How You Spend Your Days

Colin Loretz
  • 5.0 (12)
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Candid conversations about debt, the stigma around money and follow Colin's journey toward debt freedom. Hosted by Colin Loretz.

  1. The Money Life Coach: Tawnya Schultz

    05/13/2020

    The Money Life Coach: Tawnya Schultz

    In this episode, I'm joined by Tawnya Schultz, The Money Life Coach, to discuss our mindsets around money and why zero-based budgeting is the best thing you can be doing right now, especially during the current pandemic. Recommendations from Tawnya You are a Badass at Making Money by Jen SinceroMoney, A Love Story by Kate NorthrupFollow Tawnya Online Get her free budgeting spreadsheet at The Money Life CoachFollow @tawnyaschultz on InstagramThe Money Life Coach on YoutubeThe Money Life Coach on Facebook

    32 min

  2. 05/06/2020

    2020 Update on My Debt Numbers

    My Numbers in Episode 2 Credit Cards: $27,293.00IRS Back Taxes: $16,000.00In Between Episode 2 and Episode 45: +$10,037 added to IRS Back TaxesNew IRS Back Tax Total: $26,037Adjusted my payment plan with the IRS in light of covid-19 and accelerate my pay down of consumer debtMy Numbers in Episode 45: Credit card balance remaining: $27,443IRS Back Taxes remaining: $12,147Next up for me will be to set milestone goal dates for my first credit card. Have any questions, comments, or feedback? Want to share your own #debtfreejourney?Get in touch! Instagram: @howyouspendFacebook: How You Spend Your DaysEmail me at howyouspend@gmail.com

    9 min

  3. 04/29/2020

    Getting Out of Debt with Qoins

    This week I talk to Christian Zimmerman, CEO and co-founder of Qoins. We get to talk about the motivations behind Qoins, how it helps its users to pay off debt, and the importance of personal finance during the coronavirus pandemic. Here are some of the links and apps that we mentioned during the show: Qoins - Pay off debt faster and save money without even thinking about itFollow along with Qoins' Tuesday Tips on the Qoins InstagramPlaid is a great tool for software developers building apps on top of financial institutionsCatch - My go-to for automatically saving withholding taxesThanks, Christian!

    23 min

  4. 04/22/2020

    Personal Finance during the Coronavirus

    IncomeUnemploymentPandemic Unemployment Assistance ProgramSpendingTaking stock in where your money is goingTackling DebtNegotiate your debtsSavingEmergency FundHow to Build an Emergency Fund during an Emergency from Paula Pant, Afford AnythingLife Happens Fund from Tanja Hester, Our Next LifeInvestingTips from Tanja Hester, @our_nextlifeDon't try to time the marketInvest consistently over time, no matter what the markets are doingAvoid making panicked decisions with regards to the marketThink Long-TermIndividual StimulusEconomic Injury Disaster Loan (EIDL)Paycheck Protection Plan (PPP)

    28 min

  5. 04/15/2020

    HY$YD: Year 2 Montage

    This is a little bit of a different episode since we've been on hiatus but I'm excited about the launch of Year 2! You can think of this as a Season 2 of HY$YD and I'll be documenting my continued journey of getting out of debt and investigating the habits that influence our decisions to save, get out of debt and live a healthy life - physically, emotionally and financially. This episode is a little fast-paced as a lot happened since October. Buckle up and enjoy! Future episodes will have more structure and slower pacing ;) Montage of October 2019 - April 2020 October 30, 2019 One year anniversary episodeNovember and December 2019 Holidays & heads down on workJanuary 2020 I accepted a new job (we'll talk about this more next episode!)February 2020 I started my new job at Panty DropChanelle and I went to the Dominican Republic (we'll also talk more about this later)March 2020 March 8th we had a retreat for Reno Collective and we talked about our plans for renovations, our anniversary party, etc.We started seeing the signs of the virus in other parts of the world over the next few daysArticles starting coming out about flattening the curveReno Collective decided to stop meetups and other large gatherings on March 124 days later we announced we were closing our doors"Non-essential" businesses have closed, restaurants are now only doing takeout or delivery, some have shut down completelyMarch 25th, The $2 trillion Stimulus was passed for pandemic unemployment, paycheck protection program (PPP) and funding for economic injury disaster loans (EIDL)A couple of us at Reno Collective started researching DIY mask and PPE prototypesApril 2020 We are holding more online events than ever beforeI'm working at my job and enjoying being able to focus on a single product and mission right now, especially given all that is happeningApril 14, 2020 Date of this recordingTomorrow would normally be the 2019 tax deadline, but that has been moved to July 15After 4 weeks of shelter in place, "How You Spend Your Days" is more relevant than everThere is SO MUCH to unpack in upcoming episodesThings I'm Enjoying Staying in with Emily & KumailMorning Brew email newsletterMorning Brew's Business Casual Podcast This Week in StartupsAlton Brown has a Quarantine series on YoutubeThe Daily Podcast from NYTNew York Times Coronavirus Briefing

    29 min

  6. 10/30/2019

    One Year Update - One Year Anniversary Episode!

    Reposting this as this episode appears to have disappeared from our feed! Ep41: Holy cow! We’ve hit one year of How You Spend Your Days! In this episode, I look back on some of the conversations we’ve had since October 2018. Overview of how Atomic Habits has changed how I approach moneyOne year update on my numbers and progress toward getting out of debtOn track for being debt-free in December 2020.Radical Personal FinanceAvilla Theory: Finances & GroceriesFollow HY$YD or send us questions/feedback Twitter: @howyouspendInstagram: @howyouspendWeb: howyouspendyourdays.com

    31 min

  7. 10/09/2019

    What If Money Was No Object – Alan Watts

    Ep40: We’re mixing it up a little bit this week with a meditation on money and life from philosopher and thinker, Alan Watts. Next week we’ll be back to our regular episodes for episode 41, which marks exactly ONE YEAR of this show. I’ll be providing an update and talking about what has happened in the last year. Follow HY$YD or send us questions/feedback Send me an email: howyouspend@gmail.comTwitter: @howyouspendInstagram: @howyouspendWeb: howyouspendyourdays.com

    4 min

  8. 09/25/2019

    Paying off debt and owning things with Monica Thompson

    Ep39: This week we talk to Monica Thompson about hitting one of her financial milestones and learn more about how she has taught herself what she knows about financial literacy today. We touch on buying cars, mortgages, credit cards and feeling financially secure. Congrats on paying off the adventure wagon, Monica! Our Guest This Week Monica Thompson Follow HY$YD or send us questions/feedback Twitter: @howyouspendInstagram: @howyouspendWeb: howyouspendyourdays.com

    32 min
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5
out of 5
12 Ratings

About

Candid conversations about debt, the stigma around money and follow Colin's journey toward debt freedom. Hosted by Colin Loretz.

Information

  • Creator
    Colin Loretz
  • Years Active
    2018 - 2020
  • Episodes
    47
  • Rating
    Clean
  • Copyright
    © Colin Loretz
  • Show Website
    How You Spend Your Days