Financial Independence Europe Podcast

Mathias & the FI Europe Team

Interviews and content that helps you build an income stream and find your purpose after reaching Financial Independence. The podcast helps you to work and invest wisely and live a meaningful life on your own terms.

  1. 147 - How to give effectively | Luke Freeman & Rebecca Herbst

    03/18/2022

    147 - How to give effectively | Luke Freeman & Rebecca Herbst

    Today Mathias talks with Luke and Rebecca about donating and philanthropy. Luke works for the organisation Giving What we Can” and Rebecca is already retired from her corporate career at WeWork and other companies. She is now teaching people part time about  personal finance at Yield and Spread. Interestingly Rebecca is now giving what she earns in her side business to people in need. Today we want to find out why. Once you achieve a certain wealth, people often experience a strong desire to help others in need. Of course many of you are also giving before hitting that milestone right in your accumulation phase. Especially these days where millions are fleeing from war even in middle Europe. Something we really could not imagine some time ago. We already talked with Sebastian in episode 36 about effective altruism and want to extend the topic even further.  So today: You’ll learn about the motivation behind giving, how to screen for most effective projects, the history and evolution of philanthropy and how Europe and the US are different in here. Don’t forget to apply for the FI Europe Retreat starting may where you can meet 25 ambitious and relaxed FI Europeans at the pool in the middle of the Spanish mountains. We talk about Motivation behind givingHistory of philanthropy in US and EU How Giving What We Can worksHow Rebacca has retired and donates🤓 Full shownotes and mentioned links on our website: http://bit.ly/fieurope147 ⛱️ FI Europe Retreat 📰 Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee) 👍 Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb 👍 Join the Facebook group http://bit.ly/fieuropefbgroup 😍 Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9 ☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessage Cheers, Mathias & Co

    55 min
  2. 146 - Holding Crypto Securely | Nick Neumann

    02/14/2022

    146 - Holding Crypto Securely | Nick Neumann

    Hi FI Europeans, this is Mathias. In this episode I speak with Nick Neumann. He is the CEO of Casa a Startup from Denver in the US.  today talk about the different security aspects of holding crypto and here especially Bitcoin as one of the more conservative plays in that field.  The one important question you have to ask yourself when holding crypto is. Whom do you trust more: yourself or an exchange. So in the past your choice has been storing crypto on a hardware wallet and potentially losing the device or the password. Or you could have kept your holdings on an Exchange like Binance or Coinbase where you do not control the cryptographic key to the wallet.  Casa is helping to make hardware wallets and self custody more resistant to human failure improving user friendliness and resilience.  And by that it’s making crypto available for a broader audience and driving the evolution of the current wave of new financial services.   We talk about: Evolution of self custody and walletsSecurity measures at CassaBTC vs. other coinsTransitioning from Product Management to CEOFI Community and cryptoMetaverse and crypto🤓 Full shownotes and mentioned links on our website: http://bit.ly/fieurope146 📰 Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee) 👍 Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb 👍 Join the Facebook group http://bit.ly/fieuropefbgroup 😍 Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9 ☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessage Cheers, Mathias & Co

    58 min
  3. 144 - Bitcoin basics 2: Bitcoin basics and tools to get started | David

    08/30/2021

    144 - Bitcoin basics 2: Bitcoin basics and tools to get started | David

    In the last episode, we covered the basics of the monetary system and history with David, a member of our community. Check out that episode if you haven’t already. Today in the second part we cover the basics of Bitcoin. Still many FI Europeans haven’t gotten their feet wet with crypto. If you like to start experimenting with it or you already started but haven’t thought about the basic concepts behind you might want to continue listening. If you’re already a pro you might want to skip the episode. We also suggest some simple steps and tools to start investing.  Nevertheless I want to emphasize that there is no need to necessarily invest in BTC or crypto if it’s not your cup of tea you’ll be still fine. No need to have fear of missing out although the returns of the past years have outperformed the S&P 500 and Nasdaq. Check out also the PDF in the show notes with some how-to guides. As usual, this episode is no official financial advice. Your capital might be at risk.  Links: ☝️ Get Davids beginner guide mentioned in the episode We talk about Basic principles of BTCStore of valueProof of work, P2P, Cryptocraphy, Blockchain, immutabilitydecentralization and importance of nodescomparison of BTC to other currenciesTrilemma of blockchainstools to get started🤓 Full shownotes and mentioned links on our website: http://bit.ly/fieurope144 📰 Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee) 👍 Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb 👍 Join the Facebook group http://bit.ly/fieuropefbgroup 😍 Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9 ☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessage Cheers, Mathias & Co

    48 min
  4. 143 - Bitcoin basics 1: Choosing right form of money to achieve Financial Independence | David

    08/24/2021

    143 - Bitcoin basics 1: Choosing right form of money to achieve Financial Independence | David

    Hi Fi Europeans, today I talk with David, a member of our community about cryptocurrencies and in particular Bitcoin. While you might not want to employ crypto to achieve your financial independence goals as it’s harder to predict the result compared with a diversified ETF-Portfolio. Some people already made a small fortune with their early crypto adoption and knocking at the doors of family offices asking for help to preserve their new wealth and transition to a more conservative and diversified approach. This is the first part of two episodes that is focusing more on what money is and how banks work with our money, how inflation works and it affects our Financial Independence plans. We think it’s important to understand the impact of the new types of money that currently emerge.    We talk - History and forms of money  - Inflation - How the money system works nowadays  - Attributes of money - House of money - Central Banks - Europe & Dollar 🤓 Full shownotes and mentioned links on our website: http://bit.ly/fieurope143  Links: ☝️ Get Davids beginner guide mentioned in the episode   📰 Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee) 👍 Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb 👍 Join the Facebook group http://bit.ly/fieuropefbgroup 😍 Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9 ☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessage Cheers, Mathias & Co

    46 min
  5. 142 - How Regulation Will Change P2P Lending Mintos CEO Martins Sulte

    07/30/2021

    142 - How Regulation Will Change P2P Lending Mintos CEO Martins Sulte

    Hi FI Europeans, today I had the pleasure to interview Martins Sulte who is founder and CEO of Mintos. It’s  the biggest P2P Lending marketplace in Europe and they started in 2015  and are headquartered in Riga. On mintos platform there are currently around 50 companies that lend out loans in 12 currencies to borrowers in 38 countries worldwide. More than 40k investors fund loans in 9 loan segments. Like car loans, property, agriculture, small business, consumer loans and so forth.. In this episode we talk about how Martins experienced and managed the first real economic crisis due to Covid19 and we discuss how  the industry will evolve going forward e.g. with regulation. We also cover how the Financial Independence Community can leverage P2P, what asset classes Martins invests in and if Crypto and Sustainable Financial is a thing for mintos going forward. Hope you enjoy my chat with Martin! Don’t miss upcoming episodes https://financial-indpendence.eu/newsletter   We talk about how he experienced 2020How regulation will make a difference for mintosthe marketplace modelhow to attract quality Loan Originatorshow martins investsSocial responsibility and ESG in P2PNew default strategies for investors🤓 Full shownotes and mentioned links on our website: http://bit.ly/fieurope142 📰 Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee) 👍 Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb 👍 Join the Facebook group http://bit.ly/fieuropefbgroup 😍 Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9 ☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessage Cheers, Mathias & Co

    55 min
  6. 141 - Investing in Real Estate via Syndications | Kris from White Fire Equity

    06/30/2021

    141 - Investing in Real Estate via Syndications | Kris from White Fire Equity

    Hi FI europeans, some people are really good and a natural fit in building up and managing a bunch of properties. They like to interact with people, workers and other local stakeholders of their real estates. They dig deep into the knowledge domain of Real Estate and take the time. So much time that there is not much left to learn about other asset classes.  Like me not everybody currently has the time and ambition to dig deep into DIY real estate investing and want a kind of managed solution.  For those there are Real Estate ETFs, Property P2P Lending  and local real state agencies available to choose from. All with their respective advantages and disadvantages. Additionally to these options there are also solutions where there is a lead investor and you can join them as a smaller fellow investor. They get your capital and you get their knowledge, market access and network of experts.  Sounds too good to be true? Mostly the problems are in the details of course… so lets have a look. Today I will have another attempt to find a managed solution for real estate investments. I talk to Kris from White Fire Equity. He is an american living in switzerland. Let me know what you think in the comments on our website and in the facebook Group that you can find at financial-indendence.eu/community.   We talk about Investing in large projectsLeverage knowledge of experienced investorsUS Real estate marketWhat Real Estate syndications arePros and cons of syndications🤓 Full shownotes and mentioned links on our website: http://bit.ly/fieurope141 📰 Join our Newsletter: http://eepurl.com/dq6imD (no BS guarantee) 👍 Follow us on Facebook and drop us a message: http://bit.ly/fieuropefb 👍 Join the Facebook group http://bit.ly/fieuropefbgroup 😍 Please subscribe on iTunes, Android or Spotify and leave us a review. http://bit.ly/2OwKKZ9 ☎️ Send your Questions: http://bit.ly/fieuropeVoiceMessage Cheers, Mathias & Co

    57 min
5
out of 5
8 Ratings

About

Interviews and content that helps you build an income stream and find your purpose after reaching Financial Independence. The podcast helps you to work and invest wisely and live a meaningful life on your own terms.