Stablecoin Solutions

Stablecoin Solutions

The Stablecoin Solutions Podcast is where business, banking, and blockchain converge. Hosted by attorney and crypto strategist Carlo D’Angelo, each episode unpacks the fast-moving world of digital dollars, the GENIUS Act, and the future of regulated stablecoins. From interviews with top policymakers and builders to deep dives into compliance, treasury strategy, and real-world adoption, this show gives founders, banks, family offices, and investors the insights they need to navigate the next era of money.

Episodes

  1. 31/12/2025

    Episode 3 - Robert (“Infra”) — Infranomics

    Are we living through a “silent depression” — and what does that mean for young people trying to build wealth? Robert (“Infra”) joins Carlo to explain why the economy feels harder than the data suggests—and how debt, debasement, and liquidity cycles are reshaping the future. This episode connects macro trends to real life outcomes, and explores Bitcoin, stablecoins, and Treasury policy as mechanisms driving the next phase of financial markets. Why traditional metrics can be misleading without the “right denominator” The long decline of real purchasing power and participation Asset inflation as a mask for systemic degradation Negative real rates as the unavoidable fiscal solution QE mechanics: reserves, asset swaps, and liquidity Treasury bill dominance and “Treasury-centric liquidity” Stablecoins + Treasuries as a demand flywheel Triffin’s Dilemma + why reserve currency status has a cost The case for owning scarce assets in a debasement regime A long-term Bitcoin price framework tied to money supply growth 00:00 — Intro: Carlo welcomes Robert (“Infra”)01:00 — Infra’s origin story: early Bitcoin + macro obsession03:30 — Why macro matters more than stock picking04:40 — “Silent depression” & the K-shaped economy07:10 — Why homeowners were buffered, and young people weren’t09:40 — Debasement as the mega-trend13:00 — Negative real rates & financial repression explained14:05 — World War II playbook: capped rates + hot inflation15:15 — Why Bitcoin & gold benefit in debasement regimes16:20 — Avoiding leverage, building income streams18:30 — Why Infra launched YouTube (and why it took off fast)21:40 — Setting the table: $38T debt + BOJ + Fed cuts + liquidity23:00 — What “money printer go brrr” actually means27:20 — Repo market strain & liquidity warnings33:00 — Election cycle + money markets + Powell exit35:15 — Treasury-driven liquidity: a new regime?36:45 — GENIUS Act stablecoin flywheel explained37:50 — Triffin’s Dilemma (simple explanation)45:00 — Mar-a-Lago Accord / Plaza Accord 2.047:40 — Stablecoins: bullish dollar tool or last Hail Mary?48:30 — Inflation expectations (not “hyperinflation”)53:20 — Practical advice: debt payoff, skills, DCA, income56:30 — Bitcoin outlook: 2027 and beyond59:10 — Where to follow Infra60:00 — Outro

    1h 1m
  2. 23/12/2025

    Episode 2 - CJ Konstantinos, founder of People’s Reserve

    Bitcoin as Pristine Collateral, Stablecoins, and the Future of Finance In Episode 2 of the Stablecoin Solutions Podcast, I sit down with CJ Konstantinos, founder of People’s Reserve, for a wide-ranging and deeply technical conversation on where Bitcoin, stablecoins, and traditional banking are headed. CJ is a longtime Bitcoiner with a background in accounting and finance, and he brings a rare ability to bridge traditional financial systems with Bitcoin-native thinking. We unpack why Bitcoin is emerging as pristine collateral, how stablecoins are quietly dismantling fractional-reserve banking, and why banks that fail to adapt may not survive the next decade. This episode goes far beyond price action. We dive into collateral theory, DeFi vs. TradFi, the GENIUS Act, stablecoin regulation, and even a preview of a revolutionary Bitcoin-backed mortgage insurance model that could reshape housing affordability. Episode 2 — Key Timestamps & Topics 00:00 – Introduction Welcome to Episode 2 Introducing CJ Konstantinos, Founder of People’s Reserve 02:15 – CJ’s Background Accounting, finance, Austrian economics Discovering Bitcoin as an alternative financial system 03:45 – Early Bitcoin Adoption Buying Bitcoin at ~$150 Mining, market cycles, and early skepticism 04:40 – Bitcoin Volatility & Market Psychology Fear & Greed Index Why Bitcoin isn’t volatile — people are 06:10 – Institutional Adoption BlackRock, ETFs, Larry Fink, Jamie Dimon Bitcoin as an emerging equity layer 07:30 – Bitcoin vs. Gold vs. Treasuries Settlement speed Cost and trust issues with traditional collateral 09:40 – Bitcoin as “Pristine Collateral” Absolute digital scarcity Verifiability, instant settlement, and trust 12:00 – Inflation, Trust, and Fiat Currency Why trust—not CPI—is the real trigger for hyperinflation Treasury debasement since 2020 15:10 – Never Sell Your Bitcoin CJ’s personal story: buying a home with 100 BTC The cost of violating Bitcoin’s golden rule 17:30 – Eliminating Liquidation Risk Cross-collateralized loans (Bitcoin + property title) Why margin-based Bitcoin loans are flawed 19:15 – Banks vs. Bitcoin-Native Lending Why banks still misunderstand Bitcoin Bitcoin treated as a speculative asset, not collateral 21:45 – “Stack Sats, Spend Stables” Why Bitcoin is savings tech Stablecoins as spending tech 24:00 – Merchants, Payments & Stablecoins Credit card fees vs. Bitcoin & stablecoin rails Merchant incentives and settlement efficiency 27:00 – Credit Cards, Float, and DeFi Why credit cards are becoming obsolete Borrowing at interbank rates via DeFi 32:45 – Banks Are in Trouble Fee extraction models Why stablecoins move money faster than banks 34:15 – Fractional Reserve Banking Explained What fractional reserves really mean Why FDIC exists 37:00 – Silicon Valley Bank & the Bank Term Funding Program Interest rate risk How the Fed absorbed bank balance sheet losses 39:30 – Stablecoins vs. Bank Deposits Fully reserved money 24/7 access without permission 40:30 – Why Stablecoins Will Kill Fractional Reserve Banking Tether as the most profitable “bank” in the world Fully reserved models vs. leveraged banking 43:00 – GENIUS Act & Treasury Demand Stablecoins as a global buyer of U.S. Treasuries Why this is a calculated bet by Treasury 48:30 – Bitcoin + Stablecoins = New Financial Rails Why stablecoins alone aren’t enough Bitcoin as the missing equity layer 50:30 – Bitcoin Mortgage Insurance (NEW) Replacing PMI with Bitcoin-backed insurance Building equity faster and reducing debt 56:30 – Housing Affordability Crisis Why 50-year mortgages fail Engineering better financial solutions 57:45 – Financial Literacy for the Next Generation Education failures Why young people must opt out of broken systems 01:05:00 – Where to Find CJ & People’s Reserve Website, X (Twitter), newsletter Closing thoughts on freedom and financial sovereignty

    1h 6m

About

The Stablecoin Solutions Podcast is where business, banking, and blockchain converge. Hosted by attorney and crypto strategist Carlo D’Angelo, each episode unpacks the fast-moving world of digital dollars, the GENIUS Act, and the future of regulated stablecoins. From interviews with top policymakers and builders to deep dives into compliance, treasury strategy, and real-world adoption, this show gives founders, banks, family offices, and investors the insights they need to navigate the next era of money.