The Karen Tang Money Podcast

Karen Tang

Hi, I’m Karen Tang and I’m the founder of karentang.sg. 
My mission is to help educate people just like you on your personal financial planning. 
I help you make smart choices and save you from making avoidable money mistakes.

  1. 12/16/2021

    Is the Supplementary Retirement Scheme Worth Your While ?

    The SRS is a voluntary saving scheme to encourage individuals to save for retirement. Income tax savings is the biggest appeal of the SRS account for Singaporeans, PRs, and foreigners. Every dollar you put in your SRS account is tax-deductible, up to the contribution cap. Furthermore, you can invest your SRS money in various SRS-approved instruments. However, there are 3 things to consider before you make that SRS contribution: 1. The amount of tax savings - Do your math to determine if the contribution will get you to a lower tax bracket. 2. Liquidity - Balance your liquidity versus the amount of tax savings. Be mindful that you will be locking in the money till the statutory retirement age. 3. Emergency fund - Have you set aside your emergency fund? It should be at least 6 months' worth of your expenses. Are you on track in your retirement planning?  Have you addressed all the potential blind spots? If you're not sure and wish to have a comprehensive review of your retirement plan, call me today at +65 62528500!  Do share the video and subscribe to my channel if you feel it has empowered you. Kindly take a moment to leave a review below. If there is any query or topic that you would like me to answer or cover, do tell me about that in the comment section below. If you wish to work with me to develop your financial security plan, call me now on +65 6252 8500 to schedule an appointment.  Listen to Karen Tang Money Podcast on:-  Spotify: https://spoti.fi/3nRODKi  iTunes: https://apple.co/3rFj4ps  Google Play: https://bit.ly/37NQWbM  Other Platforms: https://anchor.fm/ karentang Connect With Me:-  Website: https://karentang.sg/  Linkedin: https://www.linkedin.com/in/karencfp/...  Instagram: https://www.instagram.com/karentangsg/  Facebook: https://www.facebook.com/karentangsg  Twitter: https://twitter.com/karentangsg  Mail: karen@karentang.sg  #KarenTang #financialplannersingapore #criticalillnessinsurance #lifeinsurancesingapore #insuranceplanning Cfp,Asian perspectives,Asian news,narrated,current affairs,Money Mind,money,investment,bond,stocks,equities,business,insurance,retirement,insurance plans for retirement,CI insurance plan,life insurance,medishield,eldershield RETIREMENT PLANNING MISTAKES,1379 PER MONTH IS NOT ENOUGH FOR RETIREMENT,how much needed for retirement,how much money is needed for retirement,retirement planning singapore,retirement planning,retirement,biggest retirement planning mistakes,retirement in singapore,how much to save for retirement,fire movement singapore,fire movement,financial freedom singapore,financial freedom supplementary retirement scheme (srs),supplementary retirement scheme dbs,supplementary retirement scheme ocbc,supplementary retirement scheme cpf,supplementary retirement scheme withdrawal,supplementary retirement scheme account,supplementary retirement scheme interest rate,supplementary retirement scheme relief,the supplementary retirement scheme,a supplementary pension scheme,supplementary retirement scheme eligibility,supplementary retirement scheme singapore foreigners,supplementary retirement scheme guide,supplementary retirement scheme investment,supplementary retirement scheme singapore interest rate,income tax (supplementary retirement scheme) regulations 2003,supplementary pension scheme luxembourg,supplementary pension scheme of,supplementary retirement scheme review,supplementary retirement scheme regulations,supplementary retirement scheme singapore

  2. 07/29/2021

    Secure A Comfortable Retirement By Avoiding These 12 Mistakes - Part 4

    When it comes to retirement planning, the earlier you start, the easier it is. Starting early gives your money more time to reap the rewards of compounding growth. The best time to start planning for your retirement is when you join the workforce. The next best time is now, if you haven't done so already.  Retirement Planning Mistake #7: No Debt Repayment Plan Retirement Planning Mistake #8: Overestimating Your Ability To Work During Retirement This is the fourth sharing in a series of 6 videos. Stay tuned to learn more! If you do not know where to start, what steps to take to close your retirement funding gap, contact me today!  Do share the video and subscribe to my channel if you feel it has empowered you. Also kindly take a moment to leave a review below.  If there is any query or topic that you would like me to answer or cover, do tell me about that in the comment section below. If you wish to work with me to develop your financial security plan, call me now on +65 6252 8500 to schedule an appointment. Listen to Karen Tang Money Podcast on:-  Spotify: https://spoti.fi/3nRODKi iTunes: https://apple.co/3rFj4ps Google Play: https://bit.ly/37NQWbM Other Platforms: https://anchor.fm/karentang Connect With Me:-  Website: https://karentang.sg/ Linkedin: https://www.linkedin.com/in/karencfp/... Instagram: https://www.instagram.com/karentangsg/ Facebook: https://www.facebook.com/karentangsg Twitter: https://twitter.com/karentangsg Mail: karen@karentang.sg Do note: Any financial or investment information in this podcast/video is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See www.karentang.sg/privacy-policy/ for privacy information. #Retirementplanning #financialplannersingapore #financialmistakes

  3. 05/31/2021

    Secure A Comfortable Retirement By Avoiding These 12 Mistakes - Part 2

    When it comes to retirement planning, the earlier you start, the easier it is. Starting early gives your money more time to reap the rewards of compounding growth. The best time to start planning for your retirement is when you join the workforce. The next best time is now if you haven't done so already. Retirement Planning Mistake #3: Don't Start Saving Early Enough Retirement Planning Mistake #4: Relying Solely On Central Provident Fund (CPF) This is the second sharing in a series of 6 videos. Stay tuned to learn more! If you do not know where to start, what steps to take to close your retirement funding gap, contact me today! Do share and subscribe to the podcast if you feel it has empowered you. Also, kindly take a moment to leave a review below. Feel free to share with me the key lessons that you have learned in your personal financial planning journey. If you wish to work with me to develop your financial security plan, call me now on +65 6252 8500 to schedule an appointment. Connect With Me:- Website: https://karentang.sg/ Youtube: https://bit.ly/2MaXvwG Linkedin: https://www.linkedin.com/in/karencfp/?originalSubdomain=sg Instagram: https://www.instagram.com/karentangsg/ Facebook: https://www.facebook.com/karentangsg Twitter: https://twitter.com/karentangsg Mail: karen@karentang.sg Do note: Any financial or investment information in this podcast/video is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser. See www.karentang.sg/privacy-policy/ for privacy information.

About

Hi, I’m Karen Tang and I’m the founder of karentang.sg. 
My mission is to help educate people just like you on your personal financial planning. 
I help you make smart choices and save you from making avoidable money mistakes.