Smart Wealth and Retirement

Jim Martin & Casey Bibb
  • 4.6 (40)
  • INVESTING
  • UPDATED WEEKLY

Smart Wealth and Retirement is your go-to podcast for clear, actionable guidance to build your dream retirement. Hosted by experienced Dave Ramsey SmartVestor Pros, each episode simplifies the complexities of retirement planning and wealth management, giving you strategies you can confidently implement today. Whether you’re nearing retirement or already there, we’ll cover crucial topics such as creating sustainable retirement income, managing taxes strategically, making smart investment decisions, maximizing your Social Security benefits, and much more. Our goal is simple: help you achieve financial clarity and peace of mind, so you can spend retirement focused on what truly matters. Tune in weekly to get straightforward advice, timely insights, and practical answers to your biggest retirement questions. It’s time to secure your financial future—start listening to Smart Wealth and Retirement and make informed decisions that help you retire with confidence.

  1. 2D AGO

    Should You Work Part-Time in Retirement?

    In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions explore a question many retirees wrestle with: Should you work part-time in retirement? Jim and Casey break down the financial and lifestyle implications of part-time work after leaving a full-time career. They discuss how part-time income can affect Social Security benefits, taxes, Medicare premiums, and long-term retirement sustainability. They also talk about the non-financial side — including purpose, fulfillment, flexibility, and avoiding burnout. Whether you’re considering consulting, seasonal work, passion projects, or simply keeping busy, this episode helps you think through how part-time work fits into a well-structured retirement plan. http://retirewithmartin.com/ ← Learn about working with us www.planwellretirehappy.com Episode Breakdown 00:00 – Introduction: The idea of working in retirement 01:34 – Why more retirees are considering part-time work 03:10 – Financial benefits of working part-time 05:02 – How part-time income affects retirement withdrawals 06:46 – Social Security earnings limits explained 08:38 – Tax considerations and income stacking 10:20 – Medicare premiums and income-related adjustments 12:08 – Lifestyle benefits: purpose and structure 13:56 – Potential downsides and burnout risk 15:40 – When part-time work makes strategic sense 17:26 – How to incorporate part-time income into your plan 19:18 – Questions to ask before committing 20:30 – Key takeaways and final thoughts Disclaimer Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

    22 min

  2. MAR 2

    How to Retire and Travel Without Running Out of Money

    In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions explore what it really takes to retire with travel as a top priority. Jim and Casey discuss why travel-focused retirements require intentional planning around income, cash flow, taxes, healthcare, and flexibility. They explain how travel goals can change spending patterns, why budgeting for experiences looks different than traditional retirement assumptions, and how to build a plan that supports both adventure and long-term financial security. Whether travel is an occasional goal or the centerpiece of your retirement lifestyle, this episode helps listeners understand how to plan realistically so travel enhances retirement — without creating financial stress later on. http://retirewithmartin.com/ ← Learn about working with us www.planwellretirehappy.com Episode Breakdown 00:00 – Introduction: Why travel is a top retirement goal 01:44 – What “retiring to travel” really looks like 03:28 – How travel changes retirement spending patterns 05:16 – Budgeting realistically for travel 07:08 – Income planning for flexible lifestyles 09:02 – Cash flow timing and liquidity considerations 10:58 – Taxes and travel-heavy retirement plans 12:44 – Healthcare planning while traveling 14:36 – Domestic vs. international travel considerations 16:24 – Longevity planning and pacing your travel goals 18:10 – Common mistakes travel-focused retirees make 20:04 – Building flexibility into your retirement plan 22:02 – Key questions to ask before retiring to travel 24:06 – Final thoughts and encouragement Disclaimer Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

    26 min

  3. FEB 23

    Weatherproofing Your Retirement: How to Prepare for Life’s Financial Storms

    In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions discuss what it really means to “weatherproof” your retirement plan. Jim and Casey explain why retirement success isn’t about predicting the future — it’s about building a plan that can withstand market volatility, unexpected expenses, health issues, tax changes, and major life transitions. They walk through the key components of a resilient retirement strategy, including income diversification, risk management, flexibility, and proactive planning. This episode helps retirees and pre-retirees understand how to create a retirement plan that remains strong and steady, even when conditions change. http://retirewithmartin.com/ ← Learn about working with us www.planwellretirehappy.com Episode Breakdown 00:00 – Introduction: What does it mean to “weatherproof” retirement? 01:38 – Why uncertainty is inevitable in retirement 03:12 – Market volatility and income planning 05:02 – Preparing for unexpected expenses 06:56 – Healthcare, long-term care, and rising costs 08:58 – Inflation and purchasing power over time 10:46 – Diversifying income sources 12:42 – Risk management and portfolio structure 14:38 – Flexibility as a retirement planning advantage 16:26 – Common mistakes that weaken retirement plans 18:20 – Stress-testing your retirement strategy 20:08 – Practical steps to build resilience 22:06 – Key takeaways and next actions Disclaimer Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

    25 min

  4. FEB 16

    How to Plan for Retirement If You’re Single or Widowed

    In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions address the unique challenges and considerations that come with retiring single or after the loss of a spouse. Jim and Casey discuss how retirement planning can change when you’re relying on a single income stream and making decisions on your own. They cover important topics such as Social Security strategies, income planning, tax considerations, estate planning updates, and managing risk — all while navigating the emotional side of major life transitions. This episode is designed to help single and widowed retirees move forward with clarity, confidence, and a plan that supports both financial security and peace of mind. http://retirewithmartin.com/ ← Learn about working with us www.planwellretirehappy.com Episode Breakdown 00:00 – Intro: Retirement planning when you’re on your own 01:52 – Why retiring single or widowed requires a different approach 03:26 – Emotional and financial shifts after loss or separation 05:12 – Income planning with a single household budget 07:08 – Social Security considerations for single and widowed retirees 09:12 – Survivor benefits and claiming strategies 11:18 – Managing taxes with one income stream 13:06 – Estate planning updates and beneficiary reviews 15:02 – Risk management and insurance considerations 17:06 – Building a reliable retirement income plan 19:04 – Common mistakes single and widowed retirees make 21:10 – Creating a trusted support team 23:04 – Practical steps to regain confidence and control 25:12 – Key takeaways and encouragement 27:00 – Final thoughts and closing Disclaimer Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

    29 min

  5. FEB 9

    Should You Really Max Out Your 401(k)?

    In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions tackle a popular piece of financial advice: “Always max out your 401(k).” Jim and Casey explain why this rule of thumb can be helpful in some situations — but harmful in others. They walk through how tax brackets, employer matches, cash flow needs, future tax uncertainty, and account diversification all play a role in determining whether maxing out a 401(k) actually makes sense for you. This episode encourages listeners to move beyond blanket advice and instead focus on intentional retirement planning that aligns savings strategies with long-term goals, flexibility, and tax efficiency. http://retirewithmartin.com/ ← Learn about working with us www.planwellretirehappy.com Episode Breakdown 00:00 – Introduction: The “max out your 401(k)” question 01:30 – Why this advice is so commonly given 03:02 – The benefits of maxing out a 401(k) 04:58 – Employer match vs. full max contributions 06:22 – Tax brackets and future tax uncertainty 08:10 – When maxing out doesn’t make sense 10:06 – Balancing retirement savings with cash flow 12:02 – 401(k)s vs. Roth and taxable accounts 14:04 – Flexibility and access to funds before retirement 16:06 – Building a diversified savings strategy 18:00 – Closing and final thoughts Disclaimer Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

    19 min

  6. FEB 2

    The Retirement Tax Window: Preparing for 2025 Filing and Planning Ahead for 2026

    In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions break down key tax planning considerations for retirees coming out of 2025 and heading into 2026. Jim and Casey discuss why taxes remain one of the biggest — and most controllable — risks in retirement. They cover topics such as changing tax brackets, required minimum distributions (RMDs), Roth strategies, capital gains planning, and how proactive tax decisions can significantly improve long-term outcomes. Rather than focusing on predictions, this episode emphasizes flexibility, planning, and awareness, helping retirees and pre-retirees understand where opportunities and pitfalls may exist in the coming years. http://retirewithmartin.com/ ← Learn about working with us www.planwellretirehappy.com Episode Breakdown 00:00 – Introduction: Why tax planning matters more in retirement 01:36 – Why retirees need to think differently about taxes 03:02 – Current tax brackets and why future changes matter 04:56 – The role of RMDs in retirement tax planning 06:42 – Roth conversions: when they make sense (and when they don’t) 08:34 – Managing taxable vs. tax-deferred accounts 10:18 – Capital gains planning and investment taxation 12:04 – How Social Security benefits are taxed 13:52 – Medicare premiums and tax-related surcharges 15:24 – Coordinating income sources to reduce tax drag 17:06 – Common tax planning mistakes retirees make 18:56 – Action steps to consider for 2025–2026 20:24 – Final thoughts and closing Disclaimer Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

    22 min

  7. JAN 26

    Do You Really Need a Financial Advisor? Here’s How to Decide

    In this episode of the Smart Wealth & Retirement Podcast, financial advisor and retirement planner Jim Martin of Martin Wealth Solutions is joined by special guest Linwood Fraher to tackle a common question many investors and retirees wrestle with: When does it make sense to hire a financial advisor? Jim and Linwood discuss the moments in life when DIY investing can become risky — such as major life transitions, retirement planning, tax complexity, or managing emotions during volatile markets. They explain what a good advisor actually does beyond picking investments, how fiduciary advice differs from sales-driven guidance, and how working with the right advisor can bring clarity, confidence, and coordination to your entire financial life. Whether you’re managing things on your own or already working with an advisor, this episode helps you evaluate when professional guidance can add real value. http://retirewithmartin.com/ ← Learn about working with us www.planwellretirehappy.com Episode Breakdown 00:00 – Introduction: The question of hiring an advisor 00:49 – Meet Jim Martin & special guest Linwood Fraher 01:44 – Why so many people try to manage finances on their own 03:18 – Life events that often trigger the need for advice 05:06 – Retirement planning complexity vs. DIY investing 06:58 – Taxes, income planning, and coordination challenges 08:52 – Emotional decision-making and market volatility 10:46 – What a good financial advisor actually does 12:34 – Fiduciary advice vs. product-driven sales 14:28 – How an advisor adds value beyond investments 16:22 – Signs it may be time to get professional help 18:20 – Questions to ask before hiring an advisor 20:16 – Red flags to watch out for 22:18 – Key takeaways and next steps Disclaimer Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

    25 min

  8. JAN 19

    Retiring Before 60: What It Really Takes to Make It Happen

    In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions break down what it truly takes to retire before age 60 — and why it’s more about planning and discipline than luck or extreme investing. Jim and Casey discuss the key building blocks of early retirement, including savings rates, tax strategy, healthcare planning, income flexibility, and lifestyle design. They also address common misconceptions about retiring early, the trade-offs involved, and how to build a plan that supports long-term sustainability rather than short-term freedom. Whether early retirement is a firm goal or simply a possibility you want to keep open, this episode provides a realistic framework to help you decide if retiring before 60 is achievable — and what steps to take next. http://retirewithmartin.com/ ← Learn about working with us www.planwellretirehappy.com Episode Breakdown 00:00 – Introduction: Why retiring before 60 appeals to so many people 01:38 – What “retiring before 60” really means 03:06 – The biggest misconceptions about early retirement 05:02 – Savings rate vs. rate of return 06:58 – Tax strategy and account positioning 08:56 – Healthcare planning before Medicare 10:48 – Income flexibility and withdrawal planning 12:42 – Lifestyle expectations and trade-offs 14:28 – How early retirement changes risk management 16:16 – Common mistakes early retirees make 18:06 – Key questions to ask if early retirement is your goal 20:01 – Final thoughts and encouragement Disclaimer Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

    22 min
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4.6
out of 5
40 Ratings

About

Smart Wealth and Retirement is your go-to podcast for clear, actionable guidance to build your dream retirement. Hosted by experienced Dave Ramsey SmartVestor Pros, each episode simplifies the complexities of retirement planning and wealth management, giving you strategies you can confidently implement today. Whether you’re nearing retirement or already there, we’ll cover crucial topics such as creating sustainable retirement income, managing taxes strategically, making smart investment decisions, maximizing your Social Security benefits, and much more. Our goal is simple: help you achieve financial clarity and peace of mind, so you can spend retirement focused on what truly matters. Tune in weekly to get straightforward advice, timely insights, and practical answers to your biggest retirement questions. It’s time to secure your financial future—start listening to Smart Wealth and Retirement and make informed decisions that help you retire with confidence.

Information

  • Creator
    Jim Martin & Casey Bibb
  • Years Active
    2020 - 2026
  • Episodes
    100
  • Rating
    Clean
  • Copyright
    © Copyright 2020 All rights reserved.
  • Show Website
    Smart Wealth and Retirement

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