Jay Day's Real Estate Podcast

Wake Up Crew

Welcome to the Jay Day and the Day Home Team Podcast! Every week 99.9 WFRE’s Tom Whalen will be chatting with Jay to find out the latest news, tips and real estate secrets you need to know if you are planning on buying or selling a house.

  1. 6d ago

    Episode #484 - 10/30/26

    NEW on the Real Talk Real Estate Podcast! Is the adjustable-rate mortgage making a comeback? Mention “ARM” and a lot of people flash back to 2008. But are today’s ARMs anything like the ones from back then? This week, Jay and Andy dig into:Why more buyers are taking a second look at ARMs right nowWhat a “5/1” actually means (and what happens when the rate resets)Who an ARM might make sense for, and who should probably steer clearWhat’s changed since the crash to protect borrowers If rates have you stuck on “not right now,” this one’s worth a listen. Link in the comments HOUSE OF THE WEEK415 Richard St | Sky-Lin Park | Martinsburg, WV Single-level living on nearly HALF AN ACRE? In Sky-Lin Park? Yep. This all-brick rancher sits on a 0.47-acre level corner lot, much bigger than most in the neighborhood, and it’s fully fenced with wood privacy fencing. Garden, dogs, kids, a firepit, a future addition… the yard says “yes” to all of it. $335,0003 Bedrooms | 2 Full Baths | 1,624 sq ft Here’s what you’re getting:Hardwood floors in the living room, formal dining room AND all 3 bedroomsFireplace with brick surround and mantelKitchen with LVP flooringPrimary suite with private walk-in showerMain-level laundry (no hauling baskets downstairs)Replacement windows, water treatment system, heat pump + central A/COVERSIZED 2-car built-in garage, perfect workshop 500+ sq ft of unfinished basement space for storageCovered front porch AND a covered back deck overlooking the yardStorage shed + concrete driveway with room for 4 more vehicles Room to spread out, everything on one floor, and a garage that might make your neighbors a little jealous. Want a private tour? Call Jay Day And The Day Home Team at LPT Realty: 866-702-9038   See omnystudio.com/listener for privacy information.

    Episode #484 - 10/30/26

  2. Oct 23

    Episode #483 - 10/23/26

    Can the listing agent represent you AND the seller? You walk into an open house, fall in love, and ask the agent standing in the kitchen to write your offer. Simple, right? In Maryland… not exactly. This week on Real Talk Real Estate, Jay Day and Andy Webb break down what buyers get wrong about agents:Who does the listing agent actually work for?What are your real options if you skip having your own agent?When you hit “Contact Agent” online, who’s really picking up the phone? (Hint: probably not the person who listed the house.)Why do so many agents now need a signed agreement before they’ll even open the door? Know the rules before you write the offer. Listen now (link in the first comment ) HOUSE OF THE WEEK: Move-in ready, minutes from the river! OPEN HOUSE this Saturday, 10/24, 12pm–2pm  1516 Beverly Ct, Frederick, MD 21701$325,000 | 2 Bed | 2.5 Bath | ~1,740 SqFt The headliner is how ready this one is. It’s a brick-front townhome in Fredericktowne Village with fresh paint throughout and brand-new carpet on the upper and lower levels. Unpack, order pizza , and call it home that first night. The rest of the house earns its spot too:Open main level with hardwood flooring throughoutUpdated kitchen with an island, granite countertops, and stainless appliancesFully finished lower level with a rec room, den, full bath, and laundry roomTwo large bedrooms upstairs with a full bathPartially fenced backyardAssigned parking plus on-street spaces, and a low $62/month HOA The bonus: it sits on a cul-de-sac right off Shifferstadt Rd, and walking paths at the end of the street take you along the Monocacy. Morning walks, sorted. Low upkeep, great location, zero projects waiting for you. Townhomes at this price in Frederick get noticed fast, so don’t wait for next weekend. 866-702-9038   See omnystudio.com/listener for privacy information.

    Episode #483 - 10/23/26

  3. Oct 22

    Episode #482 - 10/16/26

    NEW EPISODE: Real Talk Real Estate Podcast Would you rather get $10K off the price… or $10K toward closing costs? They’re not the same deal, and picking the wrong one could cost you every month for years. Andy and I get into what’s really happening right now with price cuts and seller concessions, nationally and here in Frederick County: Why are so many Frederick listings quietly dropping their price?Lower price, closing help, or a rate buy-down: which one actually helps YOUR situation?The concession mistake buyers make when they don’t check their loan limits firstCan a builder’s incentive rate make a new build cheaper per month than a resale?Sellers: getting showings but no offers? Here’s how to find the sticking point before you cutSo… is Frederick a buyer’s market yet? (The answer might surprise you.) If you’re waiting on rates to drop, give this one a listen first.   HOUSE OF THE WEEK A home with a second home built in. 13941 Green Mountain Dr, Maugansville, MD$475,000 | 5 Bed | 3 Bath | ~2,661 finished SqFt The headliner is a private in-law/guest suite with its own separate entrance. It has a cathedral-ceiling living area, a full kitchen and dining space, a bedroom with French doors to the patio, and a renovated bath with a walk-in shower. Multigenerational living, long-stay guests, or space for a boomerang kid, it handles all of it. The rest of the house earns its spot too:Fully remodeled kitchen with breakfast area and pantry, opening to a living room with cathedral ceilingsCustom-milled hardwood floors on the main levelPrivate primary suite with a soaking tub and two big closetsFlex room for an office, playroom, or craft spaceNewer roof, siding, and windows (2021), two HVAC systems (2019), fresh paint and brand new carpet (2026) Outside: mountain views from the front porch, a fenced backyard, a covered 11x16 deck, a paver patio, a French drain, and three storage sheds. Updated, flexible, and move-in ready. Homes with a true separate-entrance suite don’t come up often. Jay Day And The Day Home Team at LPT Realty866-702-9038   See omnystudio.com/listener for privacy information.

    Episode #482 - 10/16/26

  4. Oct 9

    Episode #481 - 10/9/26

    Check out this weeks episode of Real Talk Real Estate with Andy & Jay Day, this week featuring Christina Day! See omnystudio.com/listener for privacy information.

    Episode #481 - 10/9/26

  5. Sep 18

    Episode #480 - 9/18/26

    THIS WEEK ON REAL TALK REAL ESTATE  Your home is on the market and now you have an offer. Now what? Is there an actual timeline sellers have to respond to a buyer’s offer—or can they just... sit on it? What's really happening, what is the expected response time, and what can go wrong (or right)? Jay and Andy break down what sellers and buyers should expect after receiving or submitting an offer. New episode just dropped—comment "LISTEN" and we'll send you the link  HOUSE OF THE WEEK  Split-foyer living just got an upgrade. This one in Hagerstown checks a LOT of boxes.  13914 Paradise Church Rd, Hagerstown, MD $485,000 | 4 Bed | 3 Bath | 3,124 SqFt Here's what makes it stand out: Private primary suite addition — your own retreat, separate from the rest of the house Multiple living spaces — living room, family room, AND a full rec room (movie night, game night, whatever night) Backyard built for summer — deck off the dining room overlooks an above-ground pool with a wraparound deck Walk-out lower level to a covered patio for even more outdoor living Oversized 2-car garage with bonus storage above — because everyone needs more storage Peaceful country setting, room to spread out, and a backyard that's basically built for hosting. This is the kind of home that checks the "everyday livable" box AND the "let's throw a party" box. Want the full tour? Comment "TOUR" below or reach out — we'll set it up.  #JayDayAndTheDayHomeTeam #DayHomeTeam #LPTRealty #RealTalkRealEstatePodcast #HagerstownMD #WashingtonCountyMD #HouseOfTheWeek #MarylandRealEstate See omnystudio.com/listener for privacy information.

    Episode #480 - 9/18/26

  6. Sep 11

    Episode #479 - 9/11/26

    REAL NUMBERS, REAL TALK Something that buyers have said when considering buying a home — pulling money from your 401(k) to assist with your down payment or closing costs. Sounds simple, right? Just pull the money and go. Jay and Andy break down why it's not that simple this week — what it actually costs you, what most people don't find out until it's too late, and the options you probably haven't considered instead. If you've got retirement savings sitting there and a home purchase on your mind, you'll want to hear this one before you make a move. New episode link in the comments! HOUSE OF THE WEEK Double kitchen islands. A butler's pantry. A heated in-ground pool. This Smithsburg home was built for people who actually like to entertain. 130 Geiser Way, Smithsburg, MD — Whispering Hills$435,000 | 3 Beds | 2 Baths | 2,146 Sq Ft Step inside to an open floor plan with hardwood and luxury vinyl plank flooring, a gourmet kitchen with upgraded countertops and hand-crafted custom cabinets, and TWO cozy fireplaces for the colder months ahead. The fully finished basement adds even more living space, and outside you've got a landscaped yard, patio, shed, and your own personal heated pool — because why wait for summer plans when you can just walk outside? Attached garage + driveway parking = no more fighting over spots. COME SEE IT IN PERSON — TWO CHANCES THIS WEEKEND:Saturday & Sunday | 1:00 PM – 3:00 PM Call or text 866-702-9038 with questions or to schedule a private showing before the weekend. Full listing details and photos linked in the comments! See omnystudio.com/listener for privacy information.

    Episode #479 - 9/11/26

  7. Sep 4

    Episode #478 - 9/4/26

    NEW EPISODE: Perception vs. Reality — What's REALLY Happening in the Frederick, MD Real Estate Market Everybody's got an opinion on the market right now. Andy and I decided to skip the hot takes this week and go straight to the numbers. Home values in Frederick — up or down over the last year? The answer might surprise you. Did more homes actually sell this year compared to last? We break down what the data says vs. what everyone assumes. Are homes selling faster or slower right now?  We also took a full 5-year look back at interest rates — where they've been, where they are now, and what the trend actually tells us. Perception is loud. Reality is quieter — and way more useful when you're making a six-figure decision. Full episode has all the real numbers. Link in the comments 866-702-9038 Real talk. Real results. HOUSE OF THE WEEK5921 Quinn Rd | Frederick, MD | $890,000 This stunning 4,514 sq ft property on 1.38 acres is the one you've been waiting for! 5 bedrooms, 6 bathrooms, and ENDLESS possibilities — this isn't just a home, it's a lifestyle. What makes this one special:Main home with 3 beds, 2.5 baths & TWO fireplacesSeparate in-law/rental suite (2 beds, 2 baths, full kitchen & private deck) — current tenant pays $1,900/month!In-ground pool + pool house with full bath, kitchenette & built-in barFinished attic & sunroom plus a barn & shed with electricityUpdated HVAC, water heaters & appliances (all within last 3 years)1-Year Home Warranty included OPEN HOUSES:Saturday, September 5th | 1:00–3:00 PMSunday, September 6th | 2:00–4:00 PM   See omnystudio.com/listener for privacy information.

    Episode #478 - 9/4/26

  8. Aug 28

    Episode #477 - 8/28/26

    NEW EPISODE: Real Talk Real Estate Podcast Buying a home soon? This week Jay Day and Andy Webb discuss real situations his clients have experienced over the last few weeks: What's actually the FIRST step when you're thinking about buying?You see a new listing hit the market — how fast should you go see it?Does it make sense to "wait for the open house" instead of scheduling a showing?When should you talk to a lender — before you look, or after you find "the one"?Once you find a home you like, how long do you really have to decide on an offer? These aren't hypotheticals — every one of these came from real buyers, real situations, real deadlines. If you're even thinking about buying in the next year, this episode will save you from a mistake we see buyers make every week. HOUSE OF THE WEEK 1921 Fauna Dr, Frederick, MD — The Preserve at Tuscarora$455,000 | 3 Beds | 3.5 Baths | 2,052 SqFt Mountain views. Modern updates. Move-in ready. This one checks every box. Bright, open-concept main level filled with natural lightFinished lower level — perfect for a family room, office, gym, or playroomUpdated bathrooms with new mirrors + sleek glass shower doorLow-maintenance composite deck + brand-new privacy fenceAttached 2-car garage for parking and storageCommunity perks: walking trails, tot lot, and a shared libraryMinutes from shopping, dining, commuter routes, and downtown Frederick If you've been waiting for a townhome that actually feels like home the second you walk in — this is it. Call 866-702-9038 to schedule your private tour before it's gone!     See omnystudio.com/listener for privacy information.

    Episode #477 - 8/28/26
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About

Welcome to the Jay Day and the Day Home Team Podcast! Every week 99.9 WFRE’s Tom Whalen will be chatting with Jay to find out the latest news, tips and real estate secrets you need to know if you are planning on buying or selling a house.

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