Money and Investing with Andrew Baxter

Andrew Baxter

Money and Investing with Andrew Baxter looks at growing wealth and investment strategies for everyday Australians.

  1. 4d ago

    Are Australian Banks in Trouble? The Growing Risks From Falling Property Prices, Credit and Mortgage Demand

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Are Australian banks in trouble? In this episode, Andrew and Mitch examine the growing pressure facing Australian banks as credit growth slows, mortgage applications fall and property prices begin to pull back. The discussion looks at what a 2% decline in Australian property prices could mean for borrowers, investors and the wider banking system. They break down the risks around negative equity, higher debt servicing costs, loan arrears and potential repossessions, particularly for Australians who have borrowed heavily. Andrew also discusses why falling loan applications could eventually put pressure on bank earnings and valuations. With property investors becoming more cautious and major players reducing their exposure to real estate, the episode asks what these signals could mean for Australian banks and the broader economy. If you have a mortgage, own property or invest in Australian banks, this episode offers useful context on the risks worth watching as economic and property conditions change. Subscribe, leave a review and share this episode with someone who needs to hear it. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  2. Aug 23

    S&P 500 All-Time Highs: Why Everyone Is Worried and What the Data Really Says

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. The S&P 500 All-Time Highs are here, and while investors should be celebrating, there's a growing sense of unease running through the market. In this episode, Andrew and Mitch unpack exactly why the S&P 500 All-Time Highs are happening now, breaking down the eye-watering 50% year-on-year earnings growth driving this rally and asking whether it's sustainable or built on shaky foundations. They dig into the $1.3 trillion capital expenditure commitment from the hyperscalers, comparing Google's smart AI strategy to the Kodak mistake, and explaining why Microsoft soared while Meta stumbled despite both riding the same AI wave. The boys also explore the shift from early cycle to mid cycle investing, where quality earnings are starting to matter more than growth at all costs. Then it's onto the risks nobody wants to talk about: rising Treasury yields, a new Fed chair shaking up rate expectations, and geopolitical tension in the Middle East pushing oil prices higher. If you've been wondering why the S&P 500 All-Time Highs feel more nerve-racking than exciting, this episode breaks down the real data behind the headlines so you can make sense of what's actually going on. Whether you're a seasoned investor or just starting out, this episode delivers the clarity you need. Hit subscribe, leave a review, and share this episode with someone who needs to hear it. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  3. Aug 16

    The Big Australian Rip Off: The Real Inflation Rate Is Nothing Like What You've Been Told

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. What if the Inflation Rate you hear in the headlines does not reflect the real increase in the cost of living? In this episode, Andrew breaks down The Big Australian Rip Off and examine why the official Inflation Rate may tell a very different story from what Australians are experiencing in their everyday lives. From rising household costs to the pressure on purchasing power, this conversation looks at the real impact of inflation and why the numbers matter when you are making decisions about your money, investments and financial future. Andrew discusses how inflation affects the value of your income and savings, why Australians can feel worse off even when the reported Inflation Rate is falling, and what these changing costs mean for investors and everyday households. If you have noticed your money does not go as far as it used to, this episode provides useful context around the Inflation Rate and the real cost of living in Australia. Listen now to understand the numbers behind Australia's inflation story and what they could mean for your finances. Subscribe, leave a review, and share this episode with someone who needs to hear it. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  4. Aug 9

    Cashflow on Demand in Today’s Market: How to Generate Upfront Income While Managing Investment Risk

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. In this episode, Andrew and Mitch break down Cashflow on Demand and how investors can generate regular income from their share portfolio in today’s market. With the cost of living rising, interest rates putting pressure on household budgets, and traditional capital growth strategies facing changing tax conditions, the discussion looks at why creating additional cash flow from investments matters. You’ll learn how Cashflow on Demand can help turn assets you already hold into a source of regular income, with strategies that may generate cash flow weekly, fortnightly or monthly. Andrew and Mitch also explain the difference between relying on dividends and creating income through an active investment strategy. The episode covers how selling options can generate upfront income, why getting paid first can provide greater certainty, and how volatility can create opportunities for investors. Risk management is also a major focus, including why protecting your capital and knowing when to cut a losing position can matter as much as generating returns. If you want to understand how Cashflow on Demand works, how it can provide regular investment income, and why the strategy remains relevant in the current market, this episode is worth a listen. Subscribe to the Money and Investing Show, leave a review, and share this episode with someone looking for ways to create more income from their investments. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  5. Aug 2

    Course Correct or Crash Land? The Mid-Year Portfolio Review Nobody Wants to Do

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Is your investment portfolio still on course, or has it quietly drifted off track? In this episode, Andrew and Mitch explain why a Mid-Year Portfolio Review is one of the most valuable habits for long term investors and why waiting until the end of the year could cost you opportunities. Using the simple analogy of an aircraft making constant course corrections, they discuss how successful investors regularly review their portfolios, rebalance asset allocation, assess risk, and make informed decisions before small issues become bigger problems. This episode walks through the key areas to review, including portfolio performance, diversification, capital gains tax considerations, superannuation, cash positions, and how your investments align with your financial goals. Rather than reacting emotionally to market movements, Andrew shares a practical framework for making measured adjustments that keep your investment strategy moving in the right direction. A Mid-Year Portfolio Review is not about chasing returns or predicting the market. It is about making thoughtful decisions based on where you are today and where you want to be by year's end. If you've been putting off your Mid-Year Portfolio Review, this episode offers the insights and action steps to help you course correct with confidence. Enjoyed this episode? Subscribe, leave us a review, and share it with someone who could benefit from a smarter approach to investing. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  6. Jul 26

    How to Profit from the Next Stock Market Crash: 5 Stocks We'd Buy Immediately

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. A market crash can be one of the most stressful times for investors, but it can also create some of the best buying opportunities. In this episode, Andrew and Mitch explain how experienced investors prepare for a market crash instead of fearing it. They reveal the 5 stocks they'd buy immediately if markets sold off, and why these businesses could offer strong long term value when prices fall. You'll learn what separates high quality companies from the rest, why patience and preparation matter during periods of volatility, and how to build a watchlist before the next market crash arrives. Rather than reacting to headlines or making emotional decisions, you'll hear the framework Andrew uses to identify companies with strong fundamentals, reliable earnings, and the potential to recover when markets stabilise. If you've ever wondered how to profit from the next stock market crash, this episode provides practical insights to help you think like a disciplined investor. From managing risk to recognising opportunity, you'll gain ideas you can apply before the next market crash catches investors by surprise. Tune in now to hear the 5 stocks we'd buy immediately and learn how to prepare for future market downturns with greater confidence. If you enjoyed this episode, subscribe, leave a review, and share it with someone who wants to invest smarter before the next market crash. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  7. Jul 19

    The 10 Millionaire Habits We Found After Analysing 100 Success Stories

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. What separates those who build lasting wealth from those who never quite get there? Is it luck, talent, or something far simpler? In this episode, Andrew breaks down The 10 Millionaire Habits We Found After Analysing 100 Success Stories, revealing the common behaviours that consistently appeared among self made millionaires. Rather than focusing on quick wins or flashy investments, they unpack the practical millionaire habits that shape better financial decisions over time. From developing a long term mindset and taking calculated risks to building discipline, investing consistently, learning from setbacks, and surrounding yourself with the right people, this conversation highlights the patterns that repeatedly lead to financial success. These millionaire habits are not reserved for the wealthy. They are behaviours that anyone can begin applying to improve their financial future. If you've ever wondered what successful people do differently, or you're looking for practical ways to build wealth with greater confidence, this episode is packed with insights you can put into action today. You'll come away with a clearer understanding of the millionaire habits that have helped hundreds of successful people grow and protect their wealth over the long term. If you enjoyed this episode, subscribe for more investing and wealth building insights, leave us a review, and share this episode with someone who wants to build lasting financial success. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  8. Jul 12

    The 5 Assets You Need If You Want to Build Real Wealth

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. If you've ever wondered why some people build serious wealth while others stay stuck on the savings treadmill, this episode is for you. Andrew breaks down the 5 assets that make people richer, from owning and scaling a business to leveraging property, cash flow assets and financial education itself. You'll learn why you can't save your way to wealth, and why the truly wealthy focus on acquiring assets that make people richer instead of chasing a bigger pay cheque. Andrew shares real stories from his own journey building a business, along with practical insight into structuring for tax effectiveness, managing cash flow and avoiding the classic traps that trip up so many aspiring business owners. Andrew keeps the conversation grounded, asking the questions every listener wants answered about risk, diversification and where to start. Whether you're just starting your wealth journey or looking to sharpen your existing strategy, this episode lays out exactly which assets that make people richer deserve a place in your portfolio, and how to approach each one with your eyes wide open. Tune in now to discover the 5 assets that make people richer and start building the financial future you deserve. If you enjoyed this episode, subscribe to the Money and Investing Show, leave us a review, and share it with someone who's ready to start building real wealth. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

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Money and Investing with Andrew Baxter looks at growing wealth and investment strategies for everyday Australians.

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