Built For Life, Not Just Wealth

Ryan Burklo & Alex Collins
  • 5.0 (13)
  • Investing
  • Weekly

Built For Life, Not Just Wealth is a podcast for high-income professionals, business owners, and families who want more from money than just bigger numbers. Hosted by financial planners Ryan Burklo and Alex Collins of Quantified Financial Partners, it shows how to use money as a tool to build a life of freedom, purpose, and confidence. Episodes cut through traditional advice to deliver real-talk on cash flow, equity comp, taxes, investing, and big decisions—tied directly to what matters most: time, family, health, and meaning. Real financial planning isn't about perfect spreadsheets. It's about creating a life you're proud to live. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA,SIPC. OSJ: 200 SW Market Street, Suite 1850 Portland, OR 97201 (503)221-1226 PAS is a wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Quantified Financial Partners is not an affiliate or subsidiary of PAS or Guardian. Quantified Financial Partners is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. This website is intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Certain Podcasts are now historic and are for informational purposes only; the information provided was accurate at the time of recording but may no longer be current. Ryan and Alex are Registered Representatives & Investment Advisors of Park Avenue Securities, Financial Representative Guardians. Ryan's CA insurance license #OK24924, AR insurance license #15319412. Alex's CA insurance license #OH24806, AR insurance license #7264699. #8695383.1 Exp 1/28 Visit our website www.QuantifiedFinancial.com

  1. 17h ago

    Episode 377- When Sunday Night Starts to Feel Different

    Built For Life, Not Just Wealth is the podcast from Ryan Burklo and Alex Collins of Quantified Financial Partners in the Greater Seattle area. Earlier episodes were published as Beer & Money and Holistic Finance. In this week's episode of Built For Life Not Just Wealth, Ryan Burklo explores how financial success doesn't always equate to true freedom. He discusses how to shift from dependency to optionality by understanding your real lifestyle costs and making strategic decisions to enhance your financial control. By focusing on the freedom your money can provide, you can make financial choices that better support the life you want.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   #BuiltForLifeNotJustWealth #financialfreedom #financialplanning #wealthmanagement #lifestylecosts #financialindependence #retirement #financialstress #moneymindset #personalfinance #financialstrategy   Key Topics The difference between financial security and true financial freedom How to calculate your actual lifestyle costs The importance of understanding your assets and liquidity Questions to ask to improve financial control The concept of optionality and how to achieve it The Sunday Night Stress Test as a tool for financial clarity The impact of asset concentration on perceived freedom Shifting focus from retirement age to making better decisions today The role of financial planning in reducing stress and increasing choices Strategies for living well today while planning for the future   Chapters 00:00 The Sunday evening dilemma: Success on paper vs. real freedom 02:22 Beyond working or retired: The life in between 05:16 Asking the right questions: What needs to be true? 07:20 What if you earned less or took a break? 08:42 Deciding when to retire or make life changes 09:19 The Sunday night test: How your financial plan affects your mindset 09:46 Visualizing a stress-free Monday 10:09 The true meaning of financial independence 10:38 Creating options, not just saving for retirement 11:07 Sharing insights and taking action for financial freedom

  2. Oct 26

    Episode 376 - You Can't Pick Your Decade: Why Chasing the Highest Rate of Return Misses the Point

    Built For Life, Not Just Wealth is the podcast from Ryan Burklo and Alex Collins of Quantified Financial Partners in the Greater Seattle area. Earlier episodes were published as Beer & Money and Holistic Finance.   In this week's episode of Built For Life Not Just Wealth, Ryan Burklo discusses the pitfalls of chasing high investment returns and emphasizes the importance of a flexible, well-structured financial plan that adapts to different market environments. He highlights how experience, timing, and planning are crucial for long-term financial success. Chasing high returns can lead investors to take on unnecessary risk or make decisions based on short-term performance. A flexible plan helps keep long-term goals in focus while allowing adjustments as markets and personal circumstances change.     Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   #BuiltForLifeNotJustWealth #investmentstrategy #financialplanning #riskmanagement #diversification #marketcycles #retirementplanning #sequenceofreturns #liquidity #flexibility #investingphilosophy   Key Topics The fallacy of average returns and experience versus averages The impact of market cycles and timing on investment outcomes Why the highest expected return isn't always the best choice The concept of regret risk and emotional decision-making in investing The importance of a flexible financial plan that adapts to different environments Diversification's true purpose: reducing dependence on a single outcome The dangers of chasing performance and abandoning strategies The role of liquidity, cash flow, and income planning in long-term success The significance of sequence of returns risk in retirement Building a resilient balance sheet to withstand market downturns   Chapters 00:00 Investors' focus on maximizing returns is misguided 02:28 Historical asset class performance over different decades 05:40 The problem with chasing the highest expected returns 08:11 Same strategy, different outcomes depending on timing 10:21 Sequence of returns risk and its impact on retirees 12:44 Building flexibility into your financial plan 15:37 Diversification as an acknowledgment of the unknowable future 17:21 Shifting focus from chasing returns to building security 18:26 The role of liquidity, cash flow, and planning in success

  3. Oct 19

    Episode 375 - The Financial Rules You Never Questioned

    Built For Life, Not Just Wealth is the podcast from Ryan Burklo and Alex Collins of Quantified Financial Partners in the Greater Seattle area. Earlier episodes were published as Beer & Money and Holistic Finance.   In today's episode of Built For Life Not Just Wealth, Ryan Burklo explores how our financial beliefs are often unexamined and how questioning these beliefs can lead to better financial decisions and a more fulfilling life. By examining the stories and assumptions that shape our relationship with money, he offers listeners a fresh perspective on building financial confidence. The show encourages thoughtful reflection and practical changes that can support greater freedom, purpose, and peace of mind.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   #BuiltForLifeNotJustWealth #financialbeliefs #financialplanning #moneymindset #financialadvice #personalfinance #financialgoals #financialbehavior #moneypsychology   Takeaways Many financial beliefs are accepted without testing their relevance to personal goals. Good general advice can become a limiting rule if not aligned with individual objectives. Questioning the purpose behind financial habits can reveal better strategies. Financial success often requires adapting beliefs as life circumstances change. A structured set of questions can help clarify and optimize financial beliefs.   Chapters 00:00 Introduction to the power of financial beliefs 02:22 Understanding the problem a financial belief aims to solve 04:22 Aligning financial decisions with personal objectives 07:35 The importance of verifying if beliefs serve your goals 08:17 Encouragement to question underlying financial beliefs 08:44 Closing thoughts and resources

  4. Oct 12

    Episode 374 - You Can Compound Money. You Cannot Compound Thursday Night.

    Built For Life, Not Just Wealth is the podcast from Ryan Burklo and Alex Collins of Quantified Financial Partners in the Greater Seattle area. Earlier episodes were published as Beer & Money and Holistic Finance.   In this week's episode of Built For Life Not Just Wealth, Ryan Burklo explores the true cost of work and wealth, emphasizing the importance of time with family over accumulating more wealth. He challenges the "one more year" mindset and offers practical decisions to prioritize presence and life satisfaction. The conversation invites listeners to reconsider what financial success really means and whether their goals align with the life they want to live. By focusing on intentional choices, Ryan shows how people can build a future that values meaningful experiences, relationships, and personal fulfillment.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   #BuiltForLifeNotJustWealth #financialplanning #timewithfamily #wealthmanagement #lifebalance #retirement #opportunitycost #financialindependence #personalfulfillment #work-lifebalance #lifesatisfaction   Key Topics The real opportunity cost of working extra years How wealth affects time with family The 'one more year' mindset and its impact Decisions to buy back time and presence The importance of defining what 'enough' means The role of financial plans in allocating time, not just money The emotional and practical costs of workaholism Strategies for prioritizing family and life satisfaction   Chapters 00:00 Introduction: The true challenge of wealth and time 02:04 The reliance on cash flow despite having wealth 04:18 The importance of allocating presence, not just money 06:22 The real cost of extra work: two summers with family 08:01 Knowing what 'enough' truly means 08:28 Buying time on purpose: reducing work hours 09:25 Mapping out time with family and its importance 10:15 The fleeting nature of family time and personal reflection 10:45 The importance of presence over inheritance 11:12 Closing thoughts: living intentionally and sharing value

  5. Oct 5

    Episode 373 - Are You Training Yourself to Worry ?

    Built For Life, Not Just Wealth is the podcast from Ryan Burklo and Alex Collins of Quantified Financial Partners in the Greater Seattle area. Earlier episodes were published as Beer & Money and Holistic Finance.   In today's episode of Built For Life Not Just Wealth, Ryan Burklo explores the psychological aspects of financial stress and the importance of training your mind to achieve true financial independence and peace of mind. He examines how fear, limiting beliefs, and emotional habits can influence financial decisions and long-term well-being. By developing greater mental clarity and intentionality, individuals can build a healthier relationship with money and create lasting confidence in their financial future.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   #financialstress #neuroplasticity #financialindependence #worry #mentalhealth #retirementplanning #stressmanagement #financialsecurity #mindset #success     Takeaways Repeated stress may reinforce stress, making worry a habit. Success behaviors like worrying and overpreparing can become counterproductive. Building a resilient financial plan involves mental training, not just numbers. Feeling secure is a psychological state, not just a financial one. Consistent mental training is necessary to change worry patterns.   Chapters 00:00 Ryan introduces the concept of neuroplasticity and stress reinforcement 02:20 The tension between behaviors that create success and their long-term effects 04:29 The difference between having enough and feeling secure 05:26 Four questions to audit your worry patterns 06:48 Practicing what you worry about and its impact 07:55 Repetition in neuroplasticity and its role in worry and success 09:22 The concept of psychological independence from money 10:19 Controlling what can be controlled and the importance of mental training 11:02 The risk of spending a lifetime waiting for someday 11:30 Closing thoughts and resources for ongoing support

  6. Sep 28

    Episode 372 - AI Gave Me Financial Advice. Then I Checked the Math

    Built For Life, Not Just Wealth is the podcast from Ryan Burklo and Alex Collins of Quantified Financial Partners in the Greater Seattle area. Earlier episodes were published as Beer & Money and Holistic Finance. In this episode of Built For Life Not Just Wealth, Alex Collins explores the capabilities and limitations of AI in financial planning, emphasizing the importance of proper prompting, verification, and human oversight to avoid pitfalls. He also shows how small errors or unchecked assumptions can quickly create big consequences in high-stakes financial decisions.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   #BuiltForLifeNotJustWealth #AI #financialplanning #prompts #verification #financialliteracy #portfoliomanagement #retirementplanning #AIblindspots #financialadvice #tools   Takeaways Prompts significantly influence AI outputs in financial planning. Always verify AI recommendations with trusted sources. AI struggles with complex calculations and personalized advice. Use AI as a supplementary tool, not a sole decision-maker. Financial literacy is crucial to interpret AI outputs effectively.   Chapters 00:00 Introduction to AI in Financial Planning 02:24 Blind Spots in AI Math and Strategy 03:05 Case Study: Retirement Portfolio Shift 04:03 The Impact of Small Errors in AI Calculations 05:00 AI's Inability to Fully Replace Human Expertise 07:03 The Need for Financial Literacy and Oversight 08:20 Risks of Over-Reliance on AI 09:19 Using AI to Find Financial Advisors 10:26 AI as a Tool, Not a Replacement 11:12 Encouragement to Use AI Responsibly

  7. Sep 21

    Episode 371 - What Do You Want That Is Keeping You From What You Want?

    Built For Life, Not Just Wealth is the podcast from Ryan Burklo and Alex Collins of Quantified Financial Partners in the Greater Seattle area. Earlier episodes were published as Beer & Money and Holistic Finance. In today's episode of Built For Life, Not Just Wealth, what if the thing blocking your financial progress is just one tiny word? Ryan Burklo reveals why the difference between saying "but" and "and" can expose the real tension behind your money goals - whether you want to build wealth, retire earlier, help your kids, or keep your lifestyle exactly the same. If you've ever felt stuck trying to want two good things at once, this episode gives you a better way to name it. Ryan breaks down how "and" changes the conversation from wishful thinking to honest trade-offs. Instead of forcing yourself to pick one goal too early, you'll learn how to identify competing priorities, test whether both can actually be true, and understand what has to change if they can't.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo     #BuiltForLifeNotJustWealth #goalsetting #financialplanning #lifebalance #SethGodin #mindset #personaldevelopment   Takeaways Using 'and' instead of 'but' reveals competing goals that need reconciliation. Recognizing your 'and' helps create more realistic and achievable plans. Asking three key questions can clarify whether goals are possible and what trade-offs are involved. Understanding the tension between goals can lead to better decision-making. Writing down your conflicting desires makes it easier to address them intentionally.   Chapters 00:00 Introduction to the 'And' Concept 02:02 The Role of Tension in Planning 04:33 Building a Plan for Multiple Goals 05:19 Practical Steps to Clarify Your 'And' 06:13 Key Questions to Ask Yourself 07:03 Final Thoughts and Takeaways

  8. Sep 14

    Episode 370 - Let Them Learn While the Stakes Are Small

    In this week's episode of Built For Life Not Just Wealth, Ryan Burklo shares a personal story about teaching his son financial responsibility through real-life experience, emphasizing the importance of allowing small mistakes to foster learning and independence in financial decision-making. He explains that giving kids guided exposure to money management helps them understand the connection between spending, cash flow, and consequences in a way lectures alone can't. Ultimately, he argues that the goal isn't to prevent every mistake, but to prepare kids to recognize, learn from, and adjust their financial choices over time.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   #BuiltForLifeNotJustWealth #financialresponsibility #parenting #moneylessons #experientiallearning #financialeducation #youthfinance #decisionmaking #lifeskills #moneymanagement #teachingkidsaboutmoney   Key  Topics The importance of experiential learning in financial education Allowing kids to make small mistakes to learn bigger lessons The difference between knowing and experiencing about money Teaching kids to understand cash flow and decision consequences The goal of raising responsible adults, not perfect kids The role of parents in fostering financial independence Using real-life situations to teach financial responsibility The importance of decision awareness and reflection in money management   Chapters 00:00 Introduction to teaching kids financial responsibility 01:48 Pride in kids learning independently 04:01 The value of small mistakes before big ones 06:12 Building decision awareness for future independence 06:41 Summary: Building responsible adults, not perfect kids 06:55 Closing thoughts and resources

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Ratings & Reviews

5
out of 5
13 Ratings

About

Built For Life, Not Just Wealth is a podcast for high-income professionals, business owners, and families who want more from money than just bigger numbers. Hosted by financial planners Ryan Burklo and Alex Collins of Quantified Financial Partners, it shows how to use money as a tool to build a life of freedom, purpose, and confidence. Episodes cut through traditional advice to deliver real-talk on cash flow, equity comp, taxes, investing, and big decisions—tied directly to what matters most: time, family, health, and meaning. Real financial planning isn't about perfect spreadsheets. It's about creating a life you're proud to live. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA,SIPC. OSJ: 200 SW Market Street, Suite 1850 Portland, OR 97201 (503)221-1226 PAS is a wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Quantified Financial Partners is not an affiliate or subsidiary of PAS or Guardian. Quantified Financial Partners is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. This website is intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Certain Podcasts are now historic and are for informational purposes only; the information provided was accurate at the time of recording but may no longer be current. Ryan and Alex are Registered Representatives & Investment Advisors of Park Avenue Securities, Financial Representative Guardians. Ryan's CA insurance license #OK24924, AR insurance license #15319412. Alex's CA insurance license #OH24806, AR insurance license #7264699. #8695383.1 Exp 1/28 Visit our website www.QuantifiedFinancial.com

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