Tampa Home Talk Radio

Katrina Madewell
  • 5.0 (13)
  • Investing
  • Updated Biweekly

​The goal of our show is simple. We want to help you maintain good credit, live within your means and build wealth!

  1. 18h ago ·  Video

    PART 2: Florida Down Payment Assistance Programs Explained (2026) | How to Buy a Home with Little Money Down

    Think you need 20% down to buy a home? Think again. In this episode of Tampa Home Talk, Katrina Madewell sits down with mortgage expert Sarah Nair to break down Florida's most popular down payment assistance programs. Learn how Florida Housing can help qualified buyers purchase a home with little money out of pocket, the differences between Standard Bond, Standard TBA, Plus TBA, and Hometown Heroes, plus the income limits, repayment options, and credit requirements you should know before applying. Whether you're a first-time home buyer or helping a family member purchase their first home, this episode provides practical guidance to help make homeownership more affordable.   They cover: ✅ Florida Hometown Heroes Program ✅ Florida Housing Down Payment Assistance ✅ Standard Bond Program ✅ Standard TBA Program ✅ Plus TBA Program ✅ Income limits ✅ Credit score requirements ✅ Repayable vs. forgivable assistance ✅ FHA, VA, USDA & Conventional loan options ✅ Which program may be best for your situation If you've been waiting to buy because you thought you needed a large down payment, this episode may change your perspective. 📞 Questions about buying a home? Call or Text: 813-377-2775 🏡 Tampa Home Talk with Katrina Madewell Helping Tampa Bay buyers and sellers make smarter real estate decisions. Subscribe for weekly episodes covering: • Buying a home • Selling your home • Real estate investing • Mortgage tips • Florida housing market updates • Homeownership strategies

  2. Jul 21

    PART 1: Florida Hometown Heroes 2026: How to Get Up to $35,000 Toward Buying Your Home | Tampa Home Talk

    Can you really get up to $35,000 to help buy a home in Florida? In this episode of Tampa Home Talk, host Katrina Madewell sits down with mortgage expert Sarah Nair from The Mortgage Firm to break down one of Florida's most valuable homebuyer programs—the Florida Hometown Heroes Program. Whether you're a first-time home buyer, a teacher, nurse, firefighter, military member, healthcare worker, childcare professional, or work in many other qualifying occupations, this episode explains how this program could help make homeownership more affordable. You'll learn: ✅ How the Florida Hometown Heroes Program works ✅ Who qualifies in 2026 ✅ How to receive up to $35,000 in down payment assistance ✅ Income limits and occupation requirements ✅ First-time homebuyer rules explained ✅ Military and veteran eligibility ✅ Credit score requirements ✅ How the 0% interest assistance loan works ✅ Common misconceptions that keep buyers from applying ✅ Why this is one of Florida's best homebuyer programs If you've been renting because you think you can't afford a home, this episode could change your perspective. 📞 Questions about buying a home in Florida? Call or text 813-377-2775 Hosted by Katrina Madewell Real Estate Expert | Tampa Home Talk Love Where You Live… or Let Katrina Fix It!

  3. Jul 14 ·  Video

    PART 2: Buying a Home with Cash? Don't Make These Costly Mistakes | Title Insurance, Inspections & Hidden Risks

    Think paying cash for a home makes the process simple? Think again. In this episode of Tampa Home Talk, Katrina Madewell sits down with Jennie Restrepo of Insured Title Agency to uncover the biggest misconceptions surrounding cash real estate transactions—and why skipping important steps could cost you thousands. From title insurance and property surveys to home inspections and HOA delays, this episode explains why "cash" doesn't always mean "quick" or "risk-free." Whether you're a first-time buyer, seasoned investor, purchasing vacant land, or buying a home for a family member, this conversation could save you from making an expensive mistake. In this episode you'll learn: ✅ Why title insurance is still essential—even for cash buyers ✅ The hidden dangers of quitclaim deeds ✅ Why skipping inspections can cost you later ✅ Common title issues that delay closing ✅ Why surveys matter when purchasing land ✅ How HOA requirements can delay even cash transactions ✅ What title companies actually do behind the scenes ✅ Real stories of deals that almost fell apart Before you wire hundreds of thousands of dollars, make sure you understand what you're actually buying. Questions about buying or selling in the Tampa Bay area? 📞 Call or Text: 813-377-2775 🏡 Love Where You Live... or we'll help you fix it.

  4. Jul 7

    PART 1: Probate Explained: Why a Will May NOT Protect Your Home | Estate Planning & Inherited Property

    Do you think having a will means your family can automatically inherit your home? Think again. In this episode of Tampa Home Talk, host Katrina Madewell sits down with Jennie Restrepo of Insured Title Agency to break down one of the most misunderstood topics in real estate—probate and inherited property in Florida. You'll learn why a will alone may not keep your home out of probate, how remarriage can impact property ownership, what happens when a homeowner passes away, and why title issues can delay or even prevent the sale of inherited real estate. In this episode, we discuss: • What probate actually is (in plain English) • Does a will avoid probate? • How inherited property is transferred • Why title matters after someone passes away • The difference between probate and estate planning • How remarriage affects ownership rights in Florida • What happens when minor children inherit property • Why bank accounts, vehicles, boats, and other titled assets can also require probate • Common mistakes that delay real estate closings • Estate planning strategies that may help avoid probate Whether you're a homeowner, planning your estate, recently lost a loved one, or simply want to protect your family, this episode could save your heirs months of stress, thousands of dollars, and costly legal complications. 📞 Have questions about probate, title, estate planning, or selling inherited property? Call or text the Tampa Home Talk team at 813-377-2775. 🎙️ Hosted by Katrina Madewell 🤝 Featuring Jennie Restrepo, Insured Title Agency

  5. Jun 30

    Part 2: Florida Property Tax Amendment Explained: What Every Homeowner Needs to Know with Hillsborough Property Appraiser Bob Henriquez

    Florida homeowners could be facing one of the biggest property tax changes in decades. But what does the proposed Florida Property Tax Amendment actually mean for homeowners, first-time buyers, investors, local governments, and the future of public services? In this episode of Tampa Home Talk, Katrina Madewell sits down with Hillsborough County Property Appraiser Bob Henriquez for an in-depth discussion about the proposed constitutional amendment, how Florida property taxes are calculated, and the potential impact on homeowners across the state. Topics include: How the proposed Florida property tax amendment works Will property taxes actually decrease? The impact on first-time homebuyers Homestead exemption changes explained Why local governments are concerned Police, fire, roads, libraries, and public service funding Property tax "reset" proposals and phased-in increases Guardrails on government spending The future of Florida home affordability What voters should understand before Election Day Whether you're buying your first home, own investment property, or simply want to understand where your tax dollars go, this conversation provides valuable insight into one of Florida's most significant proposed tax reforms. Guest: Bob Henriquez Hillsborough County Property Appraiser 📍 Learn more about Tampa Bay real estate and homeownership at Tampa Home Talk with Katrina Madewell. If you have questions or topics you'd like covered in a future episode, contact The Madewell Group at 813-377-2775.

  6. Jun 16

    New Homes, New Rules: How the 2026 Building Code Impacts Inspections & Insurance

    Could a home built in 2026 be viewed differently by inspectors and insurance companies than a home built just a few years ago? The answer may surprise you. In this episode of Tampa Home Talk, Katrina Madewell sits down with Eric George, Owner and Operator of Bay Life Home Inspections, to discuss Florida's upcoming 2026 Building Code changes and what they mean for homeowners, buyers, sellers, real estate professionals, and insurance carriers. Eric shares his journey from Tampa Bay musician to licensed home inspector and breaks down the critical role inspections play in protecting one of your largest investments. Topics covered include: ✔️ What a home inspection actually includes—and what it doesn't ✔️ The most common issues found in Tampa Bay homes ✔️ Aging roofs, electrical panel concerns, plumbing problems, moisture intrusion, and HVAC maintenance issues ✔️ The difference between a Home Inspection, 4-Point Inspection, and Wind Mitigation Inspection ✔️ Why so many homeowners confuse these inspections ✔️ How insurance companies evaluate homes differently than buyers do ✔️ Florida's 2026 Building Code updates and why they matter ✔️ New wind resistance standards and structural improvements ✔️ Energy efficiency requirements and electrical safety updates ✔️ How newer construction may impact future insurance costs and underwriting decisions ✔️ What buyers should know when comparing homes built in 1995, 2010, and 2026 ✔️ How the new code could affect future 4-Point Inspections ✔️ Common maintenance mistakes homeowners make ✔️ The biggest mistakes buyers and sellers make during real estate transactions Plus, Eric answers frequently asked questions including: • How long does a home inspection take? • Should buyers attend the inspection? • When will inspection reports be delivered? • What maintenance items should every homeowner check right now? Whether you're buying your first home, preparing to sell, shopping for insurance, or simply want to better understand how to protect your property, this episode provides valuable insight into the future of homeownership in Florida. 📞 Connect with Eric George & Bay Life Home Inspections Phone: (813) 732-0836 Email: Baylifehi@gmail.com Website: www.baylifehomeinspections.com 🎙️ About Tampa Home Talk Hosted by Katrina Madewell, Tampa Home Talk delivers expert insights on real estate, homeownership, insurance, financing, home maintenance, and everything affecting Tampa Bay homeowners. Subscribe for more episodes featuring local experts, industry professionals, and timely conversations that help you love where you live. #TampaHomeTalk #HomeInspection #BayLifeHomeInspections #FloridaRealEstate #BuildingCodes #2026BuildingCode #HomeInsurance #WindMitigation #FourPointInspection #FloridaHomes #HomeBuyingTips #TampaBayRealEstate #HomeMaintenance #RealEstatePodcast #Homeowners

  7. Jun 3

    Deferred Home Maintenance Part 2

    Many homeowners don't realize that the biggest repair bills often start with the smallest maintenance issues. In this episode of Tampa Home Talk, Katrina Madewell is joined by Adam Boudreau of Tactical Roofing & Construction to discuss the costly consequences of deferred home maintenance and the simple steps homeowners can take to protect their investment. From HVAC systems and water heaters to plumbing leaks, roofing concerns, and routine inspections, Katrina and Adam break down the maintenance items that are most commonly overlooked—and how neglecting them can lead to expensive repairs, insurance claims, and unnecessary stress. They also discuss practical homeowner tips, preventative maintenance schedules, contractor selection, and why regular inspections are more important than ever. Whether you've owned your home for years, recently purchased a property, or are preparing to sell, this episode provides valuable insights that can help you avoid costly surprises and extend the life of your home's major systems. Topics include: • HVAC maintenance and annual servicing • Water heater care and lifespan tips • Plumbing leaks and hidden water damage • Roof inspections and common warning signs • Preventative maintenance strategies • Contractor selection and homeowner education • Protecting your home's value over time If you own a home, this is information you can't afford to ignore. Connect with Katrina Madewell: 📞 813-377-2775 🌐 TampaHomeTalk.com Love where you live… or we'll help fix it!

  8. May 5

    Tampa Bay Real Estate Market Update | Quarter 1 2026 Breakdown with Katrina Madewell

    What's really happening in the Tampa Bay housing market right now? Is it a buyer's market, seller's market, or something in between? In this data-packed episode of Tampa Home Talk, Katrina Madewell breaks down the real numbers behind Tampa Bay real estate for Quarter 1 of 2026 using current market statistics across Hillsborough, Pasco, Pinellas, and Hernando counties. From home prices and inventory levels to absorption rates, short sales, pricing strategies, and luxury market trends, Katrina explains what the data actually means for buyers, sellers, investors, and homeowners in today's shifting market. Whether you're thinking about selling, buying, relocating, investing, or simply trying to understand where the Tampa market is headed, this episode gives you the insight most consumers never hear explained clearly. Topics Covered: • Tampa Bay real estate market update for Q1 2026 • Median home prices and average sales prices explained • Why homes are taking longer to sell • Current absorption rate and what it means • Seller's market vs buyer's market explained simply • Why pricing strategy matters more than ever • Inventory trends across Tampa Bay • Cash buyers vs financed buyers • How long homes are sitting on the market • Luxury home market trends over $1 million • Why some sellers are facing short sales in 2026 • Hyper-local pricing strategy tips from a top Tampa Realtor • What homeowners need to know before listing Katrina also explains how experienced agents use real market data, not guesswork, to strategically price homes and position sellers for success in today's evolving market. If you want a personalized market analysis for your specific neighborhood or property, reach out directly to The Madewell Group. 📞 Call or Text: 813-377-2775 📍 Tampa Bay Real Estate Expert 🎙 Hosted by Katrina Madewell | Tampa Home Talk Remember: Love where you live… or let Katrina fix it.

See All (494)

5
out of 5
13 Ratings

About

​The goal of our show is simple. We want to help you maintain good credit, live within your means and build wealth!

Information

You Might Also Like