The Making Money Simple Podcast

Ryan King
  • 4.8 (4)
  • Investing
  • Updated Biweekly

The podcast helping you to invest and build wealth ✔️ I'm Ryan, a Chartered Accountant and investor from the UK and I share my mistakes, journey and knowledge - all whilst having a laugh - through this podcast! 💻 My website - https://makingmoneysimple.co.uk/ 📕 My book: Stop Waiting, Start Investing - https://linktr.ee/makingmoneysimple1 If you have any questions or want me to cover any specific topics, feel free to email me at: makingmoneysimple1@gmail.com

  1. 3d ago

    Q&A: Vanguard's VWRP (FTSE All-World) or VAFTGAG (FTSE Global All Cap) - Which Is Best?

    Get my global index fund & ETF comparison tool: ⁠click here⁠ Listen to this next: 'Should you switch global ETFs?' In this podcast episode, we answer a great question from Andy: 'VWRP or VAFTGAG' There are a few important differences: What they invest in How much they charge in feesWhat platforms they are available onAnd the type of investment each of them is Listen to the podcast episode for the full details. And thanks for the question Andy! If you have a question, feel free to email me: ryan@makingmoneysimple.com ----------------------------------------- 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠

  2. Jul 22

    My Brand New Stocks & Shares ISA (And The 2 New ETFs I'm Buying)

    In this episode I share my brand new Stocks & Shares ISA, why I chose Trading 212, and exactly what I'm investing in. You can sign up to Trading 212 here To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this above link (or use promo code 'MMS' in the app). Terms apply. This portfolio is part of a brand new investing journey that I'll be sharing on here, including portfolio updates, lessons learned, investing mistakes to avoid, everything I've learnt along the way, and more. If you've got any questions, let me know and I'll get back to you! ----------------------------------------- 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here -----------------------------------------⁠⁠⁠ ⏱️ Timestamps: 00:00 - My brand new Stocks ISA 00:37 - Why I chose Trading 212 03:55 - What I'm investing in 05:30 - ETF 1 08:20 - ETF 2 12:20 - My portfolio split 13:35 - my plan

  3. Jul 13

    12k Q&A - Bonds, Trading212 vs Vanguard & Tequila

    Get started with investing (free guide & course) click here How I can help you (The Investing Academy) click here Top broker sign-up offers are here I hit 12,000 subscribers on YouTube, so thought I'd do a Q&A. This is the first ever Q&A I've done and I'm answering some of your investing questions from Instagram and YouTube. We cover a wide range of topics, including bonds, Stocks & Shares ISAs, SIPPs, Trading 212 vs Vanguard, retirement planning, factor investing, portfolio strategy, and much more. A huge thank you to everyone who has subscribed, watched, commented and supported my YouTube channel and my Podcast. I genuinely appreciate your support! ----------------------------------------- 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) to help you start investing - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical book, digital book and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠ ----------------------------------------- Timestamps: 00:00 Introduction 01:41 Q1: Is VANGRS the Best Bond Fund for Retirement? 03:08 Q2: Should You Switch Your SIPP from Vanguard to Trading 212? 05:55 Q3: Can You Retire Before Pension Age Using an ISA? 08:54 Q4: ISA & DC Pension Tax-Efficient Drawdown? 09:39 Q5: What's the Best Junior Stocks & Shares ISA? 11:09 Q6: Should You Add Factor Investing to Your Portfolio? 12:48 Q7: Will £1 Million Be Enough to Retire? 15:09 Q8: Is It Too Late to Start Investing? 17:12 Q9: How Will I Transition from Wealth Accumulation to Wealth Preservation? 20:32 Q10: How Much Is Too Much for a Shot of Tequila? 21:27 Q11: Thanks for your support! 21:51 Q12: Which SIPP Platform Is Best? 25:13 Q13: Is It Too Late to Buy Marvell Stock? 27:38 Q14: Should You Add the FTSE 100 Alongside a Global Index Fund? 30:37 Final Thoughts

  4. Jul 8

    £196,000 Total Investment Portfolio Update

    📈 Join The Investing Academy here! In this video we go through my investment portfolio - an update as of the end of June 2026. Including: what accounts I use, what I actually invest in, how my portfolio is performing so far this year, what I've been investing in this year, and more. I hope this helps. If you have any questions or thoughts please let me know in the comments below! ----------------------------------------- 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) to help you start investing - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical book, digital book and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠ ----------------------------------------- Timestamps: 0:00 - Time for an update 0:56 - The numbers 2:53 - Vanguard UK 9:13 - Vanguard Australia 13:15 - HL 14:13 - Trading 212 14:50 - Freetrade 16:15 - Crypto 18:05 - Final thoughts

  5. Jul 1

    Should You Sack Your Financial Advisor? - Money Coach Tom

    Tom from @moneycoachtom joined me on this podcast episode to discuss - perhaps controversially - the financial advice industry. Sometimes categorised by high fees and a lack of transparency, which begs the question: is a financial advisor actually worth it? For some people, maybe. For others, maybe not. In this episode we get into when a financial advisor isn't (or is) worth it, the questions you need to ask your financial advisor ASAP, how to actually get value, some horror stories, and more. Listen to the episode for the full details! ----------------------------------------- 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠ ----------------------------------------- Timestamps: 3:50 - What questions should you ask your FA? 8:45 - What about fees and value add? 13:55 - Further things to ask your FA 24:59 - What about the rise of ‘financial influencers’? 34:22 - What are some of the worse FA examples? 41:51 - When is a FA actually useful? 47:21 - What should you do?

  6. Jun 24

    Is It Time For You To Switch Global ETF? (VWRP, FWRG, ACWI & more)

    Mentioned in this episode: 📝 Get started with investing (free guide & course): click here 🌎 Global index fund & ETF tool: click here 📺 Two new FTSE All-World ETFs: click here 'Should I switch global ETF?' - this is one of the common questions I receive. For most people, you probably don't need to. But if you are thinking about it, there's a few things to consider. Including: fees, spreads, platform availability and one 'GIA tax trap' that could wipe out any savings. We break it all down in this video and there's a checklist at the end that you can use to see whether it's worth you switching! ----------------------------------------- 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) to help you start investing - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical book, digital book and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠ ----------------------------------------- Timestamps: 0:00 - Should you switch? 1:16 - Ongoing fees 5:18 - Spread fees 6:39 - Dealing fees 7:03 - Is your fund truly global? 8:16 - Are you in the right version? 9:02 - Platform availability 10:30 - Returns 12:46 - Tax 14:47 - Behavioural cost 15:34 - Summary

  7. Jun 17

    3 Investing Mistakes I See All The Time

    Top investing offers - ⁠click here⁠ Three investing mistakes I see people make over and over, through 1-on-1 calls I have and messages I receive: High, unnecessary feesThe wrong tax wrapperISA vs pension mix upFix these and you'll save yourself a few quid! If you have a question, feel free to email me: ryan@makingmoneysimple.com ----------------------------------------- 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) to help you start investing - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical book, digital book and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠ ----------------------------------------- Timestamps: 0:00 - 3 costly mistakes 1:00 - Mistake 1 - High Fees 4:40 - Mistake 2 - Wrong Tax Wrapper 8:16 - Mistake 3 - ISA vs Pension

  8. Jun 10

    Bonds, Stocks & Crypto: Where Is The Economy Heading? - TomTalksInvesting

    Tom from @TomTalksInvesting joined me on this podcast episode to talk about what on earth is going on in the markets. We get into the state of the economy, both here in the UK and globally, and what it all actually means for your money. Tom also walks me through how he runs his own portfolio, including going through his strategy with individual stocks and crypto. And we dig into the biggest lessons we've both picked up along the way. Listen to the episode for the full details! ----------------------------------------- 📝 Get started with investing - I pulled together a 10-page guide, 1-page cheat sheet and 30-day email course (all for free) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ----------------------------------------- ⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results. ----------------------------------------- 📥 Get in touch - ⁠⁠⁠⁠⁠⁠⁠⁠⁠click here⁠

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4.8
out of 5
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About

The podcast helping you to invest and build wealth ✔️ I'm Ryan, a Chartered Accountant and investor from the UK and I share my mistakes, journey and knowledge - all whilst having a laugh - through this podcast! 💻 My website - https://makingmoneysimple.co.uk/ 📕 My book: Stop Waiting, Start Investing - https://linktr.ee/makingmoneysimple1 If you have any questions or want me to cover any specific topics, feel free to email me at: makingmoneysimple1@gmail.com

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