Retirement Clarity Radio

Scott Newhouse
  • 5.0 (6)
  • Investing

A concise, straight talk show focused on retirement planning issues that'll get you the information you need to have a comfortable and fulfilling retirement.

  1. 09/23/2025

    5 Investment That Don’t Belong in Your Taxable Accounts, Ep #123

    Putting the wrong investments in your taxable brokerage account can quietly cost you thousands in taxes every year. In this episode, I break down 5 types of investments you should never hold in taxable accounts—and what to use instead for smarter, tax-efficient investing. Want personalized advice? Book a call with me here: https://calendly.com/snewhouse/discovery

  2. 09/16/2025

    The Tax-Savvy Way to Self-Fund Long-Term Care, Ep #122

    Rising long-term care costs can drain retirement savings fast, but choosing the right account to pay for care can save you thousands in taxes. In this episode, I explain the smartest withdrawal order (to fund care, reduce taxes, and protect your legacy. Want personalized help? Book a call: https://calendly.com/snewhouse/discovery

  3. 09/02/2025

    Trump Accounts: $1,000 Government Money for Babies Born 2025-2028, Ep #121

    The government just created a brand new investment account type called "Trump Accounts" (yes, that's the real name). Here's what you need to know: ✅ $1,000 government seed money for eligible babies ✅ Parents can contribute up to $5,000 annually (ages 0-18) ✅ Low-cost index funds only (expense ratios under 0.1%) ✅ Works like a traditional IRA starting at age 18 I break down how this compares to 529 plans for college savings and share a potential Roth conversion strategy that could be helpful for young adults in low tax brackets.Trump Accounts launch July 2026 - but if you're having a baby between now and 2028, this could be a game-changer for their financial future. Disclaimer: There will be more details coming as the government releases additional information. If you want to get personalized advice, book a call with me at https://forthrightfinances.com/start-my-retirement/

  4. 08/28/2025

    This Won't Last Forever, Ep #120

    The U.S. stock market has delivered extraordinary returns over the past decade, but this remarkable run won't last forever. In this video, I share 5 key strategies to prepare your portfolio before the cycle turns: when to start derisking, why global diversification matters, and how to avoid dangerous recency bias. Whether you're approaching retirement or already in retirement, these tips will help you with whatever comes next in the market.

  5. 08/27/2025

    Why You Shouldn’t Leave Your HSA to Your Kids, Ep #119

    In this video, I break down the triple tax benefits of Health Savings Accounts, what happens to your HSA when you pass away, and the key differences between HSA inheritance rules vs Roth IRA inheritance.You’ll learn:• The 3 unique tax advantages of HSAs• What happens if your spouse or children inherit your HSA• Why Roth IRAs often make better legacy tools• A smart strategy for spending your HSA before death If you want to get personalized advice, book a call with me at https://forthrightfinances.com/start-my-retirement/

  6. 08/21/2025

    Using The ‘Gap Years’ Effectively for Retirement Tax Planning, Ep #118

    Retiring soon? There's a window between stopping work and starting Social Security/RMDs that could help lower your lifetime tax burden. In this episode, I break down the "gap years" strategy and share 2 powerful moves you can make during this period, as well as common pitfalls to avoid. Whether you're planning to retire at 62 or already in your gap years, this episode could help you keep more of your hard-earned money.If you want to get personalized advice, book a call with me at https://forthrightfinances.com/start-my-retirement/

  7. 07/30/2025

    Why You Should Retire Sooner Than You Think, Ep #117

    In this video I'll discuss why I want you to at least consider retiring sooner than you've anticipated. While I don't want you to be reckless, I do want you to appreciate that time is your most precious asset, and it's running out faster than you think. I'll share a story that changed my perspective on retirement timing, break down some math that might help if you're a little short on retirement funds, and help you think through what's really keeping you tied to that corporate job.

  8. 07/25/2025

    I Removed Myself from the Organ Donor Registry After Reading This, Ep # 116

    After reading a disturbing New York Times investigation, I removed myself from the organ donor registry. The report revealed how organ procurement organizations are, in my humble opinion, prioritizing quotas over patient safety. It includes a case where a woman was about to have her organs harvested despite showing signs of consciousness. I break down the key findings, explain why the federal quota system is creating dangerous incentives, and share why I made this difficult decision. Read the full investigation here: https://archive.ph/tjp1gBook a call with me for personalized financial and retirement planning advice: https://forthrightfinances.com/start-my-retirement/

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5
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6 Ratings

About

A concise, straight talk show focused on retirement planning issues that'll get you the information you need to have a comfortable and fulfilling retirement.

Information

  • Creator
    Scott Newhouse
  • Years Active
    2021 - 2025
  • Episodes
    123
  • Rating
    Clean
  • Copyright
    © Scott Newhouse
  • Show Website
    Retirement Clarity Radio