Mortgage Note Investing Weekly

Rick Allen & Brett Burky
  • 4.4 (14)
  • Investing
  • Updated Biweekly

Mortgage Note Investing Weekly is a (30-minute tops) podcast covering everything that someone getting started in note investing would want to know. We run Paperstac (a marketplace for mortgage notes) we get a lot of questions from buyers and sellers and with our podcast, we cover the questions that come and share the answers with everyone. We cover strategies, tips & expert secrets to help you improve YOUR note-investing business. 

  1. 5d ago

    How to Evaluate a Mortgage Note Fund Before You Invest

    Thinking about investing in a mortgage note fund but not sure where to start? In this episode of the Paperstac Podcast, Brett Burky sits down with TJ Osterman to break down the most important factors investors should consider when evaluating a mortgage note fund. Whether you're a seasoned investor looking to diversify your portfolio or someone searching for passive income opportunities outside of traditional stocks and bonds, this episode will help you understand what separates a quality fund from one you should avoid. Mortgage note funds have become increasingly popular among investors seeking passive cash flow, real estate-backed investments, portfolio diversification, and exposure to alternative assets. But how do you know which fund is right for you? What questions should you ask? What red flags should you watch for? And how can you evaluate a fund manager before wiring your hard-earned capital? TJ Osterman and Brett Burky walk through the key components of fund evaluation, including: ✅ What is a mortgage note fund? ✅ How mortgage note funds generate returns ✅ What makes a great fund operator ✅ How to evaluate a fund manager's track record ✅ The importance of transparency and reporting ✅ Risk management strategies used by successful funds ✅ Questions every passive investor should ask ✅ Common mistakes investors make when selecting a fund ✅ Red flags that may indicate potential problems ✅ How to align your investment goals with the right fund structure In addition to the discussion with TJ, this episode features interviews and insights from several respected mortgage note fund operators, including: • Earnest Fund • 7e Fund • Integrity Fund These fund managers share their perspectives on investing, portfolio management, risk mitigation, investor communication, and what they believe sets successful mortgage note funds apart from the competition. If you've ever wondered: How do mortgage note funds work?What are the risks of investing in a note fund?How do I compare different mortgage note funds?Should I invest in a fund or buy notes myself?What returns should I expect from a mortgage note fund?What questions should I ask before investing?This episode was created to help answer those questions and provide practical guidance from experienced operators actively managing investor capital. Topics Covered: Mortgage Note FundsNote InvestingPassive IncomeAlternative InvestmentsReal Estate InvestingDistressed DebtSeller FinancingPrivate LendingInvestment FundsCash Flow InvestingWealth BuildingFund ManagementDue DiligenceInvestor RelationsPortfolio DiversificationMortgage NotesSelf-Directed IRA InvestingRetirement InvestingReal Estate NotesPassive Investing StrategiesWhether you're looking to invest through a Self-Directed IRA, diversify your investment portfolio, create passive income, or learn more about mortgage note investing, this episode provides valuable insights from experienced fund managers and industry professionals. 📚 Learn more about mortgage note investing: https://pstac.co/intro-to-note-investing 🏠 Browse mortgage notes for sale: https://paperstac.com 🎙 Listen to the Paperstac Podcast: https://pstac.co/podcast Subscribe for more content covering: Mortgage Note InvestingPassive Income StrategiesAlternative InvestmentsReal Estate InvestingSeller FinancingDistressed Debt InvestingFund ManagementWealth BuildingIndustry News and Trends#MortgageNoteFund #NoteInvesting #PassiveIncome #MortgageNotes #AlternativeInvestments #RealEstateInvesting #DistressedDebt #SellerFinancing #FundManagement #Paperstac #PrivateLending #CashFlowInvesting #SelfDirectedIRA #PassiveInvesting #WealthBuilding Follow Us On These Platforms:👇 Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

    44 min

  2. Jun 5

    Should You Invest in a Mortgage Note Fund or Buy Notes Yourself?

    Should you invest in a mortgage note fund or build your own portfolio of mortgage notes? In this episode of the Paperstac Podcast, Brett Burky and Rick Allen break down one of the most common questions in the note investing industry: Is it better to invest passively through a mortgage note fund or actively purchase mortgage notes yourself? Both strategies can generate attractive returns, passive income, and portfolio diversification, but they come with very different levels of risk, control, liquidity, and time commitment. In this episode, you'll learn: ✅ What a mortgage note fund is ✅ How mortgage note funds generate returns ✅ The benefits of passive investing ✅ The advantages of owning mortgage notes directly ✅ Risk factors investors should consider ✅ How much control you have in each strategy ✅ Expected returns and investment structures ✅ Which strategy may be best for beginners ✅ How experienced investors use both approaches Whether you're looking for passive income, alternative investments, retirement portfolio diversification, or ways to build long-term wealth, understanding the differences between mortgage note funds and direct note investing is critical before deploying capital. Topics Covered: * Mortgage Note Funds * Note Investing * Mortgage Notes * Passive Income * Alternative Investments * Real Estate Investing * Seller Financing * Distressed Debt * Private Lending * Investment Funds * Cash Flow Investing * Retirement Investing * Self-Directed IRAs * Wealth Building Strategies * Real Estate Notes By the end of this episode, you'll have a clear understanding of the pros and cons of each approach and be better equipped to decide whether passive investing through a fund or actively buying mortgage notes aligns with your investment goals. 📚 Learn more about mortgage note investing: https://pstac.co/intro-to-note-investing 🏠 Browse mortgage notes for sale: https://paperstac.com 🎙 Listen to the Paperstac Podcast: https://pstac.co/podcast Subscribe for weekly content covering: * Mortgage Note Investing * Passive Income Strategies * Real Estate Investing * Seller Financing * Distressed Debt Investing * Alternative Investments * Wealth Building * Industry News and Trends #MortgageNoteFund #NoteInvesting #MortgageNotes #PassiveIncome #AlternativeInvestments #RealEstateInvesting #SellerFinancing #DistressedDebt #Paperstac #InvestmentFund #CashFlowInvesting #SelfDirectedIRA #WealthBuilding #PrivateLending #FinancialFreedom Follow Us On These Platforms:👇 Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

    22 min

  3. May 29

    How Smart Investors Use Cash for Keys to Take Back Properties Fast

    What is Cash for Keys, and why do experienced mortgage note investors and real estate investors use it to save time, money, and stress? In this episode of the Paperstac Podcast, Brett Burky and Rick Allen break down the real-world strategy behind Cash for Keys agreements and how they are used in mortgage note investing, foreclosure situations, and distressed real estate deals. Many new investors assume foreclosure is the only option when a borrower stops paying. The reality is that smart investors often use Cash for Keys to regain possession faster, reduce legal costs, avoid property damage, and move properties back into productive use more quickly. In this episode, we discuss: What Cash for Keys actually meansHow Cash for Keys works in mortgage note investingWhen investors should use Cash for KeysForeclosure vs Cash for Keys strategiesCommon mistakes investors makeHow to negotiate with borrowers professionallyRisks and legal considerationsReal stories from note investing and real estate dealsWhy speed matters in distressed asset investingWhether you invest in: Mortgage notesNon-performing notesDistressed debtSeller financingReal estate investingForeclosuresREO propertiesPassive income assets…this episode will help you understand one of the most important workout strategies in the note investing business. Cash for Keys can often save investors thousands of dollars in legal fees, holding costs, property damage, and months of delays. Knowing when and how to use it properly can completely change the outcome of a deal. Learn more about mortgage note investing: https://pstac.co/intro-to-note-investing Browse mortgage notes for sale: https://paperstac.com Listen to the Paperstac Podcast: https://pstac.co/podcast Subscribe for more content on: Mortgage note investingReal estate investingPassive income strategiesDistressed debt investingSeller financingNote investing educationForeclosure strategiesAlternative investments#CashForKeys #NoteInvesting #MortgageNotes #RealEstateInvesting #Foreclosure #PassiveIncome #SellerFinancing #DistressedDebt #Paperstac #MortgageNoteInvesting Follow Us On These Platforms:👇 Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

    27 min

  4. May 22

    Buying Notes With a Self-Directed IRA: The Critical Steps

    Follow Us On These Platforms:👇 Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

    17 min

  5. May 15

    5 Mistakes That Will Wreck Your First Mortgage Note Deal

    Follow Us On These Platforms:👇 Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

    18 min

  6. May 8

    Why Your Mortgage Note Isn't Selling (5 Reasons We See Every Week)

    Why Your Mortgage Note Isn't Selling (5 Reasons We See Every Week) Struggling with selling mortgage notes on Paperstac? Rick Allen and Brett Burky are back — and in this episode, they break down the five most common mistakes note sellers make that keep listings from getting bids. These aren't theories. These are real patterns they see on the platform every single week. In this episode, we talk about selling mortgage notes the right way — from pricing your asset at a realistic yield to writing a listing description that actually converts. Whether you're dealing with a performing note, a non-performing note, or something in between, these tips will help you close faster and protect your seller reputation on the marketplace. What you'll learn: ✅ Why pricing to your purchase price kills deals — and how to list by yield instead ✅ The single most important document every note listing needs ✅ How to write seller comments that tell the story of your loan ✅ What happens when you don't disclose known issues (it's not good) ✅ Why post-closing follow-through matters more than you think ✅ Bonus: The best days of the week to list your mortgage note for sale If you're trying to sell a mortgage note or improve your track record as a seller in the note investing space, this episode is a must-watch. __________________________________ Chapters: 0:00 Intro 0:20 Welcome Back to the Paperstac Podcast 0:56 Seller-Focused Discussion & Common Mistakes 1:28 Mistake #1: Unrealistic Pricing 4:21 How to List by Yield (and Why It Works Better) 5:38 Mistake #2: Missing or Outdated Payment History 7:14 Mistake #3: Weak Seller Descriptions 07:47 What Sellers Should Include in Comments 08:48 Why Photos & Property Details Matter 09:29 Using AI to Improve Seller Descriptions 10:58 Bankruptcy Loans, Taxes & Title Problems 12:07 Why Seller Reputation Matters 13:16 Mistake #5: Poor Post-Closing Follow Through 13:35 Servicing Transfers & Missing Documents 14:34 Why Good Business Practices Matter 15:38 Bonus Pro Tip: Best Days to List Your Notes 16:47 When to Activate Your Listing for Maximum Visibility 17:04 Recap of the 5 Biggest Seller Mistakes 17:40 Coming Up Next: Buyer Mistakes Episode ________________________________________ Follow Us On These Platforms:👇 Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

    19 min

  7. 09/22/2025

    EP154: Business Notes - Everything You Need to Know & How to Get Started

    Follow Us On These Platforms:👇 Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

    55 min

  8. 08/11/2025

    EP153: Do You Need an LLC to Get Started

    Here are three actionable takeaways: 1. Assess Your Goals: Determine how serious you are about note investing. As a hobby, an LLC may not be necessary, but for long-term commitment, it's worth considering. 2. Evaluate Risk: Gauge your personal risk tolerance. Decide if you'd prefer the peace of mind that comes with protecting your personal assets through an LLC. 3. Seek Professional Guidance: Always consult with a professional, such as an attorney or tax advisor, for personalized advice. Think of forming an LLC not just as a formality, but as an investment in your note investing future. It positions you professionally and shields personal liability while setting the stage for enduring success. Follow Us On These Platforms:👇 Facebook: https://pstac.co/facebookLinkedin: https://pstac.co/linkedinTwitter:  https://pstac.co/twitterTikTok: ...

    6 min
See All (159)

Ratings & Reviews

4.4
out of 5
14 Ratings

About

Mortgage Note Investing Weekly is a (30-minute tops) podcast covering everything that someone getting started in note investing would want to know. We run Paperstac (a marketplace for mortgage notes) we get a lot of questions from buyers and sellers and with our podcast, we cover the questions that come and share the answers with everyone. We cover strategies, tips & expert secrets to help you improve YOUR note-investing business. 

Information

  • Creator
    Rick Allen & Brett Burky
  • Years Active
    2020 - 2026
  • Episodes
    159
  • Rating
    Clean
  • Copyright
    © 2026 Mortgage Note Investing Weekly
  • Show Website
    Mortgage Note Investing Weekly

You Might Also Like