As part of Digital December 2025, in partnership with Laxmi Sunrise Bank Limited, this episode explores how Nepal’s digital payment infrastructure is shaping the way money moves across the economy from everyday transactions to enterprise and national-level systems. This conversation brings together two key perspectives from Nepal’s digital payment ecosystem: Manoj Thapa, Country Head – Visa Nepal, sharing a global view on payments, cross-border commerce, and how international networks connect Nepali businesses to the world. Munni Rajbhandari, COO – Nepal Clearing House Ltd. (NCHL), explaining the national payment rails, enterprise payment systems, and the infrastructure that processes millions of transactions every day. Together, they discuss Nepal’s journey from manual, paper-based processes to a digitally connected payment ecosystem — and why the focus is now shifting from building infrastructure to driving adoption, trust, and customer experience. In this episode, you’ll learn: How money moves across banks, businesses, and platforms in Nepal What large-scale digital payment volumes reveal about the economy How enterprises and SMEs manage salaries, vendors, taxes, and disbursements digitally Why global payment connectivity matters for tourism, exports, and IT services How digital transaction data builds trust, creditworthiness, and future financial access Why security, standards, and financial literacy are critical as digital payments scale Whether you’re a business owner, financial professional, policymaker, or someone who pays digitally every day, this episode helps you understand where Nepal’s digital payment system stands today — and where it’s headed next. Timestamps 00:00 – Welcome to Digital December | Episode 2 02:00 – Why Digital Payments Matter for Nepal’s Economy 05:00 – Nepal’s Leapfrog Journey into Digital Payments 07:00 – Women Leadership in Nepal’s Fintech Sector 10:00 – What Visa Really Does Beyond Cards 14:00 – Connecting Nepal to Global Money Movement 18:00 – Tourism, Remittance & Early Payment Advantage 23:00 – How Government Payments Went Fully Digital 27:00 – From Cheques to Instant Dividends & Salaries 30:00 – Digital Payments Growth: Data vs Reality 35:00 – What Is NPI? Nepal’s Payment Backbone Explained 38:00 – APIs, Account Validation & Secure Transfers 42:00 – Why Trust & Security Come Before Scale 45:00 – Corporate Pay & Enterprise Payments for SMEs 49:00 – How Nepali Businesses Can Accept Global Payments 56:00 – Why SMEs Struggle with Digital Adoption 01:02:00 – Payment Gateways, Aggregators & Automation 01:14:00 – How Digital Payments Build Credit History 01:26:00 – Fraud, Awareness & Consumer Protection 01:44:00 – Final Takeaways: The Future of Digital Nepal 👥 Guest Munni Rajbhandari Chief Operating Officer @ Nepal Clearing House Ltd. (NCHL) LinkedIn: https://www.linkedin.com/in/munni-rajbhandari-5b3799b/ 👥 Guest Manoj Thapa Country Head – Nepal @ Visa LinkedIn: https://www.linkedin.com/in/manoj-thapa-65120483/ In Partnership with Laxmi Sunrise Bank Facebook : https://www.facebook.com/laxmisunrisebank Youtube : https://www.youtube.com/@laxmisunriseofficial Tiktok : https://www.tiktok.com/@laxmisunriseofficial Linkedin : https://www.linkedin.com/company/laxmisunrisebank/posts/?feedView=all 📲 Follow The Doers Global: Instagram: / https://www.instagram.com/thedoersglobal/ Facebook: / https://www.facebook.com/thedoersnepal/ #doersnepal #fintech #startuppodcast
