Get Ready: Before Life Happens Podcast

Tony Steuer
  • 5.0 (6)
  • BUSINESS
  • UPDATED WEEKLY

Get Ready: Before Life Happens brings together diverse voices, guides, and changemakers from around the world who are helping people and professionals navigate life’s what-ifs with clarity, integrity and confidence.  Hosted by Financial Readiness Advocate Tony Steuer, the show explores the insights, stories, and tools that strengthen financial readiness and reshape how we think about money, life, aging, caregiving, resilience, and purpose. Want more? Join The Get Ready Movement at www.tonysteuer.com [CLAIM:D51LCAQS]

  1. 8H AGO

    Why Defining “Enough” Changes How Women Think About Money

    Send a text What changes when women decide what “enough” really looks like? On this episode of The Get Ready Before Life Happens Podcast, Tony spoke with Melissa Joy, CFP®, President of Pearl Planning and host of the Women’s Money Wisdom podcast, to explore how defining “enough” can change the way women think about money. The conversation dives into why women are capable, confident decision-makers and how judgment-free financial conversations create trust Key Takeaways: 🔹 Communication is an essential skill, and human connection matters more than ever 🔹 Practice courageous authenticity  🔹 You don’t need to be perfect 🔹 Women are terrific with money 🔹 Removing judgment creates space for more open, honest financial conversations. 🔹 Advisors should ensure both partners are seen, heard, and included in every money conversation. 🔹 Caregiving for both children and aging parents has real financial and emotional impacts that must be acknowledged and planned for 🔹 Defining what “enough” looks like helps align money with a joyful life. Tony’s Take When women define what “enough” looks like, money stops being a source of pressure and becomes a tool for purpose, confidence, and joy. Connect with Melissa Joy: LinkedIn: https://www.linkedin.com/in/melissanjoyPearl Planning Website: https://pearlplan.com/Instagram: https://www.instagram.com/pearlplanningfinancial/Facebook: https://www.facebook.com/PearlPlanningWealthYouTube: https://www.youtube.com/@pearlplanningfinancial Podcast: Women’s Money Wisdom Podcast: https://womensmoneywisdom.buzzsprout.com Resources mentioned: Invest for Better: https://investforbetter.org Bio:  Melissa Joy is a Certified Financial Planner® and founder of Pearl Planning, a wealth management firm located in Dexter, Michigan. Melissa is the host of a weekly podcast called “Women’s Money Wisdom” which is all about money talk for women. Support the Get Ready Movement at www.buymeacoffee.com/tonysteuer If these conversations help you think differently about money or prepare for life’s financial what-ifs, please support the Get Ready Movement. Your support helps expand financial readiness education and resources. The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

    43 min

  2. 4D AGO

    How to Leave a Legacy That Lasts Beyond Money

    Send a text On this episode of The Get Ready Before Life Happens Podcast, I spoke with Dr. Julia Myers, founder of Generational Wisdom about what it means to leave a legacy that lasts. Key Takeaways: 🔹 Wealth without wisdom is wasted 🔹 Delegated parenting is delegating your legacy, the world will teach your kids if you don’t  🔹 Go beyond your trust and will, and talk about your values  🔹 Create a written plan that defines your values and how they evolve over time 🔹 Be reflective and intentional with your spending, you can buy anything but not everything 🔹 It’s not taboo to talk about money 🔹 Remember that money is not the goal, it’s a vehicle Connect with Julia Myers: Website: https://juliamyers.comLinkedIn: https://www.linkedin.com/in/juliamyers314/Instagram: https://www.instagram.com/julia_myers_rxFacebook: https://www.facebook.com/juliamyersrx Resources mentioned: The 10-Minute Money Mindset Makeover: https://juliamyers.com/money Bio:  Dr. Julia Myers is an international speaker and the national expert on talking to kids about money. As founder of Generational Wisdom™ and mom of five, she empowers wealthy families to raise financially mature children without entitlement. Support the show The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

    42 min

  3. MAR 10

    How 250 Conversations Changed the Way I Think About Money

    Send a text After 250 conversations with guests from around the world, one truth stands out: money works best when we start with people, not products. Episode 250 turns the tables. Guest host Faith Teope puts Tony Steuer in the hot seat to reflect on what he’s learned from more than 250 conversations with financial experts, advocates, and changemakers from around the world The result is a global, human-first look at money as a readiness mindset shaped by identity, access, emotion, and lived experience rather than a product perspective.  Key Takeaways 🔹 Money readiness starts with mindset and curiosity, not products. 🔹 Preparing before life happens creates flexibility and confidence. 🔹 Money conversations resonate globally across cultures. 🔹 Structural inequities shape financial outcomes, especially for women and caregivers. 🔹 Shame blocks progress, while listening creates trust. 🔹 Money decisions are deeply emotional and psychological. 🔹 The future of financial services is human, even as AI advances. 💭 Tony’s Take After 250 episodes, one truth stands out: everyone’s money journey is different, and real readiness comes from understanding people first,before products, plans, or tools. Final Thought If there’s one takeaway from this milestone episode, it’s this: anyone can do money, as long as they’re willing to stay curious, ask better questions, and prepare with intention. Connect with Faith Teope: Website: https://faithteope.comLinkedIn: http://linkedin.com/in/faithteopeYouTube: http://youtube.com/@faithteopeInstagram: http://instagram.com/faithteopeThreads: https://threads.net/faithteopeTwitter: http://twitter.com/thefaithteope Books:  The Monster Job Book - Faith Teope (Amazon) Bio:  Faith Teope is a multimedia journalist, children’s financial literacy author, and CEO of Leverage Retirement, a 40+ year-old TPA/Recordkeeper firm. She is known for being the host of the weekly podcast, Pull to Refresh: Where 401k experts get curious. Teope is the editor of The Naked Professional LinkedIn Newsletter and a contributor to Safe in Harm’s Way as a financial abuse advocate. Her new show, SAVVY, explores the systemic gaps in financial literacy and is scheduled to air in the fall of 2023. Teope's debut title is The Monster Job. Support the show The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

    34 min

  4. MAR 6

    Why Disability Insurance Is the Foundation of a Real Financial Plan

    Send a text On this episode of The Get Ready Before Life Happens Podcast, Tony talks with Maxwell Schmitz, Disability Insurance Specialist and Co-Founder of Dingo Technologies, about why income protection is the core building block of a real financial plan. 🔑 Key Takeaways 🔹 Think about your future yet worth (money you’ll earn)  🔹 A financial plan without disability insurance is not a financial plan 🔹 We should reframe disability insurance as income protection   🔹 You are more likely to need disability insurance than homeowners and auto insurance 🔹 Understand the full spectrum of disabilities, they are not all total and permanent 🔹 Disability insurance replaces income loss, while health insurance covers medical expenses. 🔹 Financial planners have an obligation to include income protection in their planning process.  Connect with Maxwell Schmitz: LinkedIn:  (here)Dingo Technologies website: (here)Yetworth website: (here) Resources mentioned: Calculate your potential future earnings: whatsmyyetworth.com Bio:  Maxwell Schmitz, MSFS, CLTC is a third-generation DI specialist.  He is co-founder of Dingo Technologies, Inc. and President of Yetworth Insurance Solutions, a disability-focused insurance agency.  He also currently serves as President of the International DI Society, an association of the nation's top DI minds. Max also serves as the chair of his town's Bicycle and Pedestrian Advisory Committee. He is a sitting member on the board of The Plus Group, America's Premier Disability Insurance Marketing Organization. In his spare time he is also the father/coach of three energetic/athletic kids (ages 7, 5, and 3), husband to an amazing wife, and is a thru-hiking junkie. Support the show The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

    57 min

  5. MAR 3

    Why Great Financial Planning Starts with Better Questions

    Send a text On this episode of The Get Ready Before Life Happens Podcast, Tony sits down with Adam Koos, President of Libertas Wealth Management and host of The Retirement Fiduciary Podcast to explore why great financial planning starts with relationships, curiosity, and clarity. Key Takeaways: 🔹 Ask questions to ensure that you understand.  🔹 Relationships are at the heart of effective financial planning 🔹 Advisors will succeed in the age of AI by becoming better communicators. 🔹 The financial services industry needs people who are better at communicating 🔹 Developing a plan will help you think about what you need, what you are missing, and will keep you on track 🔹 Decide whether you have the time and interest to do something or if it’s better to outsource 🔹 Consider that advice doesn’t apply to everyone, and that what you read or hear may not be true. Connect with Adam Koos: Website: www.LibertasWealth.comFacebook: https://facebook.com/libertaswealthInstagram: https://www.instagram.com/libertas.wealthThreads: https://www.threads.com/@libertas.wealthLinkedIn: https://www.linkedin.com/company/libertas-wealthTwitter: https://x.com/LibertasWMTiktok: https://www.tiktok.com/@libertaswealthmanagementYoutube: https://www.youtube.com/@libertaswealthEmail: info@libertaswealth.com The Retirement Fiduciary Podcast: Podcast Youtube Playlist LinkApple PodcastsSpotify Bio:  Adam Koós, CFP®, CMT, CFTe, CEPA is a CERTIFIED FINANCIAL PLANNER TM, one of approximately 2,500 active Chartered Market Technicians (CMT) worldwide, as well as a Certified Financial Technician (CFTe®) through the International Federation of Technical Analysts (IFTA), and a Certified Exit Planning Advisor (CEPA) via the Exit Planning Institute.  He’s been named by Columbus Business First as one of their 20 People to Know in Finance, is a recipient of the Forty Under 40 award, is ranked by Investopedia as one of the Top-100 Most Influential Financial Advisers in the U.S., and is the winner of the coveted Better Business Bureau Torch Award for Ethics and Trust.  Adam serves his clients as the president and portfolio manager at Libertas Wealth Management Group, Inc., a NAPFA-affiliated, Fee-Only Fiduciary RIA firm, located in Columbus, Ohio. Support the show The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

    40 min

  6. FEB 27

    How Women Succeed by Rewriting Their Money Story

    Send a text On this episode of The Get Ready Before Life Happens Podcast, I spoke with Meghan Dwyer, CFP®, Certified Money Coach®, and host of the Money Isn’t Scary podcast, about why money isn’t scary when you understand your money story and build confidence.  Key Takeaways: 🔹 Stories are not facts, you get to choose what you believe.  🔹 We are allowed to have knowledge and power with our money, we don’t need permission 🔹 Naming shame takes away its power and helps you move forward. 🔹 Create a more intentional way of doing things, in accordance with your values 🔹 Expecting yourself to balance everything isn’t possible, we need to know when to ask for help 🔹 What we perceive as failure is actually learning 🔹 Women who step into abundance gain confidence  Connect with Meghan Dwyer, CFP®, CDFA®: LinkedIn (here)Money Isn’t Scary website (here)Instagram: https://www.instagram.com/moneyisntscary Money Isn’t Scary Podcast: Apple Podcasts: https://podcasts.apple.com/us/podcast/money-isnt-scary/id1567364775Spotify: https://open.spotify.com/show/5ncCqvBYwyg4mFUAEYqG4h Resources mentioned: Why We Need Self-Compassion with Dr. Kristin Neff and Meghan Dwyer on the Money Isn’t Scary Podcast - Apple Podcasts: https://podcasts.apple.com/us/podcast/why-we-need-self-compassion-with-dr-kristin-neff/id1542792192?i=1000607479897 Bio:  Meghan Dwyer is a Certified Financial Planner™, Certified Financial Therapist™, and the creator of Money Isn’t Scary, a podcast dedicated to helping women understand the deeper emotional patterns that drive their financial decisions. Combining her background in finance with training in financial therapy, Meghan brings a unique lens to money—one rooted in self-awareness, compassion, and empowerment. She supports women in shifting from fear and self-criticism to clarity and confidence, both in their financial lives and their everyday choices. Support the show The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

    40 min

  7. FEB 24

    How to Take Control of Your Money During Major Life Changes

    Send a text Major life changes can shake your financial confidence. In this episode, Tony sits down with Chris Olofson, Founder of DIVEE Financial, to discuss how to take control of your money during transitions like divorce, retirement, or other major shifts. Key Takeaways: 🔹 Think about the planning process as an investment in yourself. 🔹 Know your expenses inside and out, including irregular annual costs such as gifts and insurance.  🔹 Be sure to include income-generating assets, since your portfolio will become your paycheck.  🔹 Maintain access to liquid assets 🔹 Understand how each asset will impact you, including factoring in capital gains or other related expenses. 🔹 Define what a successful outcome looks like for you and trust your instincts. 🔹 Women should take the time to understand family finances today. 90% of women will be 100% in charge of their money at some time.  💭 Tony’s Take: The more you understand your money, the more control you have during moments when life shifts unexpectedly. Connect with Chris Olofson: Website: https://diveefi.comLinkedIn: https://www.linkedin.com/in/chrisolofson/Bio:  Chris Olofson was raised in Oregon and Oklahoma and studied Economics at UC Santa Barbara. After graduation, I obtained my CPA license & moved to San Francisco to start a career at KPMG, one of the BIG FOUR public accounting firms.  I met my husband of 33 years during a three-month secondment for the firm in Auckland, New Zealand. Shortly after returning, I left KPMG to become a Controller and CFO for a small community bank in Marin County. From that five-year stint, my next career move was to work in the mortgage-backed securities business as VP of Operations for GMAC Commercial Mortgage in San Francisco staying there another five years through the birth of my two boys. When my youngest was 6 months old, I quit and took six  years off to enjoy being a full-time mom. When Trevor started kindergarten, I created my own financial consulting company helping companies, in a wide variety of industries, implementing financial best practices and infrastructure. After taking another year off to care for my mom, I then went back into banking with a focus on multi-family commercial lending.  Support the show The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

    46 min

  8. FEB 20

    How to Create an Aging Plan That Works with Aging-in-Place Expert Carol Chiang

    Send a text On this episode of the Get Ready Before Life Happens Podcast, I spoke with Carol Chiang, aging-in-place expert and author of Age in Place or Find a New Space, about how to take control of your aging journey with an aging plan. 💡 Key Takeaways 🔹 Aging is a natural process, and it can also be an opportunity.  🔹 People need to be active participants in their own aging plan.  🔹 Start planning early, while you have time, options, and income.  🔹 Be intentional about whether you want to age in place or find a new space.  🔹 Have honest and open conversations with loved ones.  🔹 Accept that aging is happening and make intentional choices.  🔹 Your choices today become your consequences tomorrow. Connect with Carol Chiang: Evolving Homes Website (here) LinkedIn (here) Books:   Age in Place or Find a New Space: How to Create Beautiful Spaces That Promote Meaningful Interactions (Amazon)  Bio:  Carol Chiang, OTR/L, CAPS, ECHM, CHAMP Author, Podcast Host, and International Aging in Place Specialist. Carol Chiang takes a proactive and holistic approach to longevity, shifting the narrative from reactive care to intentional living. As a former Olympic-caliber athlete and Urban Poling Master Trainer, she blends physical wellness with environmental design to help people “future-proof” their lives. Author of the Kirkus starred guide Age in Place or Find a New Space, Carol is a leading voice in the “home as healthcare” movement. She is the host of the Innovative Aging podcast and a tireless advocate for the Parkinson’s community, frequently speaking to international audiences on how to leverage technology and habit-building to maintain independence. Support the show The Get Ready Money Podcast and its guests do not provide investment advice. All content is for educational purposes. Guest opinions do not necessarily reflect the opinions of The Get Ready Money Podcast and Tony Steuer.

    44 min
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Ratings & Reviews

5
out of 5
6 Ratings

About

Get Ready: Before Life Happens brings together diverse voices, guides, and changemakers from around the world who are helping people and professionals navigate life’s what-ifs with clarity, integrity and confidence.  Hosted by Financial Readiness Advocate Tony Steuer, the show explores the insights, stories, and tools that strengthen financial readiness and reshape how we think about money, life, aging, caregiving, resilience, and purpose. Want more? Join The Get Ready Movement at www.tonysteuer.com [CLAIM:D51LCAQS]

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