Conversations with Preshel

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Life rarely comes with a clear roadmap. On Conversations with Preshel, we explore money, mindset, books, ambition, fear, and the quiet decisions that define our future. These are honest reflections and strategic breakdowns for people who want to think deeper and move smarter. No noise. No fluff. This is not surface-level self-help. Just thoughtful conversations for people building their next chapter.

  1. Feb 15

    Inconsistency Compounds Too (Why I Disappeared)

    Unfinished tasks don't scream; they linger. After missing a month of episodes, I realized that inconsistency compounds just like interest. I promised daily episodes. I failed to deliver. Onee missed day became a month. In this episode, I share lessons on default, drift and restructung. We are back!

    6 min

  2. Jan 13

    The Silver Lining of High Interest Rates

    Is your money lazy? If it sits in a standard checking account earning 0.01%, it is sleeping on the job. In this episode, we explain why digital banks and money market funds can afford to pay you 10x-100x more than traditional banks. We break down the difference between High-Yield Savings (for the US market) and Money Market Funds (for the Nigerian market), and give you a safety checklist to keep your cash secure.

    8 min

  3. Jan 12

    I Audited My Bank Account (Here is What I Learned about APRs and APYs)

    Interest is just rent for money. But are you the tenant paying it, or the landlord collecting it? ​After doing a personal audit of my own accounts, I realized how easy it is to gloss over the acronyms on a bank statement. Today, we demystify the "Alphabet Soup" of banking terms. ​We explain why APR is like the hidden fees at an Airbnb checkout, and why APY is the secret to growing your savings. ​If you have a credit card or a savings account, you need to know which number matters.

    7 min

  4. Jan 11

    My Laptop Died Today (A Real-Time Money Test)

    I woke up this morning, opened my laptop, and saw a distorted, glitching mess. The screen was gone. My first reaction was panic. But my second reaction was to laugh. Why? Because the universe is testing me on the exact book I just finished reading. ​In this quick update, I share a real-life lesson from Chapter 10 of The Psychology of Money: "Save Money" We talk about why you should "save for nothing," and how having cash in the bank turns a potential disaster into a mere inconvenience.

    4 min

  5. Jan 10

    5 Universal Money Truths (The Psychology of Money Finale)

    How did a janitor with little or no education leave $8 million to charity, while smart investors went broke? Today, we wrap up our episodes on The Psychology of Money with 5 Univeral and Factual truth that can change your financial destiny. Plus, I'm giving away a ftee document with the 20 Best Quotes and Questions from the entire book. Comment or DM to get notes!

    8 min

  6. Jan 9

    The Lies We Tell Ourselves (The Psychology of Money, EP 6)

    The more you want something to be true, the more likely you are to believe a story that overestimates the odds of it being true. Why do we believe in get-rich-schemes? Why do poor people keep buying lottery tickets even though it burns their very little finance? In today's episode i sharr a personal story about how I chased after "False Hope", and we answer the hard question: How do you draw the line between optimism and delusion?

    7 min

  7. Jan 8

    The Seduction of Pessimism (The Psychology of Money, EP 5)

    Did you know that the Wright Brothers flew the airplan for five years with almost nobody paying attention to them? But wheh they crashed in 1908, it was front page news immediately. Im this episode, we ask and answer the big question: Why do humans obsess over bad news?

    7 min

  8. Jan 7

    Room for Error (The Psychology of Money EP 4)

    We are great at preparing for risks we can see (like car accidents). But how do you prepare for the risks you can’t envision? In Chapter 13 of The Psychology of Money, I explore the concept of Margin of Safety, Bill Gates cash strategy and reasons why we seem to avoid making rooms for error!

    7 min
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Life rarely comes with a clear roadmap. On Conversations with Preshel, we explore money, mindset, books, ambition, fear, and the quiet decisions that define our future. These are honest reflections and strategic breakdowns for people who want to think deeper and move smarter. No noise. No fluff. This is not surface-level self-help. Just thoughtful conversations for people building their next chapter.

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