PA the FI Way

Kat, PA-C

Becoming a physician assistant (PA) is difficult. But becoming a PA on the way to financial independence (FI) shouldn’t be. Allow the PA the FI Way podcast to be your guide to becoming a physician assistant on the way to financial independence. Unfortunately, even basic personal finance and budget concepts are rarely taught in high school, college or PA school. Then once PA students become certified physician assistants and begin their professional journey practicing medicine, they typically have a heap of student loans just waiting to be paid back. Let’s not only discuss how to prevent large student loan amounts, but also how to pay them back quickly. Let’s discuss how practicing PAs can learn to save and invest for their futures. PA the FI Way’s mission is to provide both future and current PAs alike strategies to not only become financially literate, but to also reach financial independence along the way. Think of it as personal finance for PAs with a financial independence twist. Financial independence provides the freedom to find balance in work and personal life. FI is about creating the life you want to live, choosing when to retire (IF you want to retire early), choosing when to cut back on working, or choosing when to work on another passion in your life. The decision truly is yours, and I hope you decide to join me on the journey to becoming a PA the FI Way.

  1. 173 | Beyond the Clinic: Protecting Your Heart & Brain, Writing Books, and Expanding Your PA Career as a MSL

    7H AGO

    173 | Beyond the Clinic: Protecting Your Heart & Brain, Writing Books, and Expanding Your PA Career as a MSL

    In this episode, I sit down with Josh Wageman, PhD, DPT, MPAS, CLS, CSCS — Clinical Lipid Specialist, PA who formerly practiced in Endocrinology, and Medical Science Liaison — to explore the intersection of protecting your healthspan while building wealth and expanding career flexibility as a physician associate. Josh’s PhD research focused on cholesterol disturbances in Alzheimer’s disease, and he’s widely known for his ability to teach complex lipid physiology in a relatable, practical way. We break down cholesterol and cardiovascular risk without the overwhelm, discussing which labs and screening strategies are truly worth the cost and effort — and when age or family history should factor into the decision. He also shares what inspired him to write The Home Security System and the Lipid Neighborhood, how writing can serve as both education and diversified income while having a meaningful impact, and why clinicians don’t have to feel boxed into a single career path. From becoming a Medical Science Liaison (MSL) to building credibility beyond the clinic, this episode highlights how health, impact, and optionality can work together. If you’ve ever wondered how to better understand cholesterol, prevent heart attacks, strokes, and dementia, or expand your career beyond traditional clinical roles, this conversation is for you. Get your copy of Josh's book: https://amzn.to/4rYcpoz  Connect with Josh on LinkedIn: https://www.linkedin.com/in/josh-wageman-48893445/ Connect with Josh on X: @JoshJWageman Check out Josh's website: lifelovelipids.com    If this episode was helpful, subscribe to the PA the FI Way podcast or YouTube channel for more content to help you build financial independence and prevent burnout along the way.    Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner’s Workbook here!   Website / Blog: pathefiway.com Follow PA the FI Way on Instagram: @pathefiway https://www.instagram.com/pathefiway/ Connect with Kat on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/ Watch on Youtube: https://www.youtube.com/@pathefiway  Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway Keywords: physician associate, physician assistant, PA, PA-C, MSL, medical science liaison, non-clinical medical roles, non-clinical roles, cardiovascular screening, medical author

    44 min
  2. JAN 23

    172 | Stop Networking. Start Anti-Networking.

    Traditional networking has always felt uncomfortable for many clinicians, and for those already experiencing burnout, it can feel downright exhausting. Forced small talk, performative professionalism, and transactional relationships only add to the emotional load healthcare providers are already carrying. In this episode, we cover an “anti-networking” approach inspired by Sahil Bloom and his book The 5 Types of Wealth. Rather than collecting contacts, this framework focuses on building genuine, value-aligned relationships that support long-term connection, career sustainability, and fulfillment. You’ll learn four practical anti-networking principles: how to choose the right rooms, ask better questions, listen at a deeper level, and follow up in ways that feel authentic (not draining). Whether you’re attending a conference like AAPA with fellow physician associates, meeting new team members, or exploring new career paths, these strategies help you build your social wealth without sacrificing your energy or values. Book: The 5 Types of Wealth by Sahil Bloom https://amzn.to/4pUoRUS (Amazon Associate)    If this episode was helpful, subscribe to the PA the FI Way podcast or YouTube channel for more content to help you build financial independence and prevent burnout along the way.    Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner’s Workbook here!   Website / Blog: pathefiway.com Follow PA the FI Way on Instagram: @pathefiway https://www.instagram.com/pathefiway/ Connect with Kat on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/ Watch on Youtube: https://www.youtube.com/@pathefiway  Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway

    24 min
  3. 171 | A PA’s Guide to Malpractice Insurance: Coverage, Claims, and Career Protection (Interview with Chris Cannell, PA-C)

    JAN 9

    171 | A PA’s Guide to Malpractice Insurance: Coverage, Claims, and Career Protection (Interview with Chris Cannell, PA-C)

    Malpractice insurance is something most PAs and other clinicians assume they understand... until something goes wrong. In this episode, Kat sits down with Christopher Cannell, DMSc, MPAS, MPLC, PA-C, DFAAPA, founder of The APC Consultant, for a clear, practical deep dive into malpractice insurance 101 and the medical-legal realities no one teaches us in PA school or on the job. We break down what malpractice insurance actually covers, the key differences between claims-made and occurrence policies, and why employer-provided coverage may not protect you in the way you think it does. Chris explains common assumptions clinicians make about liability insurance, tail coverage, and personal policies, and where those assumptions can quietly put your license, career, and finances at risk. We also go beyond the policy itself to talk about real-world risk management and walk through an anonymized case study that highlights how communication, documentation, and post-event decisions can dramatically affect outcomes. We explore how legal uncertainty contributes to burnout, defensive medicine, and chronic stress, and why legal literacy is an essential (but overlooked) form of clinician self-care. Whether you’re early in your PA career or years into practice, this episode will help you feel more confident, informed, and proactive about protecting yourself in today’s increasingly complex healthcare environment.   Topics Covered:  Malpractice insurance explained for PAs and other medical providers  Claims-made vs. occurrence policies Tail coverage, nose coverage, and employer-provided malpractice insurance Common malpractice insurance myths and mistakes Risk management strategies that actually matter Medical-legal case studies and lessons learned How legal stress contributes to burnout    Resources Mentioned:  Check out The APC Consultant and join the waitlist for Chris's masterclass: theapcconsultant.com The Academy of Physician Associates in Legal Medicine (APALM): apalm.net    AAPA's Risk Management CME Course: cme.aapa.org/local/catalog/view/product.php?productid=902    Connect with Chris:  Email: chris@theapconsultant.com | info@theapcconsultant.com Website: theapcconsultant.com   Phone: 339-933-1952   LinkedIn: www.linkedin.com/in/christophercannell https://www.linkedin.com/company/the-apc-consultant Instagram:          @theapcconsultant Facebook: https://www.facebook.com/p/The-APC-Consultant-61553148984788/      If this episode was helpful, subscribe to the PA the FI Way podcast or YouTube channel for more content to help you build financial independence and prevent burnout along the way.    Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner’s Workbook here!   Website / Blog: pathefiway.com Follow PA the FI Way on Instagram: @pathefiway https://www.instagram.com/pathefiway/ Connect with Kat on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/ Watch on Youtube: https://www.youtube.com/@pathefiway  Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway

    1h 7m
  4. 12/26/2025

    170 | Your Year-End Wellness & Wealth Review (for Healthcare Providers)

    As healthcare providers, we’re constantly evaluated at work, but rarely taught how to step back and evaluate our own lives. In this episode, I walk you through your Wellness & Wealth Annual Review, which is a reflective, intentional process to help you take stock of your finances, energy, health, time, and overall alignment after another year. This is not about budgets, hustle, or setting rigid resolutions. It’s about awareness, compassion, and creating margin so burnout doesn’t quietly follow you into another year. To help you follow along (or do this review later), I’ve created a Wellness & Wealth Annual Review worksheet, a resource designed to make this process simple and actionable. I recommend setting aside 15 to 30 minutes with the worksheet, your favorite cozy beverage, and a quiet space. You don’t need perfection- just honesty and curiosity. 👉 Download your copy of the Wellness & Wealth Annual Review Workbook here and do this alongside the episode or at your own pace. This is an annual reset I wish I had learned earlier in my career, and I hope it helps you enter the next year with more clarity, calm, and intention.   Thanks to Caleb Pepperday, CFP, CHFC, founder of Advanced Practice Planning, LLC, for sponsoring this episode! If you're interested, visit www.advancedpracticeplanning.com/fi to grab your free consultation.   If this episode was helpful, subscribe to the PA the FI Way podcast or YouTube channel for more content to help you build financial independence and prevent burnout along the way.    Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner’s Workbook here!   Website / Blog: pathefiway.com Follow PA the FI Way on Instagram: @pathefiway https://www.instagram.com/pathefiway/ Connect with Kat on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/ Watch on Youtube: https://www.youtube.com/@pathefiway  Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway

    21 min
  5. 169 | Real Estate 101 for Busy Healthcare Providers: Buying, Selling, & Investing with Confidence (Interview with Realtor, Joel Anderson)

    12/12/2025

    169 | Real Estate 101 for Busy Healthcare Providers: Buying, Selling, & Investing with Confidence (Interview with Realtor, Joel Anderson)

    In this episode, I sit down with seasoned realtor and real estate investor Joel Anderson of Counselor Realty to break down everything busy healthcare providers need to know about buying, selling, renovating, and investing with confidence. We cover how to choose the right realtor for you, how to know if you’re ready to buy versus rent, and how much house you should actually purchase based on your financial and lifestyle goals. Joel shares common buyer and seller mistakes, the hidden fees and upfront costs that surprise people, and which cosmetic updates actually boost a home’s value. We also talk through smart selling strategies, whether staging is worth it, and how to price your home without leaving money on the table. To wrap up, Joel shares about his real estate investing journey and covers what may be realistic for clinicians navigating unpredictable schedules and long hours.  If you’re looking to buy or sell in the next year, or just want to make smarter housing decisions on your financial independence journey, this episode will give you the clarity and confidence you need.  Connect with Joel:  Joel Anderson 651-303-5050 (cell) andersonpo7@hotmail.com  www.counselorrealty.com             Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner’s Workbook here!   Website / Blog: pathefiway.com Follow PA the FI Way on Instagram: @pathefiway https://www.instagram.com/pathefiway/ Connect with Kat on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/ Watch on Youtube: https://www.youtube.com/@pathefiway  Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway

    1h 15m
  6. 11/14/2025

    168 | The Power of Yet: How One Word Can Change Everything

    In this episode, I break down one of the simplest but most transformative concepts in personal development: The Power of Yet. Inspired by Dr. Carol Dweck’s research on growth mindset, “yet” is the tiny word that shifts you from feeling stuck to seeing possibility. Whether you’re struggling with money, burnout, confidence, career direction, or new skills, adding “yet” rewires your brain to believe you’re capable of change- because you are. You’re not good at budgeting... yet. You don’t feel confident at work... yet. You’re not financially independent... yet. You don’t have work–life boundaries... yet. Not “no.” Not “never.” Just not yet. This episode gives practical examples, stories, and tools to help you adopt the “yet” mindset so you can grow in any area of your life. What is covered in this episode:  • What the “Power of Yet” actually means A simple mindset shift backed by decades of psychology and neuroscience. • A quick overview of Dr. Carol Dweck’s research How growth mindset vs. fixed mindset impacts confidence, learning, resilience, and even burnout.   • How “yet” reframes failure Turning mistakes into information, not identity. • Real-life examples of “yet” in action Money, relationships, boundaries, investing, career development, and personal habits. • Why 'yet' is crucial for financial independence If you don’t believe you can learn to budget, invest, or build wealth… you won’t. • The neuroscience behind “yet” Why this tiny word activates motivation pathways instead of threat pathways in the brain. • How the Power of Yet protects against burnout When you see yourself as someone who can grow, setbacks feel temporary- not personal. • Easy ways to integrate the “yet” mindset into daily life Microhabits, affirmations, self-reflection prompts, and language shifts. By the end of this episode, you will learn: How to spot fixed-mindset thoughts How to rewrite them using “yet” statements How to create microhabits that support growth How to build confidence through incremental wins How “yet” can change the trajectory of your financial life How to use this mindset shift to reduce burnout and self-doubt How to apply “yet” in relationships, career, money, and personal goals   Resources Mentioned:  Wealthfront HYSA referral link: https://www.wealthfront.com/c/affiliates/invited/AFFA-NGE2-ZDDZ-K8BK Dr. Carol Dweck’s TED Talk – “The Power of Yet”     If this episode was helpful, subscribe to the PA the FI Way podcast or YouTube channel for more content to help you build financial independence and prevent burnout along the way.    Thanks to Caleb Pepperday, CFP, CHFC, founder of Advanced Practice Planning, LLC, for sponsoring this episode! If you're interested, visit www.advancedpracticeplanning.com/fi to grab your free consultation.   Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner’s Workbook here!   Website / Blog: pathefiway.com Follow PA the FI Way on Instagram: @pathefiway https://www.instagram.com/pathefiway/ Connect with Kat on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/ Watch on Youtube: https://www.youtube.com/@pathefiway  Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway

    28 min
  7. 10/31/2025

    167 | Decluttering Your Way to Freedom: How to Simplify, Downsize, and Keep What Truly Matters

    In this episode, I’m sharing what I’ve been learning firsthand as I declutter and prepare for the upcoming sale of our house, and how this process has completely reshaped the way I think about freedom, finances, and fulfillment. I’ve realized how much the things we own can quietly drain our time, energy, and even money. I’ll cover some helpful decluttering principles that my husband and I have recently implemented as we gradually move toward a more minimalistic lifestyle, including the 20/20 rule, the 90/90 rule, and how to break free from the sunk cost fallacy, along with a few mindset shifts that have helped us let go with intention. You’ll learn why simplifying your space is so powerful for both your peace and your financial independence journey. If you’ve been feeling weighed down by too much “stuff” or craving a simpler, lighter life, this episode will inspire you to start creating more room for what truly matters. If this episode was helpful, be sure to subscribe to the PA the FI Way podcast or YouTube channel for more content to help you build financial independence and prevent burnout along the way.    Thanks to Caleb Pepperday, CFP, CHFC, founder of Advanced Practice Planning, LLC, for sponsoring this episode! If you're interested, visit www.advancedpracticeplanning.com/fi to grab your free consultation.   Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner’s Workbook here!   Website / Blog: pathefiway.com   Follow PA the FI Way on Instagram: @pathefiway https://www.instagram.com/pathefiway/   Connect with Kat on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/   Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway   Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway

    33 min
  8. 10/17/2025

    166 | Top 10 Things NOT to Spend Your Money On as a Healthcare Provider

    You work way too hard for your money to waste it. Between charting after hours, missing family dinners, and grinding through long shifts, every dollar you earn should be buying back your freedom, not fueling burnout. In this episode of PA the FI Way, Kat breaks down the Top 10 Things NOT to Spend Your Money On as a Healthcare Provider, the sneaky traps that drain your wallet, energy, and joy while pretending to make life easier or more rewarding. From MLM “opportunities” that prey on overworked professionals, to timeshares that promise lifelong vacations but deliver endless fees, to whole life insurance schemes and overpriced “health” fads, let's expose the money pits that keep you stuck in the burnout cycle. Kat shares real stats, relatable stories, and actionable alternatives so you can start spending in ways that buy you peace, time, and flexibility instead of financial stress. You’ll also hear about status spending, McMansions, luxury cars, convenience overload, unused subscriptions, and other “quiet leaks” that can easily add up to thousands per year. This episode isn’t about guilt; it’s about awareness. When you start aligning your spending with what truly matters, you reclaim control over your finances and your freedom. Tune in, take notes, and pick one small money detox to start this week. If this episode hits home, make sure to subscribe to the PA the FI Way podcast YouTube channel for more content that helps you build financial independence and a burnout-proof life.   Thanks to Caleb Pepperday, CFP, CHFC, founder of Advanced Practice Planning, LLC, for sponsoring this episode! If you're interested, visit www.advancedpracticeplanning.com/fi to grab your free consultation.   Are you just beginning your journey to financial independence and want to learn more? Download your free copy of the PA the FI Way Beginner’s Workbook here!   Website / Blog: pathefiway.com   Follow PA the FI Way on Instagram: @pathefiway https://www.instagram.com/pathefiway/   Connect with Kat on LinkedIn: https://www.linkedin.com/in/katarina-kat-astrup-mspas-pa-c-175848255/   Join the private Facebook group created for current and future PAs on their journey to financial independence: https://www.facebook.com/groups/pathefiway   Like the Facebook page to follow along for updates: https://www.facebook.com/pathefiway

    38 min
4.8
out of 5
32 Ratings

About

Becoming a physician assistant (PA) is difficult. But becoming a PA on the way to financial independence (FI) shouldn’t be. Allow the PA the FI Way podcast to be your guide to becoming a physician assistant on the way to financial independence. Unfortunately, even basic personal finance and budget concepts are rarely taught in high school, college or PA school. Then once PA students become certified physician assistants and begin their professional journey practicing medicine, they typically have a heap of student loans just waiting to be paid back. Let’s not only discuss how to prevent large student loan amounts, but also how to pay them back quickly. Let’s discuss how practicing PAs can learn to save and invest for their futures. PA the FI Way’s mission is to provide both future and current PAs alike strategies to not only become financially literate, but to also reach financial independence along the way. Think of it as personal finance for PAs with a financial independence twist. Financial independence provides the freedom to find balance in work and personal life. FI is about creating the life you want to live, choosing when to retire (IF you want to retire early), choosing when to cut back on working, or choosing when to work on another passion in your life. The decision truly is yours, and I hope you decide to join me on the journey to becoming a PA the FI Way.