Voices In Payments - By PaymentGenes

PaymentGenes
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Season one of the "Voices In Payments" Podcast challenges industry experts on the future of payments. This PaymentGenes podcast series covers the most striking topics surrounding payments & FinTech, from APMs, PSPs, Acquirers, Issuers, Schemes, Data, POS, Subscription payments, eCommerce, Challenger Banks, Merchants, KYC, AML, Gateways, (Big) Tech, Human Resources, Biometrics and even more. Our guests, the "Voices In Payments", come from all around the world providing their specific industry vertical expertise on trends, news, and other relevant talking topics in the industry.

  1. 09/30/2025

    Stablecoins: Exploring Adoption, Regulation, and Real-World Applications

    Key Discussion Highlights‍From hype to utility: Why stablecoins have moved beyond speculation and are now being used for real payment applications. The difference between volatile crypto assets and asset-backed stablecoins, and how value stability unlocks everyday use cases.‍Cross-border payments and remittances: How stablecoins reduce costs, settlement delays, and intermediaries. The growing relevance for merchants, treasurers, and consumers sending funds across borders.‍Micropayments and automation: The emergence of use cases such as small online purchases, machine-initiated transactions, and programmable money flows that traditional rails do not support efficiently.‍Industry adoption: The role of fintechs, banks, payment providers, and tech giants. Why companies like Stripe, PayPal, and Circle are taking the lead, and how Visa, Mastercard, and Swift are adapting.‍Regulation and geography: A look at the United States, Europe, and the United Kingdom. How the US is encouraging innovation, how MiCA affects European development, and how the UK is positioning itself in between.‍Stablecoins and CBDCs: Why they are seen as complementary rather than competing. CBDCs as a settlement layer and public infrastructure, and stablecoins as programmable and innovation-driven instruments.‍The consumer perspective: Why end users will not need to understand the underlying technology. Wallets, platforms, and apps will hide complexity and make digital money feel familiar.

    56 min

  2. 03/05/2025

    Omnichannel or Omnichallenge? Mobile Wallets, A2A, and the Big Thing in the 2025 of Payments

    In this episode we covered topics including: 🌎Omnichannel strategy in Europe: Why omnichannel is an omnichallenge. What omnichannel means for different European countries. How regulatory, technology and cultural differences affect its application, and a discussion on cash vs digital payments in different parts of Europe. 💡Alternative Payment Methods: the role of A2A payments, digital wallets, and Alternative Payment Methods in shaping the future of omnichannel commerce in Europe. A discussion on the growth of APM in Europe. ❓The biggest thing for payments in 2025: what is about to take centre stage in the payments world, and what is going to change in 2025? Most importantly, how can professionals in payments get ready for the change? Her insights further shed light on the current role of Worldpay and its strategies to stay ahead in innovations.

    27 min

  3. 02/05/2025

    Exploring Carrier Billing and Innovation with DIMOCO

    The conversation provided fascinating insights on: 📱 The Evolution of Carrier Billing: How this payment method has grown from a niche solution to a widely adopted option in Europe, particularly for subscriptions like Netflix and Google Play. 🌍 Balancing Local Expertise with Global Reach: DIMOCO’s approach to blending traditional payment methods with carrier billing, serving merchants worldwide while addressing regional needs. 🚀 Supporting Scale-Ups: The challenges businesses face when payment setups limit growth and how addressing these issues can unlock new opportunities. 🤖 The Role of AI in Payments: How automation and personalization are reshaping the industry and what that means for the future.

    38 min

  4. 01/06/2025

    Driving Innovation: VISA’s Role in Fleet and Mobility Payments

    Here’s some topics we have covered: 🚗 Transforming Mobility Payments: Exploring VISA’s role in facilitating seamless payment solutions within the evolving mobility sector. 🌐 Innovation in Fleet Operations: The impact of mobility trends, such as increased adoption of electric vehicles (EVs) and sustainable public transit, on the payment landscape, and vice-versa. 📊 Future Trends in Fleet and Mobility: Examining emerging innovations and the opportunities they bring to the fleet and mobility industries. Ready to learn how payments drive innovation in mobility? Tune in now!

    24 min
  5. Exploring the Future of Mortgages with AI and Digital Innovation. With Geert Van Kerckhoven from Oper Credits.

    11/11/2024

    Exploring the Future of Mortgages with AI and Digital Innovation. With Geert Van Kerckhoven from Oper Credits.

    This Episode covers an interview with Geert Van Kerckhoven, the CEO of Oper Credits, a SaaS company specializing in mortgage technology solutions. Key points discussed include: 1. Digitizing Mortgages: Geert explains that Oper Credits provides software to streamline the mortgage origination process for banks across Europe. Their goal is to make the experience more efficient and user-friendly for both borrowers and loan officers. 2. Challenges in the Mortgage Industry: Despite recent technological advancements, the mortgage process remains largely paper-based and fragmented. Regulatory constraints and legacy systems in financial institutions contribute to slow adoption of digital solutions. 3. Role of AI and Open Banking: Geert sees AI as transformative for the mortgage sector, though it faces significant compliance hurdles. Open banking offers direct access to borrowers' financial data, enhancing accuracy and efficiency in loan applications. However, issues with inconsistent data and system integration remain obstacles. 4. Embedded Experiences: Geert advocates for an integrated, seamless mortgage experience that connects property browsing and financing—a concept well-developed in e-commerce but still lagging in the mortgage sector. 5. The Future of Mortgages and Fintech: Looking ahead, Geert envisions digital tools that enable real-time decisions for borrowers and closer collaboration with payment providers to leverage valuable data. Such integration could help banks make quicker, better lending decisions. Nonetheless, achieving this vision will require cooperation across regulatory, technological, and financial domains. This discussion highlights the opportunities and ongoing challenges in creating a seamless, borrower-friendly mortgage journey in Europe’s evolving digital landscape.

    24 min

  6. 07/20/2021

    What is Next in the World of DeFi and Crypto? with Kellogg Fairbank from Nash

    Listen to the podcast to find out: What is next in the world of DeFiThe challenges the cryptomarket is facingCryptocurrency walletsAnd more!Want to learn more about cryptocurrency and crypto wallets? Reach out to Kellogg Fairbank for a conversation! About Kellogg Fairbank Kellogg Fairbank is CEO of Nash, a fintech that makes cryptocurrency and decentralized finance easily available by bridging the gap between traditional banking and blockchain. An experienced technology executive and entrepreneur, he has more than a decade of experience in senior leadership roles in the fintech and payments industries, including positions at Braintree / Venmo and PayPal. About PaymentGenes's "Voices In Payments" - The Future of Payments podcast: The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise. Growth by providing expertise-driven Recruitment, Contracting, Greenfield Consultancy. These services all resolve and intersect around payments. Learn more about how we can help your business here.

    46 min

  7. 07/13/2021

    How Cloud is Accelerating FinTech with Luc Schamhart from Google

    Listen to the podcast to find out: How Cloud facilitates seamless paymentsCloud data storage and protection capabilitiesThe latest developments in the world of CloudAnd more! Want to learn more about all things Cloud? Reach out to Luc Schamhart for a conversation! About Luc Schamhart   Luc is a Seasoned expert with multiple years of experience working for tech giants such as IBM, Microsoft, Salesforce and now Google Cloud. About PaymentGenes's "Voices In Payments" - The Future of Payments podcast: The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise. Growth by providing expertise-driven Recruitment, Contracting, Greenfield Consultancy. These services all resolve and intersect around payments. Learn more about how we can help your business here.

    42 min

  8. 07/06/2021

    Applications of Artificial Intelligence in Fraud Management with João Moura from Fraudio

    Listen to the podcast to find out: The use cases of AI in FinTechCombating financial crime The developments in AI in recent yearsAnd more!Want to learn more about all things AI in the FinTech world? Reach out to João Moura for a conversation! About João Moura With close to fifteen years of experience in top academic and industry settings, he has acquired strong theoretical knowledge during his PhD studies in Artificial Intelligence. About PaymentGenes's "Voices In Payments" - The Future of Payments podcast: The “Voices in Payments” Podcast, is an initiative launched by PaymentGenes to positively impact the payments community, by educating and connecting the market with vertical-specific industry expertise. Growth by providing expertise-driven Recruitment, Contracting, Greenfield Consultancy. These services all resolve and intersect around payments. Learn more about how we can help your business here.

    53 min
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Season one of the "Voices In Payments" Podcast challenges industry experts on the future of payments. This PaymentGenes podcast series covers the most striking topics surrounding payments & FinTech, from APMs, PSPs, Acquirers, Issuers, Schemes, Data, POS, Subscription payments, eCommerce, Challenger Banks, Merchants, KYC, AML, Gateways, (Big) Tech, Human Resources, Biometrics and even more. Our guests, the "Voices In Payments", come from all around the world providing their specific industry vertical expertise on trends, news, and other relevant talking topics in the industry.

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