Long-Term Care Insurance Now

Scott A. Olson
  • 5.0 (3)
  • INVESTING
  • UPDATED SEMIWEEKLY

Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands of individuals and families navigate the complex world of long-term care planning.

  1. MAR 21

    Why Have Rate Increases Changed? (Part 2)

    Watch the full version of this episode on YouTube. In this episode, Scott A. Olson dives into the rate increase history of Bankers Life and Casualty using a powerful new database from the California Department of Insurance. He demonstrates how to analyze specific policy forms, revealing that older policies from the 1990s experienced moderate cumulative increases over decades, while newer policies show far greater pricing stability. CA Long-Term Care Rate History Tool Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.  Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands of individuals and families navigate the complex world of long-term care planning. Learn more at www.ltcshop.com Interested in a personalized quote? Check out my Policy Finder Buy Scott's Book: https://a.co/d/87570bu Contact Scott Email: Scott@LTCShop.com Phone: 877-727-9582 LinkedIn: https://www.linkedin.com/in/scottaolsoncltc/

    6 min

  2. MAR 18

    Why Have Rate Increases Changed? (Part 1)

    Watch the full version of this episode on YouTube. In this episode, Scott A. Olson explains how consumers can use California's new searchable database to review the rate increase history of long-term care insurance policies across all 50 states. He walks viewers through how to search the database using key filters like company name, policy type, and state, using MassMutual Life Insurance Company as a real-world example. The tutorial highlights how different policy forms can experience vastly different rate increases, sometimes with multiple requests over time, and explains how those increases are reviewed, approved, and phased in. CA Long-Term Care Rate History Tool Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.  Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands of individuals and families navigate the complex world of long-term care planning. Learn more at www.ltcshop.com Interested in a personalized quote? Check out my Policy Finder Buy Scott's Book: https://a.co/d/87570bu Contact Scott Email: Scott@LTCShop.com Phone: 877-727-9582 LinkedIn: https://www.linkedin.com/in/scottaolsoncltc/

    10 min

  3. MAR 15

    How to Find Long-Term Care Rate Increase History in Your State

    Watch the full version of this episode on YouTube In this episode, Scott A. Olson explains how consumers can use California’s new searchable database to review the rate increase history of long-term care insurance policies across more than 50 companies and all 50 states. He demonstrates how to navigate the database, including how to filter results by company, policy type, tax status, policy category, and state. The database can be a valuable research tool for both prospective buyers comparing insurers and current policyholders reviewing the history of rate increases on their own policy. CA Long-Term Care Rate History Tool Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.  Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands of individuals and families navigate the complex world of long-term care planning. Learn more at www.ltcshop.com Interested in a personalized quote? Check out my Policy Finder Buy Scott's Book: https://a.co/d/87570bu Contact Scott Email: Scott@LTCShop.com Phone: 877-727-9582 LinkedIn: https://www.linkedin.com/in/scottaolsoncltc/

    9 min

  4. MAR 8

    The Best Kept Secret in Long-Term Care Insurance

    Long-Term Care Insurance expert Scott A. Olson explains that many elder law attorneys spend their time handling crisis situations for families who failed to plan ahead for long-term care. He emphasizes that every long-term care plan should include three essentials: a care circle, care documents, and a strategy for care funding. While long-term care insurance can help fund a plan, Olson highlights a little-known option called a long-term care partnership policy. These policies are the best-kept secret in long-term care planning because they allow middle-class families to protect assets from Medicaid spend-down, even if their policy benefits run out. Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.  Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands of individuals and families navigate the complex world of long-term care planning. Learn more at www.ltcshop.com Interested in a personalized quote? Check out my Policy Finder Buy Scott's Book: https://a.co/d/87570bu Contact Scott Email: Scott@LTCShop.com Phone: 877-727-9582 LinkedIn: https://www.linkedin.com/in/scottaolsoncltc/

    7 min

  5. MAR 5

    The Harsh Realities of Long-Term Caregiving

    In this powerful episode, Scott A. Olson shares a poignant story from a registered nurse that reveals the hidden realities of long-term care. Through the lens of exhausted spouses and overwhelmed families, Scott explains why long-term care insurance isn't just about paying for a building, but about creating income so loved ones don't become full-time caregivers by default. He emphasizes that everyone needs a long-term care plan because, without one, retirement can quickly turn into a caregiving job you never applied for. Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.  Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands of individuals and families navigate the complex world of long-term care planning. Learn more at www.ltcshop.com Interested in a personalized quote? Check out my Policy Finder Buy Scott's Book: https://a.co/d/87570bu Contact Scott Email: Scott@LTCShop.com Phone: 877-727-9582 LinkedIn: https://www.linkedin.com/in/scottaolsoncltc/

    8 min

  6. FEB 18

    Brian's Story: What to do if your spouse can't qualify for LTCi

    In this episode, Scott A. Olson, co-founder of LTCShop.com, shares a real client case highlighting what couples should do when one spouse may be uninsurable. He explains how health history affects eligibility and how even minor medical changes can close the window of insurability. Through Brian's story, Scott details the specific policy secured, including growing lifetime benefits and preferred health discounts. Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.  Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands of individuals and families navigate the complex world of long-term care planning. Learn more at www.ltcshop.com Interested in a personalized quote? Check out my Policy Finder Buy Scott's Book: https://a.co/d/87570bu Contact Scott Email: Scott@LTCShop.com Phone: 877-727-9582 LinkedIn: https://www.linkedin.com/in/scottaolsoncltc/

    6 min

  7. FEB 15

    Kevin and Kimberly's Story: Applying for LTCi After Two Declines

    In this episode, Scott A. Olson shares the story of a healthy couple who were declined for long-term care insurance twice. Kevin was declined due to a single past prescription that most insurers considered uninsurable, while his wife, Kimberly, was approved both times. By working with multiple carriers and finding one with a different underwriting process, Scott secured Kevin a preferred-rate policy with growing benefits, a death benefit, and guaranteed premiums. The story highlights why working with a specialist who represents many companies can make all the difference. Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.  Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands of individuals and families navigate the complex world of long-term care planning. Learn more at www.ltcshop.com Interested in a personalized quote? Check out my Policy Finder Buy Scott's Book: https://a.co/d/87570bu Contact Scott Email: Scott@LTCShop.com Phone: 877-727-9582 LinkedIn: https://www.linkedin.com/in/scottaolsoncltc/

    8 min

  8. FEB 11

    Can You Buy LTCi with Osteoporosis?

    In this episode, Scott A. Olson uses two client profiles to show how osteoporosis, age, and overall health affect eligibility, policy design, benefits, and premiums. You’ll see how personalized planning led to two very different, but successful, long-term care insurance solutions. The takeaway is clear: the healthier you are when you apply, the more options you have and waiting can be costly. Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future.  Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands of individuals and families navigate the complex world of long-term care planning. Learn more at www.ltcshop.com Interested in a personalized quote? Check out my Policy Finder Buy Scott's Book: https://a.co/d/87570bu Contact Scott Email: Scott@LTCShop.com Phone: 877-727-9582 LinkedIn: https://www.linkedin.com/in/scottaolsoncltc/

    8 min
See All (90)

Ratings & Reviews

5
out of 5
3 Ratings

About

Welcome to Long-Term Care Insurance Now. Your trusted source for the latest insights, updates, and expert guidance on long-term care insurance. This show aims to break down everything you need to know to make informed decisions about protecting your future. Hosted by Scott A. Olson, CLTC, a nationally recognized expert with over 25 years of experience in the field. His work has been featured in the New York Times, among other national and trade publications. Scott has helped thousands of individuals and families navigate the complex world of long-term care planning.

Information

  • Creator
    Scott A. Olson
  • Years Active
    2020 - 2026
  • Episodes
    90
  • Rating
    Clean
  • Copyright
    © 2026 Long-Term Care Insurance Now
  • Show Website
    Long-Term Care Insurance Now

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