Property Investment & Wealth Creation Australia | The Michael Yardney Podcast

Michael Yardney; Australia's authority in wealth creation thru property

Looking for practical, proven strategies to build wealth through property investment in Australia? The Michael Yardney Podcast is one of Australia's leading property investment and wealth creation podcasts, helping investors cut through media hype and make smarter real estate decisions. Twice each week, property strategist and best-selling author Michael Yardney shares: * Australian property market insights and forecasts * Proven property investment strategies * Real estate investing advice for beginners and experienced investors * Personal finance and money management principles * Wealth creation and financial freedom strategies * The psychology of success used by high-performing investors In each 30-minute episode, you'll gain clear, research-based guidance on how to invest in Australian real estate strategically - not speculatively. Michael Yardney is Australia's leading expert in wealth creation through property investment and a property market commentator who has mentored over 3,000 investors, entrepreneurs and business owners over the past 26 years. He is a #1 best-selling author of 9 books on property investing, wealth creation and success, and has been voted one of Australia's Top 50 Influential Thought Leaders. Unlike many real estate podcasts that focus on short-term tactics or market noise, this show delivers long-term, strategic property investment advice tailored to the Australian market. Whether you are: * Starting your property investment journey * Building a multi-property portfolio * Scaling towards financial independence * Or refining your wealth strategy You'll learn how to grow, protect and pass on wealth through strategic property investment and smart financial decisions. If you're serious about creating financial freedom through Australian real estate, this podcast will give you the roadmap. Listen now at: http://MichaelYardneyPodcast.com

  1. 14h ago

    AI Won't Make You Rich as a Property Investor - But This Mindset Might | Dr. Noah St. John

    Most property investors don't fail because they lack access to information.   In fact, today they have more information, more data, more forecasts, more podcasts, more software, more AI tools, and more opinions than ever before.   And that may be part of the problem.   Because when your brain is wired for survival, uncertainty can feel like danger. So rather than making clear, strategic decisions, many investors freeze, over-research, procrastinate, follow the crowd, or chase the next shiny object.   That's why I wanted to bring Dr. Noah St. John back onto the show.   Noah is known as "The Neural Performance Architect" and he has spent decades helping high performers, business owners, entrepreneurs, investors, celebrities, professional athletes, and ultra-successful families remove the hidden mental blocks that stop them achieving what they say they want.   In this episode I'm speaking with Dr. Noah St. John about how AI is reshaping investor thinking and decision-making.   We unpack why uncertainty, not lack of information, is what most often stalls property investors.   Noah explains how the "caveman brain" can trigger fear, procrastination, and overthinking when markets feel unclear.   We discuss why strategy and systems matter more than chasing perfect timing or chasing every new AI tool.   We also explore how habits, mindset, and self-awareness can help investors act with more clarity and confidence.   Takeaways    • AI amplifies existing thinking patterns, so clear strategy matters more than extra information. • Fear often shows up as procrastination, delaying property decisions until opportunity passes. • The "caveman brain" can make investors freeze when markets become uncertain. • Strong systems reduce emotional decision-making and improve long-term investing consistency. • AI can assist research, but it cannot replace human judgment or local perspective. • Successful investors act despite uncertainty, rather than waiting for perfect confidence. • Conversion matters more than leads because it turns interest into actual investment results. • Breakthroughs come from removing internal resistance, not simply working harder. • Daily habits shape whether investors build wealth or stay stuck in hesitation. • Mindset determines whether freedom becomes reality through time, energy, relationships, and money.   Links and Resources:   Answer this week's trivia question here - https://www.PropertyTrivia.com.au/ ·        Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. ·        Everyone wins a copy of a fully updated property report.   Michael Yardney   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us.   Dr. Noah St. John – Tame Your Cave Man Brain https://noahstjohn.com/   Get a bundle of free reports and eBooks: www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   Success in property investment isn't just about numbers - it's about mindset, behaviour and decision making.   In The Michael Yardney Podcast, we explore the psychology of wealth, the habits of successful investors, and how to think strategically during uncertain market conditions.   Regular topics include: • Psychology of money and wealth • Investor behaviour and market cycles • Rich habits vs poor habits • High performance mindset • Risk management thinking • Decision making under pressure • Long-term investing discipline • Overcoming fear in property markets • Building wealth through strategy, not speculation   If you want to avoid common investor mistakes and develop the mindset required to build lasting wealth in Australia's property market, this podcast is for you.   More resources at: https://propertyupdate.com.au https://metropole.com.au

    AI Won't Make You Rich as a Property Investor - But This Mindset Might | Dr. Noah St. John
  2. 5d ago ·  Video

    The Property Investment Skill Most Investors Never Learn

    What if the greatest threat to your property investment success isn't choosing the wrong suburb, paying too much or getting your timing wrong?   What if it's your inability to remain disciplined when the headlines become frightening, the forecasts turn gloomy and everyone around you starts questioning whether property is still a good investment?   Over the last six years, Australian property investors have lived through a pandemic, lockdowns, recession warnings, emergency-low interest rates, a property boom, rapid inflation, a punishing interest rate cycle, construction failures, wars, tax changes and repeated predictions of a housing market crash.   Yet property values rose substantially over that period, although some markets and some types of property performed considerably better than others.   So, how did some investors build significant wealth while others remained frozen on the sidelines, sold quality properties at the wrong time or chased yesterday's hotspots?   That is what I'm going to explain in today's show.   I explain why property investing is really a blend of hard data and smart judgement. I break down how research, finance, demographics, and supply and demand give us the science behind good decisions.   I also share why context, patience, and emotional discipline matter just as much as the numbers.   I look at how headlines, uncertainty, and market noise can push investors into poor decisions if they lose perspective.   I finish by showing why a long-term strategy matters more than chasing certainty or the latest hotspot.   Takeaways    • Fear and headlines often damage investing results more than poor suburb selection. • Property investing combines research, finance, and demographics with judgment and patience. • Market noise has included pandemics, inflation, rate rises, and repeated crash predictions. • Median price growth can hide major differences between cities, suburbs, and property types. • Data can mislead when it lags the market or reflects an unusual sales mix. • Successful investors study scarcity, demand, income growth, and owner-occupier appeal. • Interpretation matters because raw numbers rarely tell the full property story. • Over-analysis can become procrastination disguised as careful decision-making. • A strong strategy includes buffers, leverage control, and sensible ownership structure. • Wealth comes from holding the right assets through multiple market cycles.   Chapters   • 00:00 - Fear can derail property decisions • 01:38 - Science and art in property investing • 05:01 - Reading context beyond the numbers • 09:20 - Why long-term growth still matters • 17:40 - Strategy beats reaction every time   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time? ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Michael Yardney – Subscribe to my Property Update newsletter here     Get the team at Metropole to help build your personal Strategic Property plan. Click here and have a chat with us.   . Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au    Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   Success in property investment isn't just about numbers - it's about mindset, behaviour and decision making.   In The Michael Yardney Podcast, we explore the psychology of wealth, the habits of successful investors, and how to think strategically during uncertain market conditions.   Regular topics include: • Psychology of money and wealth • Investor behaviour and market cycles • Rich habits vs poor habits • High performance mindset • Risk management thinking • Decision making under pressure • Long-term investing discipline • Overcoming fear in property markets • Building wealth through strategy, not speculation   If you want to avoid common investor mistakes and develop the mindset required to build lasting wealth in Australia's property market, this podcast is for you.   More resources at: https://propertyupdate.com.au https://metropole.com.au

    The Property Investment Skill Most Investors Never Learn
  3. Sep 7 ·  Video

    Boomers Got Rich by Lucky Timing. What Happens to the Next Generation? | Ashley Owen

    Did baby boomers become wealthy because they were better investors, or were they simply born at the right time?   It is a confronting question, because millions of Australians who bought property, invested in shares and contributed to superannuation over the past 40 years enjoyed one of the strongest financial tailwinds in modern history.   From the early 1980s, inflation and interest rates generally trended lower. As the cost of money fell, asset values rose, borrowing became progressively easier, and property, shares and bonds delivered unusually strong long-term returns.   Of course, plenty of boomers worked hard, saved carefully and made sensible decisions. Yet effort alone does not explain the extraordinary increase in household wealth. Timing played a much larger role than many people are comfortable admitting.   My guest today, Ashley Owen, believes that this golden era has ended. He argues that younger Australians are entering a very different world, with persistent inflationary pressures, higher average interest rates and potentially lower real returns across property, shares and bonds.   If Ashley is right, investors can't simply extrapolate the returns of the last 30 or 40 years into the future. Retirement calculations may be too optimistic, traditional asset allocations may be less reliable, and the next generation may need to save more, invest differently and remain invested for longer.   In this episode I'm speaking with Ashley Owen about how Australia's investment environment has changed across generations.   Join me as we unpack what this means for investors, retirees, and the next generation.   Takeaways    • Inflation is global, so Western economies tend to rise and fall together. • Long periods of falling inflation create unusually strong returns across most asset classes. • Government borrowing and loose fiscal policy can keep inflation pressures elevated. • Military spending has repeatedly triggered major inflation spikes throughout history. • The best recent investing decade was boosted by declining inflation and interest rates. • Shares generally outperform bonds and cash during most long-term market cycles. • Bonds can deliver weak or negative real returns during high inflation periods. • Australian housing holds up better because debt is eroded by inflation over time. • Rising protectionism and re-shoring increase costs across goods, wages, and supply chains. • Starting early and avoiding crowd behaviour matter more than chasing short-term trends.   Chapters • 05:08 - Why investors need a 150-year view of inflation • 08:54 - Three lessons from 150 years of global inflation • 22:26 - Every driver of the golden era has now reversed • 29:38 - What returns look like in high-inflation decades • 37:29 - Why Australian housing is the standout asset class   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ •        Win a copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. •        Every entry receives a copy of a fully updated Michael Yardney Property Report.   Michael Yardney – Subscribe to my Property Update newsletter here     Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us.    Ashley Owen, Director of Owen Analytics https://www.owenanalytics.com.au/   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing.   Each week we explore:   • Australian property market updates • Property investment strategies in Australia • Melbourne property market trends • Sydney property market forecasts • Brisbane property investment opportunities • Capital growth property strategies • Property cycles in Australia • Negative gearing and tax strategy • Interest rates and their impact on property • Buyer's agent insights and investment planning   If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need.   Learn more at: https://propertyupdate.com.au https://metropole.com.au

    Boomers Got Rich by Lucky Timing. What Happens to the Next Generation? | Ashley Owen
  4. Sep 2

    The 4 Decisions That Matter More Than Every Property You'll Ever Buy | Stuart Wemyss

    What if I told you that almost none of the financial decisions you agonise over actually matter?   Most investors worry about interest rates, the next hot suburb, tax changes, market timing, stock picking, and whether they should buy now or wait.   But what if 95% of your financial future is shaped by just a handful of decisions - many of them made quietly, early, and often without enough thought?   That's the fascinating idea we're unpacking today with Stuart Wemyss, founder of ProSolution Private Clients, who says there are really only a handful of decisions in your entire life that determine 95% of your financial outcome, and most of them have got nothing to do with property, shares, or the share market at all.   By the end of this episode, you'll know exactly what those decisions are, why most people get them wrong without even realising it, and how getting just four or five calls right can matter more than decades of diligent budgeting or clever investment picking.   In this episode Stuart and I outline the handful of financial decisions that can shape most of your lifetime outcomes.   We unpack why the big calls matter far more than obsessing over small, daily money choices.   We look at how partner alignment can either strengthen your wealth plan or create ongoing conflict.   We explore why career choice is really an income strategy, not just a lifestyle preference.   We discuss how your spending and saving philosophy needs to change as life stages change.   We finish by covering the tactical decisions that compound over time, including property, home ownership, superannuation, and advice.   Takeaways  • Your life partner shapes money habits, saving priorities, and long-term financial harmony. • Shared financial goals reduce conflict and keep couples moving in the same wealth direction. • Career choice matters because income potential sets the ceiling for future investing capacity. • Choosing work aligned to skill and passion improves consistency, confidence, and earning power. • A spending philosophy adapts across life stages, unlike rigid budgets that quickly become outdated. • Some seasons demand aggressive saving, while others allow greater spending and enjoyment balance. • The first property often creates the equity needed to accelerate later wealth-building moves. • Buying quality in the right location can unlock borrowing power and future opportunity. • Your home can become a powerful fallback asset through equity and tax-free growth. • Superannuation decisions matter because fees and asset allocation compound over decades.     Answer this week's trivia question here –   https://www.propertytrivia.com.au/ ·        Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. ·        Everyone wins a copy of a fully updated property report.   Links and resources:   Michael Yardney   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us.   Stuart Wemyss – Prosolution Private Clients   Stuart's new book – Wealth by Design: 8 rules for smarter investing and financial freedom https://www.amazon.com.au/Wealth-Design-smarter-investing-financial/dp/192318654X/   Please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation  Australia   The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing.   Each week we explore: • Australian property market updates • Property investment strategies in Australia • Melbourne property market trends • Sydney property market forecasts • Brisbane property investment opportunities • Capital growth property strategies • Property cycles in Australia • Negative gearing and tax strategy • Interest rates and their impact on property • Buyer's agent insights and investment planning   If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need.   Learn more at: https://propertyupdate.com.au https://metropole.com.au

    The 4 Decisions That Matter More Than Every Property You'll Ever Buy | Stuart Wemyss
  5. Aug 31 ·  Video

    Australian Property Prices Slide Again: How Far Will They Fall? | Dr. Andrew Wilson

    Capital city home prices have continued to fall sharply over August with no sign yet of the usual pre-spring revival in activity.   The national capital city median house price fell by 1.8% over the August quarter to $1,226,833 compared to the July quarter, according to the latest data from My Housing Market.   In today's show Dr. Andrew Wilson explains what's really happening in Australia's property markets as we head into Spring.   We unpack why house prices have kept easing, why units are holding up better, and what the latest figures mean for buyers and investors.   We also look at how interest rate uncertainty, tax changes, and weaker confidence are shaping today's market conditions.   At the same time, we explore why low vacancy rates, strong migration, and housing shortages are still supporting the rental market. If you're trying to make sense of the headlines, this episode gives you a clearer picture of where the cycle may be heading next.   Takeaways:   • National house prices fell again, extending the downtrend across Australia's capital cities. • Sydney and Melbourne remain the weakest markets, driven by cautious buyer sentiment. • Units are outperforming houses because affordability is pushing demand toward cheaper stock. • A missing spring rebound shows confidence, not just prices, is still under pressure. • Interest rate uncertainty is delaying major decisions from buyers and investors alike. • Government tax changes are adding fresh caution to property market behaviour. • Strong migration continues to support demand despite softer sales conditions. • Housing undersupply is keeping vacancy rates low and rents under upward pressure. • Melbourne units are showing resilience compared with the broader housing decline. • Property cycles eventually turn, but recovery usually starts with renewed confidence.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ ·        Win a hard copy of How To Grow A Multi-Million Dollar Property Portfolio In Your Spare Time. ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au   Get the team at Metropole to help build your personal Strategic Property plan. Click here and have a chat with us.     Michael Yardney – Subscribe to my Property Update newsletter here.     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing.   Each week we explore: • Australian property market updates • Property investment strategies in Australia • Melbourne property market trends • Sydney property market forecasts • Brisbane property investment opportunities • Capital growth property strategies • Property cycles in Australia • Negative gearing and tax strategy • Interest rates and their impact on property • Buyer's agent insights and investment planning   If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need.   Learn more at: https://propertyupdate.com.au https://metropole.com.au

    Australian Property Prices Slide Again: How Far Will They Fall? | Dr. Andrew Wilson
  6. Aug 26 ·  Video

    7 Poverty Mindset Traps Holding Property Investors Back | Tom Corley

    Could you be earning a good income, owning property and still operating with a poverty mindset?   Could beliefs you absorbed as a child be quietly limiting how much wealth you build today?   And why do some people break free from financial hardship while others repeat the same patterns from one generation to the next?   My guest today, Tom Corley, spent years studying the habits and thinking of wealthy and financially struggling people, and what he discovered may make you reconsider some of your own beliefs about money.   Stay with us because, before we finish, Tom will help you identify the warning signs of a poverty mindset and give you practical ways to replace them with the habits and beliefs that support financial independence.   Tom and I discuss how childhood conditioning can shape money beliefs, habits, and emotional decisions for years.   We unpack the difference between victim thinking, entitlement, and the mindset wealthy people use to keep moving forward.   Tom shares practical ways to replace limiting patterns with wealth-building habits, gratitude, responsibility, and self-awareness.   Takeaways    • Money beliefs formed in childhood often control adult financial decisions. • Spending every dollar can become a survival habit that blocks wealth. • Closed minds stop learning, which creates blind spots in money decisions. • Victim thinking encourages inaction by making people feel powerless. • Entitlement mindset can exist in both inherited wealth and hardship. • Frugal peer groups help saver-investors stay disciplined and avoid lifestyle creep. • Wealth grows faster when people accept responsibility for their own outcomes. • Gratitude improves mindset and supports better long-term financial choices. • Social media comparison fuels envy by hiding debt and sacrifice. • Tracking daily habits reveals patterns that can be inverted into growth.   Links and Resources:   Answer this week's trivia question here - https://www.PropertyTrivia.com.au/ ·        Win a hard copy of Michael Yardney's and Tom Corley's Book – Rich Habits, Poor Habits ·        Everyone wins a copy of a fully updated property report.   Michael Yardney   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us.       Get Tom Corley's regular money tips here: https://richhabits.net/tips-articles/   Get a bundle of free reports and eBooks: www.PodcastBonus.com.au   Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   Success in property investment isn't just about numbers - it's about mindset, behaviour and decision making.   In The Michael Yardney Podcast, we explore the psychology of wealth, the habits of successful investors, and how to think strategically during uncertain market conditions.   Regular topics include: • Psychology of money and wealth • Investor behaviour and market cycles • Rich habits vs poor habits • High performance mindset • Risk management thinking • Decision making under pressure • Long-term investing discipline • Overcoming fear in property markets • Building wealth through strategy, not speculation   If you want to avoid common investor mistakes and develop the mindset required to build lasting wealth in Australia's property market, this podcast is for you.   More resources at: https://propertyupdate.com.au https://metropole.com.au

    7 Poverty Mindset Traps Holding Property Investors Back | Tom Corley
  7. Aug 24 ·  Video

    The Biggest Wealth Mistakes Even Smart People Make - with Greg Hankinson

    What if I told you that some of the worst financial decisions I've ever seen were made by some of the smartest people I know?   Doctors. Lawyers. Business owners. Executives. People who are genuinely brilliant in their field, yet they're making wealth mistakes that are quietly costing them hundreds of thousands of dollars, sometimes more.   And here's what's really interesting: their intelligence isn't protecting them. In some cases, it's actually making things worse.   Because smart people are used to being right. They research more, they debate more, they over-think more, and sometimes that confidence becomes a substitute for strategy.   So today, Greg Hankinson and I are going to walk you through the 12 biggest wealth mistakes we see even very smart people make. And I'll tell you, this isn't just theory. These are real patterns we've watched play out across decades of working with Australian investors at every income level.   We unpack how high incomes can hide poor financial habits and create a false sense of security.   We look at why more data does not automatically produce better property decisions.   We discuss how tax, emotion, and impatience can quietly derail long-term wealth building.   We finish by showing why strategy, perspective, and the right team matter far more than raw intelligence.   Takeaways    • Income alone does not create wealth when lifestyle spending rises just as quickly. • Smart professionals often overthink decisions and confuse research with strategy. • Too much data can cause paralysis, false confidence, and missed opportunities. • Tax benefits should support an investment, not justify a poor-quality asset. • Capital growth, not rent, usually drives long-term property wealth in Australia. • Owner-occupier demand helps protect values and improves resale prospects over time. • Good properties in the same suburb can perform very differently street by street. • A proper wealth plan starts with the end goal and works backwards. • Emotional reactions during downturns can trigger bad timing and unnecessary selling. • Patience allows compounding, rent growth, and equity growth to do the heavy lifting.   Links and Resources:   Answer this week's trivia question here - https://www.PropertyTrivia.com.au/ ·        Win a hard copy of How to grow a multimillion-dollar property portfolio in your spare time. ·        Everyone wins a copy of a fully updated property report.   Michael Yardney   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us       Greg Hankinson – National Director Metropole http://metropole.com.au/expert/expert-greg-hankinson/   Get a bundle of free reports and eBooks: www.PodcastBonus.com.au    Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   The Michael Yardney Podcast is one of Australia's leading property investment podcasts, helping investors understand the Australian property market and build long-term wealth through strategic property investing.   Each week we explore: • Australian property market updates • Property investment strategies in Australia • Melbourne property market trends • Sydney property market forecasts • Brisbane property investment opportunities • Capital growth property strategies • Property cycles in Australia • Negative gearing and tax strategy • Interest rates and their impact on property • Buyer's agent insights and investment planning   If you're serious about building a high-performance property portfolio and creating financial freedom through real estate, this podcast will give you the clarity and strategy you need.   Learn more at: https://propertyupdate.com.au https://metropole.com.au

    The Biggest Wealth Mistakes Even Smart People Make - with Greg Hankinson
  8. Aug 19 ·  Video

    The Retirement Time Bomb Property Investors Can't Ignore | Simon Kuestenmacher

    What if the greatest financial risk facing you isn't the next property downturn, another interest rate rise or even a recession, but the possibility that you live much longer than your money does?   Many Australians approaching retirement are planning around a model that belongs to another generation. They assume they'll stop working somewhere around 65 and need enough money for perhaps 15 or 20 years.   But if you live into your 90s or even reach 100, your retirement could last 30 or 35 years. That means decades of rising living costs, healthcare expenses and inflation gradually eroding the purchasing power of your money.   Suddenly, a superannuation balance that once seemed substantial may be nowhere near enough.   Living longer is clearly good news, but it changes the financial equation. You're likely to need a larger asset base, multiple streams of income and a wealth strategy extending well beyond superannuation alone.   Property will have an important role to play, both through owning your home and by holding carefully selected investment assets capable of growing in value and producing income over the long term.   In today's show, I chat with Simon Kuestenmacher about how increasing longevity will change retirement, employment, housing, relationships and the way Australians should invest.   We unpack why the old idea of stopping work at 65 is becoming outdated for more and more people.   We discuss how a longer retirement means your money needs to stretch across decades of living costs and healthcare.   We explore why property will play a bigger role in building income, security, and long-term financial flexibility.   We look at how ageing Australians will reshape housing demand, aged care, relationships, and the kinds of homes people need.   Takeaways   • Australians may need a much larger asset base to fund a 35-year retirement. • Living longer increases healthcare costs, making inflation a bigger threat to savings. • Property can provide long-term income and capital growth across extended retirement years. • Semi-retirement is becoming more common as people ease out of full-time work. • Employers will need more flexible roles to keep older workers engaged. • Ageing populations increase demand for downsizers, retirement villages, and aged care. • Family homes may stay off the market longer as owners live there into their nineties. • More Australians will need adaptable housing with rails, showers, and step-free access. • Strong friendships and social connection reduce loneliness and protect mental health in later life. • A longer life rewards people who keep learning, stay active, and plan strategically.   Links and Resources:   Answer this week's trivia question here - https://www.propertytrivia.com.au/ •        Win a hard copy of How To Grow a Multi-Million Dollar Property Portfolio in your Spare Time? •        Every entry receives a copy of a fully updated Property Report.   Michael Yardney http://michaelyardney.com/   Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us.   Simon Kuestenmacher: Australia's leading demographer and partner in the Demographics Group.   Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.   About The Michael Yardney Podcast | Property Investment And Wealth Creation Australia   The Australian property market doesn't move in isolation - it's shaped by demographics, economic forces and long-term structural trends.   The Michael Yardney Podcast dives into: • Australian economic outlook • Demographic trends shaping housing demand • Population growth and migration impacts • Housing affordability debates • Interest rates and inflation • Supply shortages and construction cycles • Government policy and property markets • Future trends in Australian real estate • Strategic property investment planning   If you want to understand what's really driving property prices in Melbourne, Sydney, Brisbane and around Australia, and how to position your portfolio for the future, this podcast delivers data-driven insights and practical strategy.   Explore more at: https://propertyupdate.com.au https://metropole.com.au

    The Retirement Time Bomb Property Investors Can't Ignore | Simon Kuestenmacher
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About

Looking for practical, proven strategies to build wealth through property investment in Australia? The Michael Yardney Podcast is one of Australia's leading property investment and wealth creation podcasts, helping investors cut through media hype and make smarter real estate decisions. Twice each week, property strategist and best-selling author Michael Yardney shares: * Australian property market insights and forecasts * Proven property investment strategies * Real estate investing advice for beginners and experienced investors * Personal finance and money management principles * Wealth creation and financial freedom strategies * The psychology of success used by high-performing investors In each 30-minute episode, you'll gain clear, research-based guidance on how to invest in Australian real estate strategically - not speculatively. Michael Yardney is Australia's leading expert in wealth creation through property investment and a property market commentator who has mentored over 3,000 investors, entrepreneurs and business owners over the past 26 years. He is a #1 best-selling author of 9 books on property investing, wealth creation and success, and has been voted one of Australia's Top 50 Influential Thought Leaders. Unlike many real estate podcasts that focus on short-term tactics or market noise, this show delivers long-term, strategic property investment advice tailored to the Australian market. Whether you are: * Starting your property investment journey * Building a multi-property portfolio * Scaling towards financial independence * Or refining your wealth strategy You'll learn how to grow, protect and pass on wealth through strategic property investment and smart financial decisions. If you're serious about creating financial freedom through Australian real estate, this podcast will give you the roadmap. Listen now at: http://MichaelYardneyPodcast.com

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