BigMikeFund

Mike Zlotnik
  • 4.9 (12)
  • Entrepreneurship
  • Biweekly

Big Mike Fund podcast

  1. 1d ago

    324: Why 10-Year Treasury Yields Are Reshaping Commercial Real Estate - Ryan E. Wynkoop

    In this comprehensive episode of The Big Mike Fund podcast, host Mike Zlatnik sits down with Director of Capital Markets Ryan E. Wynkoop for an in-depth Fall 2026 market update and strategic guide on commercial real estate. Recorded in October 2026, this complete discussion covers the massive Q3 surge in 10-year treasury yields—climbing from 3.93% up to roughly 5.3%—alongside persistent inflation, diesel shipping costs, and foreign debt selling by countries like Japan and China. The conversation examines how massive corporate debt issuances from tech hyperscalers funding the AI boom compete with US Treasuries, how rising interest rates impact Debt Service Coverage Ratios (DSCR), cap rate expansions, lender underwriting standards, asset class divergence (such as medical office resilience versus multifamily rent challenges), refinancing hurdles, and alternative high-yield investment options. Key Highlights Treasury Yield Volatility: The 10-year treasury yield surged aggressively in Q3 2026, moving from under 4% to approximately 5.3%. AI Capital Competition: Massive corporate bond issuances by tech giants (the "Magnificent 7") funding artificial intelligence infrastructure are creating fierce competition for capital against US Treasuries. DSCR as the Limiting Factor: As interest rates climb, the Debt Service Coverage Ratio (DSCR) threshold becomes the primary bottleneck restricting maximum loan amounts during refinances, overriding traditional LTV limits. Asset Class Resilience vs. Lag: Medical office and select triple-net retail assets continue to thrive due to strong pricing power and supply-demand imbalances, whereas multifamily properties continue to struggle with lagging rent growth. Radical Transparency & Alternative Yields: Operating sponsors must address maturity cliffs and loan workouts honestly, while exploring alternative high-yield structures like debt notes and medical receivables. STOP! Your free eBook is ready. 🎁🚀 https://tempofunding.com/endgame/ 📌 Learn our full investment playbook & connect: https://TempoFunding.com/Connect 🔑 Book your FREE strategy call to apply these conservative principles to your portfolio: https://TempoFunding.com/IRCall Timestamps 00:13 - Episode Introduction & Guest Welcome 00:49 - Commercial Real Estate Market Overview 01:43 - 10-Year Treasury Yield Analysis 03:41 - Inflation Trends & Global Debt Pressures 08:15 - The AI Infrastructure Debt Boom 10:27 - Commercial Real Estate Market Impacts 12:40 - DSCR Math & Debt Service Changes 19:51 - Lender Underwriting Standards 23:01 - Asset Class Performance Divergence 28:40 - Refinancing Realities & Loan Workouts 33:15 - Stress-Testing Underwriting & Deal Fundamentals 37:50 - Case Studies: Medical, Industrial, and Retail Deals 41:20 - Alternative High-Yield Offerings: Debt Notes & Medical Receivables 43:50 - Final Takeaways & Episode Outro Socials & Contact Links: Facebook: 📘 https://tempofunding.com/facebook Twitter/X: ✖️ https://tempofunding.com/twitter LinkedIn: 💼 https://tempofunding.com/linkedin Instagram: 📸 https://www.instagram.com/tempofunding Email: 📧 invest@tempofunding.com

  2. Oct 21

    323: Scaling to $1.8B in AUM: Real Estate Notes, Build-to-Rent & Market Cycles - Dave Van Horn

    In this episode of The Big Mike Fund podcast, Mike Zlotnik welcomes back Harrison Hall, Founder and CEO of Elevate Events. Harrison breaks down his approach to business development, shifting the focus from standard high-noise networking events to curated, high-value connections where "revenue through relationships" takes center stage. They discuss the role of AI tools (like custom graphic design and conversational planning) in scaling event collateral and business strategy, the dynamic balance between 90% business and 10% fun at curated gatherings, and actionable strategies for pre-event matchmaking and post-event follow-ups to ensure high-ROI introductions for CEOs, investors, and operators. Key Highlights: Revenue Through Relationships: Harrison emphasizes that events shouldn't be about immediate ticket-sales profit, but about curating invite-only environments that yield long-term business partnerships and millions in shared deal flow. AI as the Ultimate Wingman: How Harrison leverages AI (which he affectionately calls "Cat") for rapid graphic design, custom event flyers, website creation, and late-night business strategy development. 90% Business, 10% Fun: Lessons learned from past events led Harrison to shift away from distracting, high-noise entertainment to structured, phone-free networking environments focused on real deal-making. Data-Driven Matchmaking: Mike Zlotnik and Harrison discuss how pre-profiling attendees on their capital, deal types, and service needs prevents wasted conversations and ensures actionable post-event introductions. STOP! Your free eBook is ready. 🎁🚀 https://tempofunding.com/endgame/ 📌 Learn our full investment playbook & connect: https://TempoFunding.com/Connect 🔑 Book your FREE strategy call to apply these conservative principles to your portfolio: https://TempoFunding.com/IRCall Timestamps 00:00 – Welcome back Harrison Hall: Meeting in person & the Elevate vision 01:45 – Redefining Elevate: It’s not just events, it’s Business Development 04:05 – Why in-person human connections matter more in the age of AI 04:50 - Using AI ("Cat") as the ultimate wingman for graphic design & business plans 07:15 – The upcoming 80s-themed Business Development event at Gallery Defy 09:20 – Rebalancing the ratio: Shifting to 90% business, 10% fun 11:40 – Phone-free networking & bringing back authentic 1-on-1 conversations 14:50 – Monetizing the connector role: Value creation through post-event deal-making 17:40 – Mike’s feedback on event size, noise levels, and quality vs. quantity 19:50 – Pre-event matchmaking: Gamifying attendee profiles & deal alignment 22:00 – Overcoming networking fatigue: Cutting through the noise to find real partners 25:00 – Combining data-driven preparation with human connection Socials & Contact Links: Facebook: 📘 https://tempofunding.com/facebook Twitter/X: ✖️ https://tempofunding.com/twitter LinkedIn: 💼 https://tempofunding.com/linkedin Instagram: 📸 https://www.instagram.com/tempofunding Email: 📧 invest@tempofunding.com

  3. Oct 14

    322: Elevating Business Development: Bringing Deals & Relationships Together - Harrison Hall

    In this episode of The Big Mike Fund podcast, Mike Zlotnik welcomes back Harrison Hall, Founder and CEO of Elevate Events. Harrison breaks down his approach to business development, shifting the focus from standard high-noise networking events to curated, high-value connections where "revenue through relationships" takes center stage. They discuss the role of AI tools (like custom graphic design and conversational planning) in scaling event collateral and business strategy, the dynamic balance between 90% business and 10% fun at curated gatherings, and actionable strategies for pre-event matchmaking and post-event follow-ups to ensure high-ROI introductions for CEOs, investors, and operators. Key Highlights: Revenue Through Relationships: Harrison emphasizes that events shouldn't be about immediate ticket-sales profit, but about curating invite-only environments that yield long-term business partnerships and millions in shared deal flow. AI as the Ultimate Wingman: How Harrison leverages AI (which he affectionately calls "Cat") for rapid graphic design, custom event flyers, website creation, and late-night business strategy development. 90% Business, 10% Fun: Lessons learned from past events led Harrison to shift away from distracting, high-noise entertainment to structured, phone-free networking environments focused on real deal-making. Data-Driven Matchmaking: Mike Zlotnik and Harrison discuss how pre-profiling attendees on their capital, deal types, and service needs prevents wasted conversations and ensures actionable post-event introductions. STOP! Your free eBook is ready. 🎁🚀 https://tempofunding.com/endgame/ 📌 Learn our full investment playbook & connect: https://TempoFunding.com/Connect 🔑 Book your FREE strategy call to apply these conservative principles to your portfolio: https://TempoFunding.com/IRCall Timestamps 00:00 – Welcome back Harrison Hall: Meeting in person & the Elevate vision 01:45 – Redefining Elevate: It’s not just events, it’s Business Development 04:05 – Why in-person human connections matter more in the age of AI 04:50 - Using AI ("Cat") as the ultimate wingman for graphic design & business plans 07:15 – The upcoming 80s-themed Business Development event at Gallery Defy 09:20 – Rebalancing the ratio: Shifting to 90% business, 10% fun 11:40 – Phone-free networking & bringing back authentic 1-on-1 conversations 14:50 – Monetizing the connector role: Value creation through post-event deal-making 17:40 – Mike’s feedback on event size, noise levels, and quality vs. quantity 19:50 – Pre-event matchmaking: Gamifying attendee profiles & deal alignment 22:00 – Overcoming networking fatigue: Cutting through the noise to find real partners 25:00 – Combining data-driven preparation with human connection Socials & Contact Links: Facebook: 📘 https://tempofunding.com/facebook Twitter/X: ✖️ https://tempofunding.com/twitter LinkedIn: 💼 https://tempofunding.com/linkedin Instagram: 📸 https://www.instagram.com/tempofunding Email: 📧 invest@tempofunding.com

  4. Oct 7

    321: How to Build Generational Wealth and Cash Flow in the "Endgame" - Chris Miles

    Are you ready to secure your financial future and build a lasting legacy? In this episode of The Big Mike Fund podcast, Mike Zlotnik welcomes financial expert Chris Miles from Money Ripples. Together, they break down unconventional yet highly effective strategies to generate passive income and protect your wealth, moving beyond typical Wall Street options. Learn about the "four-legged stool" concept for retirement, how whole life insurance can supercharge your investments, the truths (and myths) about reverse mortgages, and why commercial real estate remains one of the best options for generating predictable cash flow. STOP! Your free eBook is ready. 🎁🚀 https://tempofunding.com/endgame/ 📌 Learn our full investment playbook & connect: https://TempoFunding.com/Connect 🔑 Book your FREE strategy call to apply these conservative principles to your portfolio: https://TempoFunding.com/IRCall Timestamps 00:00 - Introduction and welcome to Chris Miles. 00:44 - Chris's marathons: An endurance achievement. 03:34 - Transitioning to an empty nest. 04:22 - The "four-legged stool" concept for retirement income. 06:23 - Why the traditional Wall Street system is broken. 08:52 - The impact of inflation on Social Security. 09:23 - Demystifying Reverse Mortgages. 11:17 - What happens to a reverse mortgage when you die? 12:04 - Case study: Using a reverse mortgage when downsizing. 13:53 - Whole Life Insurance: Infinite banking and generational legacy. 17:02 - The Ernst & Young study: The ideal blend (70% Investments / 30% Life Insurance). 19:07 - Retirement strategies using life insurance to protect against market downturns. 21:25 - Accelerating your investments using loans against your insurance policy. 24:23 - Commercial and alternative real estate: The king of cash flow. 25:04 - Building your "Endgame Portfolio". 28:53 - Risk-adjusted allocation: Protecting your principal over return. Connect with the Guest: Website: https://moneyripples.com/ Email: Chris@moneyripples.com LinkedIn: https://www.linkedin.com/company/money-ripples/ Socials & Contact Links: Facebook: 📘 https://tempofunding.com/facebook Twitter/X: ✖️ https://tempofunding.com/twitter LinkedIn: 💼 https://tempofunding.com/linkedin Instagram: 📸 https://www.instagram.com/tempofunding Email: 📧 invest@tempofunding.com

    321: How to Build Generational Wealth and Cash Flow in the "Endgame" - Chris Miles

  5. Sep 30

    320: Fantasy Football vs. Commercial Real Estate: Building a Winning Portfolio - Ryan E. Wynkoop

    How does drafting a fantasy football roster compare to building a recession-resistant real estate portfolio? In this episode of the Big Mike Fund Podcast, host Mike Zlotnik ("Big Mike") welcomes back Ryan E. Wynkoop, Director of Capital Markets at Tempo. Together, they break down the fascinating correlations between Fantasy Football team management and commercial real estate investing. From dealing with player injuries (market shifts in multifamily) to drafting foundational superstars (high-conviction core assets), Ryan and Mike explore how flexibility, non-correlated diversification, and clear endgame goals dictate long-term portfolio success. Key Highlights • Fantasy Football 101: How assembling a player roster mirrors portfolio construction • Asset Class Flexibility: Navigating market shifts from multifamily to industrial, medical office, and open-air retail • Managing Uncertainty & Bench Depth: What player injuries teach us about contingency planning in CRE • Risk Mitigation Strategies: Ray Dalio’s non-correlated diversification principles applied to real estate • "The Endgame Portfolio": Insights from Big Mike’s new book on chess, goals, and predictable cash flow • Emotional Connection vs. Objective Risk: Investing in tangible assets vs. public equities STOP! Your free eBook is ready. 🎁🚀 https://tempofunding.com/endgame/ 📌 Learn our full investment playbook & connect: https://TempoFunding.com/Connect 🔑 Book your FREE strategy call to apply these conservative principles to your portfolio: https://TempoFunding.com/IRCall Timestamps 00:00 - Introduction & Buffalo Bills Fanatics (Josh Allen & Fantasy Football) 01:00 - What is Fantasy Football? Assembling a Portfolio of Players 03:20 - How Fantasy Football Connects to Commercial Real Estate 05:30 - Asset Class Shifts: Multifamily vs. Industrial, Retail & Medical Office 08:40 - Navigating Injuries & Market Uncertainty in Real Estate 10:18 - Buying the Dip: Multifamily Resurgence & "Going Small" 12:32 - Risk Mitigation & "The Endgame Portfolio" (Ray Dalio Strategy) 16:14 - Diversifying Over Time: Dollar-Cost Averaging in Real Estate 18:47 - Keeper Leagues & Foundational Assets (The Josh Allen Strategy) 23:06 - Personal Connection vs. Objective Risk: Investing in Hard Assets 28:01 - Evaluating Decision Quality & Avoiding Recency Bias Socials & Contact Links: Facebook: 📘 https://tempofunding.com/facebook Twitter/X: ✖️ https://tempofunding.com/twitter LinkedIn: 💼 https://tempofunding.com/linkedin Instagram: 📸 https://www.instagram.com/tempofunding Email: 📧 mailto:invest@tempofunding.com ABOUT US At Tempo Family of Funds & Syndications, we provide diversified, conservative commercial real estate investment opportunities tailored to meet the needs of busy investors. Our offerings include high depreciation deals, strong income funds for passive investors, and hard money loans.

    320: Fantasy Football vs. Commercial Real Estate: Building a Winning Portfolio - Ryan E. Wynkoop

  6. Sep 23

    319: Investing in Uncertain Times - the Importance of "Going Small" - Ryan E. Wynkoop

    In this episode of the Big Mike Fund Podcast, host Mike Zlotnik ("The Big Mike") sits down with Ryan E. Wynkoop, Director of Capital Markets at Tempo. Living on Folly Beach outside Charleston, South Carolina, Ryan brings a unique perspective on demographic growth in the Southeast and hands-on experience working directly with real estate investors. Mike and Ryan discuss how investors should navigate current economic noise, interest rate fluctuations, and geopolitical uncertainty. Instead of pulling out of the market or succumbing to analysis paralysis, Ryan introduces the strategic concept of "going small"—writing smaller, more frequent checks into individual, highly transparent deals rather than open-ended funds. They also evaluate high-hype trends like speculative AI data center developments versus grounded, cash-flowing asset classes like medical office properties, triple-net (NNN) industrial, and open-air retail. Drawing analogies to NFL ball-control strategies and time of possession, they highlight why systematic "singles and doubles" outperform risky home-run chasing in wealth creation. STOP! Your free eBook is ready. 🎁🚀 https://tempofunding.com/endgame/ 📌 Learn our full investment playbook & connect: https://TempoFunding.com/Connect 🔑 Book your FREE strategy call to apply these conservative principles to your portfolio: https://TempoFunding.com/IRCall Timestamps 00:00 - Intro: Mike Zlotnik Welcomes Ryan E. Wynkoop, Director of Capital Markets 00:45 - Living in Charleston, SC & Observing Southeast Regional Demographic Growth 02:12 - Overcoming Market Noise, Dislocation, and Uncertainty in 2026 04:15 - The "Going Small" Strategy: Individual Deals vs. Open-Ended Funds 06:30 - Adjusting Check Sizes & Diversifying Across Time and Asset Classes 09:30 - AI Data Center Hype vs. Fundamental Real Estate Underwriting 12:16 - High-Performing Sectors: Medical Office, NNN Industrial, and Open-Air Retail 16:00 - Velocity of Capital in Real Estate & Staying Patient 18:36 - The Football Metaphor: Why "Ball Control" Beats Chasing Speculative Home Runs 22:35 - Ongoing Education: Learning and Growing Alongside Your Sponsor Socials & Contact Links: Facebook: 📘 https://tempofunding.com/facebook Twitter/X: ✖️ https://tempofunding.com/twitter LinkedIn: 💼 https://tempofunding.com/linkedin Instagram: 📸 https://www.instagram.com/tempofunding Email: 📧 mailto:invest@tempofunding.com ABOUT US At Tempo Family of Funds & Syndications, we provide diversified, conservative commercial real estate investment opportunities tailored to meet the needs of busy investors. Our offerings include high depreciation deals, strong income funds for passive investors, and hard money loans. We manage everything from private lending to private equity and consulting. Our commitment to transparent communication, professional administration, and robust partnerships sets us apart. Our investment options span multifamily projects, self-storage, shopping plazas, industrial, hotel conversions, and more. We aim to be your go-to resource for institutional-quality investments that are tax-friendly and IRA-compatible.

    319: Investing in Uncertain Times - the Importance of "Going Small" - Ryan E. Wynkoop

  7. Sep 16

    318: Building a 7-Figure Real Estate Portfolio After 50 - Christine McCarron

    In this episode of the Big Mike Fund Podcast, host Mike Zlotnik welcomes Christine McCarron, Managing Broker of Behive Brokerage in the Boston area. Christine shares her inspiring journey of going from zero to a 7-figure net worth starting at the age of 50 through residential real estate. Mike and Christine break down the common fears and misconceptions that hold new investors back, why real estate is fundamentally safer than the stock market, and the unique advantages women bring to the investing table. They also dive into the mechanics of cash-flowing assets, mitigating risk through education, and unlocking tax-free wealth through strategic refinancing. Whether you are looking to diversify your retirement assets or secure your family's financial future, this episode provides actionable advice for navigating the market with confidence. STOP! Your free eBook is ready. 🎁🚀 https://tempofunding.com/endgame/ 📌 Learn our full investment playbook & connect: https://TempoFunding.com/Connect 🔑 Book your FREE strategy call to apply these conservative principles to your portfolio: https://TempoFunding.com/IRCall Timestamps 00:00 - Intro: Mike Zlotnik Welcomes Christine McCarron 01:30 - From $0 to a 7-Figure Net Worth at Age 50 02:45 - The "Risky" Stigma: Real Estate vs. The Stock Market 04:10 - The Fear of Being a Landlord & The Role of Property Managers 05:30 - Why Women Make Exceptional Real Estate Investors 08:15 - Using Logic, Math, and Due Diligence to Overcome Fear 09:45 - Diversification: Leveraging Retirement Accounts for Real Estate 11:20 - The Power of Leverage & Cash-Out Refinancing 13:00 - Final Advice for Taking Action and Getting Educated Socials & Contact Links: Facebook: 📘 https://tempofunding.com/facebook Twitter/X: ✖️ https://tempofunding.com/twitter LinkedIn: 💼 https://tempofunding.com/linkedin Instagram: 📸 https://www.instagram.com/tempofunding Email: 📧 mailto:invest@tempofunding.com ABOUT US At Tempo Family of Funds & Syndications, we provide diversified, conservative commercial real estate investment opportunities tailored to meet the needs of busy investors. Our offerings include high depreciation deals, strong income funds for passive investors, and hard money loans. We manage everything from private lending to private equity and consulting. Our commitment to transparent communication, professional administration, and robust partnerships sets us apart. Our investment options span multifamily projects, self-storage, shopping plazas, industrial, hotel conversions, and more. We aim to be your go-to resource for institutional-quality investments that are tax-friendly and IRA-compatible.

    318: Building a 7-Figure Real Estate Portfolio After 50 - Christine McCarron

  8. Sep 9

    317: Industrial Sale-Leasebacks & PE Deal Structuring - Sequoya Borgman

    In this episode of The Big Mike Fund Podcast, host Mike Zlotnik ("Big Mike") sits down with Sequoya Borgman, CEO and Founder of Borgman Capital. Sequoya shares insights from two decades in big international public accounting and 10+ years leading Borgman Capital through 22 company acquisitions and extensive industrial real estate investments. They dive deep into the mechanics of NNN sale-leasebacks, explaining how decoupling real estate from lower middle-market business acquisitions boosts deal IRR while reducing equity and debt requirements. The discussion covers middle-market EBITDA multiples (5x–8x), industrial cap rates (7%–8.5%+), deal structuring using Special Purpose Vehicles (SPVs) with 80/20 splits, and how AI trends are influencing real estate and manufacturing investment decisions. STOP! Your free eBook is ready. 🎁🚀 https://tempofunding.com/endgame/ 📌 Learn our full investment playbook & connect: https://TempoFunding.com/Connect 🔑 Book your FREE strategy call to apply these conservative principles to your portfolio: https://TempoFunding.com/IRCall Timestamps 00:13 – Guest Introduction: Sequoya Borgman, CEO & Founder of Borgman Capital 01:39 – Borgman Capital’s Footprint & Focus on Lower Middle-Market Deals 03:38 – How Industrial Sale-Leasebacks Boost Private Equity IRR 05:02 – EBITDA Multiples (5x–8x) vs. Industrial Cap Rates (7%–8.5%+) 07:08 – Inflation Protections & Annual Rent Escalation Clauses in NNN Leases 12:59 – Structuring Deals via SPVs, GP Control & LP Capital Stacks 16:44 – Macro Outlook: Inflation, Interest Rates & PE Exits 24:13 – Cash Flow Distributions (8%–10%) & Long-Term Hold Strategies 27:08 – The Impact of AI & Data Center Expansion on Industrial Real Estate Connect with Guest: Website: www.borgmancapital.com Website: www.passthehat.com LinkedIn: https://www.linkedin.com/in/sequoya-borgman-8a6057a/ Socials & Contact Links Facebook: 📘 https://tempofunding.com/facebook Twitter/X: ✖️ https://tempofunding.com/twitter LinkedIn: 💼 https://tempofunding.com/linkedin Instagram: 📸 https://www.instagram.com/tempofunding Email: 📧 mailto:invest@tempofunding.com

    317: Industrial Sale-Leasebacks & PE Deal Structuring - Sequoya Borgman
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4.9
out of 5
12 Ratings

About

Big Mike Fund podcast

Information

  • Creator
    Mike Zlotnik
  • Years Active
    2018 - 2026
  • Episodes
    308
  • Rating
    Clean
  • Copyright
    © 2026 Mike Zlotnik
  • Show Website
    BigMikeFund

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