Prosperity Podcast with Nicole Bremner

Nicole Bremner
  • 5.0 (4)
  • Entrepreneurship
  • Updated Daily

The Prosperity Podcast is for ambitious individuals—entrepreneurs and professionals—who want to take control of their finances and create a life of freedom, security and meaning. It’s for those who believe that wealth is about more than just money, it’s about having the freedom to choose how you live, work and give. Whether you’re just getting started or you’re looking to rebalance your approach, this podcast is your guide to building long term, sustainable wealth. We talk about investing wisely, creating multiple income streams and designing a portfolio that reflects your values and your goals. Prosperity Podcast features honest conversations about money—how to grow it, how to keep it and how to enjoy it. Nicole Bremner is an investor, certified financial coach, author and mum of three. Having had a successful career in investment banking, like many women who take a ‘career break’ to have children, she found herself at a crossroads, not entirely sure what path to take next. Combining her financial knowledge with her passion for good architecture and design, Nicole was able to build on her experience and expertise to develop a new career, which fit around her children and spent the next decade building a multi million property portfolio in London.    Newly relaunched as  Prosperity Podcast, Nicole interviews some of the interesting people she has met while navigating her (sometimes turbulent) voyage through professional and family life. From charity founders and travelling investors to authors and young entrepreneurs, these are the real tales of real people finding their way in business. Join Nicole as she listens to their stories and the lessons they have learned along the way.    Instagram: http://instagram.com/nsbremner YouTube: https://www.youtube.com/c/NicoleBremner Facebook: http://facebook.com/nicolesbremner X: https://x.com/nicolebremner/ Pinterest: https://www.pinterest.co.uk/NSBremner/

  1. 3d ago

    Bricked It: The Road From Where You Are Chapter Two #182

    Send us Fan Mail The honest other half of the story: a £120m portfolio, a partner I should never have trusted, the phone call that exposed it all — and the five mistakes that cost me everything before I built the SAFER system. This is the chapter where I tell you what actually happened. My story is a tragedy in two halves. The first — the meteoric rise — is my first book, Bricking It. By 2017 I had a share in a property portfolio of 110 properties across 10 projects, worth around £120 million. From the outside, life looked perfect: the home, the health retreats, the booked-solid speaking diary. Below the surface, my marriage was crumbling and I'd become someone I didn't recognise. Then it unravelled. I'd handed control to a business partner I trusted completely. In September 2018 a fellow investor called me about some transactions that didn't add up, and standing in my perfect kitchen I began reconciling payments that revealed a systematic, long-running fraud. What followed was years of David-and-Goliath battles — debt collectors, bailiffs turning up during the school run, and the slow, public undoing of everything I'd built. I won't pretend it was anything but a very dark place. But I'm still standing, and this chapter is me handing you the lessons so you never have to learn them the way I did. In this episode: The two halves of my story, and why the title of my first book makes me cringe nowWhat £120 million really meant — and the press misquote I want to correctTrusting the wrong partner, and the phone call that exposed a fraudThe five mistakes that cost me everything: giving up control, over-investing in one asset, mistaking luck for skill, having no systems, and failing to bring stakeholders with meWhy "being on the right side of the law" didn't protect me — and how the SAFER system was born from the wreckageA note on the voice: what you're hearing is an AI-generated version of my voice reading my own words. It's me — just not in the room. I'd rather be upfront about that than pretend otherwise. Every word, every lesson, and every mistake is mine. If this one lands close to home, I want to hear from you. Find me on Substack at nicolebremner.substack.com, where paid subscribers get early access, extended commentary, and the chance to ask me anything. Subscribe wherever you listen so Chapter 3 lands automatically. Next week: Chapter 3 — Forewarned Is Forearmed. Support the show Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.

    12 min

  2. 6d ago

    Bricked It: There's More to This Than Money Chapter One #181

    Send us Fan Mail Why fear of financial loss keeps so many of us awake, why property is never a one-size-fits-all answer, and the first look at my SAFER system for building wealth without the sleepless nights. The serialisation begins here — the Introduction and Chapter 1 of Bricked It, read start to finish. I open with the thing nobody likes to admit: fear of financial loss is what keeps us up at 2am. As Chris Voss puts it, nobody loses sleep over gains — it's loss that burrows in and eats at you. I've lived that fear, from rented accommodation with rats and counting pennies to benefit day, right through to nearly losing millions five years ago. This is the book I wish I'd had then. In Chapter 1, "There's More to This Than Money," I'm honest about what this is and isn't. It isn't sexy. It isn't a £20,000 Instagram course promising passive income (spoiler: there's no such thing). It's a smarter, SAFER system — built like a prefab house, where the magic is in months of preparation before anyone breaks ground. I share three client stories that show what that looks like in practice: Sophie, who found freedom in a Durham cottage near her daughter; Philippa, who learned her dream Thai villa was really a business in need of a plan; and Marnie, who pressed ahead with a rent-to-rent scheme that was only ever going to buy her an expensive headache. In this episode: Why fear of loss drives so many of our money decisions — and how to turn that anxiety into actionThe three reasons this book exists, especially for women worried their money won't lastWhy owning a home is not the same as investing in property, and why no single asset should carry your whole futureDebunking the "passive income" and "other people's money" mythsA first look at the SAFER system and the mindset shift it asks forThree real client stories on getting it right — and getting it wrongA note on the voice: what you're hearing is an AI-generated version of my voice reading my own words. It's me — just not in the room. I'd rather be upfront about that than pretend otherwise. Every word, every lesson, and every mistake is mine. If something here resonates, I want to hear it. Find me on Substack at nicolebremner.substack.com, where paid subscribers get early access, extended commentary, and the chance to ask me anything. Subscribe wherever you listen so Chapter 2 lands automatically. Next week: Chapter 2 — The Road From Where You Are. Support the show Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.

    24 min

  3. 6d ago

    Bricked It: How (Not) to lose millions in property - introduction #180

    Send us Fan Mail The Prosperity Podcast is back. Over the coming weeks I'm serialising my new book Bricked It chapter by chapter, the honest story of how a property empire worth £120m nearly broke me and what I built from the wreckage. After a long pause The Prosperity Podcast returns and this time it's personal. In 2017 I launched this podcast alongside my first book, Bricking It: From Stay at Home Mum to Millions in Property. The book became an Amazon bestseller, the podcast hit the global top 5% and I was running two property companies with a gross development value north of £120 million. It was a great story, stay at home mum cracks the property code. I believed every word of it. Then the market turned, deals went sideways and some things were definitely not as they were portray by key players. Ultimately I discovered I knew far less than I thought. This episode kicks off a chapter by chapter serialisation of my new book, Bricked It, the story of how I nearly lost it all and the slow, unglamorous work of rebuilding something real. In this episode: Why I disappeared and why I'm coming back with honesty instead of a highlight reelThe difference between Bricking It and Bricked It, making millions vs nearly losing everything"Mistaking luck for skill", why a rising market makes everyone look like a geniusThe personal cost of relentless ambition: marriage, health and identityA first look at the "Safer System," the framework I built after everything fell apartWho this series is for: aspiring and current property investors, women building on their own terms, and anyone rebuilding after a setbackWhat to expect: A new episode every week covering the next chapter of Bricked It  AI me reading from the book while AI journalist Chloe asks the pointed questions. Think of it as the director's cut: extra context, honest commentary, and the bits that didn't make the final manuscript. Yes, it's AI me and an AI journalist.  Subscribe wherever you listen, Spotify, Apple Podcasts, or your app of choice. For the deeper conversation, find me on Substack at nicolebremner.substack.com, where paid subscribers get early access, extended commentary and the chance to ask me anything. Next week: Chapter One. Support the show Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.

    9 min

  4. Feb 13

    What happens when property stops being an investment and becomes a trap? #179

    Send us Fan Mail “Am I holding this because it serves my life…or because I don’t know who I am without it?” In this conversation Nicole Bremner discusses the emotional and psychological challenges faced by property investors when their investments no longer serve them. She emphasises the importance of recognising when to let go of properties that have become burdensome and the identity crisis that can arise from such decisions. Through personal anecdotes and client stories she highlights the need for clarity and choice in property investment, advocating for a mindset shift towards wealth maturity. Takeaways: What happens when property stops being an investment?The frustration of financial coaching often lies in emotional resistance.Property can become a trap rather than an investment.Identity is deeply tied to property ownership for many investors.Market changes can lead to existential crises for property owners.Holding onto unprofitable properties can lead to financial and emotional stress.Letting go of properties can be a form of grief and acceptance.Wealth maturity involves the ability to change one's mind about investments.It's essential to ask if a property serves your life or your identity.Clarity and choice are crucial in navigating property investments.Chapters: 00:00 The Frustration of Property Investment 02:25 Identity and Property: The Emotional Connection 05:16 The Dilemma of Letting Go 07:50 Wealth Maturity: The Power of Choice Support the show Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.

    10 min

  5. 08/12/2025

    Unlocking Off Market Property Secrets: A Direct to Vendor Masterclass with Keith Firmin #178

    Send us Fan Mail Meet Mr DTV, Keith Firmin. He's the mind behind the highly entertaining Instagram account and someone I now call a friend. Starting his career in the Metropolitan Police as so often happens, Keith and his wife Kim, burnt out. Looking for that elusive freedom, they discovered property investing promptly leaving London and settling in the North West and building a property portfolio.   Fast forward to today Keith has discovered that his investigative mind, dogged determination and people skills make him exceptionally well suited to direct to vendor, or DTV, property deals.  In this episode Keith lifts the lid on his proven DTV strategies explaining exactly how investors can find, secure and profit from off market properties. From spotting hidden gems and crafting compelling letters to negotiating directly with homeowners, Keith shares detailed insights and practical advice for anyone wanting to succeed outside the competitive mainstream property market. We also explore the human element behind property transactions, highlighting why empathy, understanding and flexible solutions are key to closing successful DTV deals. Keith also discusses his personal journey from frontline police officer dealing with intense and traumatic experiences to finding freedom and balance in property investing. Whether you’re a seasoned property investor, new to the game or simply curious about alternative investment strategies, this episode offers actionable insights into a highly profitable and rewarding property niche. Keith has just opened the doors to his new training on DTV strategies at www.directtovendor.com. Use the code THEGAVELDROPS15 to get a discount. And tell him you heard about it through the podcast. Thanks :-)  📌Key Highlights: ✔️Step by step guide on how to find off market properties ✔️Crafting DTV letters that convert ✔️Benefits and strategies of buying directly from property owners ✔️The critical importance of empathy and flexibility in property negotiations ✔️Keith’s transition from policing to property investing and his tips for maintaining resilience and balance Connect with Keith Firmin: Website: https://www.directtovendor.com Instagram: https://www.instagram.com/keithfirminproperty Facebook: https://www.facebook.com/profile.php?id=100019197225068 LinkedIn: https://uk.linkedin.com/in/keith-firmin-property-b3692a153 Mobile Number: 07309 686200 Connect with Nicole Bremner: Website: https://www.nicolebremner.com/ Instagram: https://www.instagram.com/nsbremner Facebook: https://www.facebook.com/nicole.bremner.54 LinkedIn: https://www.linkedin.com/in/nicolebremner/ YouTube: https://www.youtube.com/c/NicoleBremner Support the show Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.

    47 min

  6. 05/24/2025

    This Week In Wealth: What's going on with bonds? Warning sign, rare opportunity or both? #177

    Send us Fan Mail In this episode of This Week in Wealth I discuss our inaugural Women's Investment Boardroom, the current state of the markets and double click on the implications of rising bond yields. I also ask if the volatility of Bitcoin means it's classified as an investment, speculation, or gambling.  The main discussion centres around the importance of understanding bond yields and their impact on the economy, particularly in light of the Bank of England's recent rate cuts while bond yields increase.  Takeaways: The importance of community in investing and finance.Market trends can be influenced by various factors, including bond yields.Bitcoin's volatility raises questions about its classification as an investment.Understanding bond yields is crucial for making informed financial decisions.Rising bond yields indicate investor concerns about government debt and inflation.The relationship between base rates and bond yields can be complex.Fixed income investments are often overlooked but are essential for a balanced portfolio.2025 may present unique opportunities for bond investors.Staying informed about economic indicators is vital for all investors.As always drop me an email with any questions or comments.  Support the show Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.

    15 min

  7. 05/20/2025

    Broadcast journalism and life at sea: Dr Judy Aslett’s take on sailing, storytelling and social impact #176

    Send us Fan Mail I've waited a long time to interview my longtime friend Dr Judy Aslett on the Prosperity Podcast. A former foreign correspondent for Channel Four, Judy is a  seasoned journalist, documentary filmmaker and co-creator of the popular YouTube channel Sailing Fair Isle. Together with her partner Steve, they dive into the realities of life on a boat, the art of powerful storytelling and creating meaningful change across the globe.  Judy shares her journey from reporting on post apartheid South Africa to documenting one of the world’s most confronting topics, female genital mutilation (FGM). Having spent over 25 years working in Africa, Judy reflects on the challenges of ethical journalism, how she and Steve transitioned from news desks (and Steve behind the camera) to sailboats and why their documentary work still centres on giving others a voice.  This conversation also touches on lockdown life at sea (which is where I first stumbled across their YouTube channel), adapting to global uncertainty and how they’ve built an engaged audience through honest, professional and, sometimes emotional, storytelling. Whether you’re fascinated by media, activism or sailing the world, this episode blends adventure with insight and purpose.  Key Highlights:  Living through lockdown on a boat with no water maker, income, or internet  The ethics of journalism and whose voices really matter Behind the scenes of Sailing Fair Isle and making high quality content Plans for their next sailing chapter and why Judy's heading back to Europe - yay!!  Connect with Dr Judy Aslett:  YouTube: https://www.youtube.com/c/SailingFairIsle  LinkedIn: https://www.linkedin.com/in/dr-judy-aslett-18119132/  Facebook: https://www.facebook.com/p/Judy-Aslett-100009837011683/  Connect with Nicole Bremner:  Website: https://www.nicolebremner.com/  Instagram: https://www.instagram.com/nsbremner  Facebook: https://www.facebook.com/nicole.bremner.54  LinkedIn: https://www.linkedin.com/in/nicolebremner/  YouTube: https://www.youtube.com/c/NicoleBremner  🔥 Inspired by this episode? Share it with someone  Support the show Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.

    47 min

  8. 05/16/2025

    This Week in Wealth: Will the interest rate cut mean house prices increase? Yes, and now is the time to buy according to property expert Eyeedul #175

    Send us Fan Mail For This Week in Wealth I caught up with property expert Eyeedul Haque on the recent Bank of England rate cut and April's property price numbers. We explore how interest rate changes affect buyer behaviour, mortgage rates and the rental market, while also analysing transaction trends and approval rates. Find out why Eyeedul believes now is the time to act quickly while it's still a buyer's market.  Interest rates have been reduced to 4.25%.Inflation is forecasted to rise to about 3.1%.The Bank of England aims to encourage spending to avoid recession.Mortgage rates are dropping, making it a good time to buy.House prices increased by 3.4% year-on-year according to Nationwide.Rents have increased by 1.2% nationally, but decreased in London.Transaction rates spiked due to the end of the stamp duty holiday.It's crucial to act now in a buyer's market to secure properties.Understanding fees is essential when considering mortgage options.The housing market is expected to see more buyers as rates drop.Chapters 00:00 April Property Price Overview 03:05 Interest Rates and Economic Impact 05:50 Mortgage Rates and Buying Strategies 08:58 House Prices and Market Trends 11:58 Rental Market Insights 15:05 Transaction Trends and Approval Rates 18:04 Final Thoughts and Future Outlook Connect with Eyeedul Haque Website: https://myproperty-consultant.london/ Instagram: https://www.instagram.com/eyeedul_mypropertyconsultant/ Facebook: https://www.facebook.com/eyeedul.haque/ Support the show Disclaimer: The views and opinions expressed in this podcast belong solely to the host and guest speakers. The view and opinions of the guest speakers do not represent that of the host. Always do your own research.

    24 min
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About

The Prosperity Podcast is for ambitious individuals—entrepreneurs and professionals—who want to take control of their finances and create a life of freedom, security and meaning. It’s for those who believe that wealth is about more than just money, it’s about having the freedom to choose how you live, work and give. Whether you’re just getting started or you’re looking to rebalance your approach, this podcast is your guide to building long term, sustainable wealth. We talk about investing wisely, creating multiple income streams and designing a portfolio that reflects your values and your goals. Prosperity Podcast features honest conversations about money—how to grow it, how to keep it and how to enjoy it. Nicole Bremner is an investor, certified financial coach, author and mum of three. Having had a successful career in investment banking, like many women who take a ‘career break’ to have children, she found herself at a crossroads, not entirely sure what path to take next. Combining her financial knowledge with her passion for good architecture and design, Nicole was able to build on her experience and expertise to develop a new career, which fit around her children and spent the next decade building a multi million property portfolio in London.    Newly relaunched as  Prosperity Podcast, Nicole interviews some of the interesting people she has met while navigating her (sometimes turbulent) voyage through professional and family life. From charity founders and travelling investors to authors and young entrepreneurs, these are the real tales of real people finding their way in business. Join Nicole as she listens to their stories and the lessons they have learned along the way.    Instagram: http://instagram.com/nsbremner YouTube: https://www.youtube.com/c/NicoleBremner Facebook: http://facebook.com/nicolesbremner X: https://x.com/nicolebremner/ Pinterest: https://www.pinterest.co.uk/NSBremner/

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