Lets Have This Conversation

Kevin McShan
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Multimedia Journalist and Motivational Speaker Kevin McShan brings you a multi-faceted and multi-dimensional YouTube Podcast called: “Let’s Have This Conversation. The intention is to provide a large assortment of diverse content in all facets of our news cycle. From news, sports, business technology, fitness, lifestyle, entertainment and politics. McShan hopes to bring the viewers an informative, thought-provoking experience. Stimulating careful consideration or attention on the issues making news today. Let’s Have This Conversation.

  1. 22H AGO

    Fighting to Secure the Disability Benefits You Deserve with Nancy Cavey

    According to the Pew Research Center, Income Impact: without Social Security, nearly 40% of seniors would have incomes below the official poverty threshold. Furthermore, the Office of Budget and Policy Initiative notes that Social Security benefits are more modest than commonly perceived; as of February 2024, the average monthly Social Security retirement benefit was approximately $1,862, equating to about $22,344 annually. (Average payments for disabled workers and aged widows were lower.) For an individual with average earnings retiring at age 65 in 2024, Social Security replaces roughly 39% of previous income. This “replacement rate” has declined as the program’s full retirement age increased from 65 in 2000 to 67 by 2022. Nancy L. Cavey is a distinguished attorney with over 39 years of experience specializing in disability law. Recognizing the complexities and significant impact of filing for disability benefits, Cavey has successfully guided numerous clients through the process with expertise and sensitivity. Her practice, The Law Office of Nancy L. Cavey, possesses extensive experience in disability claims and has represented clients with medical conditions including heart disease, hypertension, chronic fatigue syndrome, fibromyalgia, spinal injuries, post-traumatic stress disorder, and traumatic brain injury.  Cavey's dedication to her work is informed by personal experience: during her late teens, her father was diagnosed with leukemia. This firsthand understanding of the emotional and financial challenges faced by individuals and families affected by disability informs her empathetic approach to client representation. Serving clients nationwide in Social Security and Long-Term Disability matters, she consistently advocates for individuals who have not received fair treatment or entitled benefits. Cavey has authored several consumer-oriented guides on disability, including *The Disability Insurance Claim Survival Guide for Professionals* and *Your Rights to Social Security Disability Benefits*. She is also a member of the National Organization of Social Security Claims Representatives (NOSSCR), and is licensed in Florida and the District of Columbia. For additional information, please visit: https://caveylaw.com/ Phone: (727) 894-3188 YouTube: @CaveyLaw Podcast: https://podcasts.apple.com/us/podcast/winning-isnt-easy-navigating-your-social-security-disability/id1792485475   Learn more about your ad choices. Visit megaphone.fm/adchoices

    56 min

  2. 1D AGO

    How to Start a YouTube Channel in 90 Minutes a Week with Jerry Potter

    Approximately 79% of small business owners and entrepreneurs believe they are working too much, according to the Alternative Board. Long hours are common, with around 33% of small business owners working at least 50 hours per week, and 25% logging more than 60 hours per week.   Jerry Potter is a highly-rated speaker with over 20 years of experience as a broadcast professional and content media educator. He specializes in creating high-leverage assets, focusing on platforms like YouTube, webinars, and business coaching for entrepreneurs. In addition to his own successful podcast and YouTube channel, he works joyfully with small business owners, groups, and organizations to enhance their results.   One of Jerry's passions, aside from enjoying cheap pink frosted cookies, is introducing others to high-leverage assets (HLAs). He is also known as the host of "The Social Media Marketing Talk Show," which is the longest-running weekly talk show dedicated to social media marketing. Jerry's collection of dad jokes and superhero t-shirts has been seemingly endless since 2010.   For more information, visit: https://donebylunch.co/grow-on-youtube-in-only-90-minutes-a-week/ YouTube: @mrjerrypotter Learn more about your ad choices. Visit megaphone.fm/adchoices

    56 min

  3. 2D AGO

    Business Health Market: Rethinking Employee Benefits with Brian Calvert

    In the United States, employers typically spend roughly 30% of total compensation on employee benefits, averaging between $12 and $15 per hour worked, or roughly $20,000–$30,000 per employee annually. As of June 2025, private industry benefits averaged $13.58 per hour, while public sector employers often spend significantly more, averaging over $24 per hour, driven by higher insurance and retirement costs, according to the Bureau of Labor Statistics. Brian Calvert is the owner of Business Health Market. We specialize in providing individuals and businesses with customized health insurance and employee benefits packages, working with all major carriers. Whether you're a solopreneur, a 1099 independent contractor, a small business with just two employees, or a large corporation with up to 2,000 employees, we have the expertise to create the perfect plan for your unique needs. We understand that a well-structured benefits package is crucial for staff retention and recruitment. That's why we design solutions tailored to your company's budget, size, and goals. By leveraging the latest technology, we help businesses offer competitive benefits that not only attract top talent but also enhance employee loyalty.   For more information: https://businesshealthmarket.com/ LinkedIn: @BrianCalvert   Email: brian@businesshealthmarket.com   Learn more about your ad choices. Visit megaphone.fm/adchoices

    47 min

  4. 5D AGO

    Consistency and Repetition Lead to Prosperity in Real Estate and Life with Jaben Makings

    The "Zero Deal" Statistic: In early 2025, reports showed that over 70% of active agents (those with a license registered to a Multiple Listing Service) struggled to close any transactions. **Five-Year Failure Rate:** Approximately 87% of real estate agents leave the industry within five years, according to Yahoo Finance and LinkedIn.   Jaben Makings is the President of Onnix Investments, where he leverages his expertise in real estate and negotiation to drive growth and deliver value. In this role, he focuses on fostering strong professional relationships and ensuring seamless collaboration to meet organizational goals.   Having grown up in a small town, I struggled in traditional school and often jumped between ideas because I didn’t understand the importance of commitment. Everything changed when I stopped chasing shortcuts and focused on building one business properly. Today, I run a sales-driven company built around partnerships rather than advertisements. We work directly with real estate agents to navigate challenging deals, but the lessons learned apply far beyond real estate: how to design relationship-based sales systems, how to avoid "shiny object syndrome," how to build leverage instead of just relying on income, and how discipline outside of work directly impacts performance within the business.   For more information: [onnixinvestments.com](https://onnixinvestments.com/)  LinkedIn: @JabenMakings Learn more about your ad choices. Visit megaphone.fm/adchoices

    44 min

  5. FEB 19

    Encouragement Comes with Urgency to End Veteran Homelessness with Jason Bennett

    As of January 2024, an estimated 32,882 veterans are experiencing homelessness in the United States. This figure represents nearly an 8% decrease from 2023 and is the lowest number recorded since tracking began in 2009. Despite an overall increase in general homelessness, targeted efforts have reduced veteran homelessness by over 55% since 2010. Veterans account for roughly 5% of all adults experiencing homelessness nationwide, according to Disabled American Veterans.   Jason Bennett is dedicated to ensuring that those who served our country have a safe place to sleep. As the founder of Operation Homes for Heroes, he focuses on creating housing pathways for veterans experiencing homelessness. His approach combines real-world partnerships with a stability-first model, prioritizing safe housing, supportive services, and community accountability.   Jason did not set out to start a nonprofit; he aimed to address a problem that he could not ignore. As a disabled Marine living in Los Angeles, he has witnessed too many fellow veterans struggle with the challenges of rising rents, complicated systems, and the emotional burdens they carry after service. In a city where homelessness is prevalent, it hits differently when the person on the sidewalk is someone who wore the same uniform, took the same oath, and returned home to a country that lacks a clear path back to stability.   Jason understands that this issue transcends policy—it's a deeply personal, human concern. His life's mission is to help veterans in every way possible, beginning with the foundation that makes all other efforts viable: a safe place to live. He is committed to building a mission-driven nonprofit focused on housing solutions for homeless veterans, connecting individuals to resources, advocating for practical pathways to housing, and rallying community partners who strive for real outcomes, not just awareness.   For more information, visit: operationhomesforheroes.org To make a donation: [Change Lives](https://www.zeffy.com/en-US/donation-form/donate-to-change-lives-7663) Learn more about your ad choices. Visit megaphone.fm/adchoices

    47 min

  6. FEB 16

    Utilizing Courage to Eliminate Barriers Towards Inclusion with Bill Volkmann

    Inclusive perseverance is a collaborative and patient approach to overcoming obstacles. It involves individuals working together to bridge differences, embrace diverse perspectives, and ensure that no one is left behind in pursuit of a common goal. This concept combines a dedication to staying committed to a task despite challenges (perseverance) with a commitment to creating a respectful, equitable, and welcoming environment for everyone (inclusion).   Bill Volkmann is the founder of Empower Your Courage, a social media and technology company dedicated to achieving full inclusion for people with disabilities. His goal is to bridge the gap between technology companies and the disability community. Bill was the first student with an intellectual or developmental disability to attend New Jersey public schools after the Americans with Disabilities Act (ADA) became law. He has cerebral palsy, and his parents instilled in him the belief that, despite having a disability, he was no different from anyone else. Growing up, Bill was passionate about baseball. Playing and watching the sport connected him with his classmates who did not have disabilities, helping them see who he truly was. Bill will be publishing a book in the upcoming year about his incredible life story.   I have overcome many challenges in my life, starting with being born with cerebral palsy due to a traumatic brain injury. I transitioned from a special needs school to becoming the first student with an intellectual or developmental disability to attend public school after the ADA was passed. Baseball has always been a significant part of my life; I have both played and watched it, and I love sports in general. My mother was a caregiver for me and for my father, who had multiple sclerosis. I have experienced the loss of my parents and my older sister, who played a significant role in taking care of me. Throughout my life, I have moved all over the country, and for the past few years, I have been living in San Diego. Initially, I didn't know anyone here, but now I have made many friends. I have not only founded my own company but am also becoming an advocate for disabilities at the state and federal levels.   Follow me on Instagram: @william_volkmann   Learn more about your ad choices. Visit megaphone.fm/adchoices

    40 min

  7. FEB 13

    Security is Complex But It Shouldn't Be Complicated with: Ryan Quirk

    Cybersecurity threats are rising dramatically in America, with reported attacks against U.S. businesses surging by 150% over the past decade. Nearly 60% of organizations were hit by ransomware in 2024, costing billions, while families face increased phishing and identity theft risks. Smaller businesses are now primary targets due to limited defenses, according to National University.    Meanwhile, Financial Loss by Age: Younger Americans (18-29) are slightly more likely to lose money to online scams (about 25%) compared to those 65 and older (15%), Pew Research Center reports. Diminishing Security Confidence: Over half (58%) of Americans aged 50 and older feel their personal information is less safe now than five years ago, according to Pew Research Center.    Ryan Quirk is the Managing Director and founder of Sparrow Risk Group. He now focuses on cybersecurity and risk mitigation for Registered Investment Advisors and family offices, a sector facing rapidly evolving threats that most small firms underestimate. He brings 20 years of security experience bridging both civilian and government work, and is a recognized authority in protective operations and risk management.   His clientele includes government agencies, professional athletes, foreign royalty, celebrities, and high-net-worth families.  He’s well-versed in identifying and mitigating security risks to maximize protection of human capital or assets within high-threat areas. Subject matter expert on physical security design, security design exploitation methods, and international protective security operations.   For more information: https://www.sparrowrg.com/ Email: rquirk@sparrowrg.com   Learn more about your ad choices. Visit megaphone.fm/adchoices

    52 min

  8. FEB 13

    Phil Ganz: If You Want to Fix the Home Affordability Problem, Build to the Moon

    Based on recent studies, a substantial majority of aspiring first-time homebuyers in America is up to 97% experience at least one significant barrier to homeownership, such as high home prices, rising mortgage rates, or difficulty saving for a down payment. These financial obstacles have pushed the share of first-time buyers to a record low of 21% of all home purchases as of late 2025, according to the National Association of REALTORS. ®   Phil Ganz is the President of Next Wave Mortgage and a certified mortgage planning specialist. I’ve spent over two decades helping first-time buyers, families, and investors overcome barriers to homeownership. My focus is on building transparent, accessible mortgage solutions, especially for those affected by affordability challenges. I lead a multi-state team dedicated to bringing creative loan programs, down-payment assistance, and financial literacy initiatives to the communities we serve. As a certified mortgage planning specialist and a top 1% mortgage originator in America, I have over 24 years of experience in helping clients achieve their financial goals through homeownership. I have a degree in economics and a passion for creating personalized and transparent mortgage solutions.  I believe in empowering people to change their lives through homeownership. For more information: https://www.nextwavemortgage.com/ Call: (617) 529-9317 Learn more about your ad choices. Visit megaphone.fm/adchoices

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About

Multimedia Journalist and Motivational Speaker Kevin McShan brings you a multi-faceted and multi-dimensional YouTube Podcast called: “Let’s Have This Conversation. The intention is to provide a large assortment of diverse content in all facets of our news cycle. From news, sports, business technology, fitness, lifestyle, entertainment and politics. McShan hopes to bring the viewers an informative, thought-provoking experience. Stimulating careful consideration or attention on the issues making news today. Let’s Have This Conversation.

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