Hurdy Gurdy Travel Podcast

Justin Vacula

Travel the world at next to no cost with credit card rewards!

  1. 2d ago

    Sean Ross Sapp Makes False Claim About Airlines Raising Prices

    Debunking the Flight-Price Browser History Myth: Sean Ross Sapp, Nord VPN Ad Claim & Credibility Questions Justin Vacula of the Hurdy Gurdy Travel Podcast records a bonus episode responding to Sean Ross Sapp’s claim, made in connection with a NordVPN ad read, that airlines raise flight prices based on browsing or search history and that using a VPN can help travelers find lower fares. Justin examines the claim using travel reporting from outlets including Travel + Leisure, USA Today, and View From the Wing, which debunk the idea that repeatedly searching for the same flight causes airlines to raise prices specifically because of an individual user’s browser history. Justin discusses several public controversies and allegations involving Sean Ross Sapp, including insulting direct messages, claims involving burner accounts where Sapp is pretending to be a fan, disputes over DMCA takedowns, threatening messages, and questions surrounding Sapp’s statement that ESPN attempted to hire him three times. He also discusses his own interactions and previous analysis of Sapp’s podcast content, including criticism of how opinion, discussion, and reporting are sometimes presented. Justin then details responses from Sean Ross Sapp and his fans that don't address the criticisms, but instead resort to name-calling. Timestamps 00:00 Bonus Video Setup 00:13 Flight Price Claim After or During NordVPN Ad Read 01:33 Debunking Sean Ross Sapp 03:53 Sapp's Online Behavior 04:59 Threats and DMCA Allegations 06:32 My Direct Experience with Sean Ross Sapp 09:26 Podcast Critique Breakdown 11:28 Fan Reactions and Insults 15:16 Outro — 🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast: 👉 SoundCloud → https://soundcloud.com/hurdygurdytravelpodcast 👉 Apple Podcasts / iTunes → https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490 👉 Spotify → https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg 👉 iHeartRadio → https://www.iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405/ — 💜 Support My Work & Unlock Special Perks: 👉 Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events, including virtual seminars: https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 👉 Use my AutoPilot affiliate link to save points, miles, and money with this flight rebooking tool https://www.withautopilot.com/?partner=HurdyGurdy 👉 Sign up for NextCard Pro features to maximize your credit card benefits: https://www.nextcard.com/affiliates/hurdygurdytravel 👉 Use my Descript referral link to edit your podcast episodes, videos, and more. Descript offers tools, including studio sound, removal of filler words, and the ability to edit from a generated transcript. https://descript.cello.so/yiM83psckcY — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode recorded just for you 🎙️💬 ✨ Bonus content 🎁 — RSVP for monthly in-person meetups in Willow Grove, Pennsylvania: https://www.meetup.com/phillymilesandpoints/ 🌐 Stay Connected With Me: 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/

    Sean Ross Sapp Makes False Claim About Airlines Raising Prices

  2. 4d ago

    Chicago Seminars 2026 | Special Guest: Marty Paz

    Chicago Seminars 2026 Preview: Points & Miles Labs, Networking, Speakers + $10 Off Code Justin Vacula of the Hurdy Gurdy Travel Podcast welcomes Marty Paz from the Chicago Seminars organizing team to preview Chicago Seminars 2026, taking place November 6–8, 2026, at the Hyatt Regency O’Hare Chicago. Chicago Seminars brings together beginners, advanced award travelers, speakers, sponsors, and members of the travel rewards community for a weekend of education, networking, and hands-on learning. Justin will also speak at the 2026 event and meet podcast listeners. Justin and Marty highlight several new features for Chicago Seminars 2026, including hands-on Friday morning and afternoon “Earn” and “Burn” labs designed to help attendees put points-and-miles strategies into practice. The labs include lunch and are intended to provide a more interactive experience than traditional conference sessions. If you are considering attending Chicago Seminars 2026, use promo code HURDYGURDY for $10 off your ticket at chicagoseminars.org. Timestamps 00:00 Points And Miles Intro 00:32 Meet Marty Paz 01:25 How Marty Started 02:38 Chicago Seminars Origins 04:53 Tickets And $10 Off Promo Code 05:24 Hands-On Earn And Burn Labs 08:19 First Class Feast 09:58 Networking Tips 12:46 Speakers And Sessions 16:09 Sponsors And Charity 17:58 Break And Support Links 18:40 Advice For First-Time Attendees 21:56 Value For Advanced Travelers 25:13 Wrap Up And Outro — 🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast: 👉 YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👉 Apple Podcasts / iTunes → https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490 👉 Spotify → https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg — 💜 Support My Work & Unlock Special Perks: 👉 Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events, including virtual seminars: https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 👉 Use my AutoPilot affiliate link to save points, miles, and money with this flight rebooking tool https://www.withautopilot.com/?partner=HurdyGurdy 👉 Sign up for NextCard Pro features to maximize your credit card benefits: https://www.nextcard.com/affiliates/hurdygurdytravel 👉 Use my Descript referral link to edit your podcast episodes, videos, and more. https://descript.cello.so/yiM83psckcY — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode recorded just for you 🎙️💬 ✨ Bonus content 🎁 — RSVP for monthly in-person meetups in Willow Grove, Pennsylvania: https://www.meetup.com/phillymilesandpoints/ 🌐 Stay Connected With Me: 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/

    Chicago Seminars 2026 | Special Guest: Marty Paz

  3. 5d ago

    Major Bilt Rewards Changes | October 2026

    Bilt Updates: Bilt Cash Expiration, Hotel Redemptions, Rental Car Status Matches & Daily Rewards Justin Vacula of the Hurdy Gurdy Travel Podcast is joined by returning co-host Darren to explain major Bilt Rewards changes, including improved Bilt Cash expiration rules, changes to hotel redemptions, new rental car status matches, Daily Rewards, updated annual credits, and changes to how cardholders can earn rewards on housing payments. One of the biggest improvements is a change to Bilt Cash expiration. Instead of most Bilt Cash expiring at the end of the calendar year, Bilt Cash will now expire 12 months after you earn it, giving cardholders more time to use their rewards. Justin and Darren also discuss changes to Bilt Cash hotel redemptions. Instead of a monthly hotel redemption opportunity, Bilt plans to offer the benefit twice per year. They examine whether the added flexibility around expiration makes up for having fewer hotel redemption windows. Timestamps 00:00 Show Intro Theme 00:32 Welcome And Episode Setup 01:44 Bilt Basics And Card Perks 04:03 Bilt Cash Expiration Update 06:56 Hotel Redemption Changes 08:52 Rental Car Status Matches 10:03 New System vs. old 4% Bilt Cash 13:30 Annual Credits Move To Anniversary 15:40 Daily Rewards Sweepstakes 19:43 Support The Show 20:25 Bilt Business And Future Outlook 23:28 November 2026 Rent Day 25:21 Bilt Stats And Redemptions 27:46 Listener Questions And Strategy 31:19 More Updates And New Partners 34:17 Upcoming Travel Plans 36:52 Wrap Up And Outro — 💜 Support My Work & Unlock Special Perks: 👉 Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events, including virtual seminars: https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 👉 Use my AutoPilot affiliate link to save points, miles, and money with this flight rebooking tool https://www.withautopilot.com/?partner=HurdyGurdy 👉 Sign up for NextCard Pro features to maximize your credit card benefits: https://www.nextcard.com/affiliates/hurdygurdytravel 👉 Use my Descript referral link to edit your podcast episodes, videos, and more. Descript offers tools, including studio sound, removal of filler words, and the ability to edit from a generated transcript. https://descript.cello.so/yiM83psckcY — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode recorded just for you 🎙️💬 ✨ Bonus content 🎁 — RSVP for monthly in-person meetups in Willow Grove, Pennsylvania: https://www.meetup.com/phillymilesandpoints/ 🌐 Stay Connected With Me: 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/

    Major Bilt Rewards Changes | October 2026

  4. Oct 26

    Miles and Points with Ben Komenkul

    Justin Vacula of the Hurdy Gurdy Travel Podcast shares a remastered, shorter conversation with Ben Komenkul of Ben’s Big Deal, a points-and-miles and credit card rewards expert who leads a travel rewards community, hosts monthly Zoom meetings, and redeems more than one million points each year for family travel. Ben recommends treating points and miles as a marathon rather than a sprint, avoiding analysis paralysis, and applying for credit cards strategically. He explains why transferable currencies can be especially valuable and why simpler Chase cards can be a good starting point for beginners. Whether you are just getting started with points and miles or already have multiple rewards cards, this episode covers practical ways to earn more points, avoid common mistakes, stay organized, and travel better for less. Timestamps 00:00 Points And Miles Intro 00:32 Remastered Episode Setup 01:10 Meet Ben Of Ben’s Big Deal 02:02 ZorkFest And Travel Hacking 04:30 Ben’s Points And Miles Origin Story 07:32 Beginner Strategy Basics 09:06 Meeting Minimum Spend 11:23 Annual Fees And Big Bonuses 13:42 Responsible Credit Card Use 16:55 Trip Planning And Point Values 18:04 Family Player Two Strategies 19:59 Deal Stories And Manufactured Spending 23:44 Meetups And Hobby Challenges 29:12 Tools To Stay Organized 30:38 Credit Card And Hotel Masterclasses 34:30 Where To Find Ben 34:52 Podcast Outro And Credits — 🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast: 👉 YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👉 Apple Podcasts / iTunes → https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490 👉 Spotify → https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg — 💜 Support My Work & Unlock Special Perks: 👉 Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events, including virtual seminars: https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 👉 Use my AutoPilot affiliate link to save points, miles, and money with this flight rebooking tool https://www.withautopilot.com/?partner=HurdyGurdy 👉 Sign up for NextCard Pro features to maximize your credit card benefits: https://www.nextcard.com/affiliates/hurdygurdytravel 👉 Use my Descript referral link to edit your podcast episodes, videos, and more. https://descript.cello.so/yiM83psckcY — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode recorded just for you 🎙️💬 ✨ Bonus content 🎁 — RSVP for monthly in-person meetups in Willow Grove, Pennsylvania: https://www.meetup.com/phillymilesandpoints/ 🌐 Stay Connected With Me: 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/

    Miles and Points with Ben Komenkul

  5. Oct 20

    Miles and Points with Joseph Petrovic

    Using Points, Miles & Credit Card Bonuses to Travel Better for Less | Special Guest: Joseph Petrovic Justin Vacula of the Hurdy Gurdy Travel Podcast re-releases and remasters a past conversation with Joseph Petrovic of Award Travel 101 about using points, miles, credit card rewards, transferable currencies, bank bonuses, and loyalty programs to travel at low cost. Recorded again for release in October of 2026, the conversation explores how Joseph got started in points and miles around 2017–2018, how he got his wife involved in the hobby, and why Facebook groups, conferences, meetups, and networking can help beginners learn faster. Justin and Joseph discuss the fundamentals of a responsible credit card rewards strategy, including paying balances in full, avoiding interest, maximizing category bonuses, and using flexible points. They also discuss airline transfer partners such as Air Canada Aeroplan and Avianca LifeMiles, along with the trade-offs between cashback rewards, award travel, elite status, hotel certificates, and other loyalty benefits. Timestamps 00:00 Podcast Theme Song 00:32 Intro 01:14 Player Two Buy-In 03:08 Dave Ramsey vs Points and Miles 05:17 Networking And Points Communities 10:24 Better Travel With Points 12:32 Offers, Gift Cards, And Bank Bonuses 16:10 Discounted, not Free Travel 20:07 Why Banks Offer Bonuses 23:28 Elite Status Strategy And Math 27:46 Aspirational Trips And Upgrades 30:13 Cards, Plans, And Beginner Advice 34:37 Where To Find Joseph 35:28 Outro And Support Links — 🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast: 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👉 Apple Podcasts / iTunes → https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490 👉 Spotify → https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg 👉 iHeartRadio → https://www.iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405/ 👉 …and many other podcast platforms worldwide! 🌍🎧 📡 Prefer using your favorite app? Simply copy & paste my podcast RSS feed: http://feeds.soundcloud.com/users/soundcloud:users:706382626/sounds.rss — 💜 Support My Work & Unlock Special Perks: 👉 Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events, including virtual seminars: https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 👉 Use my AutoPilot affiliate link to save points, miles, and money with this flight rebooking tool https://www.withautopilot.com/?partner=HurdyGurdy 👉 Sign up for NextCard Pro features to maximize your credit card benefits: https://www.nextcard.com/affiliates/hurdygurdytravel 👉 Use my Descript referral link to edit your podcast episodes, videos, and more. https://descript.cello.so/yiM83psckcY — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode recorded just for you 🎙️💬 ✨ Bonus content 🎁 — RSVP for monthly in-person meetups in Willow Grove, Pennsylvania: https://www.meetup.com/phillymilesandpoints/ 🌐 Stay Connected With Me: 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/

    Miles and Points with Joseph Petrovic

  6. Oct 15

    Rove Report: JetBlue Transfer Bonus and Updates

    Rove Adds JetBlue TrueBlue + Limited-Time 20% Transfer Bonus Justin Vacula of the Hurdy Gurdy Travel Podcast welcomes Carissa Rawson from Rove to discuss Rove’s new JetBlue TrueBlue partnership and a limited-time 20% transfer bonus running from October 15 through November 14, 2026. Justin and Carissa also explain how Rove works as a free travel rewards platform that does not require a credit card. Users can earn Rove Miles through hotel bookings, flights, shopping, dining, gift cards, referrals, and other activities. The episode also covers JetBlue’s economy experience, free Wi-Fi, Mint business class, and the airline’s expanding partnership with United Airlines. Justin and Carissa discuss how JetBlue TrueBlue fits into Rove’s growing list of transfer partners and how travelers might use the new partnership for domestic and international award travel. Carissa also shares updates on the Rove app, including Android availability, upcoming poissible holiday promotions, instant-earning Rove gift cards, and other product developments coming to the platform. Timestamps 00:00 Theme Song 00:35 Intro 01:27 What Is Rove? 02:06 Earning Rove Miles And Referrals 02:47 JetBlue TrueBlue Partner And 20% Bonus 04:20 JetBlue Economy And Free Wi-Fi 05:39 Mint And Qsuite Redemptions 06:56 United Partnership And Award Search 08:23 Instant Transfers And Rove Growth 09:35 More Transfer Bonuses 10:51 Listener Question: International Expansion 12:05 Upcoming Possible Promos And App Updates 14:38 Rove Gift Cards Update 16:41 Wrap Up And Reminders — 🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast: 👉 YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👉 Apple Podcasts / iTunes → https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490 👉 Spotify → https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg 👉 iHeartRadio → https://www.iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405/ — 💜 Support My Work & Unlock Special Perks: 👉 Support me through referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events, including virtual seminars: https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 👉 Use my AutoPilot affiliate link to save points, miles, and money with this flight rebooking tool https://www.withautopilot.com/?partner=HurdyGurdy 👉 Sign up for NextCard Pro features to maximize your credit card benefits: https://www.nextcard.com/affiliates/hurdygurdytravel 👉 Use my Descript referral link to edit your podcast episodes, videos, and more. https://descript.cello.so/yiM83psckcY — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode recorded just for you 🎙️💬 ✨ Bonus content 🎁 — RSVP for monthly in-person meetups in Willow Grove, Pennsylvania: https://www.meetup.com/phillymilesandpoints/ 🌐 Stay Connected With Me: 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/

    Rove Report: JetBlue Transfer Bonus and Updates

  7. Oct 11

    LuxuryCard Black Card: Finally Worth Getting?

    Is the Barclays Luxury Card Black Card Finally Worth It? 75K Bonus + Triple-Dip Strategy Justin Vacula of the Hurdy Gurdy Travel Podcast joins co-host Darren to discuss whether Barclays' $699 annual-fee Luxury Card Mastercard Black Card is finally worth considering after launching an elevated 75,000-point welcome bonus. The new offer awards 75,000 points after $6,000 in qualifying spend. The card markets those points as worth up to $1,500 toward airfare or $1,125 in cash back. Justin and Darren explain the redemption math, including the card’s 1.5-cent-per-point cash-back value and 2-cent-per-point value when redeeming toward airfare through the Luxury Card travel portal. The episode focuses on a potential late-December 2026 application strategy designed to maximize calendar-year credits. Justin and Darren discuss whether opening the card in mid-to-late December 2026 could create a triple dip opportunity across three calendar years for the card’s $200 annual airline credit and $100 annual dining credit. Timestamps 00:00 Intro Theme 00:32 Black Card Overview 01:38 Welcome Bonus Math 03:03 Triple-Dip Strategy 04:36 Airline Credit Terms 05:22 Using Airline Credits 08:37 Dining Credit Terms 09:36 Gift Card Workarounds 12:24 Keeper Cards 15:13 Sponsor Break 16:17 Better Barclays Alternatives? 20:58 Who Should Get It 24:43 Ratings And Comparisons 30:46 Final Verdict And Wrap Up 31:41 Outro And Support Links 🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast: 👉 YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👉 Apple Podcasts / iTunes → https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490 👉 Spotify → https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg 👉 …and many other podcast platforms worldwide! 🌍🎧 — 💜 Support My Work & Unlock Special Perks: 👉 Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events, including virtual seminars: https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 👉 Use my AutoPilot affiliate link to save points, miles, and money with this flight rebooking tool https://www.withautopilot.com/?partner=HurdyGurdy 👉 Sign up for NextCard Pro features to maximize your credit card benefits: https://www.nextcard.com/affiliates/hurdygurdytravel 👉 Use my Descript referral link to edit your podcast episodes, videos, and more. https://descript.cello.so/yiM83psckcY — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode recorded just for you 🎙️💬 ✨ Bonus content 🎁 — RSVP for monthly in-person meetups in Willow Grove, Pennsylvania: https://www.meetup.com/phillymilesandpoints/ 🌐 Stay Connected With Me: 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/

    LuxuryCard Black Card: Finally Worth Getting?

  8. Oct 5

    US Bank Launches Two New Business Credit Cards

    U.S. Bank Business Essentials Cards 2026: $1,000 Bonus, 5% Category & Jessica Alba Justin Vacula of the Hurdy Gurdy Travel Podcast is joined by returning co-host Darren to discuss U.S. Bank’s two new business credit cards launching in late September 2026: the U.S. Bank Business Essentials Plus Card and the no-annual-fee U.S. Bank Business Essentials Card. The Business Essentials Plus Card comes with a $295 annual fee and a $1,000 cash bonus after $15,000 in spending within 150 days. It earns 2% cash back on purchases and 5% cash back in your top eligible spending category each month, on up to $200,000 in annual purchases. Justin and Darren also explain the card’s higher earning tiers tied to 30-day average balances in an eligible U.S. Bank business checking account. Timestamps 00:00 Theme Song Intro 00:32 Episode Setup and New Cards 02:03 Jessica Alba and Press Release 05:13 Business Essentials Plus Card 09:46 Business Essentials Card 12:44 Best Pick and Alternatives 16:18 Break and Support the Show 16:50 Business Credit Card Strategy 18:57 Listener Question: Checking Account Terms 24:03 Final Thoughts and Who Should Apply 26:42 Upcoming Travel Plans and Support the Show 30:30 Closing Theme 🎙️ 📢 Listen to the Hurdy Gurdy Travel Podcast: 👉 SoundCloud → https://soundcloud.com/hurdygurdytravelpodcast 👉 YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👉 Apple Podcasts / iTunes → https://podcasts.apple.com/us/podcast/hurdy-gurdy-travel-podcast/id1489093490 👉 Spotify → https://open.spotify.com/show/0PRUx83Z4XKHengsgOoLWg 👉 iHeartRadio → https://www.iheart.com/podcast/269-hurdy-gurdy-travel-podcast-51807405/ 👉 …and many other podcast platforms worldwide! 🌍🎧 📡 Prefer using your favorite app? Simply copy & paste my podcast RSS feed: http://feeds.soundcloud.com/users/soundcloud:users:706382626/sounds.rss — 💜 Support My Work & Unlock Special Perks: 👉 Support me through helpful referral links on my site: https://hurdygurdytravel.com/donate-referral-links/ 👉 Use my CardPointers affiliate link to save on annual and lifetime memberships → https://www.cardpointers.com/hurdygurdytravel 👉 Use my Savewise affiliate link to activate grocery coupons, maximize shopping portals, and more: https://getsavewise.com/pro?ref=hurdygurdy 👉 Become a Frequent Traveler University member and sign up for events, including virtual seminars: https://ftuniversity.com/?aff=24 👉 Earn 500 miles when signing up for Rove Miles using my referral link: www.rovemiles.com/?signup&referralCode=8AS1JSG9 👉 Use my AutoPilot affiliate link to save points, miles, and money with this flight rebooking tool https://www.withautopilot.com/?partner=HurdyGurdy 👉 Sign up for NextCard Pro features to maximize your credit card benefits: https://www.nextcard.com/affiliates/hurdygurdytravel 👉 Use my Descript referral link to edit your podcast episodes, videos, and more. Descript offers tools, including studio sound, removal of filler words, and the ability to edit from a generated transcript. https://descript.cello.so/yiM83psckcY — 👉 Visit the Support Tab on my website to contribute via SubscribeStar → https://www.subscribestar.com/hurdygurdytravel 🎁 Subscriber & Supporter Perks Include: ✨ One-on-one calls with me ✨ Advance notice of upcoming podcast guests (submit your questions!) ✨ A custom podcast episode recorded just for you 🎙️💬 ✨ Bonus content 🎁 — RSVP for monthly in-person meetups in Willow Grove, Pennsylvania: https://www.meetup.com/phillymilesandpoints/ 🌐 Stay Connected With Me: 🔔 Subscribe on YouTube → https://www.youtube.com/@HurdyGurdyTravelPodcast 👍 Like on Facebook → https://www.facebook.com/HurdyGurdyTravelPodcast 🐦 Follow on Twitter / X → https://x.com/HurdyGurdyTravl 📸 Follow on Instagram → https://www.instagram.com/justinvacula/

    US Bank Launches Two New Business Credit Cards
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3.7
out of 5
31 Ratings

About

Travel the world at next to no cost with credit card rewards!

Information

  • Creator
    Justin Vacula
  • Years Active
    2019 - 2026
  • Episodes
    227
  • Rating
    Clean
  • Copyright
    © All rights reserved
  • Show Website
    Hurdy Gurdy Travel Podcast

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