Money and Investing with Andrew Baxter

Andrew Baxter

Money and Investing with Andrew Baxter looks at growing wealth and investment strategies for everyday Australians.

  1. 16h ago

    Why the US Stock Market Is Falling and What Investors Should Be Watching Right Now

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. The US Stock Market has faced months of uncertainty, with the S&P 500 and Nasdaq struggling to make meaningful progress as investors weigh higher interest rates, inflation, energy prices and slowing economic activity. In this episode, Andrew and Mitch break down why the US Stock Market is under pressure and the major forces shaping where markets could go next. They examine the impact of rising oil prices, weaker consumer sentiment, slowing retail activity and the growing risk of stagflation as higher costs collide with a softer economy. The discussion also looks at rising Treasury yields and why attractive bond returns can pull capital away from shares. Higher borrowing costs are also creating challenges for companies funding major expansion projects, particularly across AI, technology and data centres. Despite the uncertainty, corporate earnings remain strong, creating an unusual environment where weak economic signals are competing with solid business performance. Andrew also discusses market opportunities, portfolio protection, options strategies and the currency risks Australian investors face when investing overseas. If you are trying to understand what is driving the US Stock Market and what investors should be watching right now, this episode provides practical context for the months ahead. Subscribe, leave a review and share this episode with someone following the markets. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  2. Sep 20

    The RBA Could Raise Rates Again: How Another Interest Rate Hike Could Affect Your Finances

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Could your next mortgage repayment put even more pressure on your budget? The RBA could raise rates again, making the outlook for Australian interest rates an issue that reaches straight into your finances. Another rate rise could mean higher borrowing costs, less room for everyday spending and tougher decisions about where your money goes. For investors, it also raises questions about business profitability, property affordability and the impact of debt on investment returns. This episode puts the possibility of higher interest rates into a practical context. Why might the Reserve Bank of Australia consider another increase? How does inflation influence that decision? And what could it mean for your mortgage, savings and investment plans? The focus is on understanding how a rate rise could flow through your finances, from household cash flow to the businesses you invest in. When borrowing becomes more expensive, knowing your exposure can help you assess the pressure on your budget and your longer-term goals. If you’re waiting for relief from mortgage costs or wondering how another rate rise could affect your financial plans, tune in for a clear look at the questions that matter. Subscribe, leave a review and share this episode with someone keeping an eye on interest rates. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  3. Sep 13

    How War and Rising Energy Prices Affect the Global Economy with Steve Jermy

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and special guest Steve Jermy, retired Royal Navy Commodore and energy specialist. War and rising energy prices can affect everything from your weekly shopping bill to the outlook for your investments. But how do decisions made on the battlefield translate into financial pressure for households, businesses and governments? Drawing on his military and offshore energy experience, Steve joins Andrew to examine the connection between global conflict, energy supplies and economic growth. He shares his perspective on the conflicts involving Russia, Ukraine and Iran, and their potential economic consequences. The conversation looks at how disrupted oil supplies, sanctions and shipping constraints can push up costs across transport, food production and manufacturing. Steve also explains why he believes the cost of living crisis is closely tied to energy, and why restoring supply chains takes time even after disruptions ease. For investors, understanding war and rising energy prices means looking beyond daily market headlines. Andrew and Steve discuss the pressures facing European economies, the risks of weaker growth and the importance of recognising how energy supports business activity. Tune in for a discussion that connects geopolitical decisions with the economic conditions affecting your money. Subscribe, leave a review and share this episode with someone who wants to better understand the forces shaping the economy. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387   Steve Substack: https://stevejermy.substack.com   Principles & Practice of Air Defence (Focused on the US-Iran War): https://stevejermy.substack.com/p/principles-and-practice-of-air-defence

  4. Sep 6

    5 Charts Every Investor Should Be Looking At (And How They Impact Your Investments)

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. What can oil prices tell you about your shares? Why do bond yields matter to your property investments? And what happens when strong company earnings stop exciting investors? This week, Andrew and Mitch break down the 5 charts every investor should be looking at: oil prices, bond yields, gold, the US dollar, and S&P 500 earnings. They explain how these indicators connect and what they can tell you about inflation, interest rates, investor sentiment, and investment valuations. Learn how rising oil prices can squeeze company profits and household budgets, why an inverted yield curve attracts attention, and how higher interest rates change the appeal of different assets. Andrew also questions gold’s role as a safe haven and explains why price-to-earnings ratios deserve a closer look before you rely on them. The conversation brings these relationships back to your portfolio, helping you understand the forces affecting shares, property, and bonds. You’ll hear why a regular weekly check can support clearer investment decisions without following every market headline. If you want to understand the 5 charts every investor should be looking at, this episode provides a practical starting point for connecting economic signals with your investments. Tune in, subscribe, and share this episode with an investor who wants to see the bigger picture. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  5. Aug 30

    Are Australian Banks in Trouble? The Growing Risks From Falling Property Prices, Credit and Mortgage Demand

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Are Australian banks in trouble? In this episode, Andrew and Mitch examine the growing pressure facing Australian banks as credit growth slows, mortgage applications fall and property prices begin to pull back. The discussion looks at what a 2% decline in Australian property prices could mean for borrowers, investors and the wider banking system. They break down the risks around negative equity, higher debt servicing costs, loan arrears and potential repossessions, particularly for Australians who have borrowed heavily. Andrew also discusses why falling loan applications could eventually put pressure on bank earnings and valuations. With property investors becoming more cautious and major players reducing their exposure to real estate, the episode asks what these signals could mean for Australian banks and the broader economy. If you have a mortgage, own property or invest in Australian banks, this episode offers useful context on the risks worth watching as economic and property conditions change. Subscribe, leave a review and share this episode with someone who needs to hear it. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  6. Aug 23

    S&P 500 All-Time Highs: Why Everyone Is Worried and What the Data Really Says

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. The S&P 500 All-Time Highs are here, and while investors should be celebrating, there's a growing sense of unease running through the market. In this episode, Andrew and Mitch unpack exactly why the S&P 500 All-Time Highs are happening now, breaking down the eye-watering 50% year-on-year earnings growth driving this rally and asking whether it's sustainable or built on shaky foundations. They dig into the $1.3 trillion capital expenditure commitment from the hyperscalers, comparing Google's smart AI strategy to the Kodak mistake, and explaining why Microsoft soared while Meta stumbled despite both riding the same AI wave. The boys also explore the shift from early cycle to mid cycle investing, where quality earnings are starting to matter more than growth at all costs. Then it's onto the risks nobody wants to talk about: rising Treasury yields, a new Fed chair shaking up rate expectations, and geopolitical tension in the Middle East pushing oil prices higher. If you've been wondering why the S&P 500 All-Time Highs feel more nerve-racking than exciting, this episode breaks down the real data behind the headlines so you can make sense of what's actually going on. Whether you're a seasoned investor or just starting out, this episode delivers the clarity you need. Hit subscribe, leave a review, and share this episode with someone who needs to hear it. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  7. Aug 16

    The Big Australian Rip Off: The Real Inflation Rate Is Nothing Like What You've Been Told

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. What if the Inflation Rate you hear in the headlines does not reflect the real increase in the cost of living? In this episode, Andrew breaks down The Big Australian Rip Off and examine why the official Inflation Rate may tell a very different story from what Australians are experiencing in their everyday lives. From rising household costs to the pressure on purchasing power, this conversation looks at the real impact of inflation and why the numbers matter when you are making decisions about your money, investments and financial future. Andrew discusses how inflation affects the value of your income and savings, why Australians can feel worse off even when the reported Inflation Rate is falling, and what these changing costs mean for investors and everyday households. If you have noticed your money does not go as far as it used to, this episode provides useful context around the Inflation Rate and the real cost of living in Australia. Listen now to understand the numbers behind Australia's inflation story and what they could mean for your finances. Subscribe, leave a review, and share this episode with someone who needs to hear it. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

  8. Aug 9

    Cashflow on Demand in Today’s Market: How to Generate Upfront Income While Managing Investment Risk

    Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. In this episode, Andrew and Mitch break down Cashflow on Demand and how investors can generate regular income from their share portfolio in today’s market. With the cost of living rising, interest rates putting pressure on household budgets, and traditional capital growth strategies facing changing tax conditions, the discussion looks at why creating additional cash flow from investments matters. You’ll learn how Cashflow on Demand can help turn assets you already hold into a source of regular income, with strategies that may generate cash flow weekly, fortnightly or monthly. Andrew and Mitch also explain the difference between relying on dividends and creating income through an active investment strategy. The episode covers how selling options can generate upfront income, why getting paid first can provide greater certainty, and how volatility can create opportunities for investors. Risk management is also a major focus, including why protecting your capital and knowing when to cut a losing position can matter as much as generating returns. If you want to understand how Cashflow on Demand works, how it can provide regular investment income, and why the strategy remains relevant in the current market, this episode is worth a listen. Subscribe to the Money and Investing Show, leave a review, and share this episode with someone looking for ways to create more income from their investments. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1  FREE Online Training with Andrew Baxter: https://bit.ly/cod-online   Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/  The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/  The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387

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Money and Investing with Andrew Baxter looks at growing wealth and investment strategies for everyday Australians.

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