0:21 Bilt JAL Transfer Bonus Normally 1:1, heightened for March 1 “rent day” Staying on-brand-complicated the amount of bonus varies depending on your Bilt status and use of Bilt Cash to further heighten the bonus So it’s 25-125% on March 1 JAL 1:1 BILT transfer partner is great, long term Need to have space aligned in both directions Miles expire 3 years (HARD expiry, no way to extend) Speculative…. Probably not for me. $135 Bilt cash to unlock 25% additional uplift 05:38 Chase Sapphire WHOOP Offer This is an Offer, not a recurring benefit of the card (as of now, one-time) Offer must be activated first on Chase Direct Link from Whoop for more info $359 back on $359 on Sapphire Reserve, $100 back on $149 on Sapphire Preferred Ends 5/12/2026 10:07 Hyatt Award Chart Changes Direct Link to new award chart New award chart still tops out at Category 8, but now has 5 levels of demand within each category (previously 3) Means a standard room can be as cheap as 3,000/nt OR as much as 75,000/nt (Cat 8, Top demand) OR 110,000 (Cat 8 Premium Suite Top demand) Digital point sharing! What’s the upshot here? For me, as long as the program continues to offer solid value (2+ cpp most of the time, occasionally 3+ cpp) I’m still happy. 17:17 Chase Adds Wyndham as 1:1 Transfer Partner Citi also transfers to Wyndham, has a 25% bonus through March 21, 2026 Reason to even mention this is curiosity about whether Wyndham is at all compelling anymore with the demise of Vacasa? Wyndham has hotels! (did you know?) And plenty of vacation rentals 15k - 30k per night, can make sense. Again, speculatively doesn’t likely make sense. 21:04 BofA Preferred Rewards Press Release / Direct Link $1M is the new $100k: Now need $1M for 75% uplift on credit card earning Preferred: $30k - $100k 25% uplift on qualifying credit card rewards Preferred Plus: $100k - $1M 50% uplift (was 75%) Premier: $1M+ 75% uplift (was also 75%) Subscription credit for debit charges: $8/mo for Preferred Plus, $15/mo for Premier Expanded Access to Lifestyle Benefits Preferred Honors tier: Automotive savings on brands like BMW, Lexus, Audi, Volvo; access to arts and entertainments moments, including major league sports, concerts, Broadway shows, and opera; and premium travel experiences with partners including Regent Seven Seas Cruises, Virgin Hotels, and Sixt. Premier tier: Tier-exclusive luxury offers with Backroads, The Eden Residence Club, Mercedes, Sollis Health, and Blacklane, as well as curated private events, such as the Food Network New York City Wine & Food Festival, Lamborghini, and CULTURED magazine. Starts May 2026, but uplift may stick around for existing customers: “Some benefits, like the credit card rewards bonus and no-fee safe deposit boxes, may be subject to change. If this applies to you, you'll keep your Preferred Rewards benefits for at least 6 months (after May 2026) 26:25 BOS-HNL Non-Stop Returns Direct Link On Delta, in “Winter” Also MSP-OGG Better to have an option than not! I’m hopeful they’ll have good uptake and expand this to more of the year. I think there’s demand for one non-stop BOS-Hawaii year-round (not two). If that’s Delta rather than Hawaiian, so be it? Robert: “Thanks for joining us for this week. For a more in-depth discussion about points miles visit us at patreon.com/milenomics. There you’ll get a special link to listen to additional content, right in your mobile podcast app or on your computer, where we speak more freely about topics like these. Sam: “As always you can catch us on social media. I’m @milenomics and Robert is @robertdwyer. Until then we’ll see you on the site.”