The Frug Life

Ricky Hirschi
  • 5.0 (13)
  • BUSINESS
  • UPDATED SEMIWEEKLY

Welcome to the Frug Life, a podcast on Frugal living and business. There are a lot of business podcasts and a lot of frugal living podcasts, why does the world need another one? Well, I am tired of the same interview format podcast many of these programs take. So instead, I created a structured podcast where I can share my thoughts about Frugal living, the economy, and business. Also follow us at https://www.facebook.com/TheFrugLife

  1. 12/02/2025

    How I Get a Totally Free Phone Plan (And How You Can Too!)

    ⁠https://heliummobile.com/⁠ Use my Code for a welcome bonus and to help support the show: 1APTSC4 Welcome to The Frug Life! In this episode, I reveal my secret to getting a $0-a-month phone plan with 3 GB of free data from Helium Mobile. This isn't a government plan or a work perk—it's a plan anyone can sign up for! I share why having a second, free plan is super valuable for preserving my primary data and how my dual-phone setup saved me when I thought I lost my phone on a flight to DC. Plus, find out how you can actually get paid in gift cards just for using the service! Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet https://heliummobile.com/ Use my Code for a welcome bonus and to help support the show: 1APTSC4

    9 min

  2. 11/03/2025

    Your Backyard Gym

    I talk about saving money on fitness. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet Episode Summary Why pay a monthly fee to exercise when you could be accomplishing something productive at the same time? On this episode, Ricky challenges the conventional wisdom that you need a gym membership to get fit. He argues that the true "Frug Life" approach to fitness is embracing productive physical activity—tasks that get you a great workout while simultaneously improving your home, saving you money, or creating a valuable resource. Ricky shares how he's currently getting a killer workout by sawing and chopping overgrown trees in his backyard, turning muscle-building labor into free firewood and a cleaner property. This is the core of his "no gym" philosophy: your best fitness plan is already built into your life. The Problem with Gyms: Gyms are an ongoing expense that often goes unused, and they thrive on subscriber inactivity—the opposite of a frugal mindset. The Philosophy of Productive Activity: Don't separate activity from productivity. Find ways to move your body that result in a tangible, beneficial outcome (e.g., resources, savings, home improvement). Your Home is Your Gym: Ricky outlines several everyday activities that double as effective workouts: Yard Work: Sawing, pulling, bending, and digging in the yard or garden (results in produce, firewood, or a better property). Vigorous Cleaning: Deep cleaning your home or apartment (results in a clean space and a cardio session). Active Errands: Walking or biking instead of driving to the store (results in saved gas money and exercise). DIY Projects: Painting, building, and minor repairs (results in home improvements and strength training). The True Long-Term Cost: Frugal fitness saves you money in the short term (no membership fee) and the long term (better health, fewer medical bills). The benefits of cancelling unused subscriptions (like that gym membership!)

    9 min

  3. 10/07/2025

    The Secret of Wealth

    Get a free copy of my book, You Money Journey  https://payhip.com/b/XO5qd In this episode, we tackle the much-hyped "secret" to wealth, dissecting popular philosophies from books like Think and Grow Rich. We discuss why simply "thinking" about success isn't enough and instead argue that true wealth comes from a simple, three-part formula: earning, investing, and saving. This is the core promise of the Frug Life. Do and Grow Rich: The true secret to wealth isn't just about manifesting success with your mind. It's about building something of value that people are willing to pay for. This could be a quality product, a service, or even your labor as an employee. The Trifecta of Value: To succeed, you need a three-part approach: Create a great product or service. Get it in front of the right people. Provide value in a way that people will seek you out. The Power of Investing: Earning money is just the starting point. To truly build wealth, you need to put your money to work. We discuss how investing is a way of providing value in the form of capital, enabling companies to grow. Warren Buffett's Public Advice: While Buffett's own career was built on concentrated bets in a handful of stocks (like Berkshire Hathaway, American Express, and Coca-Cola), his public advice for most people is to invest in low-cost index funds. This is a solid strategy to achieve market-level performance. The Frugal Mindset: We touch on the philosophy of figures like Grant Cardone, but ultimately assert that for most people, controlling your spending is an easier and more reliable path to building wealth. Spending less and investing more is a foundational principle of The Frug Life. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

    9 min

  4. 09/02/2025

    Warren Buffett, Benjamin Graham, and the Efficient Market Hypothesis

    In this episode, we dive into the investment philosophies of legendary investors Warren Buffett and his mentor, Benjamin Graham. We explore their approach to value investing, which focused on finding deeply discounted stocks. We also take a closer look at Graham's famous "net working capital" strategy, and how these methods led to Buffett's incredible success. Benjamin Graham & Value Investing: We'll discuss Graham's focus on buying stocks at prices significantly below their intrinsic value, particularly those selling for less than their net working capital. This forms the basis of value investing. The Efficient Market Hypothesis (EMH): We'll break down the two main forms of this theory: Weak Form EMH: The idea that past prices and trading volume don't help you predict future prices. We'll discuss why this suggests that technical analysis (using charts and graphs) doesn't work. Semi-Strong Form EMH: The idea that all publicly available information is already reflected in a stock's price. Warren Buffett's career, however, can be seen as a challenge to this idea, as he used fundamental analysis to achieve above-market returns. Referenced episode Rock Paper Scissors Trading https://open.spotify.com/episode/6wxGLf8YAPBjgKTBbjn8Ra?si=O6nJXeDhTjOj4DIjZAcW6g&nd=1&dlsi=89b90bb1554b436c Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

    10 min

  5. 08/05/2025

    Exotic Options

    In this episode I talk about Binary options.  Link to the 2025 listener survey: https://docs.google.com/forms/d/e/1FAIpQLScLBn1d1iIN-8Xq_XhytYLf4AE1TTtOW-3oQZqEs5CSNI14-A/viewform Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

    11 min

  6. 07/08/2025

    Simple Living

    In this episode I talk about living Simply. Link to 2025 Listener Survey, win lunch on me! https://docs.google.com/forms/d/e/1FAIpQLScLBn1d1iIN-8Xq_XhytYLf4AE1TTtOW-3oQZqEs5CSNI14-A/viewform?usp=dialog https://www.townsends.us/ https://www.youtube.com/c/Bushradical https://moneyfortherestofus.com/ A similar themed episode where I talk about Bush Radical (and actually share a clip from it). https://open.spotify.com/episode/705gbYanlAZ9cZwHzc0ODH Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

    9 min

  7. 06/03/2025

    How to Price Anything

    In this episode I talk about three ways to value anything. Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

    11 min

  8. 05/06/2025

    You Have to Want to

    In this episode I talk about how you can only teach the willing and talk about some of the basics of personal finance.  Some episodes on investing  Sponsor Link, Leaf Bound Review Want more Frugal Content? Follow me on: Twitter: https://twitter.com/thefruglife Facebook: https://www.facebook.com/TheFrugLife/ Instagram: https://www.instagram.com/the_frug_life_podcast Or sign up for our Newsletter: http://www.thefruglife.com/p/join.html  Get a free stock when you sign up for WeBull and deposit $100. Use my link below: https://act.webull.com/i/TwIJ8klybvIo Music Credit The Purple Planet

    10 min
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About

Welcome to the Frug Life, a podcast on Frugal living and business. There are a lot of business podcasts and a lot of frugal living podcasts, why does the world need another one? Well, I am tired of the same interview format podcast many of these programs take. So instead, I created a structured podcast where I can share my thoughts about Frugal living, the economy, and business. Also follow us at https://www.facebook.com/TheFrugLife

Information

  • Creator
    Ricky Hirschi
  • Years Active
    2019 - 2025
  • Episodes
    159
  • Rating
    Clean
  • Copyright
    © 027922
  • Show Website
    The Frug Life