Get Your FILL, Financial Independence and Long Life

Christine Mccarron
  • 5.0 (16)
  • Entrepreneurship
  • Updated Weekly

One day I woke up and I was 50 years old. I don't know how it happened but it was pretty depressing. Especially since I had virtually no money saved for retirement and no clue what I wanted to be when I grew up. Now, I'm on a mission to create financial independence, financial FREEdom and - since I'm too old to retire early - a long, happy, healthy life! With the help of fascinating guests who are expert investors, holistic health practitioners, coaches and speakers, we tackle the tough questions like: Why? and How? Join me on this ride for your life!

  1. 7h ago

    Is the Fed Destroying America? How Monetary Policy Fuels Wealth Inequality

    Join the mailing list: https://eyimbook.com/newsletter/ The History of Money: Gold Standard vs. Fiat Currency The conversation opens with a historical look at the U.S.monetary system. In the 1800s, the U.S. operated on an honest gold coin standard, where the government did not create money but merely standardized its weight. The money supply depended strictly on physical gold discovery. The system experienced a steady decline in monetaryintegrity, culminating in 1971 when President Richard Nixon took the U.S. off the gold standard permanently. This ushered in the era of fiat currency, allowing governments to run massive budget deficits and accumulate national debt. Policymakers have largely convinced themselves that these debts do not matter, using them to distribute subsidies and stimulus checks to maintain popularity. Money vs. Capital and Wealth Inequality A critical concept many people misunderstand is thedifference between money and capital. In a free-market capitalist system, wealth disparity is natural and moral when it is based on productivity and mutual benefit (e.g., producing goods like bikes or suits). However, modern monetary policy from central bankshas distorted this system. Instead of wealth reflecting real economic contributions, it is being artificially redistributed, primarily benefiting the top 10% of asset holders while squeezing the next generation and lower-income strata. How Central Banks Distort the Stock Market The guest explains that central bank intervention—spearheaded by former Federal Reserve Chairs like Alan Greenspan, Ben Bernanke, and Janet Yellen—has sacrificed the real economy to engineer higher asset prices. The Traditional Market: Historically, a strong stock marketreflected a healthy economy driven by corporate profitability and capital creation. The Modern Distortion: Central banks began manipulating themarket by slashing interest rates to zero (or negative) and printing trillions of dollars through Quantitative Easing (QE). Bad News is Good News: This manipulation broke the pricediscovery mechanism. Investors now celebrate weak economic data or recessions because it signals that the Federal Reserve will inject liquidity and lower rates to pump the stock market. Key Statistic: The top 10% of Americans own 87%of all equities and mutual funds, while the bottom 50% own just 1%. Consequently, central bank policies directly worsen wealth inequality. The Housing Market and Forced Savings The distortion extends heavily into real estate. Using the example of a home purchased in 2001 that quadrupled in price by 2026, the guest notes that a primary residence is not a productive asset—it hasn't grown in size or utility. Therefore, soaring home prices represent a direct redistribution of wealth from the bank accounts of younger generations and immigrants into the accounts of older homeowners. Furthermore, policies introduced in the mid-2000s encouraged homeowners to use their houses as ATMs, extracting billions in home equity via refinancing to spend on consumer goods. This left millions of mortgages underwater when the market turned. Today, the math no longer works for young people, pushing the average age of a first-time homebuyer in America to 40. Political Polarization and Economic Solutions The guest argues that America's intense political polarization is a direct byproduct of monetary policy. Citizens feel economically squeezed but cannot connect the dots to central banking, leading them to blame opposing political parties instead. Watch the video: https://youtu.be/z1z6zpAqTRE Connect with Paul: pauliticaleconomy.com https://podcasts.apple.com/ca/podcast/paulitical-economy/id1818129814https://www.linkedin.com/in/paulbmusson/ https://www.instagram.com/paddingtoncap/https://twitter.com/paddingtoncaphttps://open.spotify.com/show/3HbZzj1Z4LXEYtKhH7tveR?si=b04bcb4d790245eb

    35 min

  2. 6d ago

    Creative Financing 101: Master Subject-To Deals & Seller Financing with Michael Fernandes

    Join the mailing list - https://eyimbook.com/newsletter/How do you transition from a 9-to-5 to financial freedom through real estate, even if you are starting with nothing? In this episode, seasoned real estate operator Michael Fernandes shares actionable strategies on how he built his portfolio from the ground up using creative financing and savvy local prospecting.🚀 Key Searchable Concepts & Takeaways1. Finding "Value-Add" Real Estate OpportunitiesInvestors are always searching for the best way to find undervalued properties. Michael’s strategy focuses heavily on value-add real estate, targeting properties where he can manufacture a minimum of 30% upside.• The "Driving for Dollars" Method: For beginners or those working a 9-to-5, the best deals are often in your own backyard. Michael recommends driving a few-mile radius around your neighborhood on weekends looking for physical signs of neglect (e.g., overgrown grass, deferred maintenance).• Direct-to-Owner Marketing: Once an underutilized property is spotted, skip the MLS. Knock on doors, leave physical notes, or research the owners to call them directly before graduating to direct-mail marketing campaigns.2. Creative Finance: What is a "Subject-To" Mortgage?One of the most frequently searched terms in real estate investing is creative finance, specifically Subject-To (Sub-To) deals. Michael broke into the industry during the 2008 crash with only $749 in his bank account using this exact strategy.• How Subject-To Works: You buy the property and take over the deed, but the existing mortgage stays in the seller's name. You simply assume the mortgage payments.• Is it legal? Yes. While banks have a "due-on-sale" clause that allows them to call a loan due upon transfer, Michael notes it is rare (occurring in only about 5 or 6 out of 1,500 of his deals). As long as the lender gets paid on time, they rarely care where the check comes from.• Handling Equity with Second Mortgages: If a house is worth $100,000 and the seller owes $50,000, they have $50,000 in equity. Michael structures these deals by having the seller hold a seller-financed second mortgage for that equity, or helping them sell that mortgage note to a private note investor for quick cash.3. Raising Private Capital vs. Bank FinancingSecuring traditional bank loans can be a major hurdle for new investors. Michael emphasizes that raising private capital is often much easier and less restrictive than dealing with banks.• Finding joint venture partners or private lenders who have the cash but lack the time to find deals is a powerful way to scale.• By leveraging Subject-To financing first, beginners can build immediate track records and revenue before networking at local Real Estate Investor Associations (REIAs) and meetups to raise bigger capital.4. Market Nuances: Attorney States vs. Title StatesCreative financing strategies like Subject-To do not work the same everywhere.• Deed of Trust States (e.g., Florida, Texas, Arizona) utilize title companies and are highly favorable for creative deals.• Attorney-Heavy States (e.g., New York, New Jersey, Connecticut) are notoriously more challenging because closing attorneys who are unfamiliar with Subject-To structures can frequently act as "deal killers."💡 Top Golden Rules for Beginner InvestorsDon't Quit Your 9-to-5 Prematurely: Do not leave your day job until you have a solid, predictable revenue stream coming in from your investments. Splitting your time is hard, but starving while trying to close your first deal is harder.Avoid Forced Growth: Don't rush the process. Growing too fast prevents you from learning how to properly structure, manage, and scale deals, which can ultimately ruin a business.Want to replicate Michael’s blueprint? Tune in to the full episode to hear exactly how he scaled 14 deals in just 90 days following a market crash!Connect with Michael: https://www.theinvestorspool.com/ https://www.linkedin.com/in/decentralizedrei/

    25 min

  3. Jun 17

    The 4% Rule is Broken with Tom Wall, PhD

    Podcast: Get Your FILL (Financial Independence & Long Life) Host: Christine McCarron Guest: Tom Wall, Ph.D., CFP®, author of Permission to Spend,speaker, and advisor coach. Join the email list: https://eyimbook.com/newsletter/ 1. Redefining Retirement as Financial Independence Retirement is a dated concept; today, it is about financialindependence and creating flexible lifestyle options. A major anxiety for savers is longevity risk—running out of money or facing a market crash or a long-term care event late in life. 2. The Flaw of the "4% Rule" The Origin: A historical study showed that over the last 100years, taking out 4% of an investment portfolio initially (adjusted annually for inflation) ensured the money lasted 30 years in the absolute worst-case scenario. The Problem: 99% of the time, the market performs better,meaning retirees die with a hoarded pile of cash they were too afraid to enjoy.Relying solely on a volatile stock portfolio forces you to act like your own cautious insurance company. 3. The "Best Kept Secret": Permanent Whole Life Insurance Tom advocates a protection-first approach using permanentlife insurance from major mutual companies to serve as a volatility buffer. Feature How It Works The Benefit Guaranteed Growth Cash value is guaranteed to rise every year, independent of market crashes. Provides a stable, accessible pool of "boring" cash. Tax Advantages Growth within the policy accumulates completely tax-free. One of the last unlimited tax shelters from the IRS. Dividends Mutual companies (owned by policyholders, not stockholders) distribute excess profits as dividends. Automatically drives long-term compound growth. Policy Loans You can borrow against your cash value tax-free without age restrictions (unlike IRAs). The loan is quietly settled out of the tax-free death benefit later. The 10% Rule of Thumb: Tom's data science research showsthat for every year of income you have stored in a volatility buffer (like a whole life policy), you can safely pull 10% more income off your volatile stock investments with the same historical safety margin. It gives you permission to spend the wealth you accumulated. 4. Generational Wealth Strategy Permanent life insurance can be opened for children as youngas two weeks old. Tom purchased policies for his sons (ages 10 and 13) when they were infants. The goal is not a payout upon death, but building a robust financial backbone so that by their 20s and 30s, they can use policy cash value to fund real estate, launch businesses, or dodge student debt. 5. Tom’s Entrepreneurial Leap After 13 years climbing the corporate ladder at a majormutual insurance firm—ultimately running their marketing division—Tom felt a strong pull to tell his own story rather than a corporation's. At age 42, following a divorce and with his personalfinances already disrupted, he decided to "push all the ships in." He completed his doctorate, published the book he had delayed for six years, and launched a highly successful keynote speaking and coaching business. His advice to listeners is to lean into their unique "superpower"—the one topic that makes their face light up—and build a creative business around it. Connect with Tom: www.permissiontospend.com Watch the video: https://youtu.be/oewWCPf-7bo

    44 min

  4. Jun 10

    Options Trading Made Simple with Rizwan Memon

    Subscribe to the newsletter: https://eyimbook.com/newsletter/Rizwan Memon is an experienced stocks and options trader with a 17-year track record in the financial markets. Starting his trading career at just 16 years old with $5,000, he has generated over $10.5 million in trading profits. Today, he leads RIZ International, a global financial education firm that helps traders worldwide build sustainable wealth and master high-income skills.Demystifying Options TradingThe conversation begins by addressing the common perception that options trading is overly complex. Memon clarifies that options are simply a derivative—a contract between two counterparties based on an underlying stock (such as Apple, Google, or Microsoft).• The Basics: One party agrees to buy an asset at a specific price ($X$), and the other agrees to sell it at that same price.• Visual Learning: While the underlying mathematics can feel like "rocket science," Memon emphasizes that using a practical, visual approach makes the concepts accessible to everyday retail traders.Advanced Strategies: Buying vs. Selling OptionsMemon highlights a major structural shift in the industry: sophisticated tools and market data that were once restricted to institutions are now widely available to retail investors.• Net Option Selling: While many online traders focus on buying options, Memon is a net option seller (writing/creating contracts).• The Edge: Selling options allows traders to collect options premium. Based on probabilities, this strategy offers a higher success rate and more consistent weekly income compared to the high-risk "death by a thousand cuts" often experienced when buying options.• Hedging: Hedge funds and major investors (historically including figures like Warren Buffett at Berkshire Hathaway) frequently use options, specifically put options, as an insurance policy to hedge large positions against short-term market drops.Understanding Market Mechanics: Short Selling vs. Going LongTo establish a foundational understanding of price discovery, Memon breaks down how traders capitalize on different market directions:• Going Long: Synonymous with buying a stock with the expectation that its price will rise.• Short Selling (Shorting): Legal market mechanics where a trader bets against a stock. The trader borrows shares from a brokerage (the custodian) to sell them at a high price (e.g., $100), aiming to buy them back later at a lower price (e.g., $90) to pocket the difference. Shorting involves a minor interest fee for borrowing the shares.• Simultaneous Positions: Traders cannot hold a simultaneous long and short position on the same stock in a single account, but they can use options to hedge an existing equity position.Fundamentals, Technicals, and Risk ManagementReflecting on his start during the 2008 financial crisis, Memon attributes his longevity to avoiding penny stocks and focusing on large-cap, reliable companies. For modern portfolio diversification, he combines two primary forms of analysis:• Fundamental Analysis: A cursory review of a company's financial health and key financial ratios without needing to be a forensic accountant.• Technical Analysis: Using charts and price action to observe historical price levels in relation to the broader economy.Key Takeaway: Ultimately, Memon defines his primary job not just as a trader, but as a risk manager. Controlling, defining, and embracing calculated risk is the core driver of profitability in the financial markets.Connect with Riz: https://www.instagram.com/rizinternational/

    42 min

  5. Jun 3

    Build a Business That Sells with Tyrus Shivers

    In this high-impact interview, Tyrus Shivers, founderof Legacy Wealth Capital Group, breaks down the exact architecture needed to turn a struggling small business into a scalable, investable asset.Shivers, a military veteran who has helped raise over $300M, reveals why 90% of small businesses fail to sell and how founders can engineer a "predictable exit." ## Key Takeaways: The "Legacy Boss" Blueprint 1. Kill Founder Dependency The biggest value-killer in any business is a founder who istoo involved. If the business can’t breathe without you, it’s not an asset—it’s an "expensive job." Shivers emphasizes that buyers want systems, not a superhero. 2. The 4-Year Exit Rule You shouldn't wait until you're burnt out to sell. Shiversrecommends a 4-year preparation window to clean the books, systematize marketing, and ensure "clean" financials. 3. Valuation Secrets: SDE vs. EBITDA Shivers demystifies why some owners get 6X multiples whileothers get 1.5X. 4. Stop Bootstrapping, Start Buying In a controversial take, Shivers advises entrepreneurs to stopstarting from scratch. 5. The "Mindset of Lack" Trap The biggest barrier to growth isn't capital; it's the owner’smindset. Many entrepreneurs limit their growth to "just enough" to pay bills or take one vacation. Shivers argues that to reach Generational Wealth, you must position your business to take advantage of massive government shifts (like the SBA’s $10M loan limit increases). ## Final Word: The "Data Room" Shivers stresses the importance of a Central Data Room.If you don't have your contracts, trademarks, IP, and 3 years of tax returns ready for due diligence today, you aren't running a business—you're running a hobby. "90% of businesses don't sell. They just go out of business. Don't let your hard work be a tragedy." How close is your business to being "investor-ready"? Connect with Tyrus: https://www.linkedin.com/in/tyrusshivers/ https://app.onesimplesuite.com/v2/preview/kDOQT5PdvVom8GklLjlq?notrack=true Watch the video: https://youtu.be/xan2FVaqX0U Subscribe to the newsletter: https://eyimbook.com/newsletter/

    39 min

  6. May 27

    Advanced Sales Persuasion Techniques with Paul Ross

    In this episode, host Christine McCarron interviews Paul Ross—an author, speaker, master hypnotist, and Master Trainer of Neuro-Linguistic Programming (NLP). Ross shares his unconventional background and explains how entrepreneurs can skyrocket their revenue by tapping into subconscious communication, subtle influence, and the power of suggestion. Ross’s journey began thirty years ago as a dating coach for men, helping them overcome trauma, body shame, and relationship anxiety using NLP. Redefining the Sales Mindset: Selling Decisions According to Ross, traditional sales training is outdated because it focuses heavily on the product or service itself. He argues that "nobody wants your product or service—they want decisions and good feelings about those decisions."Modern salespeople must realize that they are essentially "decision service technicians." However, modern prospects face unique psychological hurdles that sales professionals must navigate: Erosion of Self-Trust: The old sales mantra of "Know, Like, and Trust" is no longer enough. Salespeople must now guide prospects to trust themselves to make a good decision.Deservability Barriers: In high-ticket sales, prospects often struggle with unconscious barriers regarding whether they actually deserve the upgrade, investment, or luxury. Ross views overcoming this as a form of "healing work."Advanced NLP and Hypnotic Sales TechniquesRoss details a few of his core linguistic strategies that alter a prospect's state of consciousness, moving them away from resistance and toward a buying frame of mind.1. Staging the Prospect's ConsciousnessJust as a real estate agent uses home staging to make a property appealing, a salesperson must stage the prospect's mind before presenting an offer. Ross recommends using intentionally vague, relationship-building framing. Instead of saying, "Ask any questions about this plan," he suggests:"Before we begin our exploration together, I invite you to share the questions that naturally arise when a great decision is being made."Using the word "share" implies an established relationship, "exploration" removes pressure, and "great decision" plants a positive seed without triggering conscious pushback.2. The Pattern InterruptProspects act and object based on predictable, hardwired scripts. By using a pattern interrupt, a salesperson breaks that script, making the prospect temporarily suggestible and causing "objection amnesia." For the objection "I need more time to think it over": Ross counters with: "Have you ever taken a long time to think something over and it still turned out to be a horrible decision? Maybe it's not about time, but about clarity. For the objection "I'm interviewing other options": He counters with: "Have you ever had the experience that the more options you were presented with, the more confused you became, and the worse the decision you made?"3. Hypnotic Trance Phrases Ross highlights specific trance phrases—such as "find yourself," "discover yourself," and "allow yourself"—that bypass conscious resistance. For instance, asking a prospect how they might "find themselves coming to the conclusion that this feels right" triggers an effortless, internal psychological process. Application and Resources These subconscious communication tools are highly versatile and can be baked into video sales letters (VSLs), website copywriting, and stage presentations. Ross emphasizes that the person who provides the best diagnosis of a problem will always win over the person with the best solution, because consumers prioritize feeling understood. To help entrepreneurs experience these shifts firsthand, Ross offers his Invisible Influence Series, a free five-part PDF report containing actionable, 5-minute tips to boost sales confidence and handle objections. U.S. Residents: Text the word COMPEL to 411-321.International Residents: Text the word COMPEL via WhatsApp to 909-741-1321.

    46 min

  7. May 20

    Semper FI: Real Estate, Reps, and ROI with Keith Gillispie

    In this episode of Get Your Fill, Financial Independence andLong Life, host Christine McCarron interviews Keith Gillespie, a former active-duty Marine turned serial entrepreneur, real estate investor, and founder of REI Automated. Gillespie shares his journey from missing major milestones in his children's lives due to international deployment to buildingan expansive real estate portfolio that affords him complete time and financial freedom. Get the Newsletter: https://eyimbook.com/newsletter/ The Turning Point: From Active Duty to Entrepreneurship Gillespie’s breaking point came after missing thepregnancies of both of his children while deployed across 13 countries in the Marines. Recognizing the need to change his lifestyle to be present for his family, he turned to real estate investing in 2016. Within four and a half years, he built enough sustainable cash flow to leave the military. His entry into the industry was inspired by: "Rich Dad Poor Dad" by Robert Kiyosaki, whichshifted his mindset on assets and liabilities. Data showing that the majority of millionaires build wealththrough real estate rather than the volatile stock market. Investment Strategy: "Buying Right" vs. MarketTiming Gillespie strongly disagrees with the notion of trying totime cyclical real estate markets. Instead, he emphasizes "buying right" in any market environment by leveraging two forms of equity: Price Equity: Purchasing properties significantly belowmarket value (e.g., buying a $400,000 home for $200,000). Terms Equity: Structuring highly favorable financing termsthat justify paying market value or above. He illustrates this with his "million-dollar example"—agreeing to pay $1 million for a home, but only at a rate of $1 per day for a million days. Sourcing Deals & Underwriting Operating across 34 states, Gillespie utilizes PPC(Pay-Per-Click) Google Ads targeting 105 Metropolitan Statistical Areas (MSAs). He specializes in finding motivated sellers facing life-altering distress, including: Pre-foreclosure and bankruptcy Divorce and inheritance issues Tired landlords and health/safety concerns Business Optimization: Systemization and Scale Gillespie attributes his success to eliminating "Key Man Syndrome"—the vulnerability of a business relying entirely on its founder. By removing emotion and implementing rigid military-inspired processes, he has scaled his company to nine employees. The "Mickey D's" Method To achieve predictable outcomes, Gillespie mirrors the McDonald’s franchise model: maintaining highly consistent inputs to get consistent outputs. Every role and operational task in his company is documented through detailed Standard Operating Procedures (SOPs), written guides, and trainingvideos. Data-Driven Decisions and the Ray Dalio Influence Inspired by Ray Dalio’s book "Principles," Gillespie removed emotional bias from underwriting by coding his decision-making framework into a custom guided deal analysis app. This software allows novice investors to analyze properties and generate the exact same entry, exit, and pricing strategies that Gillespie would generate himself. Key Takeaways for Financial Independence Time Freedom: A properly systemized business allows the owner to step away. Gillespie routinely travels out of the country with his family while his business runs autonomously. Risk Mitigation: High-stakes investing requires educationand strict structural systems to combat financial loss. Process Over Emotion: Successful real estate investingrelies strictly on math, frameworks, and data-driven decisions rather than emotional attachment to properties. Connect with Keith: FREE GIVE for your listeners: https://playbook.reiautomated.io/?source=Keith&campaign=OFC.WEBSITE: www.reiautomated.io/demo SOCIAL MEDIA: https://www.facebook.com/Keith.Gillispie https://www.linkedin.com/in/keith-gillispie/https://www.instagram.com/keithg_reihttps://www.youtube.com/@reiautomated6000https://www.tiktok.com/@keithgillispie

    42 min

  8. May 13

    Navigating Syndication and Market Cycles with August Biniaz

    This podcast episode of Get Your Fill, Financial Independence and Long Life features August Biniaz, Co-founder and CIO of CPI Capital. We explore the transition from residential real estate to large-scale commercial real estate (CRE), the mechanics of real estate syndication, and current market trends such as oversupply and the future of office space. 🏗️ From Home Building to Private Equity August shares his journey from a real estate familyin Vancouver to becoming a prominent voice in institutional capital. After starting with fix-and-flips, general contracting, and spec homes (speculation-based building), he realized that scaling to high-rises typically takes generations. To expedite this, he pivoted to Real Estate Private Equity and Syndications. Biniaz emphasizes that the biggest hurdle for any realestate entrepreneur is capital. While the U.S. has highly liquid debt markets (banks and insurance companies), a sponsor must still bring roughly 30% equity to a deal. Syndication allows a General Partner (GP) to pool funds from Limited Partners (LP) to acquire assets that would otherwise be unattainable, such as $20–$30 million multifamily apartmentcommunities. 📈 Key Investment Concepts & Terms The transcript highlights several technical terms essentialfor modern real estate investors: Real Estate Syndication: A partnership where multipleinvestors pool their money to purchase a large property.Built-to-Rent (BTR): A growing niche in CRE wherecommunities of single-family homes are built specifically for rental purposes rather than individual sale.Loss-to-Lease: The difference (delta) between currentin-place rents and the higher market rates.Gain-to-Lease: A current market phenomenon where in-place rents are actually higher than what new tenants are being offered due to cooling markets.Concessions: Incentives used by landlords to maintain occupancy during an oversupply.🏢 The Shift in Asset Classes: Office vs. Residential The speakers discuss the "post-COVID" landscape of commercial real estate: The "Office" Crisis Office space has been hit harder than any other asset class.Biniaz notes that while newer "Class A" offices with luxury amenities (sushi bars, yoga studios) still attract tenants, older buildings with traditional cubicle designs are failing. Notably, only about 5% of older office buildings are viable for residential conversion due to structural limitations like plumbing, HVAC, and elevator placement. Multifamily and Oversupply Many U.S. markets are experiencing hypersupply. While this leads to flat or negative rent growth—which is difficult for investors—it benefits consumers through lower prices. Biniaz predicts a supply bottleneck in 2-3 years because new construction starts have "dropped off a cliff" due to high interest rates. 💡 Mindset and Investor Relations Biniaz candidly discusses the psychological aspect of raisingcapital. He initially felt like he was "begging" for money untila mentor shifted his perspective: providing an investment opportunity is a service that gives retail investors exposure to institutional-grade deals. He also highlights the importance of matching the communicator to the investor. While he focuses on analytics and spreadsheets for institutional players, his partner, Ava Benisaki, focuses on investor relations, connecting with people on a personal level to understand their "pain points" and long-term legacy wealth goals. 🏦 Conclusion: The Cyclical Nature of Real Estate The episode concludes by reinforcing that real estate is along-term play. Despite current headwinds—including interest rates, inflation concerns, and shifting labor demographics—the speakers remain "bullish." Real estate historically recovers from corrections (like 2008) and remains a premier vehicle for diversification and beating the market over a 10-to-20-year horizon. Connect with August: https://www.linkedin.com/in/augustbiniaz/www.cpicapital.com Join themailing list: https://eyimbook.com/newsletter/

    45 min
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About

One day I woke up and I was 50 years old. I don't know how it happened but it was pretty depressing. Especially since I had virtually no money saved for retirement and no clue what I wanted to be when I grew up. Now, I'm on a mission to create financial independence, financial FREEdom and - since I'm too old to retire early - a long, happy, healthy life! With the help of fascinating guests who are expert investors, holistic health practitioners, coaches and speakers, we tackle the tough questions like: Why? and How? Join me on this ride for your life!

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