SugarMamma’s Fireplay

Canna Campbell SugarMammaTV

Having been a Financial Planner for over 15 years, I have seen first hand how money problems can breed stress. Often, people make wrong money decisions because the world of finance can be intimidating and confusing. This podcast cuts through the jargon and provides practical, accessible financial education and empowerment - so you can build sustainable wealth and help achieve financial freedom. You will also hear real-life success stories from people who have transformed their finances and be empowered by valuable advice from industry experts. So join me for the start of a bold and brilliant financial future and growing community. For immediate access to all my content follow @SugarMammaTV@CannaCampbellofficial xCC

  1. 1d ago

    START HERE: Part 1: How Close Are You to Financial Freedom? Calculate Your Freedom Score

    How Close Are You to Financial Freedom? Calculate Your Freedom Score What if you could actually put a number on your financial freedom — and see exactly how far you’ve already travelled towards it? In this episode of Start Here, Canna explores the Freedom Score: a simple way to measure how much of your current lifestyle could theoretically be funded by the passive income your investments are already generating. She also explains how the Freedom Score compares with the Mindful Money Number — the personal annual passive-income target Canna has used for years to define and track her own journey towards financial freedom. Using simple examples, Canna explains how to calculate both numbers, why your Mindful Money Number needs to consider factors such as income tax and inflation, and why your number should reflect the life you want to fund rather than somebody else’s definition of wealth. Canna also shares the progress of her own $1,000 Project, now worth approximately $380,000 and generating around $17,000 a year in passive income. With that income being reinvested, the portfolio itself is now helping to buy more investments — demonstrating why starting earlier and giving your money time to compound can make such a significant difference. In this episode: What financial freedom actually means How to calculate your Freedom Score What your Freedom Score can tell you about your progress The difference between a Freedom Score and a Mindful Money Number How to choose a passive-income target that is meaningful to you Why income tax needs to be factored into your Mindful Money Number Why inflation matters, particularly when financial freedom is a long-term goal How to measure your progress without becoming overwhelmed by the end goal Why starting earlier gives your investments more time to work How reinvesting passive income can help accelerate the compounding process How Canna’s $1,000 Project is now generating approximately $17,000 a year in passive income Why you should focus on your next 1%, rather than becoming fixated on reaching 100% This is Part One of a two-part Start Here series on financial freedom. In Part Two, Canna moves from measuring financial freedom to building it, with a practical roadmap to help you create more financial breathing room, reduce debt, build assets, reinvest income, use super strategically and steadily increase your passive income. Because saying “I want to be financially free” is an aspiration. Giving financial freedom a number turns it into a goal. Don’t focus on getting to 100%. Focus on your next 1%. 💡 If you want my help with your Budget or Money Mindset Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books, including our new one: Twelve Months To Financial Freedom: https://link.amazon/B0hPdGjCm Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood Substack Quiet Wealth: https://substack.com/@sugarmammaquietwealth Keynote speaking book via canna@sugarmamma.tv TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMammaTV.com Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).   See omnystudio.com/listener for privacy information.

    START HERE: Part 1: How Close Are You to Financial Freedom? Calculate Your Freedom Score
  2. 5d ago

    Your First Full-Time Salary Could Change Your Life (If You Do These 5 Things)

    Build Financial Independence From Your First Paycheck Graduating and starting your first full-time job is one of the biggest financial milestones of your life. What you do with your very first paycheck can shape your financial future for decades to come. In this podcast episode, I'm sharing the five financial foundations I put in place early in my own journey—habits that helped me build financial independence, create long-term wealth and give myself more choice, security and freedom. We'll cover:✔️ How to create a budget that actually works✔️ Why an emergency fund should be your first financial priority✔️ How to manage your student debt strategically✔️ Setting up your superannuation for long-term growth✔️ The power of salary sacrificing (when it suits your circumstances)✔️ Creating meaningful financial goals that keep you motivated✔️ Why protecting your income and wealth matters just as much as building it Financial independence isn't built overnight. It's built through small, consistent decisions that compound over time—and there is no better time to start than with your very first full-time paycheck. If this episode helped you, I'd love for you to follow my show and join our community. New episodes are released every Monday and Friday, to help you build confidence with your money and create a life of financial freedom. 💛 Subscribe for weekly episodes on:• Investing• Budgeting & cash flow• Financial independence• Property• Wealth-building strategies• Money mindset• Living a financially harmonious life ⬇️ I'd love to hear from you in the comments:If you could give your younger self one piece of financial advice before starting full-time work, what would it be? 💡 If you want my help with your Budget or Money Mindset Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books, including our new one: Twelve Months To Financial Freedom: https://link.amazon/B0hPdGjCm Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood Substack Quiet Wealth: https://substack.com/@sugarmammaquietwealth Keynote speaking book via canna@sugarmamma.tv TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMammaTV.com Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).   #FinancialIndependence #FirstPaycheck #MoneyTips #PersonalFinance #Graduates #Budgeting #Investing #Superannuation #FinancialFreedom #SugarMammaTV See omnystudio.com/listener for privacy information.

  3. Oct 8

    START HERE: My Mother-in-Law Is Gambling Away Their Retirement. What Can We Do?

    My Mother-In-Law Will Gamble Away Their Retirement. What Can We Do? | How To Protect Ageing Parents From Financial Harm What do you do when someone you love is about to receive a life-changing inheritance... but you're genuinely worried it could disappear? In this episode of Start Here, I answer one of the most heartbreaking questions I've ever received. A listener shares her fears that her in-laws—both in their early seventies with no home, no superannuation and very little financial security—are about to inherit around $700,000. Instead of feeling relieved, she's terrified. She believes her mother-in-law has a long history of gambling, her father-in-law has very little control over the family's finances, and this inheritance could be their last opportunity for a secure retirement. But this episode isn't just about gambling. It's about something much bigger. It's about protecting the people we love while respecting their independence. Because for your family, it might not be gambling. It could be compulsive spending, shopping addiction, alcohol or drug dependency, romance scams, investment scams, online fraud, cognitive decline or financial abuse. So how do you help without taking over? In this episode, I'll walk you through: How to recognise the warning signs of financial abuse and financial vulnerability. Why more money doesn't solve behavioural problems—it often magnifies them. The legal realities every family needs to understand before trying to step in. The importance of seeking legal advice, financial advice and professional addiction support. Practical ways to build financial guardrails around an inheritance. How to have difficult conversations with ageing parents in a compassionate and respectful way. Why healthy boundaries aren't selfish—they're essential. The steps you can take now to help protect your parents' financial future before a crisis occurs. This is one of the most emotional and important Start Here episodes I've ever recorded, and I hope it gives anyone facing a similar situation the confidence to start the conversation. Because sometimes the greatest act of love isn't giving someone money. It's helping protect it. Resources Mentioned If you're concerned about gambling, financial abuse or protecting an ageing parent, please seek professional advice as early as possible. • Speak with an experienced solicitor in your state or territory regarding Powers of Attorney and your legal options.• Consider seeking advice from a licensed financial adviser to build a sustainable retirement income plan.• If addiction is involved, encourage your loved one to seek professional support as early as possible.• If you're concerned about elder abuse or financial abuse, support is available through services in every Australian state and territory. If you enjoyed this episode, please subscribe, leave a review and share it with someone who may need to hear this conversation. It helps more people discover the podcast and empowers more Australians to build financial security with confidence. 💡 If you want my help with your Budget or Money Mindset Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books, including our new one: Twelve Months To Financial Freedom: https://link.amazon/B0hPdGjCm Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood Substack Quiet Wealth: https://substack.com/@sugarmammaquietwealth Keynote speaking book via canna@sugarmamma.tv TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMammaTV.com Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).   See omnystudio.com/listener for privacy information.

    START HERE: My Mother-in-Law Is Gambling Away Their Retirement. What Can We Do?
  4. Oct 4

    ASK ADAM: Before You Refinance Your Mortgage, Listen to This

    Refinancing Your Mortgage: How to Save Money Without Starting Again If you have a mortgage, when was the last time you actually checked whether it was still working for you? In this episode of SugarMamma’s Fireplay, I sit down with mortgage broker Adam McCabe from Long Game Financial (previously Blue Lantern) to unpack refinancing — what it actually means, when it may be worth considering and how to make sure a lower interest rate genuinely helps you get ahead financially. Because refinancing isn't simply about finding a cheaper rate or lowering your monthly repayments. Done strategically, refinancing could help you reduce the amount of interest you pay, improve your cash flow and potentially shave valuable years off your mortgage. But done without looking at the bigger picture, you could simply reset your loan term and end up kicking your debt further down the road. Adam and I discuss: What refinancing actually involves and why people do it The potential "loyalty tax" of staying with the same lender How a lower interest rate can translate into real savings How refinancing could potentially help you pay off your mortgage sooner Why resetting your loan back to 30 years can be a costly trap The fees, features and fine print to consider before switching Why the cheapest interest rate isn't necessarily the best home loan How to make the most of the money you save Why refinancing should fit your broader financial goals How regularly reviewing your mortgage can help keep your home loan competitive The goal isn't to refinance for the sake of refinancing. It's to make sure one of the biggest financial commitments in your life continues to work for you — and ideally helps you move closer towards eventually becoming mortgage-free. 🎧 Listen now to learn how to refinance the right way — and make every dollar and every year count. Guest: Adam McCabe, Mortgage Broker, Long Game Financial  If you want help with refinancing, debt recycling, investment lending etc, you can contact Adam McCabe on 0423 685 133 - please note that I receive $0/0% upfront or ongoing commission.  💡 If you want my help with your Budget or Money Mindset Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books, including our new one: Twelve Months To Financial Freedom: https://link.amazon/B0hPdGjCm Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood Substack Quiet Wealth: https://substack.com/@sugarmammaquietwealth Keynote speaking book via canna@sugarmamma.tv TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMammaTV.com Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).   General information only. This episode does not take into account your personal financial situation, needs or objectives. Consider whether any financial product or strategy is appropriate for your circumstances and seek professional advice where required. See omnystudio.com/listener for privacy information.

    ASK ADAM: Before You Refinance Your Mortgage, Listen to This
  5. Oct 1

    START HERE: How to Actually Stick to a Budget (Without Relying on Willpower)

    If you keep creating a budget only to blow it, dip into your savings or run out of money before payday, this episode is for you. Because sticking to a budget isn't necessarily about having more discipline. Often, you simply need a better system. In this Start Here episode, Canna answers one of the most common budgeting frustrations: "I genuinely want to be better with money, but no matter how hard I try, I just can't seem to stick to my budget." Canna explains why so many budgets fail, the expenses we commonly forget to include, why looking at one month of spending can give you a completely inaccurate picture of your finances, and why your budget needs to evolve as your life and cost of living change. You'll also learn the simple SugarMamma cashflow system Canna uses and teaches, in her new book that she co-wrote with Michael Thompson from Fear and Greed. You can grab your copy here: Included in this episode is: https://link.amazon/B0hPdGjCm.  • Why a budget should make your life easier, not harder• The common expenses that quietly blow our budgets• Why you need to look at an entire year of spending• The danger of being too optimistic with your numbers• Why money sitting in your bank account isn't necessarily "spare"• The difference between a budget and a cashflow system• How to use an Everyday Account for regular expenses• How to build a Financial Float for quarterly, biannual and annual expenses• How to automate your cashflow every payday• How better cashflow can help you stop dipping into savings, avoid unnecessary debt and eventually create genuine surplus cash to invest The goal isn't to become incredibly disciplined with money. The goal is to build a system that requires less discipline from you. Canna's budgeting and cashflow system is also explained in her new book, Twelve Months To Financial Freedom. And if you'd like more hands-on help building a budget and cashflow system around your own financial life, you can learn more through the SugarMamma Budget & Cashflow Academy. Because a budget shouldn't make managing your money harder. A great budget should make your life easier. See omnystudio.com/listener for privacy information.

    START HERE: How to Actually Stick to a Budget (Without Relying on Willpower)
  6. Sep 27

    The Biggest ETF Investing Mistakes (And How To Avoid Them) - Building long term wealth & independence

    The Biggest ETF Investing Mistakes (And How To Avoid Them) Think you've built a great ETF portfolio? Before you invest another dollar, make sure you're not making one of these common mistakes. In this episode of SugarMamma's Fireplay, Canna Campbell shares the biggest ETF investing mistakes she has seen over more than 20 years as a financial adviser—and, more importantly, exactly what to do instead. Whether you're a beginner investor or already have an ETF portfolio, these practical tips will help you build wealth with greater confidence while avoiding costly investing mistakes. In this episode you'll learn: Why buying multiple ETFs doesn't always mean better diversification The hidden danger of choosing ETFs based purely on the lowest fees Why chasing the best-performing ETF can backfire How to avoid becoming overexposed to one sector, country or asset class Why trying to time the market rarely works The importance of staying invested through market volatility How regular investing can help build wealth over time Why constantly changing your portfolio can hurt long-term returns Why focusing on passive income—not just portfolio value—can change the way you invest The power of patience and letting compounding do the heavy lifting If you're investing in ETFs—or thinking about getting started—this episode will help you avoid the common traps that can quietly reduce your long-term returns. Remember: Successful investing isn't about finding the perfect ETF. It's about building a diversified portfolio, investing consistently, and giving your money time to grow. If you enjoyed this episode, please subscribe, leave a review and share it with someone who is starting their investing journey. 💡 If you want my help with your Budget or Money Mindset Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood Substack Quiet Wealth: https://substack.com/@sugarmammaquietwealth Keynote speaking book via canna@sugarmamma.tv TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMammaTV.com Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).   Topics: ETF investing, ETF mistakes, beginner investing, ASX ETFs, investing for beginners Australia, passive investing, diversified portfolio, long-term investing, wealth building, financial freedom, personal finance Australia, passive income, investing strategy. See omnystudio.com/listener for privacy information.

  7. Sep 24

    START HERE: I’m 65, Still Have a Mortgage… Can I Afford to Retire?

    What happens when you reach 65 and your finances don't look anything like the retirement plan you thought you'd have? Today's Start Here question comes from a 65-year-old woman who is single, still working FIFO and still has a mortgage. After attempting retirement at 60, she discovered that the lifestyle she'd imagined left her feeling isolated — and she spent a significant amount of her superannuation in the process. She returned to work, bought a home and started rebuilding. Now she's worried about what would happen if her income disappeared before she's financially ready to retire. In this episode, we look at how to create financial security when you're starting — or perhaps restarting — later in life, without feeling as though you need to spend the rest of your working years frantically catching up. We cover how to: Work out what “enough” actually looks like for your retirement Balance paying down a mortgage with building accessible emergency savings Create a financial runway so losing your job doesn't immediately become a housing crisis Think about alternative or part-time work before you actually need it Consider whether downsizing could improve both your finances and your quality of life Assess lifestyle and retirement villages beyond simply looking at the purchase price Understand why community, connection and purpose belong in a retirement plan too Avoid assuming you're automatically eligible for the downsizer contribution Start thinking about superannuation and Centrelink before you retire Know when specialist financial and legal advice can help you make a major decision with greater confidence Most importantly, we challenge the idea that retirement success simply means reaching a certain age with a paid-off home and a huge super balance. Sometimes retirement doesn't go according to plan. Sometimes the life you thought you wanted turns out not to suit you. And sometimes you find yourself starting again much later than expected. That doesn't mean the only answer is deprivation or desperately trying to make up for lost time. Perhaps financial freedom at this stage of life isn't necessarily about stopping work. It's about reaching the point where you no longer have to work. Because the goal isn't simply to retire. It's to build enough security, income, connection and choice to create a next chapter that actually works for you. This episode contains general information and education only and does not take into account your personal objectives, financial situation or needs. Consider seeking appropriate licensed financial and legal advice before making decisions regarding your mortgage, superannuation, Centrelink entitlements or retirement/lifestyle village arrangements. 💡 If you want my help with your Budget or Money Mindset Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books, including our new one: Twelve Months To Financial Freedom: https://link.amazon/B0hPdGjCm Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood Substack Quiet Wealth: https://substack.com/@sugarmammaquietwealth Keynote speaking book via canna@sugarmamma.tv TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMammaTV.com Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).   See omnystudio.com/listener for privacy information.

    START HERE: I’m 65, Still Have a Mortgage… Can I Afford to Retire?
  8. Sep 20

    How To Build Your First ETF Portfolio (Step by Step Guide for Beginner's Financial Freedom))

    How To Build Your First ETF Portfolio (Step by Step) You’ve saved the money. You’ve opened the share trading account. Now comes the big question… which ETF do you actually buy? With hundreds of ETFs to choose from, getting started can quickly become overwhelming. Australian shares, international shares, high-growth funds, dividend ETFs, sector ETFs, bonds—the choices are endless. In this episode of SugarMamma’s Fireplay, I strip away the noise and walk you through a practical, step-by-step process for building your first ETF portfolio. We cover: How to set a clear investment and passive income goal Why your timeframe and risk profile should come before choosing an ETF What an ETF actually is and how diversification works The difference between Australian, international, diversified, sector and defensive ETFs How to give each ETF in your portfolio a clear purpose Why more ETFs doesn’t necessarily mean better diversification How to identify and avoid unnecessary overlap How to work backwards from your passive income goal Why an $80,000 annual passive income target could mean aiming for approximately $1.6 million invested at a hypothetical 5% yield How to actually purchase your first ETF The important administration to complete afterwards—including your TFN, bank details, share registry and record keeping Dividend Reinvestment Plans (DRPs) and how reinvesting distributions can help compound your portfolio over time The goal isn’t to build the perfect portfolio overnight. It’s to build a simple, diversified portfolio you understand, keep contributing to it and give yourself enough time for growth, income and compounding to do their work. And this is only Part One. Next week: I’m sharing the biggest ETF investing mistakes I see—from doubling up on the same investments and chasing past performance to unnecessary fees, overcomplicating your portfolio and constantly changing strategy. If you’re serious about using ETFs to build long-term wealth and passive income, make sure you listen to both episodes. 💡 If you want my help with your Budget or Money Mindset Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project **Mindful Money](https://amzn.to/3RV0poc) Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivation Instagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhood Substack Quiet Wealth: https://substack.com/@sugarmammaquietwealth Keynote speaking book via canna@sugarmamma.tv TikTok:@SugarMammaTV YouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views! Website:SugarMammaTV.com Don’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research. Weigh up the pros, cons, fees, caps, taxes, and risks. Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589).   This episode contains general financial information and is for educational purposes only. It does not take into account your personal objectives, financial situation or needs. Consider whether the information is appropriate for your circumstances and seek professional financial advice where required.   See omnystudio.com/listener for privacy information.

    How To Build Your First ETF Portfolio (Step by Step Guide for Beginner's Financial Freedom))
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42 Ratings

About

Having been a Financial Planner for over 15 years, I have seen first hand how money problems can breed stress. Often, people make wrong money decisions because the world of finance can be intimidating and confusing. This podcast cuts through the jargon and provides practical, accessible financial education and empowerment - so you can build sustainable wealth and help achieve financial freedom. You will also hear real-life success stories from people who have transformed their finances and be empowered by valuable advice from industry experts. So join me for the start of a bold and brilliant financial future and growing community. For immediate access to all my content follow @SugarMammaTV@CannaCampbellofficial xCC

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