Built For Life, Not Just Wealth

Ryan Burklo & Alex Collins
  • 5.0 (13)
  • Investing
  • Updated Weekly

Built For Life, Not Just Wealth is a podcast for high-income professionals, business owners, and families who want more from money than just bigger numbers. Hosted by financial planners Ryan Burklo and Alex Collins of Quantified Financial Partners, it shows how to use money as a tool to build a life of freedom, purpose, and confidence. Episodes cut through traditional advice to deliver real-talk on cash flow, equity comp, taxes, investing, and big decisions—tied directly to what matters most: time, family, health, and meaning. Real financial planning isn't about perfect spreadsheets. It's about creating a life you're proud to live. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA,SIPC. OSJ: 200 SW Market Street, Suite 1850 Portland, OR 97201 (503)221-1226 PAS is a wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Quantified Financial Partners is not an affiliate or subsidiary of PAS or Guardian. Quantified Financial Partners is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. This website is intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Certain Podcasts are now historic and are for informational purposes only; the information provided was accurate at the time of recording but may no longer be current. Ryan and Alex are Registered Representatives & Investment Advisors of Park Avenue Securities, Financial Representative Guardians. Ryan's CA insurance license #OK24924, AR insurance license #15319412. Alex's CA insurance license #OH24806, AR insurance license #7264699. #8695383.1 Exp 1/28 Visit our website www.QuantifiedFinancial.com

  1. 3d ago

    Episode 355 - Hidden Time Traps

    In today's episode of Built For Life Not Just Wealth, Ryan Burklo delves into the often-overlooked time traps that can subtly undermine your financial well-being and influence your life decisions. In this insightful episode, he explores the concepts of lifestyle creep, career drift, and the pitfalls of short-term decision-making. By shedding light on these common challenges, Ryan offers practical strategies and actionable insights to help you regain control over your financial future. Learn how to build lasting wealth and make informed choices that align with your long-term goals.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Episode 186 link: https://beerandmoney.libsyn.com/episode-186-do-you-have-a-wealth-building-account   #BuiltForLifeNotJustWealth #financialplanning #lifestylecreep #careerdrift #decision-making #wealthbuilding #timemanagement #financialfreedom   Key Topics Lifestyle creep and its impact on wealth Career drift and loss of control Short-term decision-making and emotional reactions   Chapters 00:00 The Hidden Risks of Lifestyle Creep 02:52 Understanding Career Drift and Its Consequences 05:59 The Dangers of Short-Term Decision Making 08:51 Identifying Personal Values and Priorities

    14 min

  2. May 25

    Episode 354 - The Risk No One Talks About: Time Risk

    In this week's episode of Built For Life Not Just Wealth, Ryan Burklo delves into the intriguing concept of time risk in the realm of wealth building. He emphasizes that financial decisions are, at their core, decisions about time. Throughout the discussion, Ryan explores strategies to optimize control over one's time, highlighting the importance of proactive rather than reactive decision-making. He provides insights into aligning financial choices with personal goals, ultimately guiding listeners toward building a life that reflects their true aspirations and values.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   #BuiltForLifeNotJustWealth #wealth #timerisk #financialplanning #controlovertime #lifestyle #investmentstrategy #financialindependence   Key Topics Time risk in wealth building The true goal of money is control over time Common mistakes in financial decision-making The importance of flexibility and long-term thinking Building a life aligned with personal goals   Chapters 00:00 The Value of Time in Wealth Building 02:52 Understanding Time Risk and Financial Decisions 05:58 Building a Life of Freedom and Optionality

    11 min

  3. May 18

    Episode 353 - The Millionaire's Paradox

    In this episode of Built For Life Not Just Wealth, Ryan Burklo delves into the intriguing paradox of why many high-net-worth individuals often feel financially constrained despite their growing wealth. He examines societal trends and spending behaviors that contribute to this phenomenon, highlighting the psychological and cultural factors at play. Additionally, Ryan emphasizes the critical importance of defining personal financial goals to achieve true financial satisfaction and freedom. Through insightful analysis, he offers listeners a deeper understanding of how to navigate their financial journeys more effectively.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo Nick Maggiulli's article: https://ofdollarsanddata.com/the-upper-middle-class-trap/   #BuiltForLifeNotJustWealth #wealth #financialmindset #spendinghabits #privateschools #housing #wealthladder #control #value #financialadvice   Key Topics Wealth explosion and increased competition The wealth ladder and spending categories The winner's curse and overbidding Perceived value versus actual value in education and lifestyle The importance of financial clarity and control   Chapters 00:00 The Millionaire Paradox: Why Wealth Feels Insufficient 09:51 Rethinking Value: The True Cost of Lifestyle Choices

    13 min

  4. May 11

    Episode 352 - Retirement Planning & Taxation: A Conversation with Bob Kievet

    In this episode of Built For Life Not Just Wealth, Ryan Burklo interviews Bob Kievit, a seasoned retirement planning expert, to explore strategies for optimizing wealth, minimizing taxes, and ensuring a secure income stream in retirement. They discuss the importance of deliberate asset structuring, tax management, and strategic distribution to achieve financial independence.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   #BuiltForLifeNotJustWealth #retirementplanning #taxstrategies #wealthmanagement #incomestreams #assetallocation #financialindependence #taxminimization #legacyplanning   Key  Topics Importance of strategic asset location and allocation Tax-efficient withdrawal strategies The impact of asset location on effective tax rates   Chapters 00:00 Introduction and Guest Credibility 01:23 Focus on Income Streams, Not Just Asset Growth 02:11 Industry Evolution and Results in Financial Planning 04:24 The Six Critical Factors in Retirement Planning 05:55 Protection and Future Wealth Strategies 08:00 Maximizing Cash Flow in Retirement 09:23 Tax Strategies and Asset Location 12:37 The Importance of Asset Location and Pie Charts 14:44 Real Estate and Business Exit Planning 18:21 Retirement Accounts and Tax Implications 23:11 Understanding Tax Brackets and Effective Tax Rates 36:30 Managing Asset Allocation and Liquidity 38:08 The Impact of Market Corrections and Market Risk 39:08 The U.S. Tax System and Marginal Tax Brackets 42:55 Managing Effective Tax Rates in Retirement 45:29 Structuring Wealth for Optimal Tax and Cash Flow 46:20 The Future of Wealth and Retirement Planning 47:23 Asset Shifting and Strategic Repositioning 50:12 Distribution Strategies in Retirement 53:22 Closing Remarks and Resources

    57 min

  5. May 4

    Episode 351 - Unmasking Banksy: Lessons for Financial Advisors

    In this episode of Built For Life Not Just Wealth, hosts Ryan Burklo and Alex Collins delve into the critical role of personal connection and intimacy within the realm of financial advising. Drawing inspiration from the recent unmasking of the enigmatic street artist Banksy, they explore how these elements can transform the advisor-client relationship. By truly understanding and aligning with clients' core values and life experiences, financial advisors can craft more tailored and effective financial plans. This approach not only enhances the quality of financial advice but also fosters deeper, more meaningful relationships with clients, ultimately leading to greater trust and satisfaction.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   #BuiltForLifeNotJustWealth #financialadvising #clientrelationships #intimacy #Banksy #personalvalues #financialplanning #clienttrust #emotionalconnection   Key Topics The significance of intimacy and personal connection in financial advising How Banksy's unmasking relates to transparency and trust The importance of understanding client values and experiences The role of emotional intelligence in financial planning The limitations of AI in understanding unique client situations Chapters 00:00 Introduction and Context 01:03 The Unmasking of Banksy 03:52 Intimacy in Financial Planning 07:33 Understanding Client Values 10:56 The Role of Advisors in Client Success 12:53 Building Trust and Emotional Connection

    17 min

  6. Apr 27

    Episode 350 - Can I Retire?

    In this episode of Built For Life Not Just Wealth, Ryan Burklo provides an insightful discussion on retirement readiness by examining a sample client's financial situation to determine their potential to retire within the next five years. Ryan delves into crucial financial metrics that are essential for evaluating retirement plans. He also highlights various risk factors that could impact financial stability and shares effective planning strategies. These elements are aimed at equipping listeners with the tools and knowledge necessary to evaluate their own retirement prospects and make informed decisions about their financial future. Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo #BuiltForLifeNotJustWealth #retirementplanning #financialindependence #retirementcalculator #wealthmanagement #financialadvice #retirementreadiness #investmentstrategy    Takeaways A detailed look at a sample client's balance sheet reveals key insights into retirement readiness. The 4% rule is a common guideline for sustainable withdrawal rates in retirement. Social Security can significantly impact retirement income planning. Market variability and sequence of return risk are critical considerations for retirees. Holistic planning includes taxes, estate planning, liquidity, and protection strategies. Chapters 00:00 Introduction to Retirement Planning 01:24 Analyzing a Sample Client's Financial Situation 05:46 Understanding Income Streams and Retirement Readiness 09:00 The Importance of a Financial Scorecard

    14 min

  7. Apr 20

    Episode 349 - The Essentials of Financial Planning

    In this episode of Built For Life Not Just Wealth, Ryan Burklo delves into the multifaceted framework of wealth, highlighting the importance of not just investments, but also the critical roles of income, purpose, and strategic planning. In this episode, listeners will discover how to effectively align their financial lives with their personal values and long-term goals. By understanding and implementing these principles, you can achieve lasting success and financial well-being. Ryan provides insights and practical advice on how to navigate the complexities of wealth management, ensuring that your financial strategies are both purposeful and aligned with what truly matters to you.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   #BuiltForLifeNotJustWealth #wealth #income #financialplanning #purpose #protection #investment #legacy #retirement #financialresilience    Key  Topics The role of income and purpose in wealth building The four acts of money: spend, save, invest, donate Protection strategies for income stability Wealth creation and the power of discipline and stability Retirement planning and managing sequence of return risk   Chapters 00:00 The Financial Landscape: Income vs. Wealth 02:51 The Four Acts of Money: Spending, Saving, Investing, Donating 05:41 Wealth Creation: Stability and Discipline in Income 08:41 Protecting Your Income: The Importance of Financial Resilience 09:41 Wealth Distribution: Turning Assets into Income 10:50 Legacy Planning: Directing Your Wealth

    15 min

  8. Apr 13

    Episode 348 - When the World Gets Loud, Go for a Walk

    In this episode of Built For Life Not Just Wealth, Ryan Burklo delves into the pervasive impact of the modern world's relentless noise on various aspects of our lives, including mental health, relationships, and financial stability. He offers personal insights and experiences on how to navigate the challenges of information overload and social comparison. Additionally, Ryan emphasizes the importance of maintaining focus through intentional living and incorporating physical activity into daily routines as a means to counteract these pressures.   Check out our website:  https://www.builtforlifenotjustwealth.com/ Find us on YouTube: https://www.youtube.com/@builtforlifenotjustwealth/ Subscribe to our newsletter: https://www.quantifiedfinancial.com/subscribe-now Check out our Instagram: https://www.instagram.com/ryanburklofinance?igsh=ZTJzN3Jnajd5M2Mw Ryan Burklo's LinkedIn profile: https://www.linkedin.com/in/ryanburklo/ Alex Collin's LinkedIn profile: https://www.linkedin.com/in/alexandercollins/ For a quick assessment of your current financial life go to: https://www.livingbalancesheet.com/lbsVision/lite/RyanBurklo   #BuiltForLifeNotJustWealth #mentalhealth #informationoverload #socialmedia #financialplanning #intentionalliving #resilience #physicalhealth #stressmanagement    Takeaways Limit notifications to reduce stress and distraction Use walks and physical activity to foster meaningful conversations Create filters to avoid drowning in modern life's noise Align your life with your values and desired future   Chapters 00:00 The Importance of Quality Thoughts 04:12 Navigating Information Overload 11:13 Building a Life of Intentionality

    17 min
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Ratings & Reviews

5
out of 5
13 Ratings

About

Built For Life, Not Just Wealth is a podcast for high-income professionals, business owners, and families who want more from money than just bigger numbers. Hosted by financial planners Ryan Burklo and Alex Collins of Quantified Financial Partners, it shows how to use money as a tool to build a life of freedom, purpose, and confidence. Episodes cut through traditional advice to deliver real-talk on cash flow, equity comp, taxes, investing, and big decisions—tied directly to what matters most: time, family, health, and meaning. Real financial planning isn't about perfect spreadsheets. It's about creating a life you're proud to live. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA,SIPC. OSJ: 200 SW Market Street, Suite 1850 Portland, OR 97201 (503)221-1226 PAS is a wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Quantified Financial Partners is not an affiliate or subsidiary of PAS or Guardian. Quantified Financial Partners is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. This website is intended for general public use. By providing this content, Park Avenue Securities LLC and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity. Certain Podcasts are now historic and are for informational purposes only; the information provided was accurate at the time of recording but may no longer be current. Ryan and Alex are Registered Representatives & Investment Advisors of Park Avenue Securities, Financial Representative Guardians. Ryan's CA insurance license #OK24924, AR insurance license #15319412. Alex's CA insurance license #OH24806, AR insurance license #7264699. #8695383.1 Exp 1/28 Visit our website www.QuantifiedFinancial.com

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