The Money Knight

Wade Chessman
  • 5.0 (3)
  • Investing
  • Updated Semimonthly

Financial and retirement guidance from CERTIFIED FINANCIAL PLANNER™ professional Wade Chessman, President, Wealth Advisor of Chessman Wealth Strategies in the Dallas, Texas area. Wade is the author of Giving Transforms You and hosts this podcast to help you better prepare for your financial future and to retire with financial confidence. Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors. 7557 Rambler Road, Suite 1010, Dallas, TX 75231. 214-572-2120.

  1. 5d ago

    Is It Time to Upgrade Your Financial Advisor?

    A financial advisor may have been a great fit 20 years ago—but that does not automatically mean the relationship still matches your needs today. As retirement approaches and taxes, income planning, estate issues, charitable giving, inheritances, or business decisions become more complicated, the kind of advice you need can change too. In this episode, Wade Chessman shares several questions to help evaluate an existing advisory relationship, explains what a second opinion can look like, and discusses when changing advisors may—and may not—make sense. Here’s some of what we discuss in this episode: 🤝 Relationships Matter: Loyalty alone shouldn’t drive the decision 📈 Needs Can Change: Financial complexity often grows over time 🧩 Look Beyond Investments: Comprehensive planning should cover more than performance 💬 Ask Better Questions: Evaluate service, proactivity, fees, and fit 🔍 Get a Second Opinion: A fresh review can confirm or challenge your current direction   Get in touch with Chessman Wealth: https://www.chessmanwealth.com/  The opinions voiced in The Money Knight podcast with Wade Chessman of Chessman Wealth Strategies are for general information only and are not intended to provide specific advice or recommendations for any individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Investment advisory services offered through CWM, LLC, an Investment Advisor. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors.

  2. Sep 17

    Is the State of Texas Holding Money That Belongs to You?

    📞✨ Get in touch with Chessman Wealth: https://www.chessmanwealth.com/  The state of Texas is holding billions of dollars in unclaimed property, and some of it could belong to you or someone in your family. In this episode, Wade explains how money ends up in the state’s hands and what the claims process looks like if you find your name. He also shares why checking periodically can be a smart financial housekeeping habit. For this week’s Kingdom Minute, Wade wrestles with the tension of generosity and how Christians can be both compassionate and wise when approached for help. Drawing on insights from Wayne Walker of OurCalling, he explains why kindness, honesty, and supporting effective homeless ministries often do more long-term good than handing out cash. Here’s some of what we discuss in this episode: 🏦 Missing Assets: How old accounts, checks, deposits, and other funds become unclaimed 🔎 Finding Money: Using ClaimItTexas.gov to search for yourself, relatives, and businesses 📄 Filing Claims: What documentation may be needed to prove the money belongs to you 👨‍👩‍👧 Family Claims: How heirs may be able to recover property belonging to someone who died 🤝 Wise Generosity: Why helping through trusted organizations may sometimes have greater long-term impact Texas Unclaimed Property: www.ClaimItTexas.gov    Get in touch with Chessman Wealth: https://www.chessmanwealth.com/  The opinions voiced in The Money Knight podcast with Wade Chessman of Chessman Wealth Strategies are for general information only and are not intended to provide specific advice or recommendations for any individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Investment advisory services offered through CWM, LLC, an Investment Advisor. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors. Generally, a donor advised fund is a separately identified fund or account that is maintained and operated by a section 501(c)(3) organization, which is called a sponsoring organization. Each account is composed of contributions made by individual donors. Once the donor makes the contribution, the organization has legal control over it. However, the donor, or the donor’s representative, retains advisory privileges with respect to the distribution of funds and the investment of assets in the account. Donors take a tax deduction for all contributions at the time they are made, even though the money may not be dispersed to a charity until much later.

  3. Sep 3

    Your 401k is Not a Retirement Plan

    📞✨ Get in touch with Chessman Wealth: https://www.chessmanwealth.com/  A large 401(k) balance can feel reassuring, but it doesn’t answer the bigger questions about how retirement will actually work. Wade explains why the transition from saving to spending can bring a new set of risks, decisions, and responsibilities. At that stage, the focus shifts from simply building wealth to creating a strategy for how those assets will support your lifestyle. Your 401(k) shows what you’ve accumulated, but a retirement plan helps give that money a purpose. Here’s some of what we discuss in this episode: 🕰️ Retirement Evolution: How pensions gave way to 401(k)s 🔄 Big Transition: Moving from accumulation to distribution ❌ Tax Risk: Why your balance isn’t all spendable 🏥 Medicare Impact: How withdrawals can affect premiums 🐷 Creating Income: Turning savings into a retirement paycheck ⏳ Longevity Risk: Planning without knowing your timeline 🗺️ Retirement Blueprint: Why the 401(k) is only raw material Get in touch with Chessman Wealth: https://www.chessmanwealth.com/  The opinions voiced in The Money Knight podcast with Wade Chessman of Chessman Wealth Strategies are for general information only and are not intended to provide specific advice or recommendations for any individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Investment advisory services offered through CWM, LLC, an Investment Advisor. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors. Generally, a donor advised fund is a separately identified fund or account that is maintained and operated by a section 501(c)(3) organization, which is called a sponsoring organization. Each account is composed of contributions made by individual donors. Once the donor makes the contribution, the organization has legal control over it. However, the donor, or the donor’s representative, retains advisory privileges with respect to the distribution of funds and the investment of assets in the account. Donors take a tax deduction for all contributions at the time they are made, even though the money may not be dispersed to a charity until much later.

  4. Aug 20

    The Biggest Financial Fears in Retirement (And How to Plan for Them)

    📞✨ Get in touch with Chessman Wealth: https://www.chessmanwealth.com/  Retirement comes with plenty of financial questions, but some worries show up again and again. In this episode, Wade walks through several of the most common concerns he hears from retirees and pre-retirees, from running out of money to adjusting to spending after decades of saving. The common thread is that uncertainty tends to feel much worse when there is no plan behind it. A thoughtful strategy can help turn vague fears into decisions you can actually address. Here’s some of what we discuss in this episode: 🧾 Tax Anxiety: Long-term tax planning matters beyond just this year 🏥 Long-Term Care: Planning can help prepare for future care costs 💵 Leaving the Paycheck: Replacing earned income requires a clear retirement income plan 📉 Market Worries: Downturns are inevitable, but emotional reactions can be costly 👨‍👩‍👧 Helping Family: Supporting children and grandchildren without jeopardizing your own plan 🧭 Final Thoughts: Most financial fears become more manageable with a plan Get in touch with Chessman Wealth: https://www.chessmanwealth.com/  The opinions voiced in The Money Knight podcast with Wade Chessman of Chessman Wealth Strategies are for general information only and are not intended to provide specific advice or recommendations for any individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Investment advisory services offered through CWM, LLC, an Investment Advisor. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors. Generally, a donor advised fund is a separately identified fund or account that is maintained and operated by a section 501(c)(3) organization, which is called a sponsoring organization. Each account is composed of contributions made by individual donors. Once the donor makes the contribution, the organization has legal control over it. However, the donor, or the donor’s representative, retains advisory privileges with respect to the distribution of funds and the investment of assets in the account. Donors take a tax deduction for all contributions at the time they are made, even though the money may not be dispersed to a charity until much later.

  5. Aug 6

    The 4% Rule vs. the 8% Rule: What's the Right Withdrawal Rate for You?

    📞✨ Get in touch with Chessman Wealth: https://www.chessmanwealth.com/  Dave Ramsey has built one of the most recognized brands in personal finance. Millions of people have followed his advice out of debt and into savings. But when it comes to how much you should pull from your retirement accounts each year, Ramsey takes a position that some financial professionals find hard to get behind. Today we're breaking it down: what he says, what the research says, and what your advisor actually thinks. In this week’s Kingdom Minute, you’ll learn why biblical stewardship is not about pursuing wealth or glorifying poverty, but faithfully managing what God provides with wisdom, generosity, and contentment. Here’s some of what we discuss in this episode: 📊 Average returns do not happen evenly each year 📉 Market losses can magnify withdrawal risks 💰 The 4% rule is only a starting point ⚖️ Your withdrawal rate should fit your plan 🧩 Social Security and pensions affect withdrawals 🙏 Biblical stewardship avoids financial extremes Get in touch with Chessman Wealth: https://www.chessmanwealth.com/  The opinions voiced in The Money Knight podcast with Wade Chessman of Chessman Wealth Strategies are for general information only and are not intended to provide specific advice or recommendations for any individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Investment advisory services offered through CWM, LLC, an Investment Advisor. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors. Generally, a donor advised fund is a separately identified fund or account that is maintained and operated by a section 501(c)(3) organization, which is called a sponsoring organization. Each account is composed of contributions made by individual donors. Once the donor makes the contribution, the organization has legal control over it. However, the donor, or the donor’s representative, retains advisory privileges with respect to the distribution of funds and the investment of assets in the account. Donors take a tax deduction for all contributions at the time they are made, even though the money may not be dispersed to a charity until much later.

  6. Jul 16

    Donor Advised Funds for Smarter Charitable Giving

    📞✨ Get in touch with Chessman Wealth: https://www.chessmanwealth.com/  Charitable giving is about generosity, but that doesn't mean you should miss out on valuable tax benefits. Wade shares the true story of a couple who lost a $665,000 charitable tax deduction because of one missing document, and why proper documentation matters just as much as good intentions. In this week’s Kingdom Minute, Wade shares principles for borrowing wisely. He explains why debt should be approached with caution, encourages spouses to be united in financial decisions, reminds listeners to be patient before making major purchases, and highlights how avoiding unnecessary debt can preserve the financial freedom God intends for us. Here’s some of what we discuss in this episode: 💸 True Story: A $665,000 tax mistake 📄 Documentation: One missing form mattered 💰 Charitable Giving: Common deduction mistakes 🎁 Donor-Advised Funds: Simplify your giving ✅ Tax Compliance: Details make the difference Get in touch with Chessman Wealth: https://www.chessmanwealth.com/  The opinions voiced in The Money Knight podcast with Wade Chessman of Chessman Wealth Strategies are for general information only and are not intended to provide specific advice or recommendations for any individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Investment advisory services offered through CWM, LLC, an Investment Advisor. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors. Generally, a donor advised fund is a separately identified fund or account that is maintained and operated by a section 501(c)(3) organization, which is called a sponsoring organization. Each account is composed of contributions made by individual donors. Once the donor makes the contribution, the organization has legal control over it. However, the donor, or the donor’s representative, retains advisory privileges with respect to the distribution of funds and the investment of assets in the account. Donors take a tax deduction for all contributions at the time they are made, even though the money may not be dispersed to a charity until much later.

  7. Jul 2

    Helping Protect Your Wealth: Building Your Personal Fraud Defense System

    📞✨ Get in touch with Chessman Wealth: https://www.chessmanwealth.com/  Fraudsters are getting more sophisticated, but protecting yourself doesn't have to be complicated. Wade shares practical strategies to help build your own personal fraud defense system. Learn the warning signs of financial exploitation and the simple habits that can potentially reduce your risk. Here’s some of what we discuss in this episode: 🔐 Financial Exploitation: Why it's increasing ⚠️ Scam Myths: It’s not always strangers 👀 Warning Signs: Red flags to watch out for 🛡️ Fraud Defense: How to build up your protections 📱 Security Habits: Simple daily safeguards you can start today 🤝 Trusted Team: Your strongest defense Get in touch with Chessman Wealth: https://www.chessmanwealth.com/  The opinions voiced in The Money Knight podcast with Wade Chessman of Chessman Wealth Strategies are for general information only and are not intended to provide specific advice or recommendations for any individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Investment advisory services offered through CWM, LLC, an Investment Advisor. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors.

  8. Jun 18

    A New Way to Save for Retirement Just Got Signed Into Law

    📞✨ Get in touch with Chessman Wealth: https://www.chessmanwealth.com/  More than 50 million Americans currently don't have access to an employer-sponsored retirement plan like a 401(k), which means they're often missing out on valuable retirement savings opportunities. A new executive order from President Trump aims to address that gap by expanding access to retirement savings options for millions of workers. Wade breaks down what the order does, who it could help, and how the proposed retirement marketplace may work. Here’s some of what we discuss in this episode: 🏛️ Executive Order: Expanding retirement access 💰 Saver Match: Government incentives to save 💼 Coverage Gap: Millions lack workplace plans 💻 New Marketplace: Comparing retirement options online 📋 Personal Responsibility: Access is only the first step Get in touch with Chessman Wealth: https://www.chessmanwealth.com/  The opinions voiced in The Money Knight podcast with Wade Chessman of Chessman Wealth Strategies are for general information only and are not intended to provide specific advice or recommendations for any individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Investment advisory services offered through CWM, LLC, an Investment Advisor. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors.

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About

Financial and retirement guidance from CERTIFIED FINANCIAL PLANNER™ professional Wade Chessman, President, Wealth Advisor of Chessman Wealth Strategies in the Dallas, Texas area. Wade is the author of Giving Transforms You and hosts this podcast to help you better prepare for your financial future and to retire with financial confidence. Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors. 7557 Rambler Road, Suite 1010, Dallas, TX 75231. 214-572-2120.

Information

  • Creator
    Wade Chessman
  • Years Active
    2019 - 2026
  • Episodes
    170
  • Rating
    Clean
  • Copyright
    © Copyright Wade Chessman
  • Show Website
    The Money Knight

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