what your loved ones will remember because of the way you lived. Key takeaways Why legacy is about more than money or inheritance How family traditions strengthen connection across generations Why money conversations can feel difficult, emotional, or avoided How financial fear and behavior patterns get passed down Ways to teach children and grandchildren about money, work, and responsibility Why presence, time, and discipline shape what families remember How families can begin honest conversations about values, forgiveness, and the futur Guest Bio Brian Pultro is a United States Navy officer, financial planner, and behavioral financial advisor whose work is rooted in service, leadership, education, and family. A graduate of Auburn University and Villanova University, Brian served ten years on active duty in the Navy, deployed to the Persian Gulf and Southeast Asia, and later taught Naval Science at Villanova University. Today, Brian serves in the Navy Reserve and works with families through Pultro Financial Management. With certifications as an Accredited Investment Fiduciary, Behavioral Financial Advisor, and Registered Financial Consultant, he brings a thoughtful perspective on money, legacy, responsibility, and the values families pass from one generation to the next. Chapters 00:00 – Precap: Be careful who teaches you about money 00:39 – Introduction: Legacy is more than money 02:30 – Should parents leave an inheritance? 07:33 – What does legacy mean beyond money? 08:50 – What do families pass down emotionally? 13:00 – What money patterns get passed from generation to generation? 17:30 – Why are money conversations so hard for families? 20:10 – How can families break unhealthy money cycles? 25:10 – How military service changed Brian's view of time and presence 27:50 – Is it ever too late to repair or reconnect? 30:10 – What conversations should families have now? 33:20 – What Brian hopes his sons remember 35:15 – Final advice: Turn down the fear and noise 37:58 – Closing reflection: Keep building a legacy beyond money Connect with Brian Pultro LinkedIn: https://www.linkedin.com/in/brian-pultro/ Facebook: https://www.facebook.com/BrianPultroPFM Instagram: https://www.instagram.com/brian.pultro.pfm/ Website: https://www.pultrofinancialmanagement.com/ If you're ready to deepen connection in your family or community, hit subscribe and leave us a review, it helps others join the conversation. Learn more: https://thepoweroffamilyus.com Follow Us on Social Media Instagram: https://instagram.com/thepoweroffamilyus Tiktok: https://www.tiktok.com/@thepoweroffamilyus Facebook: https://www.facebook.com/thepoweroffamilyus LinkedIn: https://www.linkedin.com/company/thepoweroffamilyus/ Youtube: https://www.youtube.com/@thepoweroffamilyus Leave us a review on Apple podcasts: https://podcasts.apple.com/us/podcast/the-power-of-family/id1852957294 Leave us a review on Spotify: https://open.spotify.com/show/3xyf52vhoDz0ENDRSdQGZG
