The Wallet

Emilie Bellet

Understanding money is the key to financial wealth, and that's precisely where we come in. In this ADWEEK Award and Lovie Award-winning podcast, we cover every financial topic under the sun, from picking stocks and paying off debt to financial bubbles and alternative investments. It’s all jargon and judgement free, and you’ll come away from every episode with tools to multiply your money and make it work for you. Every other week we answer your questions, so if you want to ask us anything drop us a DM on any of our platforms! Hosted by former private equity analyst, author of You’re Not Broke, You’re Pre-Rich, and Vestpod founder, Emilie Bellet. To bring your brand to life in this podcast, email podcast(at)vestpod.com Hosted on Acast. See acast.com/privacy for more information.

  1. The Credit Card Trap

    1H AGO

    The Credit Card Trap

    Why do credit cards so often feel manageable at first, and then quietly turn into long-term debt? In this episode of The Wallet, Emilie Bellet (Vestpod) is joined by Iona Bain, award-winning broadcaster, columnist, and author, following her Panorama investigation Maxed Out: The Credit Card Trap. Together, we unpack how credit card products are designed, why minimum payments and rising credit limits keep people stuck, and why debt can linger for years, even when people feel responsible and are doing their best. We discuss: What the “credit card trap” really is, and why it is not about being bad with moneyWhy minimum payments create a false sense of safetyHow credit limit increases quietly make debt harder to escapeBalance transfers, when they help and when they just delay the problemThe emotional side of debt, and why shame keeps people stuckWhat actually helps people stay in control The information shared is for educational purposes only and is not financial advice. #ad This episode is sponsored by MoneyWeek. MoneyWeek gives you a clear weekly roundup of the stories, trends, and market moves that matter, written by expert journalists and delivered in print or on the app. You can try six issues for free, then enjoy an exclusive £5 discount on a quarterly subscription for The Wallet community at moneyweek.com/wallet with the code WALLET. Connect with Vestpod: Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Courses and bootcamps: https://www.vestpod.com/courses Follow on Instagram: https://www.instagram.com/vestpod Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

    35 min
  2. How to Build an Investment Portfolio

    FEB 12

    How to Build an Investment Portfolio

    How do you actually build an investment portfolio, and what is the simplest way to start? In this episode of The Wallet, Emilie Bellet (Vestpod) is joined by Caroline Brady (Net Purpose, ex BlackRock) to break down portfolio building in plain English, from asset allocation and diversification to the difference between stocks and funds. We also cover how ESG and impact investing fit into long-term investing without overcomplicating it. We discuss: Asset allocation vs portfolio construction (simple framework)Stocks vs funds, and why many people start with index fundsRisk, diversification, and when to sellESG vs impact, and how to avoid greenwashing The information shared is for educational purposes only and is not financial advice. Investing carries risk, your capital is at risk. #ad This episode is sponsored by MoneyWeek.  MoneyWeek gives you a clear weekly roundup of the stories, trends and market moves that matter, written by expert journalists and delivered in print or on the app. You can try six issues for free, then enjoy an exclusive £5 discount on a quarterly subscription for The Wallet community at moneyweek.com/wallet with the code WALLET. Connect with Vestpod: Sign up to The Edit newsletter: https://www.vestpod.com/subscribe    Courses and bootcamps: https://www.vestpod.com/courses   Follow on Instagram: https://www.instagram.com/vestpod    Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

    44 min
  3. Why Money News Makes Us Panic

    JAN 29

    Why Money News Makes Us Panic

    Should you even be reading financial news, and if so, how? In this episode of The Wallet, Emilie Bellet is joined by Kalpana Fitzpatrick, Digital Editor at MoneyWeek, to unpack how financial news is made, what headlines actually mean, and how to stay informed without being pulled into panic, noise, or reactive decisions. We discuss: How financial news is selected and why it often feels overwhelmingHow to tell the difference between useful information and noiseWhat headlines should (and shouldn’t) change about your money decisionsThe one question to ask before reacting to any financial story The information shared in this episode is for educational purposes only and does not constitute financial or investment advice. We are not regulated financial advisers. Always do your own research or seek independent advice before making financial decisions. When investing, your capital is at risk. #ad This episode is sponsored by MoneyWeek.  MoneyWeek gives you a clear weekly roundup of the stories, trends and market moves that matter, written by expert journalists and delivered in print or on the app. You can try six issues for free, then enjoy an exclusive £5 discount on a quarterly subscription for The Wallet community at moneyweek.com/wallet with the code WALLET. Connect with Vestpod: Sign up to The Edit newsletter: https://www.vestpod.com/subscribe   Courses and bootcamps: https://www.vestpod.com/courses  Follow on Instagram: https://www.instagram.com/vestpod/   Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

    44 min
  4. Stuck at Work? Stefanie Sword-Williams on the Career Comedown

    JAN 15

    Stuck at Work? Stefanie Sword-Williams on the Career Comedown

    Feeling stuck in your career even though everything looks “right” on paper? In this episode of The Wallet, Emilie Bellet is joined by Stephanie Sword-Williams, founder of F*ck Being Humble and author of Career Comedown, to explore the idea of a career comedown, that quiet moment when the path you’re on no longer feels right, even if it looks good on paper, and how ambition, energy, money, and work decisions are more connected than we realise. We discuss: Early signs you might be settling rather than choosingCare-out, gratitude guilt, and people-pleasingRedefining success and healthy ambitionHow to factor money, savings, and financial security into big career decisions #ad This episode is sponsored by MoneyWeek.  MoneyWeek gives you a clear weekly roundup of the stories, trends and market moves that matter, written by expert journalists and delivered in print or on the app. You can try six issues for free, then enjoy an exclusive £5 discount on a quarterly subscription for The Wallet community at moneyweek.com/wallet with the code WALLET. Connect with Vestpod: Sign up to The Edit newsletter: https://www.vestpod.com/subscribe   Courses and bootcamps: https://www.vestpod.com/courses  Follow on Instagram: https://www.instagram.com/vestpod/   Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

    48 min
  5. Your Self-Assessment Tax Return Guide

    JAN 8

    Your Self-Assessment Tax Return Guide

    The Self Assessment deadline has a habit of arriving faster than expected. This episode covers who needs to file, what needs reporting, and how to avoid common pitfalls - with practical guidance for anyone who is self-employed, earning extra income, or managing a more complex tax setup. Vestpod founder Emilie Bellet speaks with Maike Currie, VP of Personal Finance at PensionBee, about key deadlines, pension considerations, and how Making Tax Digital will change the process from 2026. This episode is for general information only and does not constitute personal tax or financial advice. #ad Thank you to our partner PensionBee: With PensionBee, you can combine your old pensions, add money when it suits you, and make withdrawals (from age 55, rising to 57 from 2028). It’s a straightforward way to take control of your retirement savings and join a community of over 300k customers.  Its monthly podcast, The Pension Confident Podcast, aims to help listeners better understand the world of personal finance and pensions. Listen or watch the full episodes on YouTube. And if you’re already a PensionBee customer, you can listen in the PensionBee app! When investing, your capital is at risk. Listen on Apple Podcasts, Spotify, or Podlink. Connect with Vestpod: Sign up to The Edit newsletter: https://www.vestpod.com/subscribe   Courses and bootcamps: https://www.vestpod.com/courses  Follow on Instagram: https://www.instagram.com/vestpod/   Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

    36 min
  6. The Psychology Behind Holiday Spending With Psychotherapist Holli Rubin

    12/17/2025

    The Psychology Behind Holiday Spending With Psychotherapist Holli Rubin

    December is filled with pressure, expectations, and spending. Gifts, Secret Santas, school events, family gatherings, and the emotional load of trying to keep everything running. Beneath the surface, many of us feel stressed, guilty, overwhelmed, and unsure why we keep spending more than we planned. In this episode of The Wallet, we ask a simple but honest question: why can’t we stop spending? Emilie Bellet is joined by psychotherapist Holli Rubin, whose work focuses on identity, behaviour, and the emotional patterns that shape the choices we make, including with money. Together, they explore what is really driving holiday spending, what happens in the brain under stress, and how to approach December with more awareness and less self-blame. Explore Vestpod’s upcoming courses and bootcamps: https://www.vestpod.com/courses Listen on Apple Podcasts, Spotify, or Podlink. Read our main takeaways on vestpod.com. Connect with Vestpod: Sign up to The Edit newsletter: https://www.vestpod.com/subscribe Follow on Instagram: https://www.instagram.com/vestpod/ Emilie’s book: You’re Not Broke, You’re Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

    38 min
  7. Money Playbook for Freelancers

    06/05/2025

    Money Playbook for Freelancers

    Freelancers, welcome to Episode 10 — the final episode of our Finances for Freelancers series. We’ve broken down the essentials every freelancer or solopreneur needs to feel confident with money — from budgeting and taxes to pensions and pricing. Today, we’re wrapping up with a punchy roundup — each of our expert guests shares one final, powerful tip to help you stay on track with your finances. Subscribe, share with a fellow freelancer, and listen now on Apple Podcasts, Spotify, or Podlink! If you liked this episode, discover the full series. #ad Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions:  Connect with Emilie: Sign up to The Edit newsletterFollow Vestpod on InstagramEnroll in our upcoming bootcampsGet Emilie’s book: You’re Not Broke, You’re Pre-Rich #ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

    13 min
  8. How to Think Like a Business Owner

    05/15/2025

    How to Think Like a Business Owner

    Freelancers, are you thinking beyond client work? In this episode of Finances for Freelancers, Victoria Nabarro FPFS, Chartered Financial Planner and founder of Veda Wealth, shares how to invest, scale your business, and build financial freedom. We cover smart ways to reinvest, outsource, create passive income, and set financial goals for growth. If you want to move beyond the freelance hustle, this episode is for you. For more resources, including links to Victoria's website and Instagram, check out the episode page. Subscribe, share with a fellow freelancer, and listen now on Apple Podcasts, Spotify, or Podlink! If you liked this episode, discover the full series. #ad Listen to PensionBee’s monthly podcast, The Pension Confident Podcast to better understand the world of personal finance and pensions:  Connect with Emilie: Sign up to The Edit newsletterFollow Vestpod on InstagramEnroll in our upcoming bootcampsGet Emilie’s book: You’re Not Broke, You’re Pre-Rich #ad Thank you to our partner PensionBee. With PensionBee you can combine, contribute and withdraw online. Take control of your pension, so that you can enjoy a happy retirement and join over 265,000 customers saving with PensionBee. When investing, your capital is at risk. Hosted on Acast. See acast.com/privacy for more information.

    38 min
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Trailers

Ratings & Reviews

5
out of 5
4 Ratings

About

Understanding money is the key to financial wealth, and that's precisely where we come in. In this ADWEEK Award and Lovie Award-winning podcast, we cover every financial topic under the sun, from picking stocks and paying off debt to financial bubbles and alternative investments. It’s all jargon and judgement free, and you’ll come away from every episode with tools to multiply your money and make it work for you. Every other week we answer your questions, so if you want to ask us anything drop us a DM on any of our platforms! Hosted by former private equity analyst, author of You’re Not Broke, You’re Pre-Rich, and Vestpod founder, Emilie Bellet. To bring your brand to life in this podcast, email podcast(at)vestpod.com Hosted on Acast. See acast.com/privacy for more information.

Information

  • Creator
    Emilie Bellet
  • Years Active
    2020 - 2026
  • Episodes
    195
  • Rating
    Clean
  • Copyright
    © Emilie Bellet
  • Show Website
    The Wallet

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