Dr. Sev Talks Money

Severine Bryan, DBA, AFC®

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Website: https://www.sevtalksmoney.com/ YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney LinkedIn: https://www.linkedin.com/in/severinebryan-financialcoach/

  1. 2d ago

    Shame-Free Money: The $60K Debt Payoff Story

    Have you ever assumed that someone with a degree and a good credit score must have their finances together? Many people assume that a good income, a strong career, or an excellent credit score automatically means financial success. Attorney and financial literacy educator Karlesha Hewitt learned firsthand that this isn't always true. In this episode, Karlesha shares how she paid off nearly $60,000 in debt in two years, the money habits she had to change, and why learning the language of money transformed her life. We discuss financial literacy, debt payoff, budgeting, accountability, money mindset, and practical ways to build lasting financial confidence. **************************************************** Join Dr. Sev's Wealth Warriors Community for more financial discussions and insights (FREE to join): https://www.skool.com/wealth-warriors-community-1025/about **************************************************** The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen! Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoney My website: www.sevtalksmoney.com YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney LinkedIn: https://www.linkedin.com/in/severinebryan/ **************************************************** Karlesha's information Karlesha V. Hewitt, Esq. founded WisdomChild Consulting in 2023 with a heart toward equipping people with the tools, resources, and wisdom needed for life changing empowerment and long-term financial stability. Primarily through Financial Literacy Education, she helps people Get Wisdom That Cannot Be Taken! Karlesha's perspective comes from learned and lived experience. After exposure to various perspectives on saving, budgeting, paying off debt, and wealth building as well as practical application, Karlesha paid off close to $60,000 in debt over a two year period (not including student loans). Then she began leading and teaching others through dynamic, interactive, and interpersonal financial literacy workshop courses. Connect with Karlesha: 🌐 wisdomchildconsulting.com 📅 June cohort: search "Money Talks Academy" or "Karlesha Hewitt" on Eventbrite Work she supports: Girls on a Mission with Ambition https://girlsonamissionwa.org/ 00:00 Can You Have a Great Credit Score and Still Struggle With Money?01:53 Karlesha's $60,000 Debt Wake-Up Call05:10 The Podcast That Changed Her Financial Life07:00 Facing Your Financial Reality and Creating a Plan08:45 Support the Show09:10 Signs Someone Looks Wealthy but Isn't Financially Healthy13:05 Financial Shame and Why It Keeps People Stuck15:20 Staying Motivated When Budgeting Feels Overwhelming19:10 Faith, Stewardship, and Financial Goals21:45 Why Community Accountability Matters25:00 Free Ways to Improve Your Financial Literacy28:05 Teaching Money Across Different Life Experiences31:10 Money Talks Academy and Financial Transformation33:05 Information vs Transformation: Why Action Matters34:00 Final Thoughts: Learn the Language of Money

    36 min
  2. May 25

    Designing Wealth With Purpose, Legacy, and Financial Alignment

    In this episode, Dr. Sev sits down with CPA and legacy strategist, Albert Butler, to discuss the emotional, financial, and personal side of money that often gets ignored. Albert shares why internal wholeness has to come before any financial strategy, how to shift from chasing money to chasing purpose, and what Legacy Over Ledgers looks like in real life — especially for someone navigating a major life transition like divorce or retirement. They also discussed practical insights on budgeting, personal cash flow, scaling yourself before scaling a business, and building a financial legacy that goes beyond wealth accumulation. **************************************************** Join Dr. Sev's Wealth Warriors Community for more financial discussions and insights (FREE to join): https://www.skool.com/wealth-warriors-community-1025/about **************************************************** The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen! Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoney My website: www.sevtalksmoney.com YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney LinkedIn: https://www.linkedin.com/in/severinebryan/ **************************************************** Albert's information Albert Butler, CPA, MBA is an author, nationally recognized CPA, strategic advisor, and creator of the Legacy Alignment System, a framework designed to help leaders, entrepreneurs, and families align purpose, structure, money, and legacy. With more than 25 years of experience in public accounting, business advisory, and executive financial leadership, Albert has built his career around one core belief: Accounting is the Heartbeat of Business. Check out his book here

    37 min
  3. May 19

    Building a Business With Creativity and Limited Money

    Kira Hartley Klinger built her reselling empire one thrift store find at a time as a divorced single mom with no startup capital and no business plan, just the drive to make it work. In this episode, Dr. Sev and Kira get real about free marketing, time management with kids, hard money lessons, and why doing it imperfectly beats not doing it at all. If you've ever wondered whether it's too late to start, Kira's story — from side hustle to Etsy shop to published author to TV — will remind you: it's never too late. You just have to start where you are. **************************************************** Join Dr. Sev's Wealth Warriors Community for more financial discussions and insights (FREE to join): https://www.skool.com/wealth-warriors-community-1025/about **************************************************** The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen! Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoney My website: www.sevtalksmoney.com YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney LinkedIn: https://www.linkedin.com/in/severinebryan/ **************************************************** Kira's information: Kira Hartley Klinger is a longtime internet shop owner and the author behind two books (Fabric Wars) that delve into the entertaining and lucrative world of auctions and resale. She is an entrepreneur, reseller, and creative force who built her business from the ground up as a single mom. Contact Kira here: https://www.etsy.com/shop/DodOddity

    39 min
  4. May 12

    Personality Type and Money Mindset: What's Driving Your Financial Behavior?

    Doug Lynam spent 20 years as a Benedictine monk before becoming a financial advisor, and that unusual path gave him a front-row seat to something most financial professionals miss entirely. In this episode, Doug explains how your Enneagram personality type shapes the way you earn, save, invest, and give, and introduces his concept of the "sacred wound", the emotional pattern from your past that's been running your money decisions ever since. This isn't about budgets or discipline. It's about understanding why you do what you do, so you can finally start doing something different. **************************************************** Join Dr. Sev's Wealth Warriors Community for more financial discussions and insights (FREE to join): https://www.skool.com/wealth-warriors-community-1025/about **************************************************** The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen! Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoney My website: www.sevtalksmoney.com YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney LinkedIn: https://www.linkedin.com/in/severinebryan/ **************************************************** Doug's information: Book Doug as a coach or keynote speaker, purchase his books, or hire him as an investment advisor. His goal is to help you master your money so you can live a life that makes your soul sing. Website: https://www.douglynam.com/ Substack: https://substack.com/@douglynam Facebook: https://www.facebook.com/douglynam/ LinkedIn: https://www.linkedin.com/in/doug-lynam/ Instagram: https://www.instagram.com/douglynam/ YouTube: https://www.youtube.com/@douglynam Amazon Link to Taming Your Money Monster: Nine Paths To Money Mastery With The Enneagram: https://bit.ly/4pvyLvQ Amazon Link to From Monk To Money Manager: A Former Monk’s Financial Guide To Becoming A Little Bit Wealthy – And Why That’s Okay: https://bit.ly/45zwNDC IEQ9 Enneagram Test: https://www.integrative9.com/DougLynam/enneagram/test/individual/

    35 min
  5. May 5

    Rethinking Debt, Habits, and Money Stress

    In this episode of the Dr. Sev Talks Money podcast, Dr. Sev and Andy Bennetts, financial empowerment coach, explore why many people struggle with money even when budgeting, paying bills, and trying to do everything right. They break down common money beliefs that may be holding us back, the emotional and mental weight of debt, and how to move from financial overwhelm to financial clarity with simple, practical changes. They also unpack the emotional and spiritual impact of debt, question popular financial advice like “never use a credit card,” and discuss how the banking system profits when we don’t fully understand how money works.   **************************************************** Join Dr. Sev's Wealth Warriors Community for more financial discussions and insights (FREE to join): https://www.skool.com/wealth-warriors-community-1025/about **************************************************** The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen! Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoney My website: www.sevtalksmoney.com YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney LinkedIn: https://www.linkedin.com/in/severinebryan/ **************************************************** Andy's information: If today’s conversation inspired you to take charge of your finances, visit EmpowerWealth.Solutions and click Get Started. There you’ll find free tools, resources, and a way to book your own ‘Debt Behind Me, Wealth Before Me’ session. Because debt isn’t a life sentence — you really can change your financial future. Andy Bennetts is a former educator turned financial empowerment coach and the founder of Empowered Wealth Solutions, partnered with United Financial Freedom. He is known for helping families break free from long-term debt, rethink traditional banking math, and build financial futures rooted in faith, stewardship, and freedom. Through his work, Andy helps families eliminate debt years faster, including their mortgage, save tens to hundreds of thousands of dollars in unnecessary interest, and replace financial stress with clarity, peace, and long-term vision using a proven, math-based financial strategy. Website: https://empowerwealth.solutions/ YouTube: https://www.youtube.com/@Empower-Wealth-2024 Facebook: https://www.facebook.com/andy.bennetts.2024

    32 min
  6. Apr 28

    The Invisible Cost of a Budget You Hate

    Do you hate your budget, or does your budget hate you? In this episode, Dr. Sev and Linda Grizely unpack why most budgets fail: they're built against your personality, not with it. Linda shares how one simple experiment led to the ME Money Method — a framework that helps you spend without guilt and save without deprivation. You'll discover why your money personality matters more than any spreadsheet, how to give yourself permission to enjoy the money you've worked hard for, and why understanding your emotions around money is the real first step toward financial confidence. **************************************************** Join Dr. Sev's Wealth Warriors Community for more financial discussions and insights (FREE to join): https://www.skool.com/wealth-warriors-community-1025/about **************************************************** The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen! Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoney My website: www.sevtalksmoney.com YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney LinkedIn: https://www.linkedin.com/in/severinebryan/ **************************************************** Linda's links Website: https://www.LindaGriz.comInstagram: https://www.instagram.com/lindagrizelyFacebook: https://www.facebook.com/thelindagrizelyLinkedIn: https://www.linkedin.com/in/linda-grizelyYouTube: https://www.youtube.com/@LindaGrizelyResources/Freebies: https://www.lindagriz.com/resources (Free Money Personality and Financial Confidence quizzes and more) Linda's Bio: Linda Grizely (pronounced Grizzly, like the bear) is a personal finance educator, motivational speaker, and the creator of the MeMoney™ method - an approach that helps women stop putting themselves last. Because you can’t build a life you love on a budget you hate. Linda offers online courses in all things personal finance, blending practical tools with deep emotional clarity. A former teen mom who went back to college at 48 and built a multi six-figure financial career, she now helps women reclaim financial confidence and think bigger about what’s possible. She’s a personal growth junkie - continually learning -consistently working on leveling up - and always trying to think bigger

    28 min
  7. Apr 21

    Financial Fluency & Insurance Readiness: Asking Better Questions

    What does it really mean to be financially ready, and where does insurance fit into that picture? In this episode, Dr. Sev talks with Tony Steuer, financial fluency advocate and insurance expert, about how to approach insurance decisions with clarity and confidence. They discuss: Financial fluency vs. financial literacyThe role of insurance in financial readinessTerm vs. whole life insuranceRed flags in popular insurance marketing strategiesWhy liquidity and long-term costs matterThe often-overlooked importance of disability insuranceIf you’ve ever felt unsure about insurance or overwhelmed by your options, this episode will help you slow down, ask better questions, and make more intentional decisions. **************************************************** Join Dr. Sev's Wealth Warriors Community for more financial discussions and insights (FREE to join): https://www.skool.com/wealth-warriors-community-1025/about **************************************************** The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen! Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoney My website: www.sevtalksmoney.com YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney LinkedIn: https://www.linkedin.com/in/severinebryan/ **************************************************** Tony's links Website: www.tonysteuer.com LinkedIn: www.linkedin.com/in/tonysteuer The Get Ready Money Podcast: Apple Podcasts: https://podcasts.apple.com/us/podcast/the-get-ready-money-podcast/id1480046083 YouTube channel: https://youtube.com/tonysteuer Books: Get Ready! (Financial document organizer) Questions and Answers on Life Insurance Insurance Made Easy Tony's Bio: Tony Steuer, CLU, LA, CPFFE is an internationally recognized financial fluency advocate, award-winning author, and host of The Get Ready Money Podcast. As the founder of The Get Ready Movement, Tony is leading a shift in how we think about money—not just as numbers, but as a tool for living a more intentional and empowered life. Through his books, podcast, curated recommendations, and expert insights, Tony helps financial professionals, educators, and individuals ask better questions, foster meaningful money conversations, and take purposeful action. He serves as an advisor to Insurance Nerds and Dingo Technologies. Tony’s thought leadership has earned recognition as a Finalist in ThinkAdvisor’s LUMINARIES Class of 2022 for Thought Leadership & Education. He has served as a Judge for the Plutus Awards, the MAIA Awards and the 2023 Finder Innovation Awards, and as a longtime member of the California Department of Insurance Curriculum Board. A trusted voice in the media, Tony contributes as an expert content reviewer for Nerdwallet, Bankrate, and Forbes Advisor, and has been featured by ABC’s Seven on Your Side, CNBC, Cheddar TV, The New York Times, Washington Post, Fast Company, Chicago Tribune, and Fox Business News.

    33 min
  8. Apr 7

    Why Money Feels Hard: The Confidence Gap No One Talks About

    This isn’t about what we know. It’s about what’s getting in the way. In this episode, Dr. Sev sits down with financial wellness consultant Nia Adams to explore why money can still feel hard—even when you know what to do. They unpack how confidence, beliefs, and past experiences shape financial decisions, and what it takes to move past money shame and follow through. If you’ve ever felt like you should be further along by now, this conversation is for you. **************************************************** Join Dr. Sev's Wealth Warriors Community for more financial discussions and insights (FREE to join): https://www.skool.com/wealth-warriors-community-1025/about **************************************************** The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Join me for one-on-one coaching, group sessions, workshops, or speaking engagements as we journey to financial empowerment together. It’s never too late to begin again—let’s make it happen! Here is one way you can support the Dr. Sev Talks Money podcast and YouTube channel: https://www.buymeacoffee.com/DrSevTalksMoney My website: www.sevtalksmoney.com YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney LinkedIn: https://www.linkedin.com/in/severinebryan/ **************************************************** Nia's links: Website - www.niaadams.com Linkedin - https://www.linkedin.com/in/nia-a-0b485b58/ Youtube - www.youtube.com/@moneyperspectives Conference - www.thrive360atl.com (September 26, 2026 in Atlanta) Nia Adams, known as The Coins Confidant, is a financial wellness consultant, speaker, and founder of Perspectives. She helps individuals and organizations move from knowing what to do with money to feeling confident enough to do it through practical, judgment-free financial education. After paying off $57,000 in debt in under three years, Nia built a nationally recognized platform focused on confidence, behavior, and real-life financial decision-making. She is a three-time author, holds an MBA in Finance, and is both an Accredited Financial Counselor® and Certified Financial Education Instructor. Nia also serves on the advisory board of United Way of Greater Atlanta – Douglas County and is known for creating spaces where conversations about money feel accessible, empowering, and transformative.

    41 min

Trailers

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out of 5
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About

The Dr. Sev Talks Money podcast's mission is to empower women to approach money confidently, reframe their financial habits, and build a future where their money is a tool for opportunity and security. Through Dr. Sev Talks Money YouTube channel and Podcast, I provide actionable advice and inspiration to help you achieve financial freedom. Website: https://www.sevtalksmoney.com/ YouTube: https://www.youtube.com/c/DrSeverineBryan--SevTalksMoney LinkedIn: https://www.linkedin.com/in/severinebryan-financialcoach/