In this episode of the Planned Solutions Incorporated Podcast, The U.S. national debt has reached $40 trillion, exceeding 120% of the economy, with interest costs now around $1.27 trillion annually. While the debt has not caused major market disruptions, rising interest costs and Treasury yields could pressure borrowing costs, bonds, stocks, and economic growth. Investors should not panic but should maintain diversification, manage interest-rate risk, and review retirement, tax, and emergency savings as future taxes, inflation, Social Security, and Medicare remain uncertain. Buying a car starts with reviewing your budget and total ownership costs, including taxes, insurance, fuel, maintenance, and repairs. Compare new and used vehicles while researching reliability, safety, resale value, and future costs. Shop around, negotiate the total price, and review fees, warranties, and trade-in values. If financing, compare rates and terms. Avoid excessive payments that could reduce emergency savings, investing goals, and long-term financial security. The 10-year Treasury yield recently reached about 5%, the highest since 2007, while the 30-year reached 5.4%. Inflation, higher oil prices, government borrowing, and rising global rates are pushing yields higher. Higher Treasury yields increase mortgage and borrowing costs and can pressure stock valuations as bonds become more attractive. Should higher rates persist, it could increase financing costs for consumers, businesses, and governments without necessarily signaling a crisis. Plus, a look at the Planned Solutions Incorporated Office Bulletin Board -We are now taking registrations for our annual charity golf tournament. The deadline to register is Monday, September 28th, 2026. Giveaways for the tournament are being delivered daily, and we are gathering donations for the silent auction. We hope you will be able to attend (either golf or the reception) or donate to a cancer charity to support our efforts. The Harlan D. Wood and Debbie Druivenga Memorial Cancer Charity Golf Tournament Date: Friday, October 9th, 2026Location: Rancho Murieta Country Club – North Course 7000 Alameda DriveRancho Murieta, CA 95683 Time: 1:00pm shotgun start, 5:30pm reception All profits go to cancer research and education. You can help by attending the tournament or donating. Not golfing? Bring friends and attend the reception. To subscribe to the Personal Finance Review (the written form of all the content we discuss on the podcast), please e-mail Katie@PlannedSolutions.com Planned Solutions, Inc. ADDRESS: 1130 Iron Point Road, Suite 170, Folsom, CA 95630 PHONE: (916) 361-0100 or (800) 750-2111 E-MAIL: Shannon@PlannedSolutions.com FAX: (916) 361-0191 WEBSITE:www.PlannedSolutions.com
