Property Investment, Success & Money | The Michael Yardney Podcast

Michael Yardney; Australia's authority in wealth creation thru property
  • 4.5 (8)
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If you want to create wealth through property investment, you're in the right place. Twice each week, Michael Yardney helps investors gain clarity amongst the confusion of the many mixed messages regarding the real estate markets so they can develop the financial freedom they are looking for. He does this by sharing Australian real estate market insights, smart property investment strategies, as well as the wealth creation, success and personal finance secrets of the rich, in about 30 minutes each show. Michael has been voted one of Australia's top 50 Influential Thought Leaders. While he is best known as a real estate investment expert and property market commentator, he is also Australia's leading expert in the psychology of success and wealth creation and a #1 best-selling author of 9 books. Michael frequently challenges traditional finance advice with innovative ideas on property investing, personal finance and wealth creation. His wisdom stems from his personal experience and from mentoring over 3,000 business people, investors and entrepreneurs over the last 26 years. Michael's message will be priceless regardless of the size of your real estate investment portfolio. Whether you're just starting investing in property or an experienced investor wanting to move to the next level, he will provide you with proven strategies for creating wealth through real estate, giving you a roadmap for real estate investing and financial success. http://MichaelYardneyPodcast.com

  1. The 5 Step Process That Rewires Your Brain for Wealth | Tom Corley

    1D AGO

    The 5 Step Process That Rewires Your Brain for Wealth | Tom Corley

    What if the biggest obstacle between you and the life you want isn't the market, the economy or your upbringing... but your programming? What if your money habits, your emotional reactions and even your results as a property investor are simply the byproducts of a mindset you inherited rather than chose?   And what if you could rewrite that programming?   In today's show Tom Corley and I discuss how early life experiences shape our habits and beliefs, emphasizing the importance of self-awareness, gratitude, continuous learning, and building relationships.   We also share some practical steps for changing habits and achieving personal transformation.   Takeaways   You can change your life by changing your habits. Awareness is the key to changing habits. Gratitude is a powerful reprogramming tool. Relationships are the true currency of the wealthy. Success isn't an accident; it's a result of thoughts. You have to be self-aware of your thinking. The mindset of being self-reliant is crucial. Daily reading is critical to growth. Vision boards are powerful tools; they work. When you change your habits, you change your life.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·         Win a hard copy of Rich Habits, Poor habits ·          Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au      Join Michael Yardney plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us       Michael Yardney     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

    34 min
  2. Property Investing: 20 Years Later: What Still Works (and What Doesn't) with Ken Raiss

    6D AGO

    Property Investing: 20 Years Later: What Still Works (and What Doesn't) with Ken Raiss

    Today Ken Raiss and I reflect on the evolution of property investment over the past two decades, discussing significant changes in demographics, market conditions, and more importantly, what hasn't changed.   Because if you understand that, you'll be far better positioned to thrive in the next property cycle.   Takeaways   Investing in property requires a long-term perspective. Demographic shifts significantly influence property demand. Supply constraints are a growing challenge in the housing market. Technology is changing how we approach property investment. Intergenerational wealth transfer is becoming more common. Government regulations are impacting property investment strategies. Strategic planning is essential for successful investing. Understanding market cycles is crucial for investors. The importance of location in property investment remains unchanged. Investors need to adapt to changing market conditions.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Join Ken Raiss and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.   Michael Yardney   Get the team at Metropole to create a Strategic Wealth plan for your needs. Click here and have a chat with us     Ken Raiss, Director of Metropole Wealth Advisory     Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au      Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

    47 min
  3. Why Home Ownership Is Falling – And What It Means for Australia's Property Future | Simon Kuestenmacher

    FEB 9

    Why Home Ownership Is Falling – And What It Means for Australia's Property Future | Simon Kuestenmacher

    Today, Simon Kuestenmacher and I examine the evolving landscape of home ownership in Australia.    For generations, owning a home has been at the heart of the Australian dream. In 1966, nearly three-quarters of Australian households owned their home, either outright or with a mortgage.   Fast-forward to the 2021 Census, and that figure had slipped to just 63 per cent.   For younger Australians, the drop has been even steeper. And while renting is far more common today, the cost of entry into home ownership has never been higher.   So what's driving this change? Is it just the market doing what markets do, or have we set ourselves on a path where home ownership becomes an exclusive club?   Takeaways   Home ownership rates have significantly declined over the decades. Demographic shifts, particularly among millennials, are impacting home ownership. Economic factors, such as income growth lagging behind housing prices, are crucial. The wealth gap between homeowners and renters is widening. Political priorities are influenced by the home ownership status of voters. Current policies may inadvertently push housing prices higher. A balanced property market is essential for economic stability. Gradual policy changes are preferred over drastic measures. The future of home ownership in Australia is uncertain without intervention. Community engagement is vital for shaping housing policies.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of How to grow a multi-million dollar property portfolio in your space on. ·        Every entry receives a copy of a fully updated Michael Yardney Property Report.   Join Michael Yardney plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.   Michael Yardney   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us     Simon Kuestenmacher: Australia's leading demographer and partner in the Demographics Group.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

    38 min
  4. Why This Rate Rise Is Creating a Window of Opportunity for Property Investors

    FEB 4

    Why This Rate Rise Is Creating a Window of Opportunity for Property Investors

    At its first meeting for 2026, the Reserve Bank lifted the cash rate to 3.85%, as most economists expected.   That move officially ends the shortest and most modest rate-cutting cycle since the RBA began inflation targeting back in 1993.   So what does this really mean for property investors, home buyers, and Australia's housing markets?   That's what I'm going to unpack, along with Dr Andrew Wilson's latest housing market data for January.   Now, let me give you a quick spoiler alert.   Yes, this rate rise will take some heat out of buyer demand in the short term. But in my view, it's also creating a genuine window of opportunity for those who are finance-ready.   Despite what the headlines will tell you, I believe housing markets are going to keep rising through 2026, just as they did last year when interest rates were at similar levels. And that's because the real drivers of property prices aren't interest rates alone – they're the underlying structural forces, which I'll explain shortly.   Takeaways    RBA reverses course to regain control over inflation, but a single hike is unlikely to alter the housing market balance. This marks the end of the shortest and most modest rate cutting cycle since the RBA started inflation targeting in 1993. The outlook for the cash rate remains somewhat clouded. Given the underlying supply and demand pressures in the Australian housing sector, it is unlikely that a single rate hike will substantially alter the market balance. January is typically a quiet month for property sales. Perth's housing market is showing strong growth compared to other regions. Unit prices in Brisbane have seen substantial increases over the past two years. The local economy plays a crucial role in housing market performance. There is a persistent low supply of properties in the market. First home buyer incentives are influencing market dynamics. Capital growth remains a key factor for homeowners and investors. Market predictions indicate potential interest rate cuts in the future. Understanding regional differences is essential for property investment strategies.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. Everyone wins a copy of a fully updated property report. ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Get the team at Metropole to help build your personal Strategic Property plan. Click here and have a chat with us.     Michael Yardney – Subscribe to my Property Update newsletter here.     Join Michael Yardney plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

    30 min
  5. Why Most Australians Never Build Real Wealth – And How To Get Ahead

    FEB 2

    Why Most Australians Never Build Real Wealth – And How To Get Ahead

    Today's show is going to hit close to home for a lot of Australians.   Because despite living in one of the richest countries on the planet, the vast majority of Aussies are quietly battling something uncomfortable – the inability to actually build their wealth.   We're working harder than ever. We're earning more than ever. But most households still feel like they're running on a treadmill.   Why is that? Well, it's rarely about income. It's rarely about intelligence. It's rarely about effort.   Today I'm joined by Australia's leading property tax strategist, Ken Raiss, to help you understand why Australians struggle to accumulate wealth and what the wealthy do differently.   Takeaways    ·         Most Australians feel financially insecure despite living in a wealthy country. ·         Mindset plays a crucial role in determining financial success. ·         Wealth creation requires strategic planning and a clear roadmap. ·         Investors often limit their potential due to outdated beliefs. ·         The importance of having a strong 'why' behind financial goals. ·         Asset ownership and structuring can significantly impact wealth accumulation. ·         A holistic approach to wealth creation is essential for long-term success. ·         Inheritance and estate planning require careful consideration and strategy. ·         Successful investors think long-term, often planning decades ahead. ·         Collaboration with a wealth strategist can enhance financial outcomes.   Chapters    00:00 Why Australians struggle to build wealth despite high incomes. 04:50 Planning, education and the missing roadmap to wealth. 09:00 Wealth stages: growth, consolidation and preservation differ. 12:40 Using peak earning years to accelerate long-term outcomes. 16:10 Ownership structures, trusts and protecting accumulated wealth. 20:00 Why successful investors think long-term and work with strategists.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of What Every Property Investor Needs To Know About Finance, Tax And The Law ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Join Ken Raiss and Michael Yardney, plus a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au   Michael Yardney   Get the team at Metropole Wealth Advisory to create a Strategic Wealth plan for your needs. Click here and have a chat with us     Ken Raiss, Director of Metropole Wealth Advisory   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

    33 min
  6. How Can Property Prices Keep Rising When So Many Australians Can't Afford to Buy?

    JAN 28

    How Can Property Prices Keep Rising When So Many Australians Can't Afford to Buy?

    Have you ever looked at today's property prices and wondered, How is this even possible? How can values keep climbing when interest rates are still high, affordability is stretched to breaking point, and so many Australians feel locked out of the market?   You're not alone. It feels counterintuitive. It feels unfair.   And for many, it feels completely unsustainable. But here's the uncomfortable truth about our housing market - and it's the part most people don't want to hear.   Property prices don't rise because the average Australian can afford them. They rise because the marginal buyer – the person actually able to transact today – can.   And right now, that marginal buyer looks very different from the one we had even a decade ago.   Takeaways  ·         Property prices are rising due to the marginal buyer's ability to transact. ·         Wealthy buyers are dominating the market, driving prices up. ·         Downsizers are reshaping the market by purchasing debt-free properties. ·         Government incentives are pushing more buyers into the market. ·         Buyers are adapting by compromising on location and property type. ·         Structural under supply is a significant factor in rising prices. ·         Affordability issues are sidelining some buyers but not all. ·         The Bank of Mum and Dad is a major influence in property transactions. ·         Investors need to focus on quality assets in gentrifying suburbs. ·         Long-term market predictions indicate continued price growth despite challenges.   Chapters  00:00  Why prices keep rising despite poor affordability. 04:30  Who the real marginal buyers are today. 08:20  Downsizers, cash buyers and the Bank of Mum & Dad reshape demand. 12:30  First-home-buyer incentives push prices, not affordability. 16:00  Behaviour shifts: units, townhouses, rent-vesting. 19:30  Structural undersupply ensures ongoing price growth in 2026.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. Everyone wins a copy of a fully updated property report ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Michael Yardney   Get the team at Metropole to create a Strategic Wealth plan for your needs. Click here and have a chat with us     Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Join Michael Yardney and a team of experts, at Wealth Retreat 2026 on the Gold Coast in May. Find out more about it here and register your interest www.wealthretreat.com.au It's Australia's premier event for successful investors and business people.     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

    24 min
  7. Forget Population Growth – This Is What Really Drives Property Prices | Stuart Wemyss

    JAN 26

    Forget Population Growth – This Is What Really Drives Property Prices | Stuart Wemyss

    If you could see one number that reliably predicts where property prices are heading next, would you want to know what it is?   Well, today, you're about to find out — and it's not what you think.   You see…most investors think population growth drives property prices… but today I'm joined by Stuart Wemyss, financial strategist and founder of ProSolution Private Clients, who's done some fascinating analysis showing that the real driver of housing price growth is lending volumes — not population growth or money supply.   Our conversation highlights the need for long-term strategies and a focus on fundamentals to achieve sustainable growth in property investments.   Takeaways  ·         Property price growth is influenced by various factors, not just population growth. ·         Lending volumes can be a better predictor of property price movements than population growth. ·         Investors should be cautious of markets driven primarily by speculation. ·         Consumer sentiment plays a crucial role in lending and property prices. ·         Economic factors like interest rates significantly impact lending volumes. ·         A high proportion of investors in a market can signal potential risks. ·         Understanding market cycles is essential for long-term property investment success. ·         Focus on long-term fundamentals rather than short-term trends. ·         Successful property investment requires a coordinated strategy across financial services.   Chapters    01:46 – Why the Last Five Years of Property Data Can Mislead Investors  04:40 – Lending Volumes vs Population Growth: What Really Drives Prices  08:20 – Cash Buyers, Investor Ratios and Market Stability  11:38 – Sentiment, Employment and the Factors Behind Borrowing Power  15:23 – State-by-State Differences and Why Markets Move Out of Sync  17:55 – How Lending Trends Predict Cycles and Help Time Your Entry   Links and Resources:   Michael Yardney – Subscribe to my Property Update newsletter here     Stuart Wemyss – Prosolution Private Clients     Read Stuart's article here: https://prosolution.com.au/why-property-investors-shouldnt-trust-the-last-5-years-of-price-data/   Stuart's Book – Rules of the Lending Game & Investopoly   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

    30 min
  8. Why Brisbane Might Not Be the Best Place to Invest in Property Right Now, with Brett Warren

    JAN 21

    Why Brisbane Might Not Be the Best Place to Invest in Property Right Now, with Brett Warren

    Everywhere you look, people are talking about the Brisbane property market.   The Olympics are coming, property prices have surged, and there's this growing belief that Brisbane is the place to be for investors right now.   In fact, it's not just Brisbane, but a whole swag of new and let me call them inexperienced buyers agents are suggesting buying in regional areas of northern Queensland.   But history tells us something interesting - when everyone's talking about a market, it's often already too late.   So, is Brisbane still a smart investment play, or has the boat already sailed?   To help unpack that, I'm joined by my business partner and National Director at Metropole, Brett Warren, who's based in Brisbane and has been studying this market for decades.   Despite being a proud Brisbanite, Brett's going to share why he believes now might not be the best time to be chasing growth in Brisbane, and he's here to tell us why.   In this conversation, we discuss the current state of the Brisbane property market, the implications of the upcoming Olympics, and the importance of strategic investment.   The discussion also highlights Melbourne's potential as a new investment opportunity, contrasting it with Brisbane's current market dynamics.   The conversation concludes with practical takeaways for investors looking to navigate the property landscape effectively.   Takeaways  ·         Brisbane's property market has seen significant growth but may be reaching its peak. ·         Understanding property cycles is crucial for making informed investment decisions. ·         The upcoming Olympics may not significantly impact the property market as expected. ·         Investors should look beyond Brisbane for opportunities, particularly in Melbourne. ·         Melbourne is currently undervalued compared to other major cities in Australia. ·         Quality locations with proven demand are essential for long-term investment success. ·         Investing strategically and based on data is more effective than following trends. ·         The local economy and job growth are key drivers of property demand. ·         Investors should be cautious of inexperienced agents pushing regional properties without solid economic foundations.   Chapters    01:47 – Why the Brisbane Boom May Be Peaking  03:59 – Olympics Hype vs Real Property Cycles  06:43 – The Risks of Chasing Regional Queensland  09:03 – Affordability Ceilings and Slowing Momentum  13:11 – Why Crowd-Chasing Fails and What to Do Instead  15:48 – Melbourne's Rebound and Sydney Apartment Opportunities   Links and Resources:   Answer this week's trivia question here - http://www.propertytrivia.com.au/ ·         Win a hard copy of Michael Yardney's Guide to Investing Successfully. Everyone wins a copy of a fully updated property report.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us     Brett Warren - National Director of Property at Metropole   Michael Yardney – Subscribe to my Property Update newsletter here.   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

    33 min
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About

If you want to create wealth through property investment, you're in the right place. Twice each week, Michael Yardney helps investors gain clarity amongst the confusion of the many mixed messages regarding the real estate markets so they can develop the financial freedom they are looking for. He does this by sharing Australian real estate market insights, smart property investment strategies, as well as the wealth creation, success and personal finance secrets of the rich, in about 30 minutes each show. Michael has been voted one of Australia's top 50 Influential Thought Leaders. While he is best known as a real estate investment expert and property market commentator, he is also Australia's leading expert in the psychology of success and wealth creation and a #1 best-selling author of 9 books. Michael frequently challenges traditional finance advice with innovative ideas on property investing, personal finance and wealth creation. His wisdom stems from his personal experience and from mentoring over 3,000 business people, investors and entrepreneurs over the last 26 years. Michael's message will be priceless regardless of the size of your real estate investment portfolio. Whether you're just starting investing in property or an experienced investor wanting to move to the next level, he will provide you with proven strategies for creating wealth through real estate, giving you a roadmap for real estate investing and financial success. http://MichaelYardneyPodcast.com

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