The Note Closers Show - The #1 Podcast for Note Investing

Scott Carson
  • 4.8 (201)
  • Investing
  • Updated Daily

Explore the world of real estate note investing and gain insights into controlling real estate at huge discounts! Are you a real estate investor or entrepreneur looking to expand your knowledge in the market? Welcome to "The Note Closers Show Podcast," a podcast dedicated to real estate investing, with a focus on note investing. Join your host, Scott Carson, a seasoned investor with experience in real estate and note investing. This podcast aims to provide a comprehensive look at buying, selling, and managing mortgage notes and paper assets. What You'll Learn & Who You'll Meet: Distressed Asset Insights: Learn about buying non-performing and performing notes from various sources and how this relates to controlling properties.Expert Interviews: Scott features discussions with industry experts, including attorneys, loan servicers, title experts, vendors, and successful individuals in the field.Actionable Strategies: Gain insights into finding deals, performing due diligence, negotiating, creative financing techniques, and potentially maximizing returns.Beyond the Notes: The show also delves into entrepreneurial skills such as marketing, raising capital, business systems, and the mindset needed for success in various market conditions.Inspiration & Entertainment: Listen to engaging conversations with diverse guests who share their journeys.Why Tune In? Whether you're new to real estate investing or have experience, Scott aims to provide knowledge and clarity to help you in your endeavors. The content is presented with a focus on finding opportunities. Join the Community: Listen to new episodes weekly across major podcast platforms and watch on YouTube.Find free resources and a schedule of events and training at www.WeCloseNotes.com.Learn more about potential coaching opportunities by booking a call at www.TalkWithScottCarson.com. Subscribe now to explore real estate note investing! Scott also brings in experts in marketing, entrepreneurship, business, and mindset to help his audience in the day-to-day grind of being a business owner, investor and entrepreneur. With over a decade of experience as the “Note Guy” Scott has invested in all types of note investments. Ranging from residential assets on an individual or large bulk basis to commercial notes in each asset class, Scott has the connections and knowledge to help his students take down all property types. If you have an appetite to grow your business from single family homes to multifamily, self-storage, mobile home parks, mixed-use, strip malls or other asset classes, Scott brings on the experts in these different fields to help give you guidance and clarity as a note and real estate investor to find success at your own pace. The Note Closers Show also features a variety of different experts and vendors, ranging from attorneys, servicing companies, special servicing experts, title experts, and other real estate professionals to help you organize your own note business and have the best possible team of professionals at your disposal. Along with these experts, Scott also spends time identifying market and deal opportunities across the multiple facets of the note and paper industry. Scott also realizes that work isn’t everything to an entrepreneur, and that’s why he also mixes in the occasionally mindset expert and guest wild card to keep his shows content fresh and relevant in today’s everchanging investment environment. It’s common for Scott to add an award-winning personality, athlete or podcaster to the stellar lineup of guests who might make a surprise appearance on the podcast. Scott’s willingness to be an open book and share the different facets of his business, life, and journey and his ability to use humor (and his sound effects) will keep you coming back again and again.

  1. Dallas Sub-Two Wrap Arbitrage: The Mathematical Secrets to High-Yield Returns

    34m ago

    Dallas Sub-Two Wrap Arbitrage: The Mathematical Secrets to High-Yield Returns

    🚀 FOR SALE: Dallas Wrap Note With a Double-Digit Yield Welcome back to the 50 Deals for 50 Days series! In this episode, Scott Carson—"The Note Guy"—deconstructs a highly lucrative sub-two wraparound mortgage deal directly from a private seller in Dallas, Texas. If you’ve been looking for a masterclass on how to evaluate performing notes, structure your bids for double-digit cash-on-cash returns, and completely protect your investment capital, this breakdown is exactly what you need. Scott walks through the anatomy of a recently rehabbed Dallas property under a one-year seasoned owner-financed wrap note. You'll see the real figures, the underlying first lien low-interest rate details, and the clear mathematical formulas that transform a messy secondary wrap position into an ultra-secure, top-performing first lien powerhouse. Whether you are investing your own cash or deploying private capital through a Self-Directed IRA, stop sitting on the sidelines. Let’s dive in, audit the collateral data, and help you cross your financial independence finish line! 📌 Key Takeaways & Episode HighlightsAnatomy of a Dallas Wrap Asset: Complete breakdown of a 3-bedroom property on a 0.32-acre lot, updated with fresh carpet, new appliances, and laminate flooring prior to being owner-financed in July 2025.The Arbitrage Spread Numbers: How the seller created a $258/month cash-flow spread by wrapping a $106,000 underlying first lien (at a low 2.875% interest rate) inside a $180,000 owner-financed note at 7.99% interest.The First Lien Strategy: Why smart note investors don't hold wrap notes as seconds; Scott explains the exact protocol to wire funds to Midland Mortgage, wipe out the underlying sub-two debt, and assume a clear, high-equity first lien position.Calculating the 10.5% Cash-on-Cash Return: A real-time math breakdown showing how a $150,000 purchase price yields a $15,008 annual payout, yielding a 10.2% net ROI even after factoring in specialized third-party servicing fees.Bidding for a 12% Target Yield: How to discount your bid to $128,333 to command a 12% ROI, putting your investment at a safe 71.9% of Unpaid Principal Balance (UPB) with built-in equity protection if a borrower default occurs.Due Diligence Checklist: The essential steps for reviewing the full collateral file, assessing local property valuations, cross-checking the RMLO compliance package, and securing regional real estate legal teams like Alan Ceshker.Sneak Peek at What’s Next: A preview of upcoming assets in the 50-day pipeline, including a sub-two deal in Albuquerque, New Mexico, a non-performing note in Florida, and reverse mortgages across the Carolinas. 🛠️ Take Action & Scale Your Business Today!The second half of 2026 is moving fast—don't let the year slip away without adding consistent passive cash flow to your portfolio. Take immediate action right now: 🤝 Partner on This Deal: Want to purchase or partner directly with Scott on this Dallas wrap note asset? Email your interest or bidding questions to scott@weclosenotes.com.📞 Book a Strategy Session: Schedule a live one-on-one calendar call with Scott to map out your 2026 note buying goals at TalkWithScottCarson.com.🎓 Master the Note Business: Claim your virtual seat for our upcoming two-day live class on August 29th and 30th! Head over to NoteBuyingForDummies.com or click the education portal at weclosenotes.com to secure your spot today. Watch the Original Video of this Episode HERE! Book a Call With Scott HERE! Sign up for the next FREE One-Day Note Class HERE! Sign up for the WCN Membership HERE! Sign up for the next Note Buying For Dummies Workshop HERE! Love the show? Subscribe, rate, review, and share! Here’s How » Join the Note Closers Show community today: WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

    13 min
  2. How To Say Hello To Raising Private Capital as a Real Estate Investor

    1d ago

    How To Say Hello To Raising Private Capital as a Real Estate Investor

    🚀 Stop Sucking at Real Estate Marketing: How to Stop Procrastinating and Actually Raise Private CapitalAre you tired of going to endless real estate networking events, taking notes, and then coming home only to let your notes gather dust? In this episode of Money Mondays, Scott Carson—"The Note Guy"—delivers a much-needed wake-up call to the real estate investing community. This isn't your standard, generic motivational speech; it is a tactical, hard-hitting guide on moving from a chronic "I’ll get to it later" planner to a high-earning, active investor who closes deals. Scott shares his proven "Hello Postcard" marketing strategy designed to instantly break through the social media noise, capture attention at local REIA clubs, and quietly attract private funding partners without a hard sell. Plus, we wrap up the episode with a live Q&A session with student Tom, addressing the absolute legalities of calling a balloon payment on a performing note and the absolute best online database for finding elite, state-specific foreclosure attorneys. Stop being a secret agent in your real estate business—it’s time to take action, launch your marketing, and build a real runway to financial freedom! 📌 Key Takeaways & Episode Highlights:The Brutal Truth About the 5% Action-Takers: Why over 95% of real estate seminar attendees never implement what they learn, and how to position yourself in the elite top tier that actually takes action. The "Unemployment" Marketing Mindset: If you got laid off today, you would immediately update your resume, blast LinkedIn, and notify your entire network. Scott breaks down why you must treat your note investing business with that exact same urgency. Busting the "Secret Agent" Investor Curse: Why real estate investors fail because they hide their business in private Facebook groups instead of proudly broadcasting their active real estate ventures to their primary, warm networks. The "Hello Postcard" Template Strategy: Scott's exact blueprint for a visual 20-line text email and printable Canva postcard that commands an 800% higher click-through rate on social platforms. The Indirect Referral Ask Technique: How to leverage social proof and simple property case studies to attract million-dollar private capital partners without ever sounding desperate or salesy. The Legal Truth About Balloon Payments: A critical legal breakdown answering whether you can legally call a loan due early on a performing 30-year mortgage borrower. The Infinite ROI Formula: Why raising private money beats using your own capital every single time, and how to construct a cash-flow spread for a true infinite rate of return. Sourcing Top-Tier Legal representation: Scott reveals his go-to industry directory, LegalLeague100.com, for bypassing traditional channels to secure elite mortgage and foreclosure attorneys nationwide. 🛠️ Take Action & Scale Your Business Today!Stop sitting on the sidelines while other investors lock up the best distressed asset tapes in the country! It’s time to start marketing your message properly. 📞 Book a Live Strategy Call: Want to map out your note investing goals or discuss private money strategies directly with Scott? Schedule your one-on-one call today at TalkWithScottCarson.com. 📺 Subscribe on YouTube: Join our rapidly growing community of action-takers! Hit the subscribe button and turn on notifications at weclosenotes.tv as we inch closer to our 10,000-subscriber milestone. 🎧 Leave a Review: If this raw, practical business advice added value to your week, please subscribe to the podcast and leave us a 5-star review on your favorite platform! Watch the Original VIDEO HERE! Book a Call With Scott HERE! Sign up for the next FREE One-Day Note Class HERE! Sign up for the WCN Membership HERE! Sign up for the next Note Buying For Dummies Workshop HERE! Love the show? Subscribe, rate, review, and share! Here’s How » Join the Note Closers Show community today: WeCloseNotes.comThe Note

    45 min
  3. Double-Digit IRA Booster: Brownsville Performing Small-Balance Note

    1d ago

    Double-Digit IRA Booster: Brownsville Performing Small-Balance Note

    📈 The Ultimate IRA Booster: A 25%+ ROI Texas Performing Note MasterclassAre you sitting on a small-balance self-directed IRA, Solo 401(k), or ESA and wondering how to get true institutional yields without risking your shirt? Welcome back to our 50 Note Deals in 50 Days series, where we pull back the curtain on real, actionable mortgage tapes trading right now. Today, we are analyzing Deal #7—a spectacular little cash-flow "base hit" located down in Brownsville, Texas. In this episode, Scott Carson ("The Note Guy") breaks down why he considers this asset a premier starter deal for alternative asset investors. While the institutional tape labels this as a Reperforming Loan (RPL), the borrowers have actually been paying completely on time for over 12 straight months, effectively turning it into a stable, performing asset with clear pride of ownership. With an unbelievable equity cushion and a tiny remaining balance, this case study is the perfect blueprint for building tax-sheltered wealth. 📌 What You’ll Learn In This Case Study:The Power of the Micro-Balance Note: Why small-balance notes are the ultimate tool for accelerating low-balance self-directed IRAs and ESAs without needing to partner or raise outside capital. The Insulation of Massive Equity: A look at the eye-popping math of a $14,000 payoff balance against a $153,000 automated valuation model (AVM)—leaving you with an investment-to-value (ITV) of under 9%. Pride of Ownership Due Diligence: Scott's breakdown of the visual due diligence, including spotting a well-maintained yard and active driveway presence, signaling highly motivated borrowers determined to stay in their home. Unpacking the Yield Mechanics: How buying this first lien at 80 cents on the dollar ($11,020 rounded to $12,000 with a sourcing fee) converts a $290.37 monthly P&I payment into a massive 29% gross year-one ROI. The 55-Month Horizon: What to expect as you ride out the final 55 months of this modified 2007 loan, projecting a net 25% ROI even after factoring in ongoing third-party servicing fees. The Fast-Track Foreclosure Backstop: Why the South Texas market provides an incredible safety net for note investors, offering rapid legal timelines if a borrower ever defaults. Self-Directed IRA Checkbook Setup: How to bypass traditional custodians like Schwab or Fidelity using true checkbook-control accounts, featuring Scott’s preferred vendor framework with Safeguard Advisors. 🛠️ Take Action & Secure Your Cash FlowStop letting your investment accounts sit idle in volatile markets. If you are ready to make an offer on this Brownsville asset or want to review the underlying tape, email Scott directly at scott@weclosenotes.com or book a live strategy session at TalkWithScottCarson.com. Ready to learn how to source, scrub, and buy these performing and non-performing asset tapes yourself? Secure your ticket for our upcoming virtual two-day workshop on August 29th and 30th. Head over to NoteBuyingForDummies.com to register for just $99, get instant access to previous session replays, and start compounding your real estate passive income. Make sure to subscribe, hit the notification bell, and leave a review to follow along with the rest of our 50-day series! Go out, take some action, and we will see you at the top! Watch the Original VIDEO HERE! Book a Call With Scott HERE! Sign up for the next FREE One-Day Note Class HERE! Sign up for the WCN Membership HERE! Sign up for the next Note Buying For Dummies Workshop HERE! Love the show? Subscribe, rate, review, and share! Here’s How » Join the Note Closers Show community today: WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

    11 min
  4. Smash or Pass: Killeen TX Nonperforming Note Rehab

    2d ago

    Smash or Pass: Killeen TX Nonperforming Note Rehab

    🚀 Vacant and Vulnerable: Deep Dive Into a 13-Year Non-Performing Note in Killeen, TX Are you ready to see what a real institutional distressed debt deal looks like from the inside out? Welcome back to our 50 Note Deals in 50 Days series, where we peel back the layers on active, off-market mortgage tapes. Today, we are analyzing Deal #6—a non-performing residential note sitting right in our own backyard in Killeen, Texas. In this episode, Scott Carson ("The Note Guy") takes you on a literal drive-by and deep-dive due diligence trip an hour north of Austin. This property has been sitting completely vacant with 13 years of non-payment! Scott breaks down the raw numbers, the heavy interior rehab realities, the chain of custody through multiple investment funds, and a unique joint-venture partnership opportunity directly with the asset managers. Whether you are a note investor or a local fix-and-flipper, this case study is packed with actionable due diligence frameworks. 📌 What You’ll Learn In This Case Study:The Property & Market Background: An inside look at Killeen, Texas (home to Fort Cavazos/Fort Hood), its military-driven economic cycles, and why sub-$250k entry-level housing is highly demanded compared to Austin's $425k average. The Shocking Deal Anatomy: How an initial 15-year mortgage originated in 1998 resulted in a 13-year streak of absolute delinquency after the original borrowers passed away without heirs. Scrubbing the Financial Numbers: A detailed breakdown of the $71,000 payoff legal balance, which includes over $21,000 in advanced back taxes and municipal weed liens against an estimated $148,000 AVM. The ROI Math (Reperforming vs. Foreclosure): Why trying to modify this note yields an uninspiring 7.7% ROI, whereas pushing the active foreclosure to the upcoming auction block presents a potential $13,000 profit and an 88% annualized ROI. The Visual Due Diligence Reality Check: Why Scott physically drives assets or orders Broker Price Opinions (BPOs). Get the realistic scope of a $70,000+ structural rehab requiring a new roof, total stud-down sheetrock replacement, and wood rot remediation. Front-End Bidding Secrets: How to properly structure indicative offers using online data before spending money to pull full collateral files, assignment chains, or title reports. The Fund Partnership Opportunity: How you can joint-venture directly with the hedge fund on this asset (and others) where they provide the note financing while you manage the physical rehab and split profits. 🛠️ Take Action & Master Note InvestingDon't sit on the sidelines while institutional tapes are trading! If you are a rehabber or a fix-and-flipper ready to partner with the fund on this Killeen asset, email Scott directly at scott@weclosenotes.com or book a strategy session at TalkWithScottCarson.com. Ready to learn how to analyze these non-performing asset tapes yourself? Secure your seat for our upcoming two-day virtual masterclass on August 29th and 30th. Head over to NoteBuyingForDummies.com to register for just $99, get instant access to previous session replays, and start building your fast track to real estate profitability. Watch the Original VIDEO HERE! Watch the Property Inspection Here! Book a Call With Scott HERE! Sign up for the next FREE One-Day Note Class HERE! Sign up for the WCN Membership HERE! Sign up for the next Note Buying For Dummies Workshop HERE! Love the show? Subscribe, rate, review, and share! Here’s How » Join the Note Closers Show community today: WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

    19 min
  5. Nonperforming Note Case Study: Kyle, TX Mobile Home Foreclosure

    3d ago

    Nonperforming Note Case Study: Kyle, TX Mobile Home Foreclosure

    Welcome back to our 50 Deals in 50 Days series! In this episode, note investing expert Scott Carson takes us to one of the fastest-growing regions in the country: Kyle, Texas, located in booming Hays County just south of Austin. If you think note investing requires massive capital, this distressed asset case study will flip the script. Discover how you can leverage a heavily discounted, non-performing note on a high-value acre of land to lock in massive equity protection and exponential returns. Key Topics CoveredThe High-Equity Asset Blueprint: This property features a 3-bedroom, 2-bathroom attached double-wide mobile home sitting on a spacious 1.02-acre lot. While conservatively valued at a tax assessor price of $123,000, the legal payoff balance on the note is a mere $31,000—representing an incredible 25% investment-to-value ratio. Current Loan Status & Foreclosure Timeline: The owner-occupied property was modified in 2022 to a 40-year term with a low monthly P&I payment of $270.82. However, the borrower has fallen a full year behind, and formal foreclosure proceedings were initiated in February, positioning a potential auction within the next 60 days. The Low-Cost Investment Breakdown: Investors can acquire this first-lien note from the hedge fund at 80% of the legal balance ($24,800) plus a $1,000 transaction fee, putting your total out-of-pocket entry cost at just $25,800. Multi-Tranche Exit Strategies: Learn the various ways to win with this deal. If the borrower reinstates with a lump sum, your first-year ROI can skyrocket to 25%. If it goes to auction and sells at the legal balance, you net a quick $5,200 profit—yielding over a 100% annualized ROI due to the rapid 60-day turnaround. Creative Workout Options: If the note doesn't sell at auction, you take back a high-value acre of Texas land as an REO property. From there, you can pursue a deed-in-lieu, offer cash-for-keys, or clear the asset to rent it out for an estimated $1,500 to $1,700 a month. Conclusion & Next StepsDon't let profitable, asset-backed deals pass you by while your money sits idle. Whether you want to purchase this non-performing note outright, come on board as a funding partner, or completely master the note business, now is the time to strike. Reach out to Scott directly at Scott@weclosenotes.com or lock in a strategic call at TalkWithScottCarson.com. To learn the exact mechanics of buying discounted notes safely, reserve your $99 seat for the upcoming virtual workshop on August 29th & 30th at NoteBuyingForDummies.com. Take action today, and we'll see you at the top! Watch the Original VIDEO HERE! Book a Call With Scott HERE! Sign up for the next FREE One-Day Note Class HERE! Sign up for the WCN Membership HERE! Sign up for the next Note Buying For Dummies Workshop HERE! Love the show? Subscribe, rate, review, and share! Here’s How » Join the Note Closers Show community today: WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

    12 min
  6. Nonperforming Ft Worth Note Case Study: From $5K to Six Figures

    4d ago

    Nonperforming Ft Worth Note Case Study: From $5K to Six Figures

    The $28K Fort Worth Note with Massive Equity PotentialAre you looking for a real estate investment strategy that lets you step in as the bank, bypass the heavy competition, and capture massive equity for pennies on the dollar? Welcome back to our 50 Deals in 50 Days series! Host Scott Carson dives deep into a unique, low-balance nonperforming note opportunity sitting right in the heart of Fort Worth, Texas. Unlike typical cash-flowing performing notes, this distressed asset features a jaw-dropping dynamic: a rock-bottom legal balance on a property that is absolutely bursting with equity. If you want to maximize your returns using your IRA, savings, or investment capital, this episode reveals exactly how a $23,000 entry point could yield anywhere from a fast 21% ROI to a massive six-figure profit. Key Topics Covered in This Episode:The Anatomy of the Deal: A look into the 3-bedroom, 1-bath property in Tarrant County built in 1953, featuring an incredibly low legal balance of just $28,000 against a fair market value of $195,000–$205,000. The "Rehab the Borrower" Strategy: How a simple loan reinstatement or double-payment structure could instantly skyrocket your ROI to 23% or even 46%. Navigating Texas Foreclosure Laws: Capitalizing on the fastest foreclosure timelines in the country to secure a quick cash return or take the property back as an REO. The Power of Cash for Keys & Deeds in Lieu: Creative exit strategies to avoid court, obtain the deed directly from the borrowers, and take total control of the real estate. Turnkey Rental & Owner Financing Options: Analyzing market rents ($1,700/mo) and leaseback structures to create long-term cash flow. Partnering and Scaling up: How to utilize small-balance IRAs or partner directly with Scott to fund and flip these high-margin deals. Multiple Exit Strategies, Maximum FlexibilityThe true beauty of note investing is that you aren't locked into a single path. With this Fort Worth asset, you can play the role of the benevolent bank or the savvy real estate liquidator. If the vacant property heads to auction, a third-party bidder might pay off the debt, handing you a quick $5,000 profit in roughly 60 days (an annualized return of over 120%). "The real profit lies not taking this property to foreclosure... but taking the property back. When you buy the note, you don't own the real estate. You own the debt. But buying the note, you become the bank." — Scott Carson If no one outbids you, the property becomes a real estate owned (REO) asset. Suddenly, you are in control of a ~$200,000 home for just your initial note acquisition and light renovation costs. Whether you choose to fix and flip, rent it out for $1,700 a month, or offer owner financing back to the marketplace, the safety net of a 14% loan-to-value ratio ensures your capital is incredibly well-protected. Conclusion & Next StepsWhether you are an experienced investor or completely new to the space, small-balance nonperforming notes offer an unparalleled way to outmaneuver traditional foreclosure buyers. You get to skip the crowded courthouse steps and control the asset months before it ever hits the public market. Watch the Original VIDEO HERE! Book a Call With Scott HERE! Sign up for the next FREE One-Day Note Class HERE! Sign up for the WCN Membership HERE! Sign up for the next Note Buying For Dummies Workshop HERE! Love the show? Subscribe, rate, review, and share! Here’s How » Join the Note Closers Show community today: WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

    15 min
  7. 🚀 Small Capital, BIG Returns: The Power of Small Balance First Liens in Texas!

    5d ago

    🚀 Small Capital, BIG Returns: The Power of Small Balance First Liens in Texas!

    Are you a real estate investor with a small self-directed IRA or limited savings, wondering how to get started in note investing? Stop chasing overpriced second liens! In this episode, Scott Carson breaks down Deal #2 of our "50 Note Deals in 50 Days" series, showcasing a phenomenal-performing small-balance first lien right in the heart of San Antonio, Texas. Discover why low-balance first liens offer incredible security, massive equity protection, and sky-high ROIs (we’re talking 28%!) without the extreme risk of second positions. If you want to learn how to make your small money work like a powerhouse, this case study is exactly what you need. 🎯 What You’ll Learn in This Episode:The Second Lien Trap: Why chasing second liens is a mistake for small IRAs and how small-balance first liens give you better security.Asset Breakdown: Deep dive into a 2-bed, 1-bath owner-occupied property in San Antonio with strong pride of ownership (and a 20-year resident history!).The Numbers & 28% ROI: How an $8,740 total investment yields $233.51/month in P&I, netting a massive return on investment.The Ultimate Collateral: Why a $10,300 payoff on a $157,000 property means you are investing at under 10% of the fair market value.Texas Foreclosure Laws: How Texas's investor-friendly, fast foreclosure timeline protects your capital if a borrower stops paying ("No Pay, No Stay").Borrower Motivation: Spotting the signs of a great performing note, including lump-sum prepayments and high equity motivation.💰 The Deal Breakdown By The Numbers:Property Value: ~$157,000Note Payoff Balance: $10,300 (Only 6.6% of Fair Market Value!)Purchase Price (80% of Payoff + Fee): $8,740Monthly P&I Payment: $233.51 (4.76% Interest Rate)Remaining Term: 58 MonthsEstimated ROI: ~28% (After servicing fees!)💥 Take Action & Connect With Scott:Don't just watch from the sidelines—get skin in the game! Whether you want to buy your first note or scale a massive portfolio, we are here to help you succeed. 📧 Email Scott Directly: scott@weclosenotes.com📅 Book a 1-on-1 Strategy Call: TalkWithScottCarson.com (Schedule a free 30-minute Zoom/Phone call)🏫 Attend the Next 2-Day Virtual Workshop: NoteBuyingForDummies.com (August 29th & 30th – Grab your 2-day ticket + replays for just $99!) 📌 ConclusionSmall balance notes are the ultimate gateway for everyday investors to generate true passive wealth. By focusing on asset security, strong borrower equity, and investor-friendly states like Texas, you can easily outpace Wall Street returns. Make sure to like, comment, and subscribe to follow the rest of our 50 Note Deals in 50 Days series. Go out there, take some action, and we’ll see you at the top! Watch the Original VIDEO HERE! Book a Call With Scott HERE! Sign up for the next FREE One-Day Note Class HERE! Sign up for the WCN Membership HERE! Sign up for the next Note Buying For Dummies Workshop HERE! Love the show? Subscribe, rate, review, and share! Here’s How » Join the Note Closers Show community today: WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

    8 min
  8. How to Get a Double-Digit ROI with Performing Mortgage Notes Under $50k

    6d ago

    How to Get a Double-Digit ROI with Performing Mortgage Notes Under $50k

    Welcome back, real estate investors! Ready for a steady base hit to add to your portfolio? In today’s episode of our 50 Note Deals in 50 Days series, host Scott Carson breaks down an incredible performing note deal located just 45 miles south of San Antonio in Charlotte, Texas. If you think you need millions of dollars to start buying notes, think again. This episode reveals how a small-balance investment can yield massive equity protection and double-digit returns. Key Topics CoveredThe Power of Asset Equity: This updated 1970 single-family home sits on nearly an acre of land and is valued at over $220,000, but has a tiny loan payoff balance of just $34,000—giving the borrower a massive 85% equity stake. Strong Performance History: Though it was once a non-performing loan, the owner-occupied borrower has been back on track and paying consistently on time for over 12 months. The Investment Breakdown: Learn how purchasing this note at an 80% discount (around $28,000 including fees) generates a strong 14%+ annual cash-on-cash return via passive monthly cash flow. First-Lien Security in Texas: Discover why the legal protections of a first-lien position in Texas make this a safe, high-upside play if the borrower ever defaults or opts for a cash-out refinance. Perfect for Self-Directed IRAs: Why small-balance notes under $50,000 are the ultimate hands-off, turnkey starter strategy for Roth IRAs, traditional IRAs, or Solo 401(k)s. Conclusion & Next StepsDon't let your investment capital sit idle this summer. Whether you want to purchase a performing asset or fully master the note buying industry, taking action is your next step. Ready to submit an offer or learn more? To learn the ins and outs of the business, grab your $99 seat for the upcoming two-day workshop on August 29th & 30th at NoteBuyingForDummies.com. Go out, take action, and we’ll see you at the top! Watch the Original VIDEO HERE! Book a Call With Scott HERE! Sign up for the next FREE One-Day Note Class HERE! Sign up for the WCN Membership HERE! Sign up for the next Note Buying For Dummies Workshop HERE! Love the show? Subscribe, rate, review, and share! Here’s How » Join the Note Closers Show community today: WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

    8 min
See All (820)

4.8
out of 5
201 Ratings

About

Explore the world of real estate note investing and gain insights into controlling real estate at huge discounts! Are you a real estate investor or entrepreneur looking to expand your knowledge in the market? Welcome to "The Note Closers Show Podcast," a podcast dedicated to real estate investing, with a focus on note investing. Join your host, Scott Carson, a seasoned investor with experience in real estate and note investing. This podcast aims to provide a comprehensive look at buying, selling, and managing mortgage notes and paper assets. What You'll Learn & Who You'll Meet: Distressed Asset Insights: Learn about buying non-performing and performing notes from various sources and how this relates to controlling properties.Expert Interviews: Scott features discussions with industry experts, including attorneys, loan servicers, title experts, vendors, and successful individuals in the field.Actionable Strategies: Gain insights into finding deals, performing due diligence, negotiating, creative financing techniques, and potentially maximizing returns.Beyond the Notes: The show also delves into entrepreneurial skills such as marketing, raising capital, business systems, and the mindset needed for success in various market conditions.Inspiration & Entertainment: Listen to engaging conversations with diverse guests who share their journeys.Why Tune In? Whether you're new to real estate investing or have experience, Scott aims to provide knowledge and clarity to help you in your endeavors. The content is presented with a focus on finding opportunities. Join the Community: Listen to new episodes weekly across major podcast platforms and watch on YouTube.Find free resources and a schedule of events and training at www.WeCloseNotes.com.Learn more about potential coaching opportunities by booking a call at www.TalkWithScottCarson.com. Subscribe now to explore real estate note investing! Scott also brings in experts in marketing, entrepreneurship, business, and mindset to help his audience in the day-to-day grind of being a business owner, investor and entrepreneur. With over a decade of experience as the “Note Guy” Scott has invested in all types of note investments. Ranging from residential assets on an individual or large bulk basis to commercial notes in each asset class, Scott has the connections and knowledge to help his students take down all property types. If you have an appetite to grow your business from single family homes to multifamily, self-storage, mobile home parks, mixed-use, strip malls or other asset classes, Scott brings on the experts in these different fields to help give you guidance and clarity as a note and real estate investor to find success at your own pace. The Note Closers Show also features a variety of different experts and vendors, ranging from attorneys, servicing companies, special servicing experts, title experts, and other real estate professionals to help you organize your own note business and have the best possible team of professionals at your disposal. Along with these experts, Scott also spends time identifying market and deal opportunities across the multiple facets of the note and paper industry. Scott also realizes that work isn’t everything to an entrepreneur, and that’s why he also mixes in the occasionally mindset expert and guest wild card to keep his shows content fresh and relevant in today’s everchanging investment environment. It’s common for Scott to add an award-winning personality, athlete or podcaster to the stellar lineup of guests who might make a surprise appearance on the podcast. Scott’s willingness to be an open book and share the different facets of his business, life, and journey and his ability to use humor (and his sound effects) will keep you coming back again and again.

Information

You Might Also Like