The HMO Podcast

Andy Graham
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Welcome to The HMO Podcast, the dedicated resource for HMO and Co-Living property investors and developers! Join me and my special guests to learn everything you need to know about HMO property investment, from the tips, tricks and hacks that can save you time and money, to the best practice advice, the technical 'know-how' and inspirational stories of success and failure that will help you start, scale and systemise your very own HMO portfolio or business today.

  1. Execution, Efficiency & Where The Real Opportunities Are #BizUpdate

    6D AGO

    Execution, Efficiency & Where The Real Opportunities Are #BizUpdate

    In today’s episode, I’m sharing a business update and giving you a real look at what’s happening inside my portfolio and wider businesses as I head into 2026. This year isn’t about experimenting or chasing new ideas. It’s about execution, efficiency and tightening what’s already been built. I talk through how changes in my personal capacity have reshaped my role, why focus and discipline have become non-negotiable, and how better execution is already translating into stronger performance. I share what’s been working, what hasn’t gone to plan, and why touching on portfolio performance, operational pressure, refinancing, live development projects and the reality of running a property business at scale. If you’re building or scaling an HMO business and want a grounded, behind-the-scenes update that reflects the real challenges and decisions involved, this episode will give you clarity and reassurance that this is all part of the process. 💻 Resources & Mentions Book a Call: If you’d like my direct input on your current or next project, you can book a complimentary strategy call with me here.The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Group here.Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

    28 min
  2. Property, Politics and the Future of Landlords with Russell Quirk

    FEB 4

    Property, Politics and the Future of Landlords with Russell Quirk

    In today’s episode, I’m joined by Russell Quirk, a well-known property expert and one of the UK property industry’s most outspoken commentators, for a straight-talking conversation about where the housing market is really heading. Russell started as an estate agent at 16 in his family business, went on to run his own traditional agency, and later founded Emoov, one of the UK’s first online estate agencies. Today, he works behind the scenes with some of Britain’s biggest property brands and is known for his candid, often controversial views on landlords, renters, and housing policy. We cover how being a landlord has changed over the last decade, what recent legislation really means in practice, and why the conversation around property is becoming more political than ever. No hype, no fear-mongering - just honest insight from someone who’s seen the industry from every angle. If you’re an investor trying to make sense of the noise and think clearly about the future, this is an episode you’ll want to listen to. 🎯 What You’ll Learn How the role of the landlord has fundamentally changed over the past decadeThe real (and often overlooked) consequences of the Renters’ Rights ActWhy landlords have become political “pantomime villains” How regulation, tax, and ideology are reshaping the private rental sectorWhat this all means for rents, tenants, and housing supply over the next five yearsWhy HMOs need a PR reset and how professional operators can stand out👉 If you want clarity on your own HMO strategy and what your next move should be, you can book a Strategy Call with me here. 💻Resources & Mentions The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify - it helps more investors find the show!

    53 min
  3. Could This Decision 10x Your Results? (It Did For Me)

    JAN 28

    Could This Decision 10x Your Results? (It Did For Me)

    In today’s episode, I’m breaking down the real role mentorship plays in building a successful HMO business - what it actually does, when it makes sense, and how it can materially change your results if used properly. Mentorship isn’t a silver bullet. It won’t magically fix a broken strategy or replace hard work. But used at the right time and in the right way, it can dramatically improve decision-making, reduce risk, and accelerate progress. Most costly mistakes in property don’t come from bad intentions - they come from lack of clarity, poor sequencing, and limited experience. This episode is about perspective and precision. I walk through the five core benefits of mentorship, real-world examples of how the right guidance saves time and money, who mentorship is (and isn’t) for, and how to make a considered choice about who you should learn from. 🎯 What You’ll Learn The five core benefits mentorship brings to an HMO businessHow better decisions and risk reduction change long-term outcomesWhen mentorship makes sense and when it’s too earlyHow to choose the right mentor and avoid expensive mistakesIf you’re committed to building or scaling an HMO portfolio and want to accelerate results while avoiding unnecessary errors, this episode will give you clarity on whether mentorship should be part of your journey. And if you’d like my direct input on your current or next project, you can book a complimentary strategy call with me here. 💻 Resources & Mentions The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.The HMO Community: Got questions or need support? Come and connect with 10,000+ investors inside our Free Facebook Group here.Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

    37 min
  4. Find to Fill: A 16-Point Checklist for Delivering HMO Projects Like a Pro

    JAN 21

    Find to Fill: A 16-Point Checklist for Delivering HMO Projects Like a Pro

    In today’s episode, I’m breaking down my 16-step Find to Fill process - the exact system I use to take an HMO project from identifying the right property through to launching it and filling rooms fast. If HMOs were as simple as buy, refurb, advertise, and move tenants in, far fewer investors would be dealing with delays, budget overruns, planning issues, and long voids. In reality, most problems don’t come from the market - they come from missed or poorly sequenced steps earlier in the process. This episode is about clarity and control. I explain the full Find to Fill sequence, the steps investors most often overlook, and why getting the order right is what separates smooth, profitable projects from stressful, expensive ones. 🎯 What You’ll Learn The 16-step framework I use to manage HMO projects end to endHow to reduce risk, control costs, and speed projects upWhat needs to happen before you go to market so rooms fill quicklyIf you’re building, scaling, or systemising an HMO portfolio, this episode will help you run your projects with far more confidence and predictability. And if you want my direct input on your current or next project, you can book a complimentary strategy call with me here. 💻 Resources & Mentions The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

    38 min
  5. HMOs in 2026: What Happens Next And How to Take Advantage

    JAN 14

    HMOs in 2026: What Happens Next And How to Take Advantage

    As we step into 2026, there’s no shortage of opinions about what the property market is going to do next. Some people are calling for a boom, others are predicting a crash.  So in today’s episode, I’m laying out how I genuinely think 2026 will play out for HMO investors based on the data, the conversations I’m having across the market, and my own experience of building and operating HMOs at scale. This episode is about clarity. It’s about cutting through the extremes and understanding why a steady market is often the best environment to build a serious HMO business. I talk about what’s likely to happen with rents, house prices, tenant behaviour, lending, regulation, and why execution, margins, and systems will matter more than ever this year. I also explain where I think opportunities will start to emerge as tired and overextended landlords begin to exit and what you need in place if you want to be in a position to take advantage of that. 🎯 What You’ll Learn My predictions for rent growth, occupancy, and house pricesHow tenant behaviour is changing and why voids are the real risk this yearThe practical impact of regulation and reporting on HMO operatorsWhat lenders will be focusing on and how to stay finance-readyWhy good operators will be quietly rewarded and poor execution will be punishedIf you’re building, scaling, or systemising an HMO portfolio and want a clear, grounded view of what actually matters in 2026, this episode will help you go into the year prepared, focused, and confident. And if you want my direct input on your business this year, you can book a complimentary strategy call with me here. 💻 Resources & Mentions The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

    26 min
  6. How Royce Turville's Property Business Rocketed By Doing 3 Things

    JAN 7

    How Royce Turville's Property Business Rocketed By Doing 3 Things

    In today’s episode, I’m joined by one of my mentees, Royce Turville, to break down exactly how he’s gone from steady, stop-start portfolio growth to building real momentum - raising more finance, doing better deals, and installing the systems needed to scale without burning out. Royce shares the full story behind his journey: starting out as an “accidental landlord”, spending years building a base of single lets, then hitting that ceiling many investors reach - where the portfolio grows, life gets busier, and the business starts to feel heavier instead of freer. We unpack what changed from 2024 onwards, how he got clear on what he actually wanted, and the simple actions that unlocked serious progress fast. If 2026 is the year you want to properly build your HMO business and you want a real, relatable example of what’s possible when you execute the basics consistently, this is an episode you don’t want to miss. 🎯 What You’ll Learn The mindset shift that moved him from slow buy-and-hold to real momentumThe simple change that made private finance far easier to accessWhy adding value became central to scaling sustainablyHow auctions can uncover overlooked opportunitiesThe realities of operating in Article 4 areas and why early technical input mattersHow bringing in the right support removed him as the bottleneckIf you want clarity and momentum like Royce, then book a Strategy Session with me here. 💻 Resources & Mentions The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify - it helps more investors find the show!

    53 min
  7. How To Scale To £250k+/Year In 2026 (Using My Unique 3 Step System)

    12/31/2025

    How To Scale To £250k+/Year In 2026 (Using My Unique 3 Step System)

    As we step into a new year, a lot of property investors are setting big intentions and telling themselves this is the year it finally clicks. But good intentions alone don’t create momentum. In today’s episode, I’m talking about why so many property investors feel like they’re doing everything right… but still can’t seem to build any real momentum. They get started, they stay busy, they even do the odd deal - yet things never quite take off. This episode is about structure, alignment, and the difference between reacting to problems and designing a business that actually compounds. I also introduce a simple three-step framework I use in my own businesses - one that, when applied properly, can completely change the way progress shows up. 🎯 What You’ll Learn Why most investors never experience true momentumThe hidden reason progress feels stop-startWhat “liftoff” actually looks like in propertyThe shift that turns effort into compounding resultsIf you’ve been busy but not moving forward, or you’ve told yourself this is the year things finally change, this episode will give you a new lens to look at what’s really holding you back. WATCH THIS to learn more about my unique 3-step system. If you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify - it helps more investors find the show! 💻 Resources & Mentions The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

    24 min
  8. Getting Better Refurb Results: Contractor Will Whittaker Explains How

    12/24/2025

    Getting Better Refurb Results: Contractor Will Whittaker Explains How

    In today’s episode, I’m joined by Will Whittaker - a construction expert and experienced builder - to pull back the curtain on what HMO projects really look like on the other side of the deal. What does a refurbishment or conversion look like from a builder’s perspective, and where do investors most often get caught out? As you can imagine, I’ve got plenty of questions. I consider myself fairly experienced when it comes to buildings and refurbishments, but Will operates on another level entirely.  If you’re planning a refurb, a conversion, or an HMO project and you want to avoid delays, disappearing trades, and expensive surprises, this is an episode you don’t want to miss. 🎯 What You’ll Learn What a main contractor actually doesHow to plan contingency properly for older HMO propertiesThe common site problems that catch inexperienced investors outWhy cheap drawings and vague specs almost always end up costing you moreHow to structure contracts and payment schedulesWhy “too cheap” quotes are a red flagSimple cost-saving decisions that don’t compromise the end resultHow to find the right contractor through proper due diligenceIf you enjoyed this episode, hit subscribe and drop a quick review on Apple Podcasts or Spotify - it helps more investors find the show! 💻 Resources & Mentions 1-2-1 Mentorship: Ready to take things to the next level? Apply to join my 1-2-1 mentorship programme here.The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.

    43 min
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About

Welcome to The HMO Podcast, the dedicated resource for HMO and Co-Living property investors and developers! Join me and my special guests to learn everything you need to know about HMO property investment, from the tips, tricks and hacks that can save you time and money, to the best practice advice, the technical 'know-how' and inspirational stories of success and failure that will help you start, scale and systemise your very own HMO portfolio or business today.

Information

  • Creator
    Andy Graham
  • Years Active
    2020 - 2026
  • Episodes
    346
  • Rating
    Clean
  • Copyright
    © 2026 The HMO Podcast
  • Show Website
    The HMO Podcast

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