Capitalist Investor

Strategic Wealth Partners
  • 4.9 (91)
  • Investing
  • Updated Weekly

Check out the "Capitalist Investor" podcast where hosts Derek, Luke and Tony break down complex financial topics and recent market trends with a sharp eye. This podcast is all about getting into the nitty-gritty of things like stock buybacks, tax policies, meme stocks, and a whole lot more. The guys aren’t just brains; they keep things light with a great mix of deep dives and easy banter that keeps you hooked and learning. Whether they’re chatting about Warren Buffett’s latest strategies, how Biden’s tax plans might hit different income levels, or the buzz around a big golf tournament, you’ll come away with a solid grip on how these issues could shake up your financial world. Perfect for investors, retirees, or just anyone keen to keep up with the financial universe, "Capitalist Investor" makes the complex understandable and entertaining.

  1. 1d ago

    Sticky Inflation, Interest Rates and What Investors Should Do Next

    Rate cuts were expected at the beginning of 2026. Then inflation concerns and rising energy prices put potential rate hikes back on the table. Now, the latest inflation data has changed the outlook once again. In this episode of The Capitalist Investor, the team breaks down why inflation may remain between 3% and 4% for the foreseeable future and what that could mean for stocks, bonds, real estate, cash, annuities, and retirement income. They discuss the potential rotation between growth and value stocks, why higher rates may benefit financial companies, how investors should review bond duration, and where to consider holding cash that is earning little or no interest. Most importantly, they explain why investors should not make major portfolio changes every time the economic forecast shifts. The news can change quickly. A strong financial plan should be able to adjust without being completely rebuilt around each new headline. The opinions expressed in this podcast are for general informational purposes only and are not intended to provide specific investment, financial, legal, or tax advice. Please consult a qualified professional regarding your individual situation.

  2. Jul 9

    Immigration, Housing Costs and Retirement: What the Fed Study Really Says

    The Federal Reserve just released data linking immigration to housing market trends. Learn how rising house prices impact your retirement. This episode of The Capitalist Investor examines recent research from the Federal Reserve regarding the connection between unauthorized immigration and housing market trends. We bypass the political noise to focus strictly on the economic data provided by the central bank. If you are concerned about how shifting demographics might alter your long-term financial stability, this analysis provides a clear look at the current landscape. Our goal is to help you understand how rising house prices and increasing rent prices might influence your personal retirement planning. By reviewing this specific study, we highlight why housing costs are a critical variable in your financial strategy. We break down the implications for investors and homeowners alike, ensuring you have the data needed to adjust your portfolio expectations. Subscribe for weekly investment breakdowns, and let us know in the comments how you are adjusting your portfolio for the current economic climate.

  3. Jul 2

    Common IRA Mistakes That Could Hurt Your Retirement Plan

    Roth or traditional IRA? 401(k) or IRA? Tax deduction now or tax-free withdrawals later? These are common questions when saving for retirement, but many people get stuck trying to make the “perfect” decision and end up delaying the most important step: actually saving. In this episode of The Capitalist Investor, the crew breaks down common IRA and retirement account mistakes, including why Roth vs. traditional is not always a simple answer, how required minimum distributions can affect retirement income, why spousal IRA contributions are often overlooked, and how your 401(k) and IRA should work together instead of being treated as separate decisions. They also discuss the importance of having money in different tax buckets, using retirement accounts strategically, and avoiding the mistake of looking at each investment account in a vacuum. If you are building your retirement plan, reviewing your IRA, or trying to decide how your 401(k) fits into your larger financial picture, this episode will help you think through the bigger strategy. Listen to The Capitalist Investor for conversations about retirement planning, investing, taxes, financial strategy, and the decisions that can impact your long-term financial future. Chapters 0:00 Common IRA and retirement account mistakes 0:47 Roth vs. traditional IRA 1:32 Required minimum distributions and taxes 2:35 Why generic retirement advice can be misleading 3:55 The biggest mistake: procrastinating on saving 4:34 Why tax buckets matter in retirement 5:30 Spousal IRA contributions 6:26 Coordinating your 401(k) and IRA 7:47 Looking at retirement accounts holistically 8:38 Balancing overexposure in your portfolio 9:08 Final thoughts

  4. Jun 25

    Why More People Are Tapping Their 401(k)s Early

    A record number of Americans are tapping their 401(k)s through hardship withdrawals, and the reasons are not small or careless expenses. Many people are using retirement savings to avoid foreclosure, cover medical bills, or pay for major home repairs. In this episode of The Capitalist Investor, Derek and Dave Huberty discuss what is driving the increase in hardship withdrawals, why inflation and rising household costs are putting pressure on retirement plans, and what people should understand before pulling money out of a 401(k). They also talk about the real cost of early withdrawals, including taxes, penalties, lost compounding growth, and the impact it can have on near-retirees. The conversation wraps with practical ways to prepare for unexpected expenses, including building the right-sized emergency fund and considering other sources of liquidity before touching retirement savings. Key Topics Covered  Why 401(k) hardship withdrawals have increased  The difference between averages and what many households are actually experiencing  Common reasons people are accessing retirement funds early  Taxes, penalties, and opportunity cost  Why withdrawals can be especially damaging close to retirement  How inflation is forcing people to reassess their budgets  Why a $1,000 emergency fund may not be enough anymore  How emergency savings and home equity lines of credit can help protect your retirement plan

  5. Jun 18

    Should Retirees Invest in SpaceX? | Breaking Down the Biggest IPO in History

    SpaceX just made history with the largest IPO ever, raising $75 billion and quickly becoming one of the most valuable companies in the world. The excitement has investors asking one question: Should you buy SpaceX stock? In this episode of The Capitalist Investor, Derek and Jack take a balanced look at the opportunities and risks surrounding SpaceX's public debut. Rather than focusing on hype, they discuss whether this high-growth company belongs in a retirement portfolio. Topics include:  Why the SpaceX IPO is making headlines  The bull case for investing in SpaceX  Valuation concerns and potential risks  How the IPO lockup period could affect the stock price  Why retirees should think differently about growth investments  The difference between investing for excitement and investing for retirement income If you're approaching retirement or simply wondering whether SpaceX deserves a place in your portfolio, this conversation provides the perspective you need before making a decision. The opinions expressed in this podcast are for educational purposes only and should not be considered investment, tax, or legal advice. Always consult a qualified financial professional regarding your individual situation.

  6. Jun 11

    Don’t Leave Your Family Wealthy And Confused

    Most retirement planning focuses on building wealth. But what happens when age, illness, or cognitive decline make it difficult, or impossible, to manage your money? In this episode of The Capitalist Investor, Diamond Hands D is joined by Sam and Jack to talk through one of the most important retirement planning conversations families tend to avoid: how to protect your finances before something goes wrong. They discuss why cognitive decline is a real concern in retirement, why legal documents need to be handled before they are needed, and how tools like durable power of attorney, trusted contact designations, revocable living trusts, health care proxies, and financial power of attorney can help protect both retirees and their families. The team also covers practical steps beyond legal documents, including naming beneficiaries, consolidating accounts, creating a financial inventory, automating the right bills, reviewing auto transfers, and making sure someone trusted is watching out for potential fraud or exploitation. The biggest takeaway: building wealth is only part of the plan. You also need to make sure your family knows where everything is, who can act on your behalf, and what to do if you can no longer make financial decisions on your own.

  7. Jun 4

    Is the 4% Rule Still Safe for Retirement?

    For decades, the 4% rule has been one of the most common retirement planning guidelines. The idea was simple: withdraw 4% of your portfolio in the first year of retirement, adjust for inflation each year, and your money should last for 30 years. But does that rule still work today? In this episode of The Capitalist Investor, Diamond Hands D is joined by Sam and Jack to break down where the 4% rule came from, why it was never meant to be a one-size-fits-all strategy, and what has changed since it became popular in the 1990s. They discuss bond returns, longer life expectancy, market valuations, inflation, spending flexibility, guardrails, variable withdrawal strategies, income flooring, and where annuities may fit into a retirement income plan. The biggest takeaway: the 4% rule can still be a helpful starting point, but it should not be the entire plan. Retirement is income, and every retiree needs a strategy built around their actual life, goals, spending needs, and risk tolerance.

  8. May 28

    Should You Save More or Work 2 Extra Years Before Retirement?

    Most people assume the key to retirement is aggressively saving every extra dollar possible. But what if working just two more years could have an even bigger impact? In this episode of The Capitalist Investor, Tony and Derek break down the surprising math behind delaying retirement. They explain how two additional working years can potentially increase 401(k) contributions, allow more time for compound growth, reduce early withdrawals from retirement accounts, and boost Social Security income for the rest of your life. The conversation also explores the real-life side of retirement planning including burnout, health concerns, job satisfaction, part-time work, and the emotional pressure of trying to “save perfectly.” Whether you’re approaching retirement or simply trying to make smarter financial decisions today, this episode offers practical insights that many retirement advisors avoid discussing. Topics discussed include: • Working longer vs saving more  • 401(k) contribution strategies  • Social Security timing  • Retirement income planning  • Market risk during retirement  • Part-time work in retirement  • Financial planning mistakes  • Retirement lifestyle decisions If you want a retirement plan built around real life instead of generic formulas, this episode is for you.

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4.9
out of 5
91 Ratings

About

Check out the "Capitalist Investor" podcast where hosts Derek, Luke and Tony break down complex financial topics and recent market trends with a sharp eye. This podcast is all about getting into the nitty-gritty of things like stock buybacks, tax policies, meme stocks, and a whole lot more. The guys aren’t just brains; they keep things light with a great mix of deep dives and easy banter that keeps you hooked and learning. Whether they’re chatting about Warren Buffett’s latest strategies, how Biden’s tax plans might hit different income levels, or the buzz around a big golf tournament, you’ll come away with a solid grip on how these issues could shake up your financial world. Perfect for investors, retirees, or just anyone keen to keep up with the financial universe, "Capitalist Investor" makes the complex understandable and entertaining.

Information

  • Creator
    Strategic Wealth Partners
  • Years Active
    2020 - 2026
  • Episodes
    382
  • Rating
    Clean
  • Copyright
    © 2026 Capitalist Investor
  • Show Website
    Capitalist Investor

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