Business Without BS

Oury Clark

Your weekly dose of real-world business intelligence. No gurus, no fluff - just practical lessons from people who’ve built, scaled, failed, adapted, celebrated, and done it all again. We don’t admire success from afar - we dissect it, decode it, and deliver the lessons straight to you. Subscribe for weekly insights and free resources that strip away the jargon and deliver the real-world lessons you wish you'd got at business school.

  1. 2d ago

    How UK Founders Get US Expansion Wrong with Sonia Kanjee, US Tax Expert

    EP [number] — Expanding to the US without tripping state taxes or visa traps. US expansion sounds exciting until you realise how easily it can go wrong. Sonia Kanjee breaks down why most founders misjudge when they're actually ready for America and how small missteps around people, sales tax and structure can snowball fast. She walks through the three tiers of US entry, how state rules really work, when you must form a Delaware Inc, and the hidden compliance triggers founders routinely miss. This is a practical map for approaching the US market without burning money or credibility. What You'll Learn in This Episode: • Decide when you're genuinely ready to open in the US • Avoid economic nexus sales‑tax traps state by state • Understand when one US hire obliges you to set up an entity • Structure a clean UK–US group without future investor problems • Track where your US revenue lands so you don't trigger avoidable filings This episode is for UK founders eyeing the US market who want a grounded, practical view of what expansion actually demands. *For Apple Podcast chapters, access them from the menu in the bottom right corner of your player* Spotify Video Chapters: 0:00 Expanding to the US without blowing up your tax position 02:00 Sonia’s route into US tax and cross‑border work 05:10 When you’re genuinely ready to enter the US 08:20 Remote sales vs creating a taxable presence 12:10 Sales tax, economic nexus and SaaS treatment 16:20 Hiring across multiple states and compliance load 19:20 Contractors, dependent agents and testing the market 24:00 Visa realities when travelling repeatedly for business 29:40 The three tiers of US expansion strategy 33:20 Delaware Inc, lawyers and why setup matters 37:50 Trademarks, contracts and insurance for the US 43:10 LLCs vs C Corps and why UK companies should avoid LLCs 49:00 State tax allocation and how to track revenue properly 56:00 Treaty mechanics, withholding and W‑8BEN‑E 1:05:00 Interest on intercompany loans 1:12:00 Dormant entities and cleanup filings 1:17:00 Should founders relocate or hire locally? Watch and subscribe to us on YouTube Follow us: Instagram TikTok LinkedIn Twitter Facebook If you'd like to be on the show, get in contact - mail@businesswithoutbullshit.me

    1h 24m
  2. 4d ago

    An Entrepreneur's Guide to Financial Reports - William Humphreys, partner at Oury Clark

    EP - William Humphreys, partner at Oury Clark Chartered Accountants, explores and explains financial reporting, giving a clear picture of what company accounts are, and why understanding them is a foundational skill for entrepreneurs. Andy and William run through the various components of statutory accounts, including the balance sheet, profit and loss statement, and cash flow statement. Using a cinematic metaphor, they underscore the necessity of not merely viewing accounts as compliance documents but as vital tools for strategic decision-making. Throughout the conversation, the importance of engaging with these financial documents regularly is underlined, to help cultivate a clearer understanding of a business's financial health and undertake proactive rather than reactive management. Being conversant in company financials is not just a matter of accounting but a fundamental aspect of effective business leadership. What you'll learn in this episode: Understanding how accounts inform business decisionsSeeing the balance sheet as a snapshot of a company's assets and liabilitiesHow continuous insight into a business's financial position beats waiting for year-endThe importance and considerations of cash flow managementHow revenue recognition can impact perceived profitabilityWhat the notes to the accounts really provide This episode is for UK entrepreneurs and business leaders who want a comprehensive overview of financial reports and reporting standards. *For Apple Podcast chapters, access them from the menu in the bottom right corner of your player* Spotify Video Chapters: 00:04 - The Director's Report: A Glimpse Behind the Scenes 04:46 - Understanding the Balance Sheet 13:14 - Financial Statements, the Balance Sheet and Profit & Loss 18:47 - Revenue Recognition 23:34 - Cash Flow and Financial Management 32:44 - Financial Statements: Key Insights and Analysis 37:45 - The Key Questions for Founders 41:03 - Bank Covenants and Charges 49:41 - Reporting Standards 53:34 - Understanding UK GAAP and IFRS 59:44 - IFRS 16 and its Implications 01:09:30 - Transitioning to US GAAP: Challenges and Insights 01:14:31 - Key Insights for Business Owners Watch and subscribe to us on YouTube Follow us: Instagram TikTok LinkedIn Twitter Facebook If you'd like to be on the show, get in contact - mail@businesswithoutbullshit.me

    1h 17m
  3. May 27

    How to Cure a Sick High Street with Bill Grimsey, ex‑Wickes CEO

    EP [number] — Grimsey argues that corporate strategy starts with fixing leadership, not spreadsheets. Bill Grimsey unpacks why UK high streets keep failing and why most boardrooms still dodge the real work: leadership, confidence and clarity. Starting with Hong Kong turnarounds and ending with British town centres, he explains why strategy dies when leaders avoid the truth. The conversation covers motivating broken teams, mapping strengths instead of obsessing over threats, dealing with suppliers transparently, and why councils need 20‑year commercial plans to revive towns. It also dives into AI, customer experience, and the future of retail. What You'll Learn in This Episode: • Rebuild confidence inside a failing organisation • Map strategic strengths without wasting energy on distractions • Use transparency to improve supplier relationships • Assess whether your town’s leadership structure is fit for purpose • Apply AI to improve customer experience rather than cut corners This episode is for UK operators who want a practical view of strategy from someone who has actually rebuilt failing businesses. *For Apple Podcast chapters, access them from the menu in the bottom right corner of your player* Spotify Video Chapters: 0:00 Why the UK high street keeps failing 1:29 Fixing leadership before strategy 4:39 Park’n’Shop Hong Kong turnaround 11:04 Customer experience vs efficiency 17:25 AI’s real value in business 23:10 Supplier relationships and transparency 27:58 Turnaround at Wickes 33:50 Trust, confidence and respect 40:48 Business rates and tax structures 52:17 The Grimsey Reviews and town strategy 1:02:20 Independent retail: what works now 1:12:09 Tech, delivery and the future of retail 1:18:55 Pedestrianisation and town experience 1:20:41 Closing thoughts Watch and subscribe to us on YouTube Follow us: Instagram TikTok LinkedIn Twitter Facebook If you'd like to be on the show, get in contact - mail@businesswithoutbullshit.me

    1h 21m
  4. May 20

    Does Manchester Beat London for Building a Business? - Adam Pope, Founder of Spencer Churchill Solicitors

    EP — Adam Pope on why Manchester outperforms cities twice its size. Manchester’s business culture is built on graft, confidence and doing things without waiting for permission. Adam Pope explains why the city’s attitude consistently turns small firms into serious operators and why founders underestimate the Northern Powerhouse region at their cost. The conversation covers how Greater Manchester’s geography, talent pool, transport links and industrial heritage shape commercial behaviour, plus the practical realities of scaling outside London. We also look at hiring, governance, legal blind spots and how AI is already changing professional services. What You'll Learn in This Episode: • Spot the cultural traits that drive Manchester’s commercial confidence • Judge when to base operations inside or outside the city centre • Avoid common legal and governance gaps that derail SMEs • Use AI without weakening decision‑making or risk controls • Build trust in a region where people value straight dealing This episode is for UK founders deciding where to build, scale or expand — especially if you’re considering life outside the M25. *For Apple Podcast chapters, access them from the menu in the bottom right corner of your player* Spotify Video Chapters: 0:00 Manchester isn’t trying to be London 01:34 Industrial heritage and tech investment 04:02 Greater Manchester’s expansion 06:23 Culture, friendliness and swagger 10:11 Wealth, influence and the city’s vibe 15:21 Starting and hiring in Manchester 18:10 Northern Powerhouse and regional funding 22:47 HS2, infrastructure and wasted budgets 24:58 What high‑speed rail would really change 32:18 Scaling across the North 33:24 Trust, class and regional attitudes 39:04 Legal sector differences 48:35 AI, law and Adam’s Clause platform 57:13 Automation, headcount and future roles 1:03:43 Where SMEs go wrong legally 1:13:33 Business or B******t Watch and subscribe to us on YouTube Follow us: Instagram TikTok LinkedIn Twitter Facebook If you'd like to be on the show, get in contact - mail@businesswithoutbullshit.me

    1h 23m
  5. May 13

    Why ESG Blew Up and What Leaders Do Next with Lucy Parker, Brunswick Senior Partner

    EP — Lucy Parker explains why sustainability only works when leaders stop hiding in the castle and start engaging with the real world. Lucy Parker argues that the real challenge in sustainability is leadership behaviour: large companies still operate as if they can stay behind the walls, even though stakeholders now expect open engagement and socially relevant decisions. The conversation covers ESG’s collapse, system‑level change, supply‑chain realities, political headwinds, and how SMEs can act when resources are tight. The focus is practical: decision points leaders face, how to prioritise material issues, and why recalibration is normal rather than failure. What You'll Learn in This Episode: • Decide which sustainability issues actually fall within your remit • Shift from corporate‑centric thinking to socially relevant leadership • Work with competitors without breaching competition rules • Recalibrate sustainability targets without losing direction • Spot where system‑level change is possible in your sector This episode is for UK business owners who want clarity on sustainability without noise or posturing. *For Apple Podcast chapters, access them from the menu in the bottom right corner of your player* Spotify Video Chapters: 0:00 Sustainability without BS begins 01:00 Tom’s intro and why leadership matters 02:20 Lucy’s role and the social value of business 04:40 What leaders still haven’t caught up with 07:00 Corporate‑centric vs socially relevant 09:40 Who owns responsibility for global problems? 12:20 Is ESG dead? 16:00 Data, measurement and unbundling ESG 20:20 The ESG backlash and political noise 25:40 Net zero, realism and recalibration 32:10 Supply chains, plastic and system constraints 38:40 Consumers, behaviour and plastic reality 44:00 Regulation, CSRD and where responsibility sits 50:40 System change and pre‑competitive collaboration 57:00 Leadership, conviction and next‑gen expectations 1:10:00 What SMEs can actually do this week Watch and subscribe to us on YouTube Follow us: Instagram TikTok LinkedIn Twitter Facebook If you'd like to be on the show, get in contact - mail@businesswithoutbullshit.me

    1h 38m
  6. Most Firms Get Marketing Wrong, Here's Why - Mark Palmer

    May 6

    Most Firms Get Marketing Wrong, Here's Why - Mark Palmer

    Mark argues most SMEs fail at marketing because they misunderstand the customer, the market and the value they actually provide. About this episodeMark Palmer dismantles the modern marketing fog: founders often make stronger marketers than the marketers they hire, most values pages are fiction, and copying competitors is a reliable way to shrink margins. He argues marketing’s core job has not changed: understand the customer, understand the market, then build something worth buying. The conversation covers value propositions, brand positioning, why digital natives miss the bigger picture, how to hire a marketer, where partnerships create real leverage, and why some brands mutate beyond recognition. Practical, direct and grounded in real examples. About the guestMark Palmer is a brand consultant and best-selling author of The Work Smarter Guide to Marketing. He runs Maverick Planet, advising global brands and high-growth UK businesses on positioning and growth. He has shaped brands for Google, Vodafone, Lego, English Cricket and more. Key moments00:00 - Why Facebook profits from scam adverts00:54 - How marketing became fragmented and misunderstood03:55 - How to tell if someone actually understands marketing05:10 - Why founders often outperform hired marketers07:56 - The Unilever brand key and nine-question process09:59 - How Grey Goose changed the vodka market14:45 - Guinness Zero and the rise of low-alcohol positioning16:58 - Why company values drift and lose meaning19:01 - How large platforms get away with poor service22:57 - What startups must prove to investors27:26 - Why most marketers confuse tactics for strategy34:41 - The power and risk of brand partnerships44:53 - Five practical rules every founder should follow Mentioned in this episodeAirbnb - Example of redefining a market rather than competing narrowlyAperol Spritz - Used to explain category expansion and cultural trendsApple - Case study in consistent positioning and product-led brand buildingBBC - Referenced in discussion on value drift and public trustBen Grubbs - Ex-YouTube leader investing in creator-driven brandsBMW - Example of brand stretch, mutation and positioning disciplineBoeing - Used to illustrate gaps between stated values and behaviourBurberry - Case study on repositioning and over-extensionChannel 4 Paralympics - Example of exceptional brand-buildingDiageo - Later purchaser of Grey GooseGood Good Golf - Creator-led brand built from YouTubeGrey Goose - Demonstrates market reframing and super-premium creationGuinness / Guinness Zero - Example of using consumer trends to repositionHermes / Evri - Renaming after reputation issuesLego - Example of brand stretch from toys to entertainmentLondon Business School - Where Mark teaches foundersMac vs PC campaign - Classic Apple positioning exampleMeta / Facebook / Instagram - Discussion on fraud, values and regulationNatWest - Used to highlight poor customer experienceOpenAI - Values drift examplePimm’s - Seasonal brand trapped by narrow positioningQuickBooks - Clear value proposition caseSerious Fraud Office - Referenced in discussion on corruption patternsSmirnoff / Absolut - Vodka category comparisonsThames Water - Monopoly behaviour and brand issuesTicketmaster - Friction and reputation exampleVirgin Media - Values vs behaviour mismatch Find the guestLinkedIn: Website: Follow Business Without BSWebsite: https://withoutbs.com YouTube: https://youtube.com/@bwblondon Instagram: https://instagram.com/bwblondon X / Twitter: https://x.com/bwb_london LinkedIn: https://www.linkedin.com/company/business-without-bs Apple Podcasts: https://podcasts.apple.com/gb/podcast/business-without-bs/id1528844106 Spotify: https://open.spotify.com/show/6J1YMncmYCLODOKi8A0CFU 🎧 Business Without BS - straight talk from people who've actually built things.

    1h 17m
  7. May 1

    How New UK Property Rules Hit Landlords and Renters - Jemma & Michael of Oury Clark

    Oury Clark partners lay out how new UK property rules reshape renting, leaseholds and development in 2026 and beyond. ### About this episode Three major UK property reforms land at once — renters’ rights, leasehold reform and commonhold — and Jemma and Michael from Oury Clark explain why these shifts change timelines, cashflow and asset planning for founders far more than headlines suggest. The tension: clearer protections for tenants and leaseholders versus increased friction and uncertainty for landlords and developers. They walk through how notice periods, court delays, marriage value abolition, 990‑year extensions, business rates and proposed rent review bans really operate in practice. Founders get a practical read on what to plan, what to expect and what to avoid. ### About the guest Jemma Hotter and Michael La Fuente are partners at Oury Clark, advising UK and international businesses on property, commercial and regulatory matters. They specialise in translating complex UK real estate rules into practical decisions for founders, investors and operators. ### Key moments - [00:00] — Why three reforms hit the UK property system at once. - [02:53] — How renters’ reform redistributes power between landlords and tenants. - [07:00] — Why four‑month notices and court delays reshape landlord cashflow. - [09:57] — New restrictions on discrimination, deposits and bidding wars. - [14:50] — Why yearly rent reviews may trigger annual increases, not stability. - [18:04] — Leasehold explained: value, mortgages and the 80‑year cliff. - [27:00] — How 990‑year extensions and scrapping marriage value change pricing. - [36:05] — Ground rent caps and who loses out when premiums disappear. - [43:01] — Commonhold: how it works, why it never took off and what changes next. - [52:00] — Business rates overhaul and what multipliers actually mean. - [59:02] — Commercial rent reviews and the push to end upwards‑only clauses. - [01:05:43] — Winners, losers and the unintended effects across the market. ### Mentioned in this episode - **Doomsday Book** — Historical reference when discussing 999‑year terms. - **Metro / Evening Standard** — Examples of media reporting on rental pressures. - **Valuation Office Agency** — Body calculating rateable values. ### Find the guest LinkedIn: https://www.linkedin.com/company/oury-clark ### Follow Business Without BS Website: https://withoutbs.com YouTube: https://youtube.com/@bwblondon Instagram: https://instagram.com/bwblondon X / Twitter: https://x.com/bwb_london LinkedIn: https://www.linkedin.com/company/business-without-bs Apple Podcasts: https://podcasts.apple.com/gb/podcast/business-without-bs/id1528844106 Spotify: https://open.spotify.com/show/6J1YMncmYCLODOKi8A0CFU 🎧 Business Without BS — straight talk from people who've actually built things.

    1h 12m
  8. Why your boss is the real AI threat - Dave Birss

    Apr 29

    Why your boss is the real AI threat - Dave Birss

    Dave Birss says you won't be replaced by AI - you'll be replaced by a leader who's been told the wrong story about it. About this episodeDave Birss is back on Business Without BS - author of the Sensible AI Manifesto, co-founder of the Gen AI Academy, and a man who's taught a million-and-a-half people how to use AI without setting their business on fire. He walks Andy and Andrew through what he calls a "corporate poopocalypse" — what happens when you apply AI to a business that hasn't cleaned up its own mess. The episode covers the Sensible AI Manifesto's six points, the CREATE prompting framework, the three Cs for checking AI output, the adequacy trap, why judgment is the most undervalued skill of the next decade, and the practical playbook for rolling out AI across a team without sending the whole organisation into a panic. About the guestDave Birss co-founded the Gen AI Academy with Helena, where they run AI training across governments, the UN, and Fortune 500 companies. He wrote the Sensible AI Manifesto and GPT Junior, the kids' AI book and video course now in over 100 schools. Before all that he spent his career in advertising and creativity, which is where most of his frameworks come from. Key moments[02:46] The Roomba poopocalypse - why AI applied to a dysfunctional business spreads the mess, not the productivity.[05:46] Corporate barnacles - the institutional plaque costing every business 40% in fuel and speed.[08:04] Sensible AI Manifesto Point 1: use AI to augment skills, not to outsource tasks.[09:15] The two-list exercise: tasks that piss you off vs tasks you wish you could do more of. Only the second list is the real opportunity.[12:11] AI slap - 96% of leaders think AI raises productivity, 77% of staff feel buried by unrealistic expectations.[13:48] The adequacy trap - why AI users get stuck at "good enough" and never break through.[22:51] The other five Manifesto points: use data responsibly, support employees, assign AI leaders, keep learning, always add a human layer.[26:40] The CREATE prompting framework — Character, Request, Examples, Adjustments, Type, Extras.[37:59] The three Cs for checking AI output: Confirm, Check, Craft. Why most people skip the third one.[55:14] How business owners keep their thinking sharp: do the work on paper before you open the laptop.[1:01:03] What humans still beat AI at - conceptualisation, creative voice, and judgment. The judgment one matters most.[1:14:17] The line that pisses Dave off: "you won't be replaced by AI, you'll be replaced by someone using AI." His correction is sharper.[1:18:09] The three-stage AI value pyramid — cost cutting → skill amplification → unlocking what wasn't possible before. 80% of companies are stuck on stage one.[1:24:18] How to roll out AI across a team in an afternoon: align with business strategy, declare an AI amnesty, pave the desire lines. Mentioned in this episodeSensible AI Manifesto — Dave's six-point framework for applying AI without breaking your business. Currently being turned into a book.Gen AI Academy - the training company Dave co-founded with Helena, working with governments, the UN and Fortune 500s.GPT Junior - Dave's book and video course teaching kids how to use AI properly, currently in over 100 schools.Perplexity - Dave's preferred AI tool for fact-checking because it gives you the sources.Cal Newport - referenced for the long-form-reading argument and the case that children reading for pleasure is the strongest predictor of life outcomes.Range (David Epstein) - the case for generalists over hyper-specialists; Dave says the book describes him.Yann LeCun - recently left Meta over the limits of next-token prediction; arguing AI needs world models, not just language.Roomba poopocalypse - the family-and-the-dog metaphor that opens the episode and frames the whole thing.Marc Andreessen / lump of labour fallacy — the framing for why we systematically underestimate the new jobs that emerge from disruption.RAF desire lines - the Nissan-hut path-paving story; Dave's metaphor for letting staff show you how AI is already being used.Combinedly - the AI tool Andrew's firm is testing for client-sentiment analysis and email drafting. Find the guestLinkedIn: https://www.linkedin.com/in/davebirss/ Gen AI Academy: https://thegenaiacademy.com/ Follow Business Without BSWebsite: https://withoutbs.com YouTube: https://youtube.com/@bwblondon Instagram: https://instagram.com/bwblondon X / Twitter: https://x.com/bwb_london LinkedIn: https://www.linkedin.com/company/business-without-bs 🎧 Business Without BS — straight talk from people who've actually built things.

    1h 39m

About

Your weekly dose of real-world business intelligence. No gurus, no fluff - just practical lessons from people who’ve built, scaled, failed, adapted, celebrated, and done it all again. We don’t admire success from afar - we dissect it, decode it, and deliver the lessons straight to you. Subscribe for weekly insights and free resources that strip away the jargon and deliver the real-world lessons you wish you'd got at business school.

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