Uncensored Money

Melissa Browne: Ex-accountant, Ex-Financial Advisor & Ex-Working till I dro

Join me, Melissa Browne, ex-financial advisor, ex-accountant, ex-working till I drop. Now serial entrepreneur, best selling author and financial educator as I talk all things money. Why a podcast about money? That's because as women we're choosing not to talk about it and when it comes to dealing with money - we're kind of sucking at it. There is a wage gap that exists not simply in the corporate world but in the world of small and medium business owners where women should be on par with men. There is a gap between men and women that we've tossed in the too hard basket for the moment in our superannuation funds. And there's a widening gap between those who own property and those who do not. And let's not even talk about the role money and power holds in our society. That's why ladies I believe finance is a feminist issue. It's time we started to uncensor money. Here you'll find chats about money where we throw off the notion that money is crass or uncomfortable. It's all about becoming comfortable bringing money into our everyday conversations and through it, figuring out what our own money story is and whether we might want to change it.

  1. If I Was in My 30s Again, Here's What I'd Do (Money Edition)

    14H AGO

    If I Was in My 30s Again, Here's What I'd Do (Money Edition)

    Your 30s are loud.  Careers accelerate. Babies arrive (or don't). Relationships change. Houses get bought. Everyone looks like they've figured it out and suddenly money decisions feel heavier and more permanent.  In this episode, Mel and Lawsie talk about the decade where momentum matters more than perfection. Because wealth in your 30s isn't built through dramatic moves. It's built through consistent ones… and by refusing to compare your life to someone else's highlight reel.  We cover:  – why small, boring investing still wins (even now)  – the super conversation couples avoid and why women pay for it later  – the insurance decisions that need to happen before life happens  – avoiding the "dream home" golden handcuffs  – lifestyle creep, pay rises and actually keeping your extra income  – and the two habits quietly sabotaging women's finances: comparing and pressing pause  This episode is for women earning well and women rebuilding because both can feel behind for different reasons.  You're not late.  You just need to start moving.  For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.  Links mentioned in the episode are below: Choicey link: https://calendly.com/d/ctfq-ktz-9zc/switch-save-on-health-insurance-expert-review-mbm  The 10k in 12 months link: melissabrowne.com.au/find$10kin12months  Investing in shares masterclass link:  melissabrowne.com.au/shares    DTBW: melissabrowne.com.au/books

    33 min
  2. If I Was in My 20s Again, Here's What I'd Do Differently (Money Edition)

    FEB 11

    If I Was in My 20s Again, Here's What I'd Do Differently (Money Edition)

    If you could rewind to your 20s… would you actually change anything?  In this episode, we're not doing regret, we're doing perspective.  Because your 20s aren't about earning the most money. They're about owning the most valuable asset you'll ever have: time. And whether you're currently 25, 45 or 55, understanding what a "time millionaire" is might completely change how you think about your finances today.  Mel and Lawsie unpack the money moves that matter early (and the ones that quietly derail women for decades):  – why bad debt steals your future without you noticing  – how a few inconvenient years can transform your entire financial trajectory  – the shocking long-term power of tiny, consistent investing  – the financial truth behind relationships and wealth  – and why confidence, not perfection, is the real goal of your 20s  This episode isn't really about your 20s.  It's about realising you're not as behind as you think and what to do next, no matter your age.  You're richer than you think  For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.  Links mentioned in the episode are below  My Financial Adulting Plan can be found at  melissabrowne.com.au/financialadulting  Find $10K in 12 Months Freebie can be found at  melissabrowne.com.au/find$10kin12months  Share Investing Masterclass can be found at  melissabrowne.com.au/shares  Dare to be Wealthy can be found at melissabrowne.com.au/books  Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

    30 min
  3. What a difference no bad debt makes to a decade

    07/20/2025

    What a difference no bad debt makes to a decade

    This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money.  This episode is the fourth in our miniseries where we're talking about the big impact a decade can really have on your finances. We've covered where you're at, and where you might want to go, and today, we're talking about getting rid of bad debt – completely.   Bad debt is like a gaslighting, toxic boyfriend. It seems okay, but the reality is that it's keeping you trapped and controlled. If you want to build a better future, one of the best places to start is with kicking him out, and getting things under control.  In this episode, Mel dives into the 4 types of debt, the common ways many of us fall victim to bad debt, and gives you tools and tips on how you can manage and get out of it.   If you're ready to break up with your bad debt for good, this is the episode to tune into to learn how to make that happen.   For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.   My Financial Adulting Plan is here    25 Ways to find $10K in 12 months is here  What are your Credit Card Points Costing You is here  Her Wealth, Her Way Conference is here  Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

    16 min
  4. Conquering Lifestyle Creep for Financial Freedom

    07/13/2025

    Conquering Lifestyle Creep for Financial Freedom

    This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money.  This episode is the third in our miniseries where we're talking about the big impact a decade can really have on your finances.  We started off by looking at financially where you're at now and then dove deeper into what that looks like, as well as where you'd like to go. In this episode, we continue with this, and Mel talks about challenging what you're working with.   Lifestyle creep is something that all of us can fall victim to, as our expenses rise with our income. And as small an impact as you might think it's making, the reality is over time it's adding up.   In this episode, Mel offers strategies to manage that lifestyle creep, exploring ways you could potentially increase your income to help you maximise your financial potential over the next decade.   If you're stuck wishing you had just a little bit more in your account each pay but have no clue how to make that happen, this is the episode to tune into to make things finally change.   For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.   My Financial Adulting Plan is here    25 Ways to find $10K in 12 months is here  Her Wealth, Her Way Conference is here  Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

    15 min
  5. Understanding where you're at financially

    06/28/2025

    Understanding where you're at financially

    This season we're diving into the hot topics and issues that we think you need to know about when it comes to your money. This episode is the second in a where we're talking about the big impact a decade can really have on your finances. We started off by looking at where you're at now financially and giving yourself a score out of 10. This week, we're looking deeper into that now, really examining where you are now, and where you want to go.  It's an easy thing to say but putting it into practice is where things get tricky. Understanding where you are now can be confronting, and knowing where you want to go might be something you haven't thought about till now. But by assessing what you truly want from your finances, rather than just what society expects, you can create the financial plan and future that you've always dreamed of. In this episode, Mel talks through her own experience with this, covering practical steps to assess your financial health, set achievable goals, and create a roadmap for financial success. If the idea of looking at your finances in a decade terrified you, make sure to tune into this episode to learn how to get it under control, and what next steps to take.  For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.  My Financial Adulting Plan is here  My Financial Focus is here  Her Wealth, Her Way Conference is here Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

    16 min

About

Join me, Melissa Browne, ex-financial advisor, ex-accountant, ex-working till I drop. Now serial entrepreneur, best selling author and financial educator as I talk all things money. Why a podcast about money? That's because as women we're choosing not to talk about it and when it comes to dealing with money - we're kind of sucking at it. There is a wage gap that exists not simply in the corporate world but in the world of small and medium business owners where women should be on par with men. There is a gap between men and women that we've tossed in the too hard basket for the moment in our superannuation funds. And there's a widening gap between those who own property and those who do not. And let's not even talk about the role money and power holds in our society. That's why ladies I believe finance is a feminist issue. It's time we started to uncensor money. Here you'll find chats about money where we throw off the notion that money is crass or uncomfortable. It's all about becoming comfortable bringing money into our everyday conversations and through it, figuring out what our own money story is and whether we might want to change it.

You Might Also Like