Simplifying Investing

Simplifying Investing
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The Simplifying Investing series helps to de-mystify the often-complex world of investing. Whether it’s big or small, we are all invested in something, that's why we're drawing on the knowledge of AMP’s experts to answer the big questions in superannuation, retirement, home loans and beyond. Podcasts provided by AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group. They contain general advice only and have not considered your personal circumstances. You should consider seeking professional advice before deciding to act on any information in these podcasts.

  1. 1970s Vs Now - Is Life Actually Harder: Episode #177

    20h ago

    1970s Vs Now - Is Life Actually Harder: Episode #177

    Shane Oliver and Diana Mousina unpack the gap between perception and reality in today’s economy. From inflation and interest rates to housing affordability, wages and lifestyle changes, they compare life now versus the 1970s to ask a bigger question: are we actually worse off, or just feeling it? The conversation explores rising expectations, the impact of choice, social media, and government support—and why resetting expectations and focusing on long-term fundamentals could be key to financial wellbeing.Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 29 June 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group 00:00 – Intro 00:01 – Inflation update and fuel price impact 00:39 – Will the RBA hike rates again? 01:14 – Why people feel worse off today 01:47 – Cost of living pressures explained 02:20 – Nostalgia: was the past better? 02:43 – Housing, wages and affordability then vs now 04:33 – Workforce changes and female participation 05:32 – Choice, stress and modern life 06:32 – Inflation in the 1970s vs today 07:26 – Income growth vs real purchasing power 08:15 – Travel, lifestyle and spending changes 09:29 – Globalisation and diversity in Australia 12:56 – Shift to services and experiences 13:56 – Education, careers and delayed earnings 14:44 – Is too much choice making us unhappy? 16:06 – Work ethic, jobs and expectations 17:09 – Government spending and welfare dependence 18:15 – Life expectancy and quality of life 19:24 – Safety improvements over time 20:22 – Why confidence is still low 21:02 – Expectations vs reality 22:10 – Social comparison and social media impact 23:29 – Community decline and social connection 24:49 – Work-life balance pressures 25:02 – Can we go back to simpler times? 25:43 – Productivity and income stagnation 26:11 – Practical steps: spending, saving, expectations 27:25 – Final thoughts: gratitude and perspective

    29 min
  2. Can Australia Fix Housing, Energy and Tax Together: Episode #176

    Jun 19

    Can Australia Fix Housing, Energy and Tax Together: Episode #176

    In this episode, My Bui and Shane Oliver are joined by independent MP Nicolette Boele to unpack Australia’s biggest economic challenges—from the slow rollout of clean energy and the road to electrification, to housing affordability, tax reform, and the unintended consequences of recent budget changes. They explore how regulation, superannuation, and political decisions are shaping productivity, investment, and cost of living—plus whether the “sensible centre” still has a place in today’s shifting political landscape. Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 19 June 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group 00:00 - Intro 01:00 Clean energy finance and investment challenges 02:00 Red tape and delays in energy projects 03:20 Regulation, risk appetite and super funds 04:45 Energy prices, gas vs renewables debate 06:00 Electrification and future energy system 07:30 Cost of living pressures emerge 10:45 Budget discussion: housing, productivity, tax 12:00 Capital gains tax changes and impact 14:20 Tax fairness and generational inequality 16:00 Startups, venture capital and innovation risks 17:40 Investment behaviour and market impacts 18:50 Need for broader tax reform 20:30 Resource taxes and government revenue 22:30 Incentives, productivity, and business growth 24:30 Political reaction and voter sentiment 26:30 Housing crisis: supply vs demand 27:50 Density vs decentralisation debate 30:40 Regulation and housing costs 31:20 Superannuation and affordable housing solutions 33:40 Immigration and labour shortages 36:20 Political shifts and rise of minor parties 38:00 The “sensible centre” in modern politics 40:20 Closing remarks

    41 min
  3. AI Boom, Korea Surge, Rate Fears, Housing Reality: Episode #175

    Jun 11

    AI Boom, Korea Surge, Rate Fears, Housing Reality: Episode #175

    In this episode, Diana and My unpack shifting global market expectations, from US Federal Reserve rate uncertainty to the ongoing impact of AI-driven growth on equities. They explore geopolitical risks in oil markets, the surge in Korean stocks powered by semiconductor demand, and whether the hype is justified. Closer to home, the conversation turns to Australia’s federal budget, breaking down housing affordability, tax changes, and what falling property prices really mean for investors and first-home buyers. Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 11 June 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

    21 min
  4. Why Inflation Might Stay Higher for Years: Episode #174

    May 28

    Why Inflation Might Stay Higher for Years: Episode #174

    Is inflation here to stay? 📈 Shane and My unpack why rising prices, interest rates and government debt are becoming harder to control—driven by geopolitics 🌍, ageing populations , and bigger government spending 🏛️. They explore what this means for bonds, shares and your portfolio 💼, and why despite the risks, long‑term investors should stay optimistic—backed by the rise of Asia and the productivity potential of AI 🤖. Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 28 May 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

    26 min
  5. Re-uploaded - 2026 Budget breakdown: winners, losers and housing reality: Episode #173

    May 19

    Re-uploaded - 2026 Budget breakdown: winners, losers and housing reality: Episode #173

    Podcast survey: https://surveymars.com/q/7Uogu2bpK Thank you in advance for sharing your insights on how we can improve the pod! (Re-uploaded -19/05/2026 - first published on the 14/05/2026) 💸 The Federal Budget unpacked: Shane and My break down what it really means for housing, taxes and younger Australians. From negative gearing changes and capital gains tax tweaks 🏡 to the growing generational divide, they explore whether these policies fix affordability—or just shift the problem. Plus, the ripple effects on investing 📈, government spending, and why tax reform (not just tax hikes) could be the missing piece. Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 14 May 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.

    33 min
  6. Why the RBA Isn’t Done Yet: Episode #172

    Apr 30

    Why the RBA Isn’t Done Yet: Episode #172

    🎧 Quick favour? We’re tweaking and improving Simplifying Investing and want to make sure we’re hitting the mark. Got 2 minutes to tell us what you think? 👉 https://surveymars.com/q/7Uogu2bpK No emails, no follow‑ups — just better podcast episodes. In this episode of Simplifying Investing, My Bui and Diana Mousina unpack what Australia’s inflation numbers really mean, from headline CPI to the trimmed mean, and why it matters for households and the RBA. They discuss the impact of high oil prices and Middle East tensions on inflation, the outlook for further interest rate hikes, and whether government policy—particularly fuel excise cuts and the upcoming federal budget—can actually help ease cost-of-living pressures.   Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 30 April 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

    17 min
  7. Markets Hate Uncertainty — Investors Shouldn’t: Episode #171

    Mar 27

    Markets Hate Uncertainty — Investors Shouldn’t: Episode #171

    In this episode of Simplifying Investing, Dr Shane Oliver and Diana Mousina unpack the market and inflation implications of the escalating Middle East conflict, including disruptions to oil supply through the Strait of Hormuz. They explore why oil prices haven’t surged as much as feared, the risk of a renewed stagflation environment, and what higher energy costs could mean for interest rates and central bank decisions in Australia and globally. Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 27 March 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

    22 min
  8. * Bonus ep - Gulf War 3.0: Global Tensions, Market Volatility and what it all means: Episode #170

    Mar 5

    * Bonus ep - Gulf War 3.0: Global Tensions, Market Volatility and what it all means: Episode #170

    In this bonus episode, Dr Shane Oliver and My Bui examine how escalating geopolitical risks are influencing global markets, energy prices and inflation following the Israel and US strikes on Iran. They explore what it means for the Australian economy, why investors should avoid trying to time market shocks, and what periods of uncertainty can mean for long‑term returns. The episode also covers Australia’s latest GDP data, government spending, productivity trends and the implications for interest rates and the RBA.   Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 5 March 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

    19 min
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About

The Simplifying Investing series helps to de-mystify the often-complex world of investing. Whether it’s big or small, we are all invested in something, that's why we're drawing on the knowledge of AMP’s experts to answer the big questions in superannuation, retirement, home loans and beyond. Podcasts provided by AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group. They contain general advice only and have not considered your personal circumstances. You should consider seeking professional advice before deciding to act on any information in these podcasts.

Information

  • Creator
    Simplifying Investing
  • Years Active
    2021 - 2026
  • Episodes
    180
  • Rating
    Clean
  • Copyright
    © Simplifying Investing
  • Show Website
    Simplifying Investing

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