The MoneyPot

Money20/20

Welcome to The Moneypot, the podcast from Money20/20.   Money Changed.  Know more!

  1. 3d ago

    The MoneyPot Live: In Conversation With Doug Ricket, Founder & CEO, PayJoy

    Can blockchain fix the trust gap in emerging-market lending? In this episode of The Money Pot, host Oliver Smith sits down with Doug Ricket, Founder and CEO of PayJoy, to explore how the company is using smartphones as digital collateral to bring credit access to the global south. Doug explains how PayJoy turns a phone into a trust mechanism, locking it when payments are missed and unlocking a path to a first credit history and credit card for customers across Mexico, Brazil, India, South Africa, Indonesia, and beyond. The conversation goes deep into PayJoy's half-billion-dollar PayJoy Asset Fund and the two blockchain innovations launching this month: an attestation protocol that hashes and publishes the company's loan tape to prevent double pledging, and a tokenization system that gives fund investors same-day liquidity instead of waiting a full quarter for redemptions. Doug also unpacks how currency risk is hedged, how PayJoy is expanding into new regulatory markets like India and Ecuador, and why stable coins in markets like Mexico remain surprisingly underdeveloped relative to the US.  Doug closes with reflections on default risk, how PayJoy pools collateral rather than tokenizing individual loans, and the vision of connecting global wealth holders directly to the three and a half million borrowers who rely on PayJoy for affordable access to capital. PayJoy: https://www.payjoy.com/ Follow Doug: https://www.linkedin.com/in/dougricket/ Follow Money20/20: YouTube: @Money2020Tv LinkedIn: https://www.linkedin.com/company/money2020/ Instagram: https://www.instagram.com/money20_20 Facebook: https://www.facebook.com/Money2020 X: https://www.twitter.com/Money2020 TikTok: https://www.tiktok.com/@money20_20

  2. Aug 25

    The MoneyPot Live: In Conversation With Keith Grose, Regional Managing Director, UK & Europe, Coinbase

    Join us for an insightful conversation with Keith Grose, Regional Managing Director, UK & Europe at Coinbase (promoted from Senior Country Director UK in July 2026), recorded live at Money20/20 Europe in Amsterdam. In this episode of The MoneyPot, Keith sits down with host Dhanum Nursigadoo to explore the rapidly evolving landscape where traditional finance and decentralized finance converge. Keith shares his perspective on how regulation is becoming the bridge that connects TradFi and DeFi, discussing the transformative impact of frameworks like the UK's upcoming crypto regulations, MiCA in Europe, and the Genius Act. He reveals why the next two years will be among the most exciting in crypto history, as stablecoins gain mainstream adoption and blockchain infrastructure becomes embedded in everyday financial services. The conversation delves into the future of money movement, exploring how stablecoins are revolutionizing cross-border payments, why agentic AI and programmable money are unlocking new possibilities for microtransactions, and how tokenization of real-world assets will democratize access to global markets. Keith also discusses Coinbase's strategy of offering both crypto-native and traditional financial services, from FSCS-protected savings accounts to crypto lending, all within a single platform. Whether you're a crypto enthusiast, a traditional finance professional, or simply curious about the future of money, this episode offers valuable insights into how blockchain technology is reshaping financial services—often in ways users won't even notice. Key Topics Covered: The closing gap between traditional finance and DeFi through regulationStablecoins as the infrastructure for cross-border payments and agentic commerceHow AI agents are driving demand for programmable money and microtransactionsThe convergence of embedded finance across crypto and traditional platformsTokenization of real-world assets and its impact on market accessibilityBuilding trust through regulatory compliance and customer experienceFollow Money20/20: YouTube: @Money2020Tv LinkedIn: https://www.linkedin.com/company/money2020/ Instagram: https://www.instagram.com/money20_20 Facebook: https://www.facebook.com/Money2020 X: https://www.twitter.com/Money2020 TikTok: https://www.tiktok.com/@money20_20

  3. Aug 4

    The MoneyPot Live: In Conversation with CROs Phoebe Wallis (Griffin) & Meryem Habibi (Bitpace)

    Join us for The MoneyPot Live from Money20/20 Europe, where three Chief Revenue Officers discuss the evolving role of revenue leadership in fintech. Money20/20 host Stephen Slattery speaks with Phoebe Wallis (Griffin Bank) and Meryem Habibi (Bitpace) about what it means to be a CRO today. Key Topics: The Modern CRO Role Why CROs are "growth architects" coordinating across all business functionsHow the role extends beyond sales to customer success and strategic alignmentNavigating Challenges Balancing revenue growth with profitabilityAdapting to evolving regulations in crypto and embedded bankingThe critical need for strategic flexibilityBuilding Teams Essential traits: curiosity, resilience, and problem-solving abilityWhy understanding customer pain points trumps product expertiseAI in Sales How AI empowers teams without replacing human connectionPractical tools for prospecting, coaching, and risk managementAdvice for Leaders Why CROs must be involved in strategy, not just executionThe importance of trust between founders and revenue leadersEssential listening for founders, revenue leaders, and anyone interested in fintech sales transformation. Griffin Bank: https://griffin.com/ Follow Phoebe: https://www.linkedin.com/in/phoebe-wallis-6758a0a4/ Bitpace: https://www.bitpace.com/ Follow Meryem: https://www.linkedin.com/in/meryem-habibi/ Follow Money20/20: YouTube: @Money2020Tv LinkedIn: https://www.linkedin.com/company/money2020/ Instagram: https://www.instagram.com/money20_20 Facebook: https://www.facebook.com/Money2020 X: https://www.twitter.com/Money2020 TikTok: https://www.tiktok.com/@money20_20

  4. Jul 28

    The MoneyPot Live: In Conversation with Mark Brant, Chief Payments Officer, NatWest

    Join us for an insightful conversation with Mark Brant, Chief Payments Officer at NatWest, as we explore the rapidly evolving payments landscape from Money20/20 Europe in Amsterdam. In this episode, Mark shares his expert perspective on the transformation reshaping how money moves around the world. Key Discussion Points: The complexity of modern payments and why old methods aren't being retiredRegional innovation: Asia's super apps, Latin America's stablecoins, Europe's fragmented railsDigital assets and tokenization in commercial and trade financeOpen banking, smart data, and AI as the next frontierCustomer-centric innovation focused on solving real problemsBalancing rapid tech advancement with regulatory requirementsMark emphasizes that while technology evolves rapidly, successful adoption requires collaboration across banks, central banks, and payment networks. He provides a realistic view of the five-year horizon, noting that distribution and customer habituation of new payment methods takes time, even as the underlying technology advances at pace. NatWest: https://www.natwest.com/ Follow Mark: https://www.linkedin.com/in/markbrant/ Follow Money20/20: YouTube: @Money2020Tv LinkedIn: https://www.linkedin.com/company/money2020/ Instagram: https://www.instagram.com/money20_20 Facebook: https://www.facebook.com/Money2020 X: https://www.twitter.com/Money2020 TikTok: https://www.tiktok.com/@money20_20

4.5
out of 5
13 Ratings

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Welcome to The Moneypot, the podcast from Money20/20.   Money Changed.  Know more!