Long-Term Care Insurance Now

Scott A. Olson
  • 5.0 (3)
  • Investing
  • Updated Weekly

Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands of individuals and families navigate the complex world of long-term care planning.

  1. 4d ago

    Can Putting Your House in an Irrevocable Trust for Medicaid Backfire?

    Is locking your house into an irrevocable trust really the best way to protect your assets from long-term care costs? Long-term care insurance expert Scott A. Olson breaks down the hidden risks of using Medicaid asset protection trusts, including loss of control, limited facility choices, and long waiting lists. He explains why relying on Medicaid often restricts your care to lower-quality facilities and why most care actually happens at home or in assisted living. Discover how a Long-Term Care Partnership policy offers dollar-for-dollar asset protection while letting you keep control of your property, your care options, and your dignity.  24/7 Wall Street: The Five-Year Head Start: Families That Move the House Into the Right Trust Early Keep It From the Nursing Home Entirely Bill Comfort LinkedIn Post Buy my book on Amazon: https://zurl.co/6YK23 Listen to the podcast: https://zurl.co/dtGSK Watch our YouTube channel: https://zurl.co/0DvqQ Visit our website to learn more: https://zurl.co/8BxY3 Scott A. Olson, CLTC®, is co-founder of LTCShop.com and host of Long-Term Care Insurance Now. He has specialized exclusively in long-term care insurance since 1995 and is licensed nationwide. His National Producer Number (NPN) is 617232. Policy features, riders, and definitions mentioned in this article vary heavily by insurance carrier and state regulations. Partnership protections apply only to state-approved plans. Consult an LTCShop.com licensed specialist for specific carrier language.

  2. Aug 23

    Can You Use an HSA to Self-Insure for Long-Term Care? (Why the Math Fails)

    Can you really self-fund your long-term care by investing in a Health Savings Account instead of buying insurance? In this episode, Scott A. Olson breaks down the flawed logic behind using an HSA for long-term care and reveals why this strategy leaves your retirement exposed to major tax and timing risks. You will see the real comparison between relying on an estimated $292K HSA balance and securing up to $1.9 million in guaranteed, inflation-protected insurance benefits. Learn how to combine your HSA with a smart long-term care policy to protect your family's future. Buy my book on Amazon: https://zurl.co/6YK23 Listen to the podcast: https://zurl.co/dtGSK Watch our YouTube channel: https://zurl.co/0DvqQ Visit our website to learn more: https://zurl.co/8BxY3 Scott A. Olson, CLTC®, is co-founder of LTCShop.com and host of Long-Term Care Insurance Now. He has specialized exclusively in long-term care insurance since 1995 and is licensed nationwide. His National Producer Number (NPN) is 617232. Policy features, riders, and definitions mentioned in this article vary heavily by insurance carrier and state regulations. Partnership protections apply only to state-approved plans. Consult an LTCShop.com licensed specialist for specific carrier language.

  3. Aug 19

    Is Long-Term Care Insurance Harder to Buy? Why Clark Howard Got It Wrong!

    Is long-term care insurance truly harder to buy, or are common financial myths steering consumers in the wrong direction? Scott A. Olson breaks down a recent Clark Howard article to debunk major misconceptions around modern underwriting, Medicaid qualification, and hybrid policies. Learn why long-term care is the single largest unhedged financial risk to your retirement nest egg and how proactive planning in your 50s protects both your wealth and family caregivers. Long-Term Care Insurance Is Getting Harder To Buy. Here’s Why You Might Not Need It Anyway by Clark.com Buy my book on Amazon: https://zurl.co/6YK23 Listen to the podcast: https://zurl.co/dtGSK Watch our YouTube channel: https://zurl.co/0DvqQ Visit our website to learn more: https://zurl.co/8BxY3 Scott A. Olson, CLTC®, is co-founder of LTCShop.com and host of Long-Term Care Insurance Now. He has specialized exclusively in long-term care insurance since 1995 and is licensed nationwide. His National Producer Number (NPN) is 617232. Policy features, riders, and definitions mentioned in this article vary heavily by insurance carrier and state regulations. Partnership protections apply only to state-approved plans. Consult an LTCShop.com licensed specialist for specific carrier language.

  4. Aug 15

    The Care Circle & The Administrative Burden of Aging

    In this episode, Scott A. Olson, co-founder of LTCShop.com, debunks the myth of self-funding long-term care and explains why every successful plan requires legal care documents, funding and a dedicated care circle. Through real-life stories, Scott illustrates how having a clear claims plan and proper coverage protects family caregivers, prevents forced asset liquidation, and preserves estate value during a health crisis. Buy my book on Amazon: https://zurl.co/6YK23 Listen to the podcast: https://zurl.co/dtGSK Watch our YouTube channel: https://zurl.co/0DvqQ Visit our website to learn more: https://zurl.co/8BxY3 Scott A. Olson, CLTC®, is co-founder of LTCShop.com and host of Long-Term Care Insurance Now. He has specialized exclusively in long-term care insurance since 1995 and is licensed nationwide. His National Producer Number (NPN) is 617232. Policy features, riders, and definitions mentioned in this article vary heavily by insurance carrier and state regulations. Partnership protections apply only to state-approved plans. Consult an LTCShop.com licensed specialist for specific carrier language.

  5. Aug 13

    Why You Can’t (and Shouldn’t) File an LTCi Claim Alone

    Filing a long-term care insurance claim can be an overwhelming administrative battle for family members, especially when the policyholder is already facing severe health or cognitive decline. In this episode, Scott A. Olson, co-founder of LTCShop.com and author of Long-Term Care Insurance Now, breaks down the five major roadblocks in the claims process. Drawing on a real-life family case study, he exposes common communication traps, strict documentation deadlines, and the administrative stress family caregivers face. Buy my book on Amazon: https://zurl.co/6YK23 Listen to the podcast: https://zurl.co/dtGSK Watch our YouTube channel: https://zurl.co/0DvqQ Visit our website to learn more: https://zurl.co/8BxY3 Scott A. Olson, CLTC®, is co-founder of LTCShop.com and host of Long-Term Care Insurance Now. He has specialized exclusively in long-term care insurance since 1995 and is licensed nationwide. His National Producer Number (NPN) is 617232. Policy features, riders, and definitions mentioned in this article vary heavily by insurance carrier and state regulations. Partnership protections apply only to state-approved plans. Consult an LTCShop.com licensed specialist for specific carrier language.

  6. Aug 8

    Why Donna Chose Traditional LTCi Over a Hybrid After Her Husband’s 7 Years of Care

    In this episode, long-term care specialist Scott A. Olson breaks down the real-life client profile of "Donna," a 70-year-old widow who secured over $250,000 in long-term care coverage despite recent mobility challenges. Scott debunks common hybrid policy myths and explains how waiting for full rehabilitation after a severe foot injury allowed Donna to qualify for a traditional partnership policy. Learn how automatic 3% compound inflation protection and Medicaid dollar-for-dollar asset protection gave Donna complete peace of mind while safeguarding her estate for her heirs. Buy my book on Amazon: https://zurl.co/6YK23 Listen to the podcast: https://zurl.co/dtGSK Watch our YouTube channel: https://zurl.co/0DvqQ Visit our website to learn more: https://zurl.co/8BxY3 Scott A. Olson, CLTC®, is co-founder of LTCShop.com and host of Long-Term Care Insurance Now. He has specialized exclusively in long-term care insurance since 1995 and is licensed nationwide. His National Producer Number (NPN) is 617232. Policy features, riders, and definitions mentioned in this article vary heavily by insurance carrier and state regulations. Partnership protections apply only to state-approved plans. Consult an LTCShop.com licensed specialist for specific carrier language.

  7. Aug 6

    Why Self-Insuring for Long-Term Care Makes No Sense (Even with an 8-figure Net Worth)

    In this episode, Scott A. Olson breaks down why self-insuring for long-term care often fails to make financial sense, even for individuals with an eight-figure net worth. Drawing from a Bogleheads forum debate, this video reveals how maintaining long-term care insurance protects your assets. Beyond portfolio defense, it helps you access care and eliminates emotional friction among family members during a health crisis. Learn why strategic risk transfer remains essential for preserving wealth, reducing family stress, and optimizing your overall retirement plan. Buy my book on Amazon: https://zurl.co/6YK23 Listen to the podcast: https://zurl.co/dtGSK Watch our YouTube channel: https://zurl.co/0DvqQ Visit our website to learn more: https://zurl.co/8BxY3 Scott A. Olson, CLTC®, is co-founder of LTCShop.com and host of Long-Term Care Insurance Now. He has specialized exclusively in long-term care insurance since 1995 and is licensed nationwide. His National Producer Number (NPN) is 617232. Policy features, riders, and definitions mentioned in this article vary heavily by insurance carrier and state regulations. Partnership protections apply only to state-approved plans. Consult an LTCShop.com licensed specialist for specific carrier language.

  8. Aug 2

    Busting Common LTCi Myths: What if the insurance company goes out of business?

    In this episode of Long-Term Care Insurance Now, nationally recognized expert Scott A. Olson addresses the top objections and fears consumers face when considering long-term care insurance. Scott cuts through industry myths to break down insurer solvency, the reality of filing claims without stress, and why insurance offers immediate financial leverage that standard investments can't match. He also clarifies common misconceptions about facility restrictions and international coverage options for those planning to retire abroad. Watch to learn how to evaluate your options objectively and make an informed decision for your financial future. Buy my book on Amazon: https://zurl.co/6YK23 Listen to the podcast: https://zurl.co/dtGSK Watch our YouTube channel: https://zurl.co/0DvqQ Visit our website to learn more: https://zurl.co/8BxY3 Scott A. Olson, CLTC®, is co-founder of LTCShop.com and host of Long-Term Care Insurance Now. He has specialized exclusively in long-term care insurance since 1995 and is licensed nationwide. His National Producer Number (NPN) is 617232. Policy features, riders, and definitions mentioned in this article vary heavily by insurance carrier and state regulations. Partnership protections apply only to state-approved plans. Consult an LTCShop.com licensed specialist for specific carrier language.

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Ratings & Reviews

5
out of 5
3 Ratings

About

Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands of individuals and families navigate the complex world of long-term care planning.

Information

  • Creator
    Scott A. Olson
  • Years Active
    2020 - 2026
  • Episodes
    131
  • Rating
    Clean
  • Copyright
    © 2026 Long-Term Care Insurance Now
  • Show Website
    Long-Term Care Insurance Now

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