Bolster Risk Management

Dominic Bish

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Dom Bish likes making life insurance and finance easy for you. At Bolster Risk Management, we take a down-to-earth approach, trying to take a dry topic like personal money, and making it more accessible for you. If there is a topic that you would like Dominic to discuss, or maybe you have a question about life insurance, money and personal finance that is bugging you, please let us know.

06/11/2022 · BONUS

Bonus Minute 3: Q&A

"Do I need to declare that I smoke?" Whether you smoke cigarettes, cigars, pipes, vape, or use nicotine replacement patches (or chew nicotine gum), you need to declare this to the insurance company.

1 min
06/04/2022 · BONUS

Bonus Minute 2 - Q&A

If you don't have insurance, you'll need a full risk review to understand your current situation. If you currently have cover, then doing a full review should be done every 2-3 years, or whenever there are major 'life changes'.

1 min
05/29/2022

Episode 70 - Compounding Interest - Why it is of interest...

One of the things that savings, loan payments, mortgages, KiwiSaver and the Consumer Price Index have in common is Compound Interest yet most people don't know what it is and how it works. In fact, most people would say what has it got to do with me and why should I even care about compound interest at all? Key Ideas: · What is compound interest and why care? · The formula for compound interest · How compound interest grows over time · The good and bad Read the full article here BolsterRiskManagement.com

12 min
05/28/2022 · BONUS

Bonus Minute 1: Q&A

Personal insurance: The policyholder versus the beneficiary. The policyholder can make decisions about the policy, and need to authorise any changes. The beneficiary receives the benefit (for example, the life insurance amount)

1 min
04/11/2022

Episode 69 - Women and Money

Recently we had International Women’s Day and the Financial Services Council of New Zealand (FSC) encouraged businesses to promote and discuss women and money in the finance sector. This is important and relevant but is difficult for me to write about as a man without mansplaining (wow the autocorrect saw that as a real word!) and to really get to the heart of the issues. There is no denying that there are clear discriminations when it comes to women and money and I will discuss these. I actively want to encourage women to have agency over their financial affairs. Read on, let’s see how I do. Key ideas “It’s a man’s world” Facts, more facts and inference Strong women help women get stronger Keep It Simple Read the article here #DominicBish

11 min
04/11/2022

Episode 68 - Income Protection Made Easy

I was going to call this article “IP for Dummies”, but figured there might be some trademark issues. It is not something we often think about, but what would you do if you became sick and were unable to work? You may have heard about Income Protection (or ‘IP’) already. You may know that if you are sick and cannot work, this insurance will pay you out each month. This sounds great, but you may have also heard that it is too expensive, not worth it, or is just too boring and hard to understand. As a result, you do nothing. Key Ideas: · What is IP (and what it is not)? · When would you need it? · How is the cost figured out? · What is Agreed Value, Indemnity and LOE all about anyway..? · Pricing examples Read the full article here #DominicBish

15 min
03/03/2022

Episode 67 - Inflation, Savings and Life Insurance

We often hear the words ‘rising inflation’ and ‘rising interest rates’ but do we really understand these terms and the impacts they can have on us financially? What is inflation anyway and what does it have to do with the price of fish or the price of tomatoes which has received a lot of media attention lately? More importantly, what impact does inflation have on your savings and in turn your retirement nest egg? Surely, it will not impact on your life insurance or does it? Key ideas: What is inflation? And the price of fish and tomatoes? Your savings and their returns Life insurance and inflation - a double-barrelled impact Listen to Dominic Bish discuss this further or you can read the supporting article here.

11 min
02/21/2022

Episode 66 - KiwiSaver Confusion

We have all heard about KiwiSaver and despite having over 3 million members it would appear that confusion and lack of understanding of how it works is the most common talking point. By the end of the March 2021 financial year, New Zealanders had invested $81.6 billion dollars into KiwiSaver, with $26,410 being the average amount invested. Not bad going for a scheme which started in 2007. However, given such a large amount of money has been invested into KiwiSaver it is hard to believe that there is still widespread confusion. Key Ideas: What is KiwiSaver? What is the purpose of KiwiSaver? When can or should you get the money? Choosing the right scheme for you bolsterriskmanagement.com/blog/ #Dom_Bish

12 min

TRAILER

Bolster Risk Management (Trailer)

Bolster Risk Management

10/13/2021

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23 sec

Dom Bish likes making life insurance and finance easy for you. At Bolster Risk Management, we take a down-to-earth approach, trying to take a dry topic like personal money, and making it more accessible for you. If there is a topic that you would like Dominic to discuss, or maybe you have a question about life insurance, money and personal finance that is bugging you, please let us know.

Creator

Dominic Bish
Years Active

2020 - 2022
Episodes

73
Rating

Clean
Copyright

© Dominic Bish
Show Website

Bolster Risk Management