No More Excuses. Wake Up!

Stenell "The Money Therapist" Myers

On this platform I will be discussing Money, Entrepreneurship and Life Skills that were not taught, so you can learn hands on experiences from me and others like myself who've been where you're at. THIS IS A WAKE UP CALL.You'll be hearing personal stories as well as business knowledge/ expertises from some of my special guests. As a mental health professional and financial coach, I will help you get out your own way and tell fear goodbye. WAKE UP AND STOP MAKING EXCUSES.This podcast was created to help motivate, inspire and help you in areas you need to grow in. So, get ready to bring your pen and pad. Let's start your financial freedom journey in business and your personal life. No More Excuses. Wake Up!

  1. 08/20/2025

    64: Florida’s Hometown Heroes 2025: How to Get Up to $35K for Your First Home”

    Send a text No More Excuses, Wake Up! — Florida’s Hometown Heroes Program is back for 2025, and it could put up to $35,000 toward your down payment and closing costs. In this episode, I break it all down: When the program starts (August 18, 2025)Who qualifies — teachers, nurses, first responders, childcare workers, veterans, and moreHow much money you can actually getWhat happens when you sell, refinance, or transfer your homeWhy this is still a win-win investment even though you’ll pay the assistance backEpisode Summary This episode of No More Excuses, Wake Up! is your complete guide to Florida’s Hometown Heroes Program for 2025. Whether you’re a first-time homebuyer, a veteran, or a frontline worker, this program could make the difference between renting and owning. You’ll learn exactly how the program works, who qualifies, and what you need to know before applying. What You’ll Learn in This Episode The exact start date for the 2025 programA clear explanation of who qualifies (including exceptions for military and veterans)How much financial assistance you can receive — up to $35,000The truth about paying it back and why it’s still a win-winWhy buying a home through this program is a smart long-term investmentResources & Links Official Florida Housing Program Info: https://www.floridahousing.org/programs/homebuyer-overview-page/hometown-heroesHUD-Approved Homebuyer Education Courses: https://hudgov-answers.force.com/housingcounseling/s/?language=en_USContact a Participating Lender: Check with your local bank, credit union, or mortgage broker for availability.Connect & Free Tools Visit: StenellMyersEnterprises.com – Learn more about my businesses and download your free budget spreadsheet  Follow me on Instagram: @StenellTheMoneyTherapist  Email me: StenellMyers.Realtor@gmail.com Please rate and review No More Excuses, Wake Up! on iTunes or Spotify to help more people find the show. Would you like me to also format this into a podcast template you can reuse for every episode (just swap out the topic/links), so it saves you time each week?

    18 min
  2. 08/15/2025

    63 Entrepreneurship Made Simple: You Don’t Need a Million—Just a Moment”

    Send a text NO More Excuses, Wake Up! Entrepreneurship Made Simple: You Don’t Need a Million—Just a Moment Episode Summary: In this episode of No More Excuses. Wake Up!  You don’t need a million dollars, a fancy degree, or a “perfect plan” to start your business—you just need to start. In this episode, I’m sharing what it really takes to become an entrepreneur today, drawing from my own experience building JOY (Just Our Youth), A Second Touch, and my real estate career, plus real-life stories of founders who started small and scaled big. You’ll hear powerful success stories—from Sarah Blakely launching Spanx with $5,000 while selling fax machines, to Brian Scudamore turning one truck into 1-800-GOT-JUNK?, to Christina Stembel transforming her flower hobby into a $30 million company. We’ll cover the five traits all successful entrepreneurs share (hint: none of them require money), the surprising truth about startup funding, why side hustles are leading the way, and the first simple steps you can take right now to get your business moving. If you’ve been waiting for the “right time,” this episode will show you why now is the time—and why your biggest regret might be not starting sooner. What You’ll Learn in This Episode: The five key traits of successful entrepreneurs (and why money isn’t one of them)Real-life startup stories that prove you can start small and still go bigThe truth about where 82% of startup funding really comes fromWhy keeping your day job while starting a business can increase your odds of successThe power of side hustles and how they often grow into full-time venturesThe one-page business plan approach that beats 50-page plans every timeHow to take your first small step toward entrepreneurship—todayResources & Links: Visit: StenellMyersEnterprises.com – Learn more about my businesses and download your free budget spreadsheetFollow me on Instagram: @StenellTheMoneyTherapistEmail me: StenellMyers.Realtor@gmail.comPlease rate and review No More Excuses. Wake Up! on iTunes or Spotify to help more people find the show.

    7 min
  3. 08/13/2025

    EP: 62 Topic Money: Navigating the student debt Crisis Smarter

    Send a text No More Excuses. Wake Up! — Planning for College Without Drowning in Debt Episode Summary In this episode of No More Excuses. Wake Up!  Student loan debt in America has exploded to $1.5 trillion, impacting over 45 million borrowers—more than the entire population of Canada. In this episode, we break down why this crisis is reshaping the future of an entire generation and, more importantly, what families can do right now to avoid becoming part of the statistics. We discuss the hidden costs of college, why the financial conversation should start as early as middle school, and practical strategies to earn college credits early, save thousands through community colleges, and make smarter school choices. From understanding Parent PLUS Loans to using 529 plans and alternative savings accounts, we explore real solutions that can protect your family’s financial future. What You’ll Learn in This Episode: The true scope of America’s student loan crisis.Why college planning should start by 8th grade.How community college and public universities can save tens of thousands.The risks of Parent PLUS Loans and how they can follow you for life.How to leverage 529 plans and brokerage accounts for flexibility.The hidden expenses beyond tuition—and how to prepare for them.Practical alternatives like working part-time, starting at community college, or setting realistic budget limits.Key Takeaways: College is an investment, but not all investments guarantee a return—be strategic.Saving early and using cost-cutting strategies can help students graduate without crippling debt.Families need to make informed decisions, not emotional ones.Connect with Stenell Myers Website: StenellMyersEnterprises.com – Explore my agencies, the Money Therapy Institute, and download your free budget spreadsheet. Email: StenellMyers.Realtor@gmail.com Social Media: @StenellTheMoneyTherapist Tampa Bay Realtor – Helping you get the home you need, when you need it. If You Enjoyed This Episode Please rate and review No More Excuses. Wake Up! on iTunes or Spotify to help more people find the show.

    8 min
  4. 09/28/2024

    EP 61-Topic Entrepreneurship: I bought a Commercial Building and Land In Belize within 3 months

    Send a text Episode - No More Excuses. Wake Up! In this episode of No More Excuses. Wake Up!, I take you through my journey of purchasing a commercial building and land in Belize—all within three months!  How I discovered the opportunity to buy a commercial building.The reasons that made me decide to invest in land in such a unique location.The steps I took to complete the purchases within a short three-month timeframe.Plus, I share insights on Veteran Assumable Mortgages—a unique opportunity for eligible buyers to assume a VA loan from a veteran seller, often at a lower interest rate. If you qualify, this could be an excellent tool for financing your real estate purchase!Whether you’re looking to invest in international real estate or just curious about how I managed to pull it off, this episode is packed with insights, lessons, and actionable steps. ORDER YOUR COPY OF Whippin' Debt Ass! TODAY! Please leave reviews on Amazon & Barnes & Noble! Visit:[www.stenellthemoneytherapist.com](http://www.stenellthemoneytherapist.com) MY PERSONAL FINANCIAL MANTRA: BUDGET | SAVE | INVEST | LIVE Each episode of No More Excuses. Wake Up! covers essential topics around Money, Entrepreneurship,** and **Life Skills** that aren't typically taught. Download my free budgeting spreadsheet at:  [www.stenellthemoneytherapist.com](http://www.stenellthemoneytherapist.com)   While you're there, watch my video where I channel Muhammad Ali and demonstrate how I knock down closed doors! Book a Free 60-Minute 1-on-1 Personal or Business Coaching Call with Me:  [1-1 Coaching - Stenell The Money Therapist](http://www.stenellthemoneytherapist.com) Learn more about me and my agencies at:  [www.stenellmyersenterprises.com](http://www.stenellmyersenterprises.com) Interested in being a guest on *No More Excuses. Wake Up! Email me at: [contact@stenellthemoneytherapist.com](mailto:contact@stenellthemoneytherapist.com) Connect with Me: [StenellTheMoneyTherapist.com](http://www.stenellthemoneytherapist.com)   [Instagram](http://www.instagram.com/stenellthemoneytherapist)   [Facebook](http://www.facebook.com/moneytherapyinstitute)   [LinkTree](https://linktr.ee/stenellthemoneytherapist)          MONEY, ENTREPRENEURSHIP, AND LIFE SKILLS THAT WERE NOT TAUGHT!                                              NO MORE EXCUSES! WAKE UP!**

    29 min
  5. 09/21/2024

    EP 60 - Topic Money: The Different Burner Syndrome from My Book Whippin' Debt Ass!

    Send a text Episode - No More Excuses. Wake Up! On this episode of No More Excuses. Wake Up!, I dive into Chapter 7 of my new book *Whippin' Debt Ass!* titled "Another Paycheck." Tune in as I break down how you can generate additional income and use it strategically to pay off debt. Here's what you'll learn in this episode: - How to Get Out of Debt with Additional Income: I'll share my personal tips and strategies for creating new revenue streams to tackle debt faster. - Why I Decided Not to Write My Dissertation for My PhD Program: A personal decision that helped shift my focus toward financial freedom. - How I Created a System to Start Paying Myself: Learn how I implemented a system to ensure I prioritized myself in my financial journey. - Intentionally Paying Off Debt: I discuss my approach to paying off debt with purpose and intention. - Using My Extra Paycheck Formula: I'll teach you how to leverage extra paychecks to accelerate your debt payoff plan. ORDER YOUR COPY OF Whippin' Debt Ass! TODAY! Please leave reviews on Amazon & Barnes & Noble! Visit:[www.stenellthemoneytherapist.com](http://www.stenellthemoneytherapist.com) MY PERSONAL FINANCIAL MANTRA: BUDGET | SAVE | INVEST | LIVE Each episode of No More Excuses. Wake Up! covers essential topics around Money, Entrepreneurship,** and **Life Skills** that aren't typically taught. Download my free budgeting spreadsheet at:  [www.stenellthemoneytherapist.com](http://www.stenellthemoneytherapist.com)   While you're there, watch my video where I channel Muhammad Ali and demonstrate how I knock down closed doors! Book a Free 60-Minute 1-on-1 Personal or Business Coaching Call with Me:  [1-1 Coaching - Stenell The Money Therapist](http://www.stenellthemoneytherapist.com) Learn more about me and my agencies at:  [www.stenellmyersenterprises.com](http://www.stenellmyersenterprises.com) Interested in being a guest on *No More Excuses. Wake Up! Email me at: [contact@stenellthemoneytherapist.com](mailto:contact@stenellthemoneytherapist.com) Have a question or a topic suggestion? Email me at the same address! Connect with Me: [StenellTheMoneyTherapist.com](http://www.stenellthemoneytherapist.com)   [Instagram](http://www.instagram.com/stenellthemoneytherapist)   [Facebook](http://www.facebook.com/moneytherapyinstitute)   [LinkTree](https://linktr.ee/stenellthemoneytherapist)          MONEY, ENTREPRENEURSHIP, AND LIFE SKILLS THAT WERE NOT TAUGHT!                                              NO MORE EXCUSES! WAKE UP!**

    30 min
  6. 03/13/2023

    EP: 59 Topic Money: the 7th chapter Another Paycheck in my new Book Whippin Debts Ass!

    Send a text   On this episode of NO More Excuses Wake Up! I discuss the 7th chapter Another Paycheck in my new Book Whippin Debts Ass!  From this episode you will learn: ·         How to get out of debt with additional income  ·         Why I decided not to write my dissertation for my PHD program ·         How I had a system to start paying myself   ·         Intentionally paying off debt  ·         Using my extra paycheck formula                             ORDER YOUR COPY OF Whippin Debts Ass  PLEASE LEAVE REVIEWS ON AMAZON & BARNES & NOBLES www.stenellthemoneytherapist.com                      MY PERSONAL FINANCIAL MANTRA                   BUDGET      SAVE   INVEST   AND LIVE      On each episode of No More Excuses. Wake Up! We will be talking about Money, Entrepreneurship & Life Skills that were not taught.             You can download my free budgeting spreadsheet at  www.stenellthemoneytherpist.com while you are there watch my video as I portray Muhammad Ali showing you how I kick down closed doors.            Book a free 60-minute 1-1 personal or business coaching call with me 1-1 Coaching - Stenell The Money Therapist                   Learn more about me and my agencies:                        www.stenellmyersenterprises.com       If you would like to be on No More Excuses. Wake Up! Podcast, please email me at contact@stenellthemoneytherapist.com     Have a question? Want to share a topic you think I should discuss? Email me your questions and suggestions at  contact@stenellthemoneytherapist.com                                 Connect with me at www.stenellthemoneytherapist.com http://www.instagram.com/stenellthemoneytherapist http://www.facebook.com/moneytherapyinstitute https://linktr.ee/stenellthemoneytherapist                            MONEY ENTREPRENEURSHIP AND LIFE SKILLS  THAT WAS NOT TAUGHT!                                            NO MORE EXCUSES! WAKE UP

    20 min
  7. 03/09/2023

    EP: 58 Topic Money: 6th chapter Owning your No’s in my new Book Whippin Debts Ass!

    Send a text     On this episode of NO More Excuses Wake Up! I discuss the 6th chapter Owning your No’s in my new Book Whippin Debts Ass!   From this episode you will learn:  ·         How to assert yourself and say NO when people ask for money  ·         My reason why I decided to tell people NO  ·         Understanding your No what is your why  ·         Having a plan for yourself  ·         Be empowered with saying NO   ORDER YOUR COPY OF Whippin Debts Ass   PLEASE LEAVE REVIEWS ON AMAZON & BARNES & NOBLES  www.stenellthemoneytherapist.com                       MY PERSONAL FINANCIAL MANTRA                    BUDGET      SAVE   INVEST   AND LIVE       On each episode of No More Excuses. Wake Up! We will be talking about Money, Entrepreneurship & Life Skills that were not taught.             You can download my free budgeting spreadsheet at  www.stenellthemoneytherpist.com  while you are there watch my video as I portray Muhammad Ali showing you how I kick down closed doors.             Book a free 60-minute 1-1 personal or business coaching call with me 1-1 Coaching - Stenell The Money Therapist                    Learn more about me and my agencies:                        www.stenellmyersenterprises.com        If you would like to be on No More Excuses. Wake Up! Podcast, please email me at contact@stenellthemoneytherapist.com      Have a question? Want to share a topic you think I should discuss? Email me your questions and suggestions at   contact@stenellthemoneytherapist.com                                 Connect with me at  www.stenellthemoneytherapist.com  http://www.instagram.com/stenellthemoneytherapist  http://www.facebook.com/moneytherapyinstitute  https://linktr.ee/stenellthemoneytherapist           MONEY ENTREPRENEURSHIP AND LIFE SKILLS  THAT WAS NOT TAUGHT!                                                      NO MORE EXCUSES! WAKE UP

    20 min
  8. 03/06/2023

    EP: 57 Topic Money: 5th chapter Communication Style and Money Habits in my new Book Whippin Debts Ass!

    Send a text    On this episode of NO More Excuses Wake Up! I discuss the 5th chapter Communication Style and Money Habits in my new Book Whippin Debts Ass!   From this episode you will learn:  ·         Our psychological mindset is linked to our finances  ·         Four basic tenants of Central Communication styles  ·         Breakdown and explanation of all communication styles in relation to money  ·         The intimidation of money  ·         The relationship between communication and money  ·         Finding yourself in these communications styles    ORDER YOUR COPY OF Whippin Debts Ass   PLEASE LEAVE REVIEWS ON AMAZON & BARNES & NOBLES  www.stenellthemoneytherapist.com                       MY PERSONAL FINANCIAL MANTRA                    BUDGET      SAVE   INVEST   AND LIVE        On each episode of No More Excuses. Wake Up! We will be talking about Money, Entrepreneurship & Life Skills that were not taught.             You can download my free budgeting spreadsheet at  www.stenellthemoneytherpist.com  while you are there watch my video as I portray Muhammad Ali showing you how I kick down closed doors.              Book a free 60 minute 1-1 personal or business coaching call with me 1-1 Coaching - Stenell The Money Therapist                  Learn more about me and my agencies:                        www.stenellmyersenterprises.com        If you would like to be on No More Excuses. Wake Up! Podcast, please email me at contact@stenellthemoneytherapist.com      Have a question? Want to share a topic you think I should discuss? Email me your questions and suggestions at    contact@stenellthemoneytherapist.com                                 Connect with me at  www.stenellthemoneytherapist.com  http://www.instagram.com/stenellthemoneytherapist  http://www.facebook.com/moneytherapyinstitute  https://linktr.ee/stenellthemoneytherapist           MONEY ENTREPRENEURSHIP AND LIFE SKILLS  THAT WAS NOT TAUGHT!                                                    NO MORE EXCUSES! WAKE UP

    24 min
5
out of 5
21 Ratings

About

On this platform I will be discussing Money, Entrepreneurship and Life Skills that were not taught, so you can learn hands on experiences from me and others like myself who've been where you're at. THIS IS A WAKE UP CALL.You'll be hearing personal stories as well as business knowledge/ expertises from some of my special guests. As a mental health professional and financial coach, I will help you get out your own way and tell fear goodbye. WAKE UP AND STOP MAKING EXCUSES.This podcast was created to help motivate, inspire and help you in areas you need to grow in. So, get ready to bring your pen and pad. Let's start your financial freedom journey in business and your personal life. No More Excuses. Wake Up!