Pera and Purpose Podcast

Jay Adrian Tolentino and TAGM Marketing Solutions Inc.
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Pera and Purpose Podcast

Hosted by Jay Adrian Tolentino AKA “Kuya Jay”.  He is a Financial Coach and Educator based in Dubai. The aim of this program is to help every Filipino become debt-free, build wealth and use money as a tool to live a meaningful life. Topics include proper money management, entrepreneurship, investments, and the stories of many notable individuals and personal finance personalities.

  1. 11 HR. AGO

    152: Why Spend Everything Before You Die

    We often view wealth-building as securing our future, but what if you never get to enjoy it? This episode explores the philosophy from Bill Perkins' Die With Zero, which encourages aligning your resources with meaningful experiences. Rather than saving everything for later, Perkins argues that true wealth is found in experiences, not just in money. We'll dive into how this mindset can lead to a more fulfilling life, avoiding the trap of working too long and missing out on joy and opportunities. What You'll Learn: The meaning of "dying with zero" How to balance saving and enjoying life The concept of "memory dividends" Importance of living with intentionality Taking calculated risks while young The benefits of giving generously while alive Managing unpredictability in lifespan and health Using "time buckets" to plan life experiences Practical tips for work-life balance and fulfillment How to avoid oversaving and maximize life experiences Join the community: https://whop.com/hub/peraandpurpose/

    38 min

  2. 1 DAY AGO

    151: How to Enjoy the Christmas Season Without Going Broke

    Christmas is the most wonderful time of the year, pero madalas, ito rin ang panahon ng "overspending." Pagkatapos ng holidays, ang daming nauuwi sa utang dahil sa impulsive shopping at di-planadong gastos. Ayon sa Bangko Sentral ng Pilipinas, ang household consumption ay tumataas tuwing fourth quarter dahil sa holiday spending. Sa podcast na 'to, pag-uusapan natin ang mga simpleng paraan para mag-enjoy sa Pasko nang walang financial hangover. By the end of this episode, you'll learn how to take control of your holiday spending para ma-enjoy ang Pasko ng walang financial stress. Join our community for free: https://whop.com/peraandpurpose/

    28 min

  3. NOV 28

    150 : Cultural Expectations That Keep Filipinos Broke

    Many Filipinos struggle to build wealth, not because they aren't working hard, but due to cultural expectations around money. In the Philippines, finances are closely tied to family and community, often leading to pressures that keep people financially stuck. Obligations like supporting extended family or maintaining appearances can hurt financial health. This episode explores how these cultural norms prevent financial freedom and offers ways to shift your mindset, so you can use money in a way that serves you, rather than being controlled by societal pressures. 🧠What You’ll Learn: The impact of utang na loob and pakikisama on financial stability Historical and cultural roots of these practices Balancing cultural values with financial responsibility Practical steps for managing cultural expectations 📢Join our Community: https://whop.com/peraandpurpose/ Download TapTap Send today: 🤖Google Play Store: https://bit.ly/3KCAmyq 🍎Apple App Store: https://apple.co/3qsTQii Use promo code KUYAJAY to get: UAE - AED 25 US and Canada - $20 UK - GBP 10 EU - EUR 10

    42 min
  4. 149: Why It's More Expensive To Be Poor AKA Poverty Penalty

    NOV 21

    149: Why It's More Expensive To Be Poor AKA Poverty Penalty

    Ang ironic, di ba? The less money you have, the more expensive life becomes. It sounds counterintuitive, but this is the harsh reality for many Filipinos. Everyday expenses like healthcare, housing, transportation, and even food cost more for those who are struggling financially. And the worst part? These costs trap people in a cycle of poverty. According to studies, people living in poverty face what’s known as the "poverty penalty." The limited resources and options available to them lead to higher costs and fewer opportunities to escape their financial struggles. In today’s episode, we’re going to dive deep into why it costs more to be poor in the Philippines, from direct and systemic costs to hidden barriers and how we can start addressing these issues—both as a society and individually. What You'll Learn: The concept of the "Poverty Penalty" Systemic inequalities that trap people in poverty Hidden costs of being poor Debunking the myth of poor financial choices Solutions at both systemic and individual levels Join our Patreon Community today: https://whop.com/hub/peraandpurpose/

    44 min

  5. NOV 8

    148: How We Bought Our Family Car Without Breaking the Bank

    So my wife and I just bought our first (and only) car, and let me tell you, it wasn’t easy navigating all the choices. From figuring out what we needed to what we could afford, we learned a lot along the way. And by the end of this episode, I’ll share a smart strategy we discovered that can help you manage your interest payments. So, whether you’re in the market for a new car or just curious, stay tuned! What You'll Learn: - Gaining clarity on priorities and needs - Determining budget and affordability - Navigating the car shopping process - Running the numbers and final negotiations - Smart strategy for managing interest payments Join our learning community for the free car calculator template: https://whop.com/hub/peraandpurpose/

    36 min

  6. NOV 3

    147: Lessons From Riches to Rags Stories

    In this eye-opening Halloween episode, we explore real-life stories of individuals and families who experienced dramatic financial downfalls. These cautionary tales serve as powerful reminders of the importance of financial literacy and prudent money management. What You'll Learn: - The importance of risk management in wealth preservation - Why being a good steward of your resources matters - Understanding the language of money - The necessity of setting aside money for yourself, even as a provider - How to manage expectations in financial relationships - The critical need to fully understand a business before investing - Why continuous innovation is crucial in business - The dangers of lifestyle inflation - The importance of diversifying your financial knowledge and not relying solely on others Join our learning community here Download TapTap Send today: 🤖Google Play Store: https://bit.ly/3KCAmyq 🍎Apple App Store: https://apple.co/3qsTQii

    35 min

  7. OCT 8 · BONUS

    Just a quick announcement!

    We’re excited to announce a new partnership with TagM Marketing Solutions, represented by Papa Marky! This collaboration means we’ll be bringing you weekly episodes to help us reach even more people with valuable insights. We’re also launching a Patreon community, and you can join for free. Early supporters will get exclusive perks, including the ability to request an episode, receive a member shoutout, and enjoy discounts on coaching and courses. Plus, both free and paid members will have access to a curated resource list and a community chat. Join our Patreon Community today: https://www.patreon.com/peraandpurposepodcast

    6 min

  8. SEP 15

    146: The Unbreakable Rules of Wealth

    Are you working hard but still not seeing the wealth you hoped for? It might not be about your effort or desire but about not having a solid set of financial principles guiding you. In today’s episode, we’ll uncover the key wealth principles that can help you build a strong financial foundation. We’ll differentiate between values and principles, why principles matter, and how to craft and apply your own set of principles to achieve lasting financial success. 🧠What You’ll Learn: 1. Understanding Principles vs. Values 2. Importance of Principles 3. Common Wealth Principles 4. Creating Your Own Principles 5. Overcoming Challenges

    35 min
See All (153)

About

Hosted by Jay Adrian Tolentino AKA “Kuya Jay”.  He is a Financial Coach and Educator based in Dubai. The aim of this program is to help every Filipino become debt-free, build wealth and use money as a tool to live a meaningful life. Topics include proper money management, entrepreneurship, investments, and the stories of many notable individuals and personal finance personalities.

Information

  • Creator
    Jay Adrian Tolentino and TAGM Marketing Solutions Inc.
  • Years Active
    2020 - 2024
  • Episodes
    153
  • Rating
    Clean
  • Copyright
    © Jay Adrian Tolentino and TAGM Marketing Solutions Inc.
  • Show Website
    Pera and Purpose Podcast

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